Zionsville Insurance Rates:

Zionsville, IN homeowners insurance is about $807 to $1,106, about $67-$92/month. Our comprehensive research shows customers can save upto $382 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Allstate has many discounts that you may be available to you if you meet certain criteria. some of those discounts are multi policy, early signing discount, safe home discount, welcome discount, and even 55 and retired discount.
State Farm
They can take a bit to respond back to you by email or phone. once i had an issue take over three days for a response.
American Family
I really appreciate the local american family agent and his staff. my agent does a great job at contacting me about any and all deals i am available for.
Progressive
I can't think of anything I dislike about the company. Everything is very simple and easy to use, and for the most part, I don't need to think about it at all.
Erie Insurance
I am able to get a more personalized plan and make a good relationship with my insurance company from it being local.
Progressive
It's pretty easy to use. It's clean and there is an online chat feature which actually is really good. They could make the payment options a little easier though. The app is pretty flawless. Seamless really.
Geico
MY agent is usually available. His assistant is usually available. If not I can leave a message and I will get a prompt call back. The insurance company has a hotline if the agent is not available.
State Farm
I haven't needed to contact customer service very often but when I have they are always punctual. I have never had to talk to a robot when I call.

Zionsville, IN Homeowners Insurance By Home Value

Zionsville, IN Home Value Total Homes % of Total Average Zionsville, IN Homeowners Insurance
Less than $50,000 136 3.0% $66
$100,000 to $124,999 149 3.0% $315
$125,000 to $149,999 283 6.0% $391
$150,000 to $174,999 480 10.0% $458
$175,000 to $199,999 379 8.0% $535
$200,000 to $249,999 718 16.0% $640
$250,000 to $299,999 596 13.0% $793
$300,000 to $399,999 1,539 35.0% $1003

Top Home Insurance Agents Near Zionsville, IN

Home Insurance Company Near Zionsville, IN Homeowners Insurance Agency Near Zionsville, IN Address
State Farm Ben Brown 2750 E 146th Street, Carmel, IN, 46033-7236
Travelers Deborah Brandon Insurance Agency 11413 OVERLOOK DR, FISHERS, IN, 46038
Travelers Donley-Horan & Associates 111 N RANGELINE RD, CARMEL, IN, 46032
State Farm John Cole 7033 S State Road 67, Pendleton, IN, 46064-9079
State Farm Roger Roudebush 421 W 53rd St, Anderson, IN, 46013-1507

Cost Of Homeowners Insurance By Street Near Zionsville, IN

Streets in Zionsville Area Homeowners Insurance Cost
Washington St, Turkey Foot Rd, S Main St, Beverly Dr, E 375 S, E 425 N, N Water St, N Victor Rd, Willow Springs Dr, 600 E$847
Valley View Dr, Irishmans Run Ln, S Retriever Ln, N 700 E, 250 S, Cedar Mill Ct, Danny Rd, Smith St, 450 E, Cottonwood Dr$854
Austin Trce, Copeland-Neese Rd, W 950 N, N 640 E, Briargate Dr, E Sycamore St, Bloor Woods Ct, Hickory Ct, Jo Honan Rd, Village Walk Dr$912
Stonewick Way, N 50 W, Irish Hill, Green Glade Dr, Plum St, Dominion Dr, W Base Line Rd, E 550 N, E 850 N, Keith Ct$940
E 650 N, S 9th St, 800 S, S 800 E Rd, 850 E, 425 N, Thrine Rd, N Willow Rd, Blackstone Pl, 1150 E$848

Zionsville, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Zionsville$142 to $144
Worth$125
Eagle$136
Whitestown$127

Zionsville, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Worth township, Boone County, Indiana $125 $167 $251
Eagle township, Boone County, Indiana $137 $182 $273
Whitestown town, Indiana $127 $169 $254

Zionsville, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Zionsville, IN3.5%11.9%
Worth5.02%15.89%
Whitestown4.96%15.76%
Westfield4.38%12.91%

Zionsville Renters Insurance as a Percentage of Rent

Zionsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 1.0% $269
$200 to $299 39 2.0% $719
$300 to $499 55 4.0% $1169
$500 to $749 25 1.0% $1844
$750 to $999 397 30.0% $2594
$1,000 to $1,499 422 32.0% $3719
$1,500 or more 351 26.0% $5369

Zionsville, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Zionsville Homeowner Insurance Premium Example $2,900$2,300
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,300$20,100
Net Savings to Zionsville Home Owner from High Deductible Plan $1,200

Zionsville, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Zionsville, IN Home Replacement Value MORE than Home Value Zionsville, IN Home Replacement Value LESS than Home Value
Replacement Value $455,000 $329,500
Insurance Premium based on Replacement Value $2,150 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,500 Risk Exposure from Under Insuring Coverage is $76,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $225/year

Example Zionsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateFarmers Insurance
Monthly Premium 12795147
Year Built 200319962010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$400000-$500000$400000-$500000
Deductible $500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Zionsville, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 330,000 Asphalt Shingles Roof 2,030 3 $500 Deductible 1040 9 Brick siding yes
1982 290,000 Asphalt Shingles Roof 1,680 3 $500- $1000 Deductible 250 2 Brick siding No
2004 290,000 Slate Shingles Roof 1,690 4 $500- $1000 Deductible 290 3 Fiber-Cement Siding yes
2011 765,000 Shingles Roof 4,720 5 $2500-$5000 Deductible 270 1 Wood siding No
1994 555,000 Wood Shake Roof 3,400 4 $500- $1000 Deductible 170 1 Brick siding No
1981 420,000 Composition Roof 2,170 3 $5000 to $10,000 Deductible 380 4 Stone Siding No
2011 195,000 Asphalt Shingles Roof 1,340 3 $2500-$5000 Deductible 760 10 Stone Siding No
2014 415,000 Slate Shingles Roof 2,760 5 $500 Deductible 1580 9 Vinyl siding No
2013 355,000 Slate Shingles Roof 1,890 4 $1000-$2500 Deductible 1540 10 Stucco siding No
2004 280,000 Tile Roof 1,840 3 $500- $1000 Deductible 1240 12 Fiber-Cement Siding No
1996 355,000 Slate Shingles Roof 1,830 4 $1000-$2500 Deductible 920 7 Wood siding No
2011 450,000 Membrane Roof 3,050 4 $1000-$2500 Deductible 1520 12 Stone Siding No
2004 410,000 Metal Roof 2,330 5 $500 Deductible 1190 9 Stucco siding yes
1989 355,000 Tile Roof 2,260 3 > $10,000 Deductible 290 3 Stucco siding yes
1993 755,000 Membrane Roof 4,470 5 $500- $1000 Deductible 1590 5 Stucco siding yes
1983 860,000 Metal Roof 4,660 5 $1000-$2500 Deductible 1200 4 Vinyl siding yes
1986 375,000 Composition Roof 1,850 3 $1000-$2500 Deductible 390 3 Brick siding No
2010 325,000 Membrane Roof 1,600 3 $5000 to $10,000 Deductible 250 4 Stucco siding yes
2001 305,000 Metal Roof 1,690 3 > $10,000 Deductible 310 5 Stucco siding yes
2007 230,000 Composition Roof 1,370 3 $5000 to $10,000 Deductible 110 2 Stucco siding No
2000 395,000 Wood Shake Roof 2,110 3 > $10,000 Deductible 280 4 Stucco siding yes
2012 385,000 Asphalt Shingles Roof 2,210 3 $1000-$2500 Deductible 820 6 Stone Siding No