Zeeland Insurance Rates:

Zeeland, MI homeowners insurance is roughly $633 to $867, about $52-$72/month. Our all inclusive analysis reveals consumers can save as much as $300 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Zeeland, MI Homeowners Insurance By Home Value

Zeeland, MI Home Value Total Homes % of Total Average Zeeland, MI Homeowners Insurance
Less than $50,000 77 5.0% $142
$50,000 to $59,999 24 1.0% $300
$60,000 to $69,999 38 2.0% $375
$70,000 to $79,999 71 5.0% $427
$80,000 to $89,999 96 7.0% $487
$90,000 to $99,999 84 6.0% $547
$100,000 to $124,999 237 17.0% $630
$125,000 to $149,999 257 19.0% $787
$150,000 to $174,999 200 14.0% $937
$175,000 to $199,999 69 5.0% $1080
$200,000 to $249,999 116 8.0% $1297
$250,000 to $299,999 45 3.0% $1582
$300,000 to $399,999 31 2.0% $2017

Top Home Insurance Agents Near Zeeland, MI

Home Insurance Company Near Zeeland, MI Homeowners Insurance Agency Near Zeeland, MI Address
Liberty Mutual Edwin Reid-Selth Lutcf 2863 West Shore Dr. Ste 104, Holland, MI, 49424
State Farm Jason Ryan 1906 Holton Rd Ste A, N Muskegon, MI, 49445-1685
NA Meyering Insurance Agency 3494 Hubbard Street, Hamilton, MI, 49419
NA Dykstra Agency, Inc. 4260 Plainfield Ave Ne , Grand Rapids, MI, 49525
State Farm Andy Poulsen 2375 E Centre Ave, Portage, MI, 49002-4422

Cost Of Homeowners Insurance By Street Near Zeeland, MI

Streets in Zeeland Area Homeowners Insurance Cost
Blue Spruce Ct, Wall St, Sun Burst Ln, Townline Ct, Byron Rd, Northeast Xing, Sunburst Ln, Wildwing Dr, Heron St, Lynwood Dr$772
W Main Ave, Wiersma Ct, E McKinley Ave, S Lindy St, Sun Park Ct, Molen Dr, W Cherry Ave, E Washington Ave, Sleepy Hollow Ln, E Ottogan St$756
Green Ash Dr, Royal Park Dr, S Maple St, Sun Park Dr, Goodrich, W Madison Ave, Stephanie Jo Ln, Hillcrest Way, Castlemaine Dr, Garden Ridge Dr$767
Tyler Dale Rd, Northridge Dr, Eagle St, E Main Ave, N State St, Innovation Dr, W Springfield Cir, Goodwich, William Ct, W Central Ave$746
S Maple Ct, E Garfield Ave, Lanyard Ct, N Church St, Boone Ct, E Riley St, Main Ave, S Clearwater Dr, Sentry Rd, Meadow Lark Ct$748

Zeeland, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Zeeland$111 to $113
Zeeland charter$115
Holland charter$113
Holland$111

Zeeland, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Zeeland charter township, Ottawa County, Michigan $96 $128 $192
Holland charter township, Ottawa County, Michigan $94 $125 $188
Holland city, Michigan $93 $124 $186

Zeeland, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Zeeland, MI5.9%13.7%
Zeeland charter4.78%13.96%
Holland charter4.91%14.3%
Holland5.13%13.92%

Zeeland Renters Insurance as a Percentage of Rent

Zeeland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 23 2.0% $794
$300 to $499 95 11.0% $1244
$500 to $749 351 42.0% $1919
$750 to $999 178 21.0% $2669
$1,000 to $1,499 119 14.0% $3794
$1,500 or more 53 6.0% $5444

Zeeland, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Zeeland Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,800$9,000
Net Savings to Zeeland Home Owner from High Deductible Plan $800

Zeeland, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Zeeland, MI Home Replacement Value MORE than Home Value Zeeland, MI Home Replacement Value LESS than Home Value
Replacement Value $173,500 $114,500
Insurance Premium based on Replacement Value $725 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Zeeland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 1132261
Year Built 194319601983
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$50000-$75000$125000-$150000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Zeeland, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 370,000 Metal Roof 3,740 5 $500- $1000 Deductible 760 7 Vinyl siding No
1963 250,000 Slate Shingles Roof 2,610 5 $2500-$5000 Deductible 240 4 Wood siding yes
2002 150,000 Wood Shake Roof 2,050 3 $500 Deductible 650 12 Wood siding yes
1966 385,000 Metal Roof 4,120 5 > $10,000 Deductible 200 3 Wood siding yes
1969 110,000 Tile Roof 1,320 2 $500- $1000 Deductible 510 10 Stucco siding yes
1968 180,000 Metal Roof 1,850 3 $2500-$5000 Deductible 410 7 Vinyl siding yes
1947 110,000 Tile Roof 1,700 2 $2500-$5000 Deductible 200 9 Vinyl siding No
1945 135,000 Composition Roof 1,940 5 $500 Deductible 430 9 Vinyl siding yes
1977 190,000 Shingles Roof 2,310 3 $500 Deductible 320 3 Stone Siding yes
1949 100,000 Metal Roof 1,160 2 $2500-$5000 Deductible 20 1 Fiber-Cement Siding yes
1963 130,000 Tile Roof 1,430 3 $1000-$2500 Deductible 230 5 Stone Siding yes
1949 130,000 Tile Roof 1,510 3 $1000-$2500 Deductible 180 4 Vinyl siding yes
2005 225,000 Asphalt Shingles Roof 2,450 4 $500 Deductible 900 10 Vinyl siding yes
2007 130,000 Slate Shingles Roof 1,630 3 $1000-$2500 Deductible 460 8 Stucco siding yes
1986 160,000 Composition Roof 2,060 4 $2500-$5000 Deductible 50 1 Wood siding No
1969 200,000 Composition Roof 2,270 3 $1000-$2500 Deductible 170 3 Brick siding yes
1998 205,000 Membrane Roof 2,870 5 $5000 to $10,000 Deductible 390 8 Stucco siding yes
1986 150,000 Composition Roof 2,020 4 $5000 to $10,000 Deductible 390 10 Stone Siding yes
1965 240,000 Wood Shake Roof 2,470 4 $5000 to $10,000 Deductible 690 9 Stucco siding No
1970 385,000 Membrane Roof 4,450 5 $5000 to $10,000 Deductible 340 4 Wood siding No
1972 145,000 Composition Roof 1,660 3 $500- $1000 Deductible 400 7 Brick siding No
1974 185,000 Membrane Roof 2,340 4 $500 Deductible 210 3 Brick siding No
1989 305,000 Wood Shake Roof 4,560 5 $500- $1000 Deductible 130 1 Stone Siding yes
1991 80,000 Shingles Roof 1,050 2 $1000-$2500 Deductible 220 8 Stone Siding No
1969 85,000 Asphalt Shingles Roof 1,250 2 $500- $1000 Deductible 30 1 Vinyl siding No
2001 80,000 Tile Roof 1,090 2 $1000-$2500 Deductible 110 3 Fiber-Cement Siding yes
1987 115,000 Composition Roof 1,460 2 $500- $1000 Deductible 90 2 Brick siding No
1974 280,000 Tile Roof 3,280 4 $1000-$2500 Deductible 860 8 Stone Siding yes
1997 260,000 Tile Roof 3,010 5 $5000 to $10,000 Deductible 660 8 Stucco siding No
1975 135,000 Metal Roof 1,820 5 $500- $1000 Deductible 660 12 Brick siding No
1991 185,000 Membrane Roof 2,350 3 $5000 to $10,000 Deductible 260 6 Stone Siding yes
1965 95,000 Asphalt Shingles Roof 1,270 3 $2500-$5000 Deductible 20 1 Stucco siding yes
1945 130,000 Wood Shake Roof 1,810 3 $500 Deductible 140 2 Stone Siding No
1979 185,000 Metal Roof 2,110 4 $500- $1000 Deductible 80 1 Fiber-Cement Siding No