Zapata Insurance Rates:

Zapata, TX homeowners insurance is roughly $844 to $1,145, about $70-$95/month. Our comprehensive guide reveals consumers can save as much as $397 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Zapata, TX Homeowners Insurance By Home Value

Zapata, TX Home Value Total Homes % of Total Average Zapata, TX Homeowners Insurance
Less than $50,000 1,446 43.0% $447
$50,000 to $59,999 454 13.0% $954
$60,000 to $69,999 339 10.0% $1182
$70,000 to $79,999 74 2.0% $1361
$80,000 to $89,999 56 1.0% $1540
$90,000 to $99,999 167 5.0% $1719
$100,000 to $124,999 161 4.0% $1997
$125,000 to $149,999 113 3.0% $2494
$150,000 to $174,999 209 6.0% $2952
$175,000 to $199,999 93 2.0% $3409
$200,000 to $249,999 49 1.0% $4105
$250,000 to $299,999 86 2.0% $5009
$300,000 to $399,999 45 1.0% $6371

Top Home Insurance Agents Near Zapata, TX

Home Insurance Company Near Zapata, TX Homeowners Insurance Agency Near Zapata, TX Address
State Farm Kike Trevino 517 Shiloh Dr, Laredo, TX, 78045-6722
State Farm Manuel Gomez Iii 4311 Clark Blvd Ste K, Laredo, TX, 78043-4167
NA Safeguard Insurance Agency 4400 E Hwy 83 Ste A Rio Grande City, Rio Grande City, TX, 78582
Travelers Cavazos Insurance Agency 2107 San Bernardo Ave, Laredo, TX, 78040
Farmers Edgar Gonzalez 2702 Jaime Zapata Memorial Hwy Unit 1, Laredo, TX, 78043

Cost Of Homeowners Insurance By Street Near Zapata, TX

Streets in Zapata Area Homeowners Insurance Cost
7th St, E 20th Ave, Monterrey Ln, 7th Ave, FM 496, E 18th Ave, Diaz Ave, 23rd Ave, Medina Ave, Ranch Rd 3074$1,008
Vasquez Borrego Ave, FM 3074, Victoria Ln, W 20th Ave, S State Hwy 16, Grande Ln, 11th Ave, Delmar St, Water St, Cll Morales$995
14th St, Seagull St, Romeo Ln, E 5th Ave, Los Lobos Loop, State Hwy 16, Leo Cuellar Rd, Ocampo Ave, E 11th Ave, Ohio St$1,007
A St, Laredo Ave, D St, W 20th St, N Lincoln St, Cerrito Rd, Pena Ln, Peacock Ave, Lopez Ln, Sunset Villa Park$999
Uribe Ave, W 2nd Ave, Santa Maria Ave, Four Seasons Blvd, Rio Ln, W 18th Ave, Joya St, Martinez Ave, Pena St, Hawk St$1,002

Zapata, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Zapata$148 to $151
Zapata County$149
Medina$147
Las Palmas$153

Zapata, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Zapata County, Texas $149 $198 $297
Medina CDP, Texas $147 $196 $294
Las Palmas CDP, Texas $154 $205 $308

Zapata, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Zapata, TX9.5%27.1%
Zapata County9.52%27.89%
Medina10.93%26.54%
Falcon Lake Estates7.08%24.95%

Zapata Renters Insurance as a Percentage of Rent

Zapata Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 157 20.0% $814
$300 to $499 220 29.0% $1264
$500 to $749 262 34.0% $1939
$750 to $999 112 14.0% $2689

Zapata, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Zapata Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,700$11,700
Net Savings to Zapata Home Owner from High Deductible Plan $1,000

Zapata, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Zapata, TX Home Replacement Value MORE than Home Value Zapata, TX Home Replacement Value LESS than Home Value
Replacement Value $71,000 $52,000
Insurance Premium based on Replacement Value $700 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Zapata Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company USAA groupLiberty MutualState Farm
Monthly Premium 6113581
Year Built 197920001980
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Zapata, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 80,000 Wood Shake Roof 1,730 3 $1000-$2500 Deductible 570 10 Stucco siding No
2011 180,000 Composition Roof 3,120 4 $500- $1000 Deductible 1430 12 Vinyl siding yes
1977 85,000 Metal Roof 1,800 4 $500 Deductible 680 9 Stone Siding yes
2002 125,000 Metal Roof 2,370 3 $500 Deductible 1150 12 Brick siding No
2009 120,000 Shingles Roof 1,960 3 $1000-$2500 Deductible 530 9 Stucco siding No
2010 100,000 Tile Roof 1,990 4 $500 Deductible 490 6 Stucco siding No
1970 95,000 Asphalt Shingles Roof 2,000 4 $500- $1000 Deductible 700 10 Stone Siding yes
1986 80,000 Shingles Roof 1,640 3 $500 Deductible 90 2 Stone Siding yes
1971 65,000 Membrane Roof 1,400 3 $2500-$5000 Deductible 220 4 Vinyl siding No
1984 105,000 Metal Roof 1,780 3 $2500-$5000 Deductible 190 3 Vinyl siding No
2004 80,000 Asphalt Shingles Roof 1,300 3 $1000-$2500 Deductible 110 3 Fiber-Cement Siding yes
2000 110,000 Membrane Roof 2,100 3 $2500-$5000 Deductible 780 12 Wood siding yes
1998 90,000 Metal Roof 1,520 3 $2500-$5000 Deductible 600 12 Brick siding No
2012 100,000 Composition Roof 2,140 4 $2500-$5000 Deductible 580 12 Brick siding yes
1993 70,000 Tile Roof 1,760 3 $500- $1000 Deductible 170 3 Fiber-Cement Siding yes
2004 115,000 Shingles Roof 2,200 3 $500- $1000 Deductible 110 1 Stone Siding yes
2010 125,000 Wood Shake Roof 2,680 4 $500- $1000 Deductible 370 4 Stone Siding yes
2004 105,000 Tile Roof 2,210 3 $2500-$5000 Deductible 170 3 Fiber-Cement Siding No
2012 135,000 Metal Roof 2,420 4 $500- $1000 Deductible 390 5 Brick siding yes
1991 125,000 Tile Roof 3,100 4 $1000-$2500 Deductible 500 9 Vinyl siding yes
1993 110,000 Shingles Roof 1,870 3 $1000-$2500 Deductible 150 3 Vinyl siding yes
1987 180,000 Composition Roof 2,920 4 $500 Deductible 360 4 Wood siding yes
2006 55,000 Shingles Roof 1,220 3 $500- $1000 Deductible 460 10 Fiber-Cement Siding yes
2012 135,000 Tile Roof 2,490 4 $500 Deductible 190 2 Stone Siding No
1976 60,000 Composition Roof 1,370 3 $1000-$2500 Deductible 130 4 Wood siding yes
2013 100,000 Slate Shingles Roof 2,360 4 $500- $1000 Deductible 630 9 Vinyl siding yes
1987 155,000 Wood Shake Roof 2,880 4 $1000-$2500 Deductible 200 2 Brick siding yes
1972 75,000 Composition Roof 1,410 3 $2500-$5000 Deductible 290 5 Wood siding yes
1981 80,000 Metal Roof 1,690 3 $1000-$2500 Deductible 310 8 Vinyl siding yes
1994 170,000 Shingles Roof 3,010 4 $500- $1000 Deductible 1520 12 Brick siding No
2010 175,000 Metal Roof 2,950 4 $500 Deductible 700 5 Vinyl siding No
1995 100,000 Composition Roof 1,910 3 $1000-$2500 Deductible 460 7 Brick siding yes