Yuma Insurance Rates:

Yuma, AZ homeowners insurance is approximately $514 to $697, about $42-$58/month. Our in depth guide shows customers can save upto $242 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They will make the appointment at your convenience. i was only able to do a weekend appointment at the time. they were not open on the weekend but they still scheduled me to come in for my appointment.
Homesite
The inspector working our claim that came to our home was very rude and wasn't compassionate to the issues we were going through when our home flooded.
Stillwater Insurance Group
Based on the quotes i received from other companies in the past, i saved ten percent by going with this company.

Yuma, AZ Homeowners Insurance By Home Value

Yuma, AZ Home Value Total Homes % of Total Average Yuma, AZ Homeowners Insurance
Less than $50,000 6,532 18.0% $114
$50,000 to $59,999 1,084 3.0% $242
$60,000 to $69,999 1,070 2.0% $302
$70,000 to $79,999 1,624 4.0% $350
$80,000 to $89,999 1,575 4.0% $399
$90,000 to $99,999 1,730 4.0% $441
$100,000 to $124,999 4,445 12.0% $514
$125,000 to $149,999 3,461 9.0% $647
$150,000 to $174,999 3,941 10.0% $762
$175,000 to $199,999 2,372 6.0% $877
$200,000 to $249,999 3,518 9.0% $1058
$250,000 to $299,999 2,496 6.0% $1294
$300,000 to $399,999 1,986 5.0% $1645

Top Home Insurance Agents Near Yuma, AZ

Home Insurance Company Near Yuma, AZ Homeowners Insurance Agency Near Yuma, AZ Address
State Farm Katie Figueroa 360 W 20th St Ste C, Yuma, AZ, 85364-5637
Farmers Marie Puckett Lutcf 1210 W 24th St Ste 1, Yuma, AZ, 85364
Travelers Schofield Family Insurance Llc 2435 S 8TH AVE, YUMA, AZ, 85364
Farmers Valentin Guzman 1840 S 4th Ave Ste 3, Yuma, AZ, 85364
Travelers Weatherly Ins Llc 2160 W RANCHO DEL SOL ST, SOMERTON, AZ, 85350

Cost Of Homeowners Insurance By Street Near Yuma, AZ

Streets in Yuma Area Homeowners Insurance Cost
S Parkview Cir, W 24th Ln, E Wagonwheel Dr, S Prickley Pear Ln, S Viewpointe Ave, S Copper View Way, 40th Pl, Grays Rd, E 45th Dr, S Emerald Ave$595
E Warren Dr, S Ave 14 1/2 E, E San Marcos Dr, E 26th Ln, E 38th Ln, S Alondra Way, S 18th Ave, 39th Dr, S James Cir, Talbot Stl$587
S 16th Ave, S Ave G, E Daybreak St, E Cll Gaudi, S Shell Ave, S Elm St, E County 11 1/2 St, W 31st Pl, 31st St, S Cortez Ave$644
S Pacific Ave, N 8th Ave, Sun River, S 38th Dr, E 17th St, Coker Loop, E 48th Dr, Organ Pipe Dr, E 46th Dr, E 31st Pl$590
29th Dr, S Glenwood Ave, E 49th Dr, S Fortuna Ave, Lynn Dr, E del Verde Dr, Katie Dr, E San Gabriel Dr, S 37th Dr, S Renee Ave$613
Co 3rd St S, S Chisolm Way, E Corral St, Linda Dr, Duck Rd, 38th Pl, W Rio Colorado Dr, W Lisbon St, E Clle Entrada, S Ave E$647
S Sidewinder Ave, W Crane St, S Edgewood Dr, S Tierra Bonita Blvd, S Mona Ave, E Gila Ridge Rd, Karimme Ave, S Pamela Ln, S 37th Dr, S Cactus Wren Ln$596
S Celeste Ln, S Clifford Way, S 16th Ave, W Vicky Ln, S Barbara Ave, S 26th Dr, S Figueroa Ave, S Joshua Ln, W 31st Pl, S Winsor Ave$605
30th Pl, S Woodpecker Way, E 3rd St, W 28th Pl, S Cardinal Ln, Goose St, E Harvard St, South Virginia Dr, S Ave 12 1/2 E, James Ave$599
S Pinto Way, S Donna Ave, S Catalina Dr, S Engler Ave, E Corona Dr, S Rancho Way, 36th Dr, S Ave 2 E, Diane Dr, Fortuna Rd$604

Yuma, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yuma$90 to $93
El Prado Estates$89
Buckshot$85
Winterhaven-Bard$86

Yuma, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winterhaven-Bard CCD, Imperial County, California $86 $115 $173
Avenue B and C CDP, Arizona $86 $114 $171
Fortuna Foothills CDP, Arizona $90 $120 $180

Yuma, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yuma, AZ3.9%15.9%
Winterhaven-Bard7.81%22.2%
Avenue B and C5.39%13.98%
Fortuna Foothills4.03%18.82%

Yuma Renters Insurance as a Percentage of Rent

Yuma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 282 1.0% $365
$200 to $299 240 1.0% $815
$300 to $499 1,425 8.0% $1265
$500 to $749 3,871 24.0% $1940
$750 to $999 4,171 26.0% $2690
$1,000 to $1,499 4,971 31.0% $3815
$1,500 or more 967 6.0% $5465

Yuma, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Yuma Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Yuma Home Owner from High Deductible Plan $600

Yuma, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yuma, AZ Home Replacement Value MORE than Home Value Yuma, AZ Home Replacement Value LESS than Home Value
Replacement Value $113,000 $73,000
Insurance Premium based on Replacement Value $400 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Yuma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAmerican Family Insurance
Monthly Premium 301762
Year Built 199820122004
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$100000-$125000$250000-$300000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Yuma, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 130,000 Wood Shake Roof 1,360 2 $1000-$2500 Deductible 260 10 Stone Siding yes
2002 85,000 Metal Roof 1,180 2 $2500-$5000 Deductible 60 4 Brick siding yes
2006 170,000 Shingles Roof 1,840 5 $500- $1000 Deductible 390 9 Fiber-Cement Siding No
2013 95,000 Tile Roof 1,130 2 $500 Deductible 160 5 Vinyl siding No
2005 140,000 Composition Roof 1,580 3 $1000-$2500 Deductible 50 2 Fiber-Cement Siding yes
2001 150,000 Shingles Roof 1,770 3 $500 Deductible 220 6 Vinyl siding No
2000 285,000 Composition Roof 3,200 4 $5000 to $10,000 Deductible 290 6 Stucco siding No
1997 235,000 Asphalt Shingles Roof 3,130 4 $1000-$2500 Deductible 390 7 Fiber-Cement Siding No
1994 225,000 Composition Roof 2,320 3 $500- $1000 Deductible 290 5 Stone Siding No
1992 190,000 Tile Roof 1,619 4 $500 Deductible 390 7 Wood siding No