Yuma Insurance Rates:

Yuma, AZ homeowners insurance is approximately $514 to $697, about $42-$58/month. Our in depth guide shows customers can save upto $242 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I am happy with USAA and would recommend to friends and family.
The customer service of this company is unparalleled in that they answer all of my questions in a timely manner and respond to all of my emails and are happy to be accommodating of my needs
Farm Bureau
One of the things i do not like about my insurance company is the limited amount of things that are covered.
Farm Bureau
The policies of my home insurance company are very reasonable. My policy for fire, flood, and accident insurance are comparable with others and the representatives are great.
I have not had any issues with allstate insurance. In face, I use an insurance agent who has really helped me to fulfill my insurance needs.I feel that her service is a 5.
overall i would recommend this insurance company because the customer service has been very good and the premiums and deductibles are fair.
American Family Insurance
To be honest with you I am not satisfied with the company American Family insurance. The prices are far to high and customer service is to non helpful. I will switch when it's over.
State Farm
I would say that I am pretty satisfied with my home insurance company's customer service. They have been helpful with any questions I have and are always kind to me. I have not had this insurance for very many years.
State Farm
They will make the appointment at your convenience. i was only able to do a weekend appointment at the time. they were not open on the weekend but they still scheduled me to come in for my appointment.
American Reliable Insurance Company
I have been extremely pleased with them. when i originally was looking for a homeowner's policy i was running into some difficulty because of owning a single wide mobile home. it had been remodeled and although i had proof of such a lot of other companies would not insure me unless the wiring had been completely redone in the mobile home. american reliable agreed to insure me at a fair market amount.
American Reliable Insurance Company
I have had one homeowner's claim so far and they were very friendly, efficient and prompt with payment for the claim.
I have no idea, I am new to the home ownership thing and I went with my car insurance company
I know that the premium is either around the same or a little below other companyÃḃ€™s insurance premiums. I do not mind paying this premium because USAA has always provided me with excellent service and I know I will get excellent coverage.
American Reliable Insurance Company
I do not like lack of communication. There has been so little from them that they are easy to forget about. I do plan to shop around.
Farm Bureau
I was with Geico and the premium was much higher even with autos added in. They kept going up every year as well.
I have been very happy with USAA. We had a storm, actually defined as a tornado, damage our home and fence. It was very stressful, but USAA made it as easy as they could to make the repair of our home and fence go smoothly.
American Family
I don't use their mobile app. I don't have that much to check on that would require a mobile app on my phone plus I don't really have the memory space on my phone for it.
The app does everything that I need it to do. I haven't needed to file a claim, but I can use the app to check my coverages.
I cannot say anything negative about the company. I have not had any issues with my insurance company since I changed over to them. I am a happy camper!!
The one thing that I do dislike about the company is the limited amount of branches that are available throughout the United States. Rather than speak to a person, I'm having to either interact with someone online or through the phone. Sometimes, interacting with a person sometimes helps.
Liberty Mutual
It would be nice if there were a better website and a mobile app. The communication and level of thoroughness could also improve.
Farmer's Insurance
like I said I don't use the app, but I am interested in using it. I wish I could talk to someone face to face, but since they are not stationed here, I can't go to an office. Everything is done online.
I would recommend because I am familiar with the company. I have no experience with any other company. There are still agents that people can see in person in other towns near me.
I would recommend this company due to their customer service and the price of our coverage.
Allstate seems to be a typical insurance company - offers good rates, standard service, and for a market-rate company, we are generally satisfied with the service and would probably recommend them to others.
Liberty Mutual
I know my home insurance policy offerings are competitive and seem to mirror similar policies in the market. These other policies are offered by other major players in this insurance arena.
Upon doing research, this company seemed to have the most affordable coverage. Probably the biggest reason we selected them as our provider.
I dislike the price and the deductibles. It's not their fault I am cheap and that seems like a bad price and I don't like insurance in general.
I think they are affordable, kind, helpful, and willing to go the extra mile for you.
State Farm
I like state farm because they offer competitive insurance rates, they respond to my calls quickly, the customer service is very knowledgeable, and they handle everything in a professional manner.

Yuma, AZ Homeowners Insurance By Home Value

Yuma, AZ Home Value Total Homes % of Total Average Yuma, AZ Homeowners Insurance
Less than $50,000 6,532 18.0% $114
$50,000 to $59,999 1,084 3.0% $242
$60,000 to $69,999 1,070 2.0% $302
$70,000 to $79,999 1,624 4.0% $350
$80,000 to $89,999 1,575 4.0% $399
$90,000 to $99,999 1,730 4.0% $441
$100,000 to $124,999 4,445 12.0% $514
$125,000 to $149,999 3,461 9.0% $647
$150,000 to $174,999 3,941 10.0% $762
$175,000 to $199,999 2,372 6.0% $877
$200,000 to $249,999 3,518 9.0% $1058
$250,000 to $299,999 2,496 6.0% $1294
$300,000 to $399,999 1,986 5.0% $1645

Top Home Insurance Agents Near Yuma, AZ

Home Insurance Company Near Yuma, AZ Homeowners Insurance Agency Near Yuma, AZ Address
State Farm Katie Figueroa 360 W 20th St Ste C, Yuma, AZ, 85364-5637
Farmers Marie Puckett Lutcf 1210 W 24th St Ste 1, Yuma, AZ, 85364
Travelers Schofield Family Insurance Llc 2435 S 8TH AVE, YUMA, AZ, 85364
Farmers Valentin Guzman 1840 S 4th Ave Ste 3, Yuma, AZ, 85364
Travelers Weatherly Ins Llc 2160 W RANCHO DEL SOL ST, SOMERTON, AZ, 85350

Yuma, AZ Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Yuma, AZ

Streets in Yuma Area Homeowners Insurance Cost
S Parkview Cir, W 24th Ln, E Wagonwheel Dr, S Prickley Pear Ln, S Viewpointe Ave, S Copper View Way, 40th Pl, Grays Rd, E 45th Dr, S Emerald Ave$595
E Warren Dr, S Ave 14 1/2 E, E San Marcos Dr, E 26th Ln, E 38th Ln, S Alondra Way, S 18th Ave, 39th Dr, S James Cir, Talbot Stl$587
S 16th Ave, S Ave G, E Daybreak St, E Cll Gaudi, S Shell Ave, S Elm St, E County 11 1/2 St, W 31st Pl, 31st St, S Cortez Ave$644
S Pacific Ave, N 8th Ave, Sun River, S 38th Dr, E 17th St, Coker Loop, E 48th Dr, Organ Pipe Dr, E 46th Dr, E 31st Pl$590
29th Dr, S Glenwood Ave, E 49th Dr, S Fortuna Ave, Lynn Dr, E del Verde Dr, Katie Dr, E San Gabriel Dr, S 37th Dr, S Renee Ave$613
Co 3rd St S, S Chisolm Way, E Corral St, Linda Dr, Duck Rd, 38th Pl, W Rio Colorado Dr, W Lisbon St, E Clle Entrada, S Ave E$647
S Sidewinder Ave, W Crane St, S Edgewood Dr, S Tierra Bonita Blvd, S Mona Ave, E Gila Ridge Rd, Karimme Ave, S Pamela Ln, S 37th Dr, S Cactus Wren Ln$596
S Celeste Ln, S Clifford Way, S 16th Ave, W Vicky Ln, S Barbara Ave, S 26th Dr, S Figueroa Ave, S Joshua Ln, W 31st Pl, S Winsor Ave$605
30th Pl, S Woodpecker Way, E 3rd St, W 28th Pl, S Cardinal Ln, Goose St, E Harvard St, South Virginia Dr, S Ave 12 1/2 E, James Ave$599
S Pinto Way, S Donna Ave, S Catalina Dr, S Engler Ave, E Corona Dr, S Rancho Way, 36th Dr, S Ave 2 E, Diane Dr, Fortuna Rd$604

Yuma, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yuma$90 to $93
El Prado Estates$89

Yuma, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Winterhaven-Bard CCD, Imperial County, California $86 $115 $173
Avenue B and C CDP, Arizona $86 $114 $171
Fortuna Foothills CDP, Arizona $90 $120 $180

Yuma, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yuma, AZ3.9%15.9%
Avenue B and C5.39%13.98%
Fortuna Foothills4.03%18.82%

Yuma Renters Insurance as a Percentage of Rent

Yuma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 282 1.0% $365
$200 to $299 240 1.0% $815
$300 to $499 1,425 8.0% $1265
$500 to $749 3,871 24.0% $1940
$750 to $999 4,171 26.0% $2690
$1,000 to $1,499 4,971 31.0% $3815
$1,500 or more 967 6.0% $5465

Yuma, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Yuma Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,700$4,100
Net Savings to Yuma Home Owner from High Deductible Plan $600

Yuma, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yuma, AZ Home Replacement Value MORE than Home Value Yuma, AZ Home Replacement Value LESS than Home Value
Replacement Value $113,000 $73,000
Insurance Premium based on Replacement Value $400 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Yuma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAmerican Family Insurance
Monthly Premium 301762
Year Built 199820122004
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$100000-$125000$250000-$300000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Yuma, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 90,000 Tile Roof 1,020 2 $2500-$5000 Deductible 160 9 Stucco siding No
2013 90,000 Shingles Roof 1,190 2 $500- $1000 Deductible 130 7 Stone Siding yes
1987 120,000 Wood Shake Roof 1,540 5 $500 Deductible 260 8 Brick siding yes
2006 110,000 Shingles Roof 1,270 2 $500- $1000 Deductible 20 1 Stone Siding yes
1989 140,000 Slate Shingles Roof 1,750 2 $500 Deductible 240 9 Brick siding No
1985 140,000 Shingles Roof 2,080 3 $500 Deductible 480 10 Wood siding No
1999 150,000 Slate Shingles Roof 2,110 3 $500- $1000 Deductible 330 7 Wood siding No
2012 210,000 Asphalt Shingles Roof 2,300 4 $5000 to $10,000 Deductible 100 3 Brick siding yes
2009 175,000 Asphalt Shingles Roof 2,300 4 $2500-$5000 Deductible 310 9 Wood siding No
1996 210,000 Slate Shingles Roof 2,220 4 $5000 to $10,000 Deductible 260 6 Stone Siding No
1984 85,000 Tile Roof 1,090 2 $1000-$2500 Deductible 140 7 Stone Siding yes
2009 185,000 Asphalt Shingles Roof 1,960 4 $500- $1000 Deductible 150 3 Wood siding yes
1991 100,000 Tile Roof 1,510 3 $500- $1000 Deductible 150 5 Brick siding No
1993 125,000 Metal Roof 1,870 4 $500- $1000 Deductible 230 8 Stucco siding No
2001 110,000 Membrane Roof 1,400 2 $2500-$5000 Deductible 140 6 Vinyl siding yes
2012 170,000 Composition Roof 1,880 3 $2500-$5000 Deductible 30 1 Wood siding No
2006 295,000 Slate Shingles Roof 3,160 5 $500- $1000 Deductible 200 3 Stucco siding yes
2012 155,000 Slate Shingles Roof 1,780 5 $1000-$2500 Deductible 130 4 Wood siding No
1990 140,000 Wood Shake Roof 1,820 4 $500- $1000 Deductible 150 7 Stone Siding No
2004 180,000 Shingles Roof 1,930 3 $5000 to $10,000 Deductible 100 4 Stucco siding No
2000 130,000 Wood Shake Roof 1,360 2 $1000-$2500 Deductible 260 10 Stone Siding yes
2002 85,000 Metal Roof 1,180 2 $2500-$5000 Deductible 60 4 Brick siding yes
2006 170,000 Shingles Roof 1,840 5 $500- $1000 Deductible 390 9 Fiber-Cement Siding No
2013 95,000 Tile Roof 1,130 2 $500 Deductible 160 5 Vinyl siding No
2005 140,000 Composition Roof 1,580 3 $1000-$2500 Deductible 50 2 Fiber-Cement Siding yes
2001 150,000 Shingles Roof 1,770 3 $500 Deductible 220 6 Vinyl siding No
2000 285,000 Composition Roof 3,200 4 $5000 to $10,000 Deductible 290 6 Stucco siding No
1997 235,000 Asphalt Shingles Roof 3,130 4 $1000-$2500 Deductible 390 7 Fiber-Cement Siding No
1994 225,000 Composition Roof 2,320 3 $500- $1000 Deductible 290 5 Stone Siding No
1992 190,000 Tile Roof 1,619 4 $500 Deductible 390 7 Wood siding No

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