Yucca Valley Insurance Rates:

Yucca Valley, CA homeowners insurance is about $504 to $683, about $42-$56/month. Our complete research shows customers can save as much as $237 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that state farm has inexpensive services and that they are willing to work with you if you ever need them to.
Esurance
I really like esurance's customer service. they are easy to access online or by phone, and if you call, you always get to talk to a human being, not a robot.
Century National
My policy is expensive. i am glad this company allows me to pay it in 4 separate parts. instead of one large payment.
Progressive
It is user-friendly. I can navigate it easily without little effort. I don't find the graphics that appealing, though.
Amica Mutual Insurance
They could be a little cheaper I guess, or maybe they could offer discounts for old clients like me for example. I've been using this insurance for three years and I keep paying the same price.
Liberty Mutual
I stay because like I said I think they are all pretty comparable, but there's nothing special about Liberty Mutual.
State Farm
I am satisfied with the company overall, I pay every month and that about sums it up. I guess I would have a stronger opinion if I ever had a claim

Yucca Valley, CA Homeowners Insurance By Home Value

Yucca Valley, CA Home Value Total Homes % of Total Average Yucca Valley, CA Homeowners Insurance
Less than $50,000 748 15.0% $88
$50,000 to $59,999 48 1.0% $189
$60,000 to $69,999 102 2.0% $231
$70,000 to $79,999 188 3.0% $266
$80,000 to $89,999 176 3.0% $308
$90,000 to $99,999 109 2.0% $343
$100,000 to $124,999 504 10.0% $397
$125,000 to $149,999 275 5.0% $498
$150,000 to $174,999 684 14.0% $587
$175,000 to $199,999 378 8.0% $676
$200,000 to $249,999 579 12.0% $818
$250,000 to $299,999 488 10.0% $996
$300,000 to $399,999 426 9.0% $1269

Top Home Insurance Agents Near Yucca Valley, CA

Home Insurance Company Near Yucca Valley, CA Homeowners Insurance Agency Near Yucca Valley, CA Address
Allstate Chris Bugg 31629 Outer Highway 10 Ste D, Redlands, CA, 92373
Farmers Don Torres 243 Cajon St, Redlands, CA, 92373
State Farm Jeremy Garzon 13800 Heacock St Ste C112, Moreno Valley, CA, 92553-3358
State Farm Jerry Norris 81953 Us Highway 111 Ste 2, Indio, CA, 92201-5444
Farmers John Tillman 26940 Baseline St Ste 100, Highland, CA, 92346

Cost Of Homeowners Insurance By Street Near Yucca Valley, CA

Streets in Yucca Valley Area Homeowners Insurance Cost
Gold Ave, Mallow Trl, Aster Ave, Casa Di Carlo Rd, Lynwood Dr, S Landers Ln, Terbush Ave, Dido Rd, Black Rock Canyon Rd, San Tropeze Dr$600
Firethorn Way, Pearl Rd, San Rafael Rd, Tonto Rim Ln, Hermosa Ct, Aranza Ct, Tumble Weed Trl, Six House Ln, Tish Trl, Warren Pl$598
Imperial Dr, la Contenta Rd, Campanula, Foxy Flats Rd, Willowford Dr, Borrego Trl, Julcrest Rd, Foxy Flats Rd, Luna Mesa Rd, Guenter St$583
Linda Lee Dr, Rosehedge Ave, Starlite Ln, Camino del Cielo Trl, Lariat Rd, Chula Vista Ave, Orion Trl, Neagles St, Perriman Ln, Highland Trl$602
Salvia Ave, Goleta Ave, Scholl Dr, Planet Rd, Lafon Rd, Cactus Canyon Trl, Lemoore St, Rodeo Ln, Omega, la Vina Trl$587
Duarte St, Highview Rd, River Rd, Vole Ct, Guava Rd, Sun Mesa Dr, Blair Ln, Sunever Rd, Unruh Rd, Curtis Rd$591
Neptune Rd, la Crescenta Dr, Chia Ave, Loma Alta Dr, Pimlico St, Hopi Trl, Brown Ln, Wynadot Rd, Rockaway Ave, Lotus Way$591
Maki Ave, Latigo Ln, Hopi Trl, Kiowa Trl, Caster St, Cole Rd, Selecta Ave, Grand Ln, Iona Ln, Desert Way$594
Mirlo Rd, Carmelita Cir, Mtn View Ln, Parmeson Rd, Wilhart Dr, Highland Dr, Onaga Trl, San Remo Trl, Kelly Cir, Kingston Ave$588
Lunar Rd, Desert Sky Dr, Goldenbush Dr, Benicia Trl, Piper Rd, Papago Trl, Wilson Ter, Porter St, Bunny Rd, Baston Way$587

Yucca Valley, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yucca Valley$88 to $91
Joshua Tree$88
Homestead Valley$87
Desert Edge$85

Yucca Valley, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Joshua Tree CDP, California $74 $98 $147
Morongo Valley CDP, California $74 $99 $148
Homestead Valley CDP, California $73 $97 $145

Yucca Valley, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yucca Valley, CA3.4%12.2%
Joshua Tree3.92%15.12%
Morongo Valley3.45%13.82%
Homestead Valley4.99%15.3%

Yucca Valley Renters Insurance as a Percentage of Rent

Yucca Valley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 43 1.0% $353
$200 to $299 85 2.0% $803
$300 to $499 188 6.0% $1253
$500 to $749 760 26.0% $1928
$750 to $999 560 19.0% $2678
$1,000 to $1,499 823 28.0% $3803
$1,500 or more 389 13.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Yucca Valley For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewForemost Insurance598
250000500NewGrange594
250000500NewNationwide640
5000001000NewAmica Mutual1220
5000002500NewAmerican Reliable1057
7500002500NewHorace Mann1672
1500005001-3 YearsHorace Mann P & C414
25000010001-3 YearsAIG Prop Cas965
3000005001-3 YearsGrange789
40000010001-3 YearsCSE Safeguard1012
75000025001-3 YearsForemost Insurance2881
25000010004-6 YearsUnigard Group1080
2500005004-6 YearsQBE (Balboa)1045
40000010004-6 YearsAmerican Security1309
50000010004-6 YearsMetropolitan Direct1814
75000025004-6 YearsFirst American Ins1643
1500005007-15 YearsCalifornia Casualty747
2000005007-15 YearsMAPFRE Group888
2500005007-15 YearsFirst American Ins936
3000005007-15 YearsFirst American Ins1127
3000005007-15 YearsPrivilege Underwriters Exch2304
3000005007-15 YearsSafeco1231
50000010007-15 YearsNationwide2158

Yucca Valley, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Yucca Valley Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to Yucca Valley Home Owner from High Deductible Plan $600

Yucca Valley, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yucca Valley, CA Home Replacement Value MORE than Home Value Yucca Valley, CA Home Replacement Value LESS than Home Value
Replacement Value $255,000 $168,000
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Yucca Valley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmLiberty Mutual
Monthly Premium 346148
Year Built 199320101978
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Yucca Valley, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 260,000 Wood Shake Roof 2,300 3 $5000 to $10,000 Deductible 210 4 Vinyl siding yes
1969 160,000 Slate Shingles Roof 1,620 5 $500- $1000 Deductible 240 6 Brick siding yes
1992 215,000 Membrane Roof 2,240 4 $1000-$2500 Deductible 580 12 Vinyl siding No
1990 145,000 Shingles Roof 1,710 5 $1000-$2500 Deductible 60 3 Stucco siding yes
2014 310,000 Tile Roof 3,320 4 > $10,000 Deductible 130 4 Stone Siding No
2012 190,000 Slate Shingles Roof 2,340 3 $2500-$5000 Deductible 480 12 Vinyl siding No
1963 315,000 Composition Roof 3,130 5 > $10,000 Deductible 380 12 Vinyl siding No
1978 280,000 Asphalt Shingles Roof 2,600 5 $500- $1000 Deductible 510 7 Vinyl siding yes
1998 300,000 Composition Roof 2,650 4 $1000-$2500 Deductible 640 9 Brick siding No
2014 405,000 Tile Roof 3,470 5 $500- $1000 Deductible 620 6 Vinyl siding No
1981 290,000 Metal Roof 3,040 4 $500- $1000 Deductible 700 8 Fiber-Cement Siding No
1990 300,000 Shingles Roof 2,720 4 $2500-$5000 Deductible 270 5 Stone Siding yes
2014 210,000 Slate Shingles Roof 2,010 3 $1000-$2500 Deductible 190 4 Brick siding yes
1973 235,000 Slate Shingles Roof 2,390 3 $2500-$5000 Deductible 200 5 Wood siding yes
1981 260,000 Composition Roof 2,860 4 $1000-$2500 Deductible 440 9 Stone Siding No
1968 270,000 Composition Roof 2,690 4 $1000-$2500 Deductible 120 2 Wood siding No
1988 395,000 Membrane Roof 4,720 5 $500 Deductible 1200 10 Brick siding No
1988 190,000 Composition Roof 2,410 5 $500 Deductible 310 8 Vinyl siding No
1963 230,000 Metal Roof 2,370 3 > $10,000 Deductible 90 3 Stone Siding yes
1961 225,000 Tile Roof 2,020 5 $5000 to $10,000 Deductible 150 6 Fiber-Cement Siding No