Yucaipa Insurance Rates:

Yucaipa, CA homeowners insurance is nearly $514 to $698, about $42-$58/month. Our complete guide shows customers can save upto $242 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
One thing i don't like about my insurance company is that their rates are a little high. i live in a large city, so that is part of the problem, but when i compare with other companies, state farm is still higher.
Farmer's Insurance
Customer service has always been great and prompt during the times when it was needed - I am confident in their ability to handle a situation.
State Farm
I like that is a large, reputable company that is customer focused. I like that people are trained to be nice and receptive to customer comments and don't take things the wrong way. I like that they respond to questions quickly and give us customers the confidence to know they will be there if something goes wrong.
Mercury
I only have had one claim for wind and water damage, and had no problems. Call in to report was easy and simple, adjustor came the next day to inspect the damage, check for repairs was issued promptly.
State Farm
I have only used the company's website to start the policy so far. I recently bought this house and I chose state farm because it was the first insurance company that recognized my zip code. Said zip code split off from another about 2 years ago. I figured any company that had a website that couldn't keep up with zip code changes doesn't deserve my business. I haven't done anything since then since it's all set up through escrow. I keep meaning to set up an online profile, but at the moment have no need to so have bothered.

Yucaipa, CA Homeowners Insurance By Home Value

Yucaipa, CA Home Value Total Homes % of Total Average Yucaipa, CA Homeowners Insurance
Less than $50,000 2,362 21.0% $60
$50,000 to $59,999 246 2.0% $127
$80,000 to $89,999 181 1.0% $212
$100,000 to $124,999 441 4.0% $272
$125,000 to $149,999 353 3.0% $339
$150,000 to $174,999 800 7.0% $399
$175,000 to $199,999 754 6.0% $466
$200,000 to $249,999 1,541 14.0% $557
$250,000 to $299,999 1,789 16.0% $684
$300,000 to $399,999 2,363 21.0% $872

Top Home Insurance Agents Near Yucaipa, CA

Home Insurance Company Near Yucaipa, CA Homeowners Insurance Agency Near Yucaipa, CA Address
State Farm Christine Chang 1307 N Grand Avenue, Walnut, CA, 91789-1317
Travelers Cormarc Insurance Services Inc 25220 HANCOCK AVE STE 200, MURRIETA, CA, 92562
Allstate John Elardo 1930 S Brea Canyon Rd Ste 125, Diamond Bar, CA, 91765
State Farm Kris Hallmark 2511 S Euclid Ave, Ontario, CA, 91762-6620
State Farm Scott Lennen 1132 E Yorba Linda Blvd, Placentia, CA, 92870-3828

Cost Of Homeowners Insurance By Street Near Yucaipa, CA

Streets in Yucaipa Area Homeowners Insurance Cost
Avocado St, Santa Rosa Dr, Liana Ct, Sidana Rd, Saint Catherine St, Sarah St, Royal Oak Ct, Oakwood Cir, Sumerlin Pl, Linda Ladera St$609
Live Oak Canyon Rd, Dry Creek Rd, Maple Ct, Buckboard Ln, James Stewart Ct, Pembrook Pl, Misty Creek Cir, Yucaipa Ridge Rd, Ave I, Mile High Ranch Rd$636
Princeton Dr, Sharon Way, Mira Bella Ct, Vita Ln, Oak Grove Rd, Turner Ln, Comstock Dr, Larkspur Way, Golden Hills Dr, Mesa Sol Dr$610
Crystal St, Custer St, Oday Ct, Cramer Rd, Brushy Hollow Cir, Jocelyn Ln, Sierra Linda St, Mesa Crest Dr, Custer St, Susan St$635
Persimmon Ave, Teal Ct, Westpark Cir, Springfield Ct, Newell St, Royal Oaks Ct, San Rosen Ct, Campus Dr, Sunlight Dr, Wild Oak Ln$611

Yucaipa, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yucaipa$90 to $93
Oak Glen$96
Calimesa$89
Mentone$90

Yucaipa, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oak Glen CDP, California $80 $107 $160
Calimesa city, California $74 $99 $148
Cherry Valley CDP, California $75 $99 $149

Yucaipa, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yucaipa, CA2.5%12.3%
Oak Glen2.36%10.35%
Calimesa3.08%12.91%
Cherry Valley2.96%11.58%

Yucaipa Renters Insurance as a Percentage of Rent

Yucaipa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 47 1.0% $796
$300 to $499 405 9.0% $1246
$500 to $749 657 15.0% $1921
$750 to $999 844 20.0% $2671
$1,000 to $1,499 1,100 26.0% $3796
$1,500 or more 1,089 26.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Yucaipa For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAIG Prop Cas699
150000250NewCentury National422
150000250NewSafeco470
200000500NewUSAA413
250000500NewAmerican Security532
5000001000NewState Farm1075
7500002500NewAmerican Reliable1176
7500002500NewCrestbrook1435
1500005001-3 YearsCSE Safeguard505
25000010001-3 YearsFirst American Ins509
3000005001-3 YearsPacific Specialty788
50000025001-3 YearsHorace Mann P & C1186
1500005004-6 YearsMercury Ins Group337
1500005004-6 YearsOregon Mutual459
25000010004-6 YearsAmica Mutual832
3000005004-6 YearsAmerican Security878
40000010004-6 YearsPacific Property And Casualty524
1500005007-15 YearsAmerican Modern587
2000005007-15 YearsMercury Ins Group534
25000010007-15 YearsCalifornia Capital657
2500005007-15 YearsAIG Prop Cas1283
2500005007-15 YearsAmco925
2500005007-15 YearsAmica Mutual1014
50000025007-15 YearsCalifornia Capital1051

Yucaipa, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Yucaipa Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,100$12,600
Net Savings to Yucaipa Home Owner from High Deductible Plan $500

Yucaipa, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yucaipa, CA Home Replacement Value MORE than Home Value Yucaipa, CA Home Replacement Value LESS than Home Value
Replacement Value $112,500 $71,500
Insurance Premium based on Replacement Value $375 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Yucaipa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmChubb Group of Insurance
Monthly Premium 528222
Year Built 197120141982
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Yucaipa, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 285,000 Asphalt Shingles Roof 2,020 3 $500- $1000 Deductible 820 12 Wood siding No
1991 290,000 Asphalt Shingles Roof 2,120 5 $5000 to $10,000 Deductible 240 8 Wood siding yes
2012 540,000 Composition Roof 4,680 5 $1000-$2500 Deductible 620 5 Fiber-Cement Siding No
1986 185,000 Composition Roof 1,300 3 $500 Deductible 220 4 Brick siding No
2012 180,000 Membrane Roof 1,530 3 $1000-$2500 Deductible 220 5 Wood siding No
1981 240,000 Asphalt Shingles Roof 1,890 3 $500 Deductible 570 7 Vinyl siding No
1993 280,000 Wood Shake Roof 2,010 4 $2500-$5000 Deductible 170 3 Wood siding No
1969 185,000 Shingles Roof 1,220 3 $5000 to $10,000 Deductible 190 6 Fiber-Cement Siding yes
1964 360,000 Asphalt Shingles Roof 3,330 4 $2500-$5000 Deductible 290 7 Vinyl siding No
1971 260,000 Membrane Roof 2,490 4 $5000 to $10,000 Deductible 230 5 Brick siding No
1986 265,000 Wood Shake Roof 2,310 4 $500 Deductible 150 2 Fiber-Cement Siding No
1987 330,000 Wood Shake Roof 2,670 5 > $10,000 Deductible 520 12 Wood siding No
1972 200,000 Wood Shake Roof 1,550 3 $5000 to $10,000 Deductible 40 1 Stone Siding yes
1962 255,000 Composition Roof 2,040 4 $1000-$2500 Deductible 90 2 Fiber-Cement Siding yes
1977 345,000 Asphalt Shingles Roof 2,500 4 $5000 to $10,000 Deductible 720 12 Fiber-Cement Siding No
1967 225,000 Asphalt Shingles Roof 2,120 3 > $10,000 Deductible 170 5 Fiber-Cement Siding No
2000 215,000 Membrane Roof 1,640 4 $500 Deductible 170 3 Brick siding yes
2002 310,000 Membrane Roof 2,540 5 $500 Deductible 280 4 Brick siding No
2000 200,000 Membrane Roof 1,590 3 $5000 to $10,000 Deductible 210 6 Vinyl siding No
1977 275,000 Membrane Roof 1,810 5 $1000-$2500 Deductible 210 4 Stone Siding yes
1971 220,000 Slate Shingles Roof 1,890 5 > $10,000 Deductible 60 2 Wood siding yes