Yucaipa Insurance Rates:
Yucaipa, CA homeowners insurance is nearly $514 to $698, about $42-$58/month. Our complete guide shows customers can save upto $242 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Compare Quotes from Top Providers and Save now!
Latest Home Insurance Reviews
State Farm
One thing i don't like about my insurance company is that their rates are a little high. i live in a large city, so that is part of the problem, but when i compare with other companies, state farm is still higher.
Farmer's Insurance
Customer service has always been great and prompt during the times when it was needed - I am confident in their ability to handle a situation.
State Farm
I like that is a large, reputable company that is customer focused. I like that people are trained to be nice and receptive to customer comments and don't take things the wrong way. I like that they respond to questions quickly and give us customers the confidence to know they will be there if something goes wrong.
Mercury
I only have had one claim for wind and water damage, and had no problems. Call in to report was easy and simple, adjustor came the next day to inspect the damage, check for repairs was issued promptly.
State Farm
I have only used the company's website to start the policy so far. I recently bought this house and I chose state farm because it was the first insurance company that recognized my zip code. Said zip code split off from another about 2 years ago. I figured any company that had a website that couldn't keep up with zip code changes doesn't deserve my business. I haven't done anything since then since it's all set up through escrow. I keep meaning to set up an online profile, but at the moment have no need to so have bothered.
Yucaipa, CA Homeowners Insurance By Home Value
| Yucaipa, CA Home Value |
Total Homes |
% of Total |
Average Yucaipa, CA Homeowners Insurance |
|---|
| Less than $50,000 |
2,362 |
21.0% |
$60 |
| $50,000 to $59,999 |
246 |
2.0% |
$127 |
| $80,000 to $89,999 |
181 |
1.0% |
$212 |
| $100,000 to $124,999 |
441 |
4.0% |
$272 |
| $125,000 to $149,999 |
353 |
3.0% |
$339 |
| $150,000 to $174,999 |
800 |
7.0% |
$399 |
| $175,000 to $199,999 |
754 |
6.0% |
$466 |
| $200,000 to $249,999 |
1,541 |
14.0% |
$557 |
| $250,000 to $299,999 |
1,789 |
16.0% |
$684 |
| $300,000 to $399,999 |
2,363 |
21.0% |
$872 |
Top Home Insurance Agents Near Yucaipa, CA
| Home Insurance Company Near Yucaipa, CA |
Homeowners Insurance Agency Near Yucaipa, CA |
Address |
| State Farm |
Christine Chang |
1307 N Grand Avenue, Walnut, CA, 91789-1317 |
| Travelers |
Cormarc Insurance Services Inc |
25220 HANCOCK AVE STE 200, MURRIETA, CA, 92562 |
| Allstate |
John Elardo |
1930 S Brea Canyon Rd Ste 125, Diamond Bar, CA, 91765 |
| State Farm |
Kris Hallmark |
2511 S Euclid Ave, Ontario, CA, 91762-6620 |
| State Farm |
Scott Lennen |
1132 E Yorba Linda Blvd, Placentia, CA, 92870-3828 |
Cost Of Homeowners Insurance By Street Near Yucaipa, CA
| Streets in Yucaipa Area |
Homeowners Insurance Cost |
|---|
| Avocado St, Santa Rosa Dr, Liana Ct, Sidana Rd, Saint Catherine St, Sarah St, Royal Oak Ct, Oakwood Cir, Sumerlin Pl, Linda Ladera St | $609 |
| Live Oak Canyon Rd, Dry Creek Rd, Maple Ct, Buckboard Ln, James Stewart Ct, Pembrook Pl, Misty Creek Cir, Yucaipa Ridge Rd, Ave I, Mile High Ranch Rd | $636 |
| Princeton Dr, Sharon Way, Mira Bella Ct, Vita Ln, Oak Grove Rd, Turner Ln, Comstock Dr, Larkspur Way, Golden Hills Dr, Mesa Sol Dr | $610 |
| Crystal St, Custer St, Oday Ct, Cramer Rd, Brushy Hollow Cir, Jocelyn Ln, Sierra Linda St, Mesa Crest Dr, Custer St, Susan St | $635 |
| Persimmon Ave, Teal Ct, Westpark Cir, Springfield Ct, Newell St, Royal Oaks Ct, San Rosen Ct, Campus Dr, Sunlight Dr, Wild Oak Ln | $611 |
Yucaipa, CA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
| Yucaipa | $90 to $93 |
| Oak Glen | $96 |
| Calimesa | $89 |
| Mentone | $90 |
Yucaipa, CA Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Oak Glen CDP, California |
$80 |
$107 |
$160 |
| Calimesa city, California |
$74 |
$99 |
$148 |
| Cherry Valley CDP, California |
$75 |
$99 |
$149 |
Yucaipa, CA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| Yucaipa, CA | 2.5% | 12.3% |
| Oak Glen | 2.36% | 10.35% |
| Calimesa | 3.08% | 12.91% |
| Cherry Valley | 2.96% | 11.58% |
Yucaipa Renters Insurance as a Percentage of Rent
| Yucaipa Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| $200 to $299 |
47 |
1.0% |
$796 |
| $300 to $499 |
405 |
9.0% |
$1246 |
| $500 to $749 |
657 |
15.0% |
$1921 |
| $750 to $999 |
844 |
20.0% |
$2671 |
| $1,000 to $1,499 |
1,100 |
26.0% |
$3796 |
| $1,500 or more |
1,089 |
26.0% |
$5446 |
Average Cost Of Home Insurance By Company In Areas Nearby Yucaipa For Different Scenarios
| Coverage ($) |
Deductible ($) |
Age of home |
Company |
Average homeowners insurance premium ($) |
| 150000 | 250 | New | AIG Prop Cas | 699 |
| 150000 | 250 | New | Century National | 422 |
| 150000 | 250 | New | Safeco | 470 |
| 200000 | 500 | New | USAA | 413 |
| 250000 | 500 | New | American Security | 532 |
| 500000 | 1000 | New | State Farm | 1075 |
| 750000 | 2500 | New | American Reliable | 1176 |
| 750000 | 2500 | New | Crestbrook | 1435 |
| 150000 | 500 | 1-3 Years | CSE Safeguard | 505 |
| 250000 | 1000 | 1-3 Years | First American Ins | 509 |
| 300000 | 500 | 1-3 Years | Pacific Specialty | 788 |
| 500000 | 2500 | 1-3 Years | Horace Mann P & C | 1186 |
| 150000 | 500 | 4-6 Years | Mercury Ins Group | 337 |
| 150000 | 500 | 4-6 Years | Oregon Mutual | 459 |
| 250000 | 1000 | 4-6 Years | Amica Mutual | 832 |
| 300000 | 500 | 4-6 Years | American Security | 878 |
| 400000 | 1000 | 4-6 Years | Pacific Property And Casualty | 524 |
| 150000 | 500 | 7-15 Years | American Modern | 587 |
| 200000 | 500 | 7-15 Years | Mercury Ins Group | 534 |
| 250000 | 1000 | 7-15 Years | California Capital | 657 |
| 250000 | 500 | 7-15 Years | AIG Prop Cas | 1283 |
| 250000 | 500 | 7-15 Years | Amco | 925 |
| 250000 | 500 | 7-15 Years | Amica Mutual | 1014 |
| 500000 | 2500 | 7-15 Years | California Capital | 1051 |
Yucaipa, CA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $1,900 | $4,900 |
| Yearly Yucaipa Homeowner Insurance Premium Example | $1,600 | $1,100 |
| Out of Pocket Expense During Claim | $1,900 | $4,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim |
$13,100 | $12,600 |
| Net Savings to Yucaipa Home Owner from High Deductible Plan |
$500 |
Yucaipa, CA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
Yucaipa, CA Home Replacement Value MORE than Home Value |
Yucaipa, CA Home Replacement Value LESS than Home Value |
| Replacement Value |
$112,500 |
$71,500 |
| Insurance Premium based on Replacement Value |
$375 |
$250 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $17,000 |
Risk Exposure from Under Insuring Coverage is $24,000 |
| Premium Impact |
Insurance cheaper by $75/year |
Insurance costlier by $50/year |
Example Yucaipa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
Travelers | State Farm | Chubb Group of Insurance |
| Monthly Premium |
52 | 82 | 22 |
| Year Built |
1971 | 2014 | 1982 |
| Home Details |
3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount |
$200000-$250000 | $350000-$400000 | $200000-$250000 |
| Deductible |
$500- $1000 Deductible | $500- $1000 Deductible | > $10,000 Deductible |
Sample Home Insurance Rates for Yucaipa, CA from Consumer Reviews & Surveys
| Year Built |
Home Value |
Roof Type |
Sqft |
Number of Bedrooms |
Deductible |
Premium |
Premium Months |
Siding Type |
Smoker/Non Smoker |
| 1996 |
355,000 |
Slate Shingles Roof |
2,390 |
3 |
$5000 to $10,000 Deductible |
250 |
6 |
Wood siding |
No |
| 1998 |
155,000 |
Tile Roof |
1,350 |
3 |
$5000 to $10,000 Deductible |
190 |
6 |
Wood siding |
No |
| 1990 |
260,000 |
Membrane Roof |
2,080 |
4 |
$500- $1000 Deductible |
510 |
10 |
Stone Siding |
No |
| 1997 |
385,000 |
Shingles Roof |
2,920 |
4 |
$500 Deductible |
270 |
4 |
Brick siding |
No |
| 2014 |
320,000 |
Shingles Roof |
2,540 |
5 |
$2500-$5000 Deductible |
190 |
3 |
Fiber-Cement Siding |
No |
| 2003 |
510,000 |
Wood Shake Roof |
3,650 |
5 |
$500- $1000 Deductible |
470 |
5 |
Brick siding |
No |
| 1978 |
510,000 |
Metal Roof |
3,700 |
5 |
$500 Deductible |
200 |
2 |
Vinyl siding |
No |
| 1980 |
285,000 |
Asphalt Shingles Roof |
2,020 |
3 |
$500- $1000 Deductible |
820 |
12 |
Wood siding |
No |
| 1991 |
290,000 |
Asphalt Shingles Roof |
2,120 |
5 |
$5000 to $10,000 Deductible |
240 |
8 |
Wood siding |
yes |
| 2012 |
540,000 |
Composition Roof |
4,680 |
5 |
$1000-$2500 Deductible |
620 |
5 |
Fiber-Cement Siding |
No |
| 1986 |
185,000 |
Composition Roof |
1,300 |
3 |
$500 Deductible |
220 |
4 |
Brick siding |
No |
| 2012 |
180,000 |
Membrane Roof |
1,530 |
3 |
$1000-$2500 Deductible |
220 |
5 |
Wood siding |
No |
| 1981 |
240,000 |
Asphalt Shingles Roof |
1,890 |
3 |
$500 Deductible |
570 |
7 |
Vinyl siding |
No |
| 1993 |
280,000 |
Wood Shake Roof |
2,010 |
4 |
$2500-$5000 Deductible |
170 |
3 |
Wood siding |
No |
| 1969 |
185,000 |
Shingles Roof |
1,220 |
3 |
$5000 to $10,000 Deductible |
190 |
6 |
Fiber-Cement Siding |
yes |
| 1964 |
360,000 |
Asphalt Shingles Roof |
3,330 |
4 |
$2500-$5000 Deductible |
290 |
7 |
Vinyl siding |
No |
| 1971 |
260,000 |
Membrane Roof |
2,490 |
4 |
$5000 to $10,000 Deductible |
230 |
5 |
Brick siding |
No |
| 1986 |
265,000 |
Wood Shake Roof |
2,310 |
4 |
$500 Deductible |
150 |
2 |
Fiber-Cement Siding |
No |
| 1987 |
330,000 |
Wood Shake Roof |
2,670 |
5 |
> $10,000 Deductible |
520 |
12 |
Wood siding |
No |
| 1972 |
200,000 |
Wood Shake Roof |
1,550 |
3 |
$5000 to $10,000 Deductible |
40 |
1 |
Stone Siding |
yes |
| 1962 |
255,000 |
Composition Roof |
2,040 |
4 |
$1000-$2500 Deductible |
90 |
2 |
Fiber-Cement Siding |
yes |
| 1977 |
345,000 |
Asphalt Shingles Roof |
2,500 |
4 |
$5000 to $10,000 Deductible |
720 |
12 |
Fiber-Cement Siding |
No |
| 1967 |
225,000 |
Asphalt Shingles Roof |
2,120 |
3 |
> $10,000 Deductible |
170 |
5 |
Fiber-Cement Siding |
No |
| 2000 |
215,000 |
Membrane Roof |
1,640 |
4 |
$500 Deductible |
170 |
3 |
Brick siding |
yes |
| 2002 |
310,000 |
Membrane Roof |
2,540 |
5 |
$500 Deductible |
280 |
4 |
Brick siding |
No |
| 2000 |
200,000 |
Membrane Roof |
1,590 |
3 |
$5000 to $10,000 Deductible |
210 |
6 |
Vinyl siding |
No |
| 1977 |
275,000 |
Membrane Roof |
1,810 |
5 |
$1000-$2500 Deductible |
210 |
4 |
Stone Siding |
yes |
| 1971 |
220,000 |
Slate Shingles Roof |
1,890 |
5 |
> $10,000 Deductible |
60 |
2 |
Wood siding |
yes |