Youngtown, AZ homeowners insurance is roughly $508 to $691, about $42-$57/month. Our exhaustive analysis shows customers can save as much as $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Youngtown, AZ | Homeowners Insurance Agency Near Youngtown, AZ | Address |
|---|---|---|
| Travelers | Insurance Brokers Of Arizona | 690 E WARNER RD STE 108, GILBERT, AZ, 85296 |
| Farmers | Jeremie Ward | 4824 E Baseline Rd Ste 135, Mesa, AZ, 85206 |
| Travelers | Vip Ins Services Llc | 4900 N SCOTTSDALE RD STE 6000, SCOTTSDALE, AZ, 85251 |
| Farmers | Yeong-Fa Lai | 625 W Southern Ave Ste E152, Mesa, AZ, 85210 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| El Mirage city, Arizona | $75 | $99 | $149 |
| Sun City CDP, Arizona | $76 | $101 | $151 |
| Litchfield Park city, Arizona | $82 | $109 | $163 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Youngtown, AZ | 4.3% | 13.7% |
| El Mirage | 3.88% | 15.41% |
| Sun City | 5.39% | 16.61% |
| Litchfield Park | 3.05% | 10.1% |
| Youngtown Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 20 | 2.0% | $1268 |
| $500 to $749 | 269 | 29.0% | $1943 |
| $750 to $999 | 220 | 24.0% | $2693 |
| $1,000 to $1,499 | 283 | 30.0% | $3818 |
| $1,500 or more | 121 | 13.0% | $5468 |
| Streets in Youngtown Area | Homeowners Insurance Cost |
|---|---|
| Oglesby Ave, W Venturi Dr, Cheryl Dr, W Youngtown Ave, Cinnabar Ave, Purdue Ave, W Hollywood Ave, W Alabama Ave, W Iowa Ave, Brown St | $601 |
| W 113th Ln, Peoria Ave, 116th Ln, Carol Ave, W Arron Dr, N 113th Ln, W Tennessee Ave, W Wisconsin Ave, W Kolina Ln, W California Ave | $597 |
| W Florida Ave, W Pennsylvania Ave, W Connecticut Ave, W Indiana Ave, W Louisiana Ave, W Kansas Ave, Retheford Rd, W Duluth Ave, Fooks Dr, Gregory Dr | $591 |
| Green Dr, Duran Ave, W Green Dr, W Nebraska Ave, Schieifer Dr, W Ohio Ave, W Nevada Ave, W Lakeshore Dr, W Langford Ct, N Langford Ave | $593 |
| W Arizona Ave, N 116th Ln, Lee Ln, W Jersey Ave, W Elk Ave, Vogel Ave, W Cinnebar Ave, W Park Dr, Schleifer Dr, W Montana Ave | $601 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Youngtown | $89 to $92 |
| El Mirage | $89 |
| Sun City | $90 |
| Litchfield Park | $97 |
| Home value ($) | Construction type | Coverage | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|---|---|
| Other structure coverage ($) | Contents coverage ($) | Additional living expenses coverage ($) | ||||
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Aca Ic | 786 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | American Automobile Ic | 1,140 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | American Commerce Ic | 455 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | California Cas Ind Exchange | 526 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | Civil Service Employees Ic | 910 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | Farm Bureau P&C Ic | 981 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | Farmers Ins Exchange | 980 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Kemper Independence Ic | 423 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | State Farm Fire And Cas Co | 339 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Unigard Ic | 327 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly Youngtown Homeowner Insurance Premium Example | $400 | $200 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,000 | $4,400 |
| Net Savings to Youngtown Home Owner from High Deductible Plan | $600 | |
| Scenario | Youngtown, AZ Home Replacement Value MORE than Home Value | Youngtown, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $164,500 | $96,500 |
| Insurance Premium based on Replacement Value | $525 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $34,000 | Risk Exposure from Under Insuring Coverage is $34,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Liberty Mutual | Allstate | State Farm |
| Monthly Premium | 41 | 27 | 39 |
| Year Built | 1980 | 2011 | 1991 |
| Home Details | 5 Beds, 3 Baths | 2 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $125000-$150000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500 Deductible |