Youngsville Insurance Rates:

Youngsville, NC homeowners insurance is roughly $510 to $699, about $42-$58/month. Our extensive analysis reveals consumers can save upto $241 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Youngsville, NC Homeowners Insurance By Home Value

Youngsville, NC Home Value Total Homes % of Total Average Youngsville, NC Homeowners Insurance
Less than $50,000 258 6.0% $84
$50,000 to $59,999 42 1.0% $181
$60,000 to $69,999 60 1.0% $229
$70,000 to $79,999 65 1.0% $259
$80,000 to $89,999 98 2.0% $295
$100,000 to $124,999 651 16.0% $386
$125,000 to $149,999 437 10.0% $483
$150,000 to $174,999 555 13.0% $573
$175,000 to $199,999 223 5.0% $658
$200,000 to $249,999 681 16.0% $791
$250,000 to $299,999 470 11.0% $972
$300,000 to $399,999 449 11.0% $1232

Top Home Insurance Agents Near Youngsville, NC

Home Insurance Company Near Youngsville, NC Homeowners Insurance Agency Near Youngsville, NC Address
Travelers Business Insurers Of The Carolinas 800 EASTOWNE DR 208, CHAPEL HILL, NC, 27514
Allstate Donald Rains 5638 Hwy 42 W Ste 206, Garner, NC, 27529
Travelers Eloise Moore & Associates 104-A S JOHNSON ST, BENSON, NC, 27504
State Farm Leslie Miller 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648
State Farm Rollie Olin 4810 Hope Valley Rd Ste 116, Durham, NC, 27707-6631

Cost Of Homeowners Insurance By Street Near Youngsville, NC

Streets in Youngsville Area Homeowners Insurance Cost
King Dr, Dunston St, Huntsburg Dr, Bowen St, Faulkner Way, Wilde Rd, Rivers Edge Dr, Smokey Ln, State Rd 1607, Georgetown Woods Dr$595
State Rd 1705, Jeffrey Rd, Massenberg St, Hill Rd, Dreamcatcher Trl, State Rd 1117, Mitchell Ln, Volks Way, Shady Acres Dr, Tarboro Rd$600
Cook St, Mill Creek Dr, White Cedar Ln, Cedarhust Ln, Old Stone Ln, Coral Ridge Cir, Spruce Dr, Cedar Tree Dr, Beaver Dam Dr, Montonia St$600
Hidden Forest Rd, Holly Cir, Aunt Bibba Way, Clubhouse Dr, Denton Rd, John Mitchell Rd, Stonecrest Dr, State Rd 1101, Peach Orchard Rd, Carver St$595
Holden Ct, Listeria Crest Dr, W Franklin St, Park Ave, Elsie Marie Dr, Jackson Rd, State Rd 1713, Rebel Ct, Scenic View Ct, State Rd 1715$612

Youngsville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Youngsville$90 to $93
Franklinton$87
Wake Forest$93
Rolesville$94

Youngsville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Franklinton township, Franklin County, North Carolina $87 $116 $174
Wake Forest township, Wake County, North Carolina $94 $125 $188
Rolesville town, North Carolina $94 $125 $188

Youngsville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Youngsville, NC4.0%11.1%
Franklinton4.35%15.08%
Wake Forest3.12%11.25%
Rolesville3.05%10.88%

Youngsville Renters Insurance as a Percentage of Rent

Youngsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 1.0% $325
$300 to $499 38 4.0% $1225
$500 to $749 355 38.0% $1900
$750 to $999 258 28.0% $2650
$1,000 to $1,499 212 23.0% $3775
$1,500 or more 35 3.0% $5425

Youngsville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Youngsville Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,400$8,600
Net Savings to Youngsville Home Owner from High Deductible Plan $800

Youngsville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Youngsville, NC Home Replacement Value MORE than Home Value Youngsville, NC Home Replacement Value LESS than Home Value
Replacement Value $107,000 $66,500
Insurance Premium based on Replacement Value $475 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $22,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Youngsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceGEICO InsuranceErie Insurance
Monthly Premium 4235107
Year Built 200819982012
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$300000-$350000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Youngsville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 455,000 Asphalt Shingles Roof 4,520 5 $500 Deductible 1980 12 Wood siding yes
2003 205,000 Wood Shake Roof 2,030 3 $2500-$5000 Deductible 140 3 Wood siding No
2014 190,000 Shingles Roof 2,240 4 $500 Deductible 910 10 Wood siding No
1997 215,000 Asphalt Shingles Roof 2,140 4 > $10,000 Deductible 240 5 Wood siding No
2014 350,000 Composition Roof 3,030 4 $500 Deductible 1050 7 Vinyl siding No
2014 225,000 Metal Roof 2,140 4 $5000 to $10,000 Deductible 340 5 Stucco siding yes
2014 455,000 Shingles Roof 3,800 5 $500- $1000 Deductible 1580 10 Vinyl siding No
2002 120,000 Shingles Roof 1,200 3 $1000-$2500 Deductible 120 4 Wood siding yes
2011 210,000 Metal Roof 2,450 4 $2500-$5000 Deductible 630 9 Wood siding yes
2014 345,000 Asphalt Shingles Roof 3,460 5 $500- $1000 Deductible 1030 10 Fiber-Cement Siding yes
2005 245,000 Asphalt Shingles Roof 2,510 4 $1000-$2500 Deductible 910 12 Stone Siding yes
2002 170,000 Tile Roof 1,630 5 $5000 to $10,000 Deductible 230 5 Fiber-Cement Siding yes
2009 250,000 Metal Roof 2,660 5 $500 Deductible 1280 10 Stucco siding yes
2002 220,000 Tile Roof 1,980 3 $5000 to $10,000 Deductible 690 8 Wood siding yes
2006 280,000 Metal Roof 2,480 4 > $10,000 Deductible 170 2 Stone Siding No
2011 185,000 Tile Roof 1,990 3 $5000 to $10,000 Deductible 160 4 Wood siding No
1994 215,000 Shingles Roof 2,160 3 $2500-$5000 Deductible 390 6 Stucco siding No
2012 345,000 Tile Roof 3,350 4 $5000 to $10,000 Deductible 100 1 Stone Siding No
1990 160,000 Slate Shingles Roof 1,520 3 $2500-$5000 Deductible 50 1 Stucco siding yes
2010 265,000 Shingles Roof 2,290 3 $500- $1000 Deductible 420 4 Stone Siding No
1995 435,000 Asphalt Shingles Roof 4,920 5 $5000 to $10,000 Deductible 410 3 Fiber-Cement Siding yes
1990 205,000 Slate Shingles Roof 2,380 5 > $10,000 Deductible 160 4 Wood siding No
1999 405,000 Slate Shingles Roof 4,250 5 $500 Deductible 1430 10 Stone Siding yes
1996 165,000 Membrane Roof 1,870 4 $2500-$5000 Deductible 640 12 Brick siding No
1995 115,000 Metal Roof 1,390 3 $2500-$5000 Deductible 90 3 Stucco siding No
2014 540,000 Wood Shake Roof 4,900 5 $5000 to $10,000 Deductible 1310 9 Vinyl siding No
1994 195,000 Shingles Roof 2,080 4 $1000-$2500 Deductible 600 7 Brick siding yes
1997 215,000 Composition Roof 1,920 5 $500 Deductible 260 4 Stucco siding yes
2012 200,000 Slate Shingles Roof 1,900 4 $500- $1000 Deductible 510 7 Vinyl siding yes
2011 215,000 Metal Roof 2,020 3 $500 Deductible 730 9 Vinyl siding No
2008 175,000 Membrane Roof 1,680 4 $500- $1000 Deductible 560 10 Wood siding No
2011 180,000 Asphalt Shingles Roof 2,030 5 $2500-$5000 Deductible 280 6 Wood siding No
1991 310,000 Metal Roof 3,670 5 $500- $1000 Deductible 620 4 Vinyl siding No
2011 330,000 Shingles Roof 3,100 4 $500 Deductible 1260 9 Stucco siding yes