York Insurance Rates:

York, PA homeowners insurance is approximately $589 to $797, about $49-$66/month. Our exhaustive research shows customers can save upto $277 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
I am very happy with my agent being so helpful with explanations of policies or just basic questions that I have.
State Farm
WE RECENTLY SWITCHED BECAUSE WE WERE OFFERED A MUCH BETTER PRICE FOR THE SAME COVERAGE
Erie Insurance
I would recommend Erie.They did not try to sell me on things I did not need, but rather told me there were things in the previous policy that were extraneous.
Farmer's Insurance
Usually, the customer satisfaction score consumers will give your company, is a ... experience are 5 times more likely to recommend a brand to others
Geico
I WILL RECOMMEND THIS COMPANY BECAUSE THEY VERY RESPONSIVE AND TAKE CARE OF CUSTOMERS IN A TIMELY MANNER
Mutual Benefit Group
I enjoy that fact that i got extra savings by bundling my homeowners and auto insurance policies with this company.
Travelers
the customer service was prompt and filed our claim and sent out an adjustor within a week. Overall, we were quite satisfied. The only complaint I had was that the rep wasn't able to answer all of my questions.
State Farm
The customer service at State Farm has been great. The agent is always ready to help out and has even given us discounts where available.
Farmer's Insurance
I would recommend my company and I have done so. I like my company and I have been with them for a while. I am satisfied with them and I will stay with them for a long time.
Allstate
I thought they knew what they were talking about. extremely knowledgeable, and seemed to know the market and services offered very well.
Allstate
My insurance company is allstate. overall, my insurance company has been reliable. their customer service has always been prompt to answer questions and are knowledgeable about the services that they offer. i think that sometimes they aren't clear about their policies when you are looking into different plans, but they were transparent to me about the rate they were going to charge me. i haven't needed anything major from them in terms of claims yet so i can't speak to that, but they did help me with some damage caused by my growing child.
Allstate
Very fast customer service. Always there when I need to ask a question or if I have an issue that needs solving
Liberty Mutual
Liberty Metal’s premium is very low compared to other companies. This is primarily because this policy is bundled with auto insurance.
State Farm
After being a customer of other insurance companies, I can confidently say that I receive the best price and customer service from State Farm. My agent is always available and bundled all my insurance needs into a package that is significantly cheaper than other companies.
Progressive
My premium is very reasonable. Low compared to most other insurance providers. Even if it was a little higher I would stay with them for their great service.
Geico
I would recommend Geico to anyone primarily because of their great customer service and far superior balance sheet and stability which can come in handy during claims.
Erie Insurance
I have been with Erie Insurance just for a few months. So far it has been a positive experience just by judging on policy price .

York, PA Homeowners Insurance By Home Value

York, PA Home Value Total Homes % of Total Average York, PA Homeowners Insurance
Less than $50,000 1,254 18.0% $207
$50,000 to $59,999 440 6.0% $436
$60,000 to $69,999 761 11.0% $540
$70,000 to $79,999 674 10.0% $623
$80,000 to $89,999 870 12.0% $706
$90,000 to $99,999 678 10.0% $790
$100,000 to $124,999 1,022 15.0% $914
$125,000 to $149,999 534 7.0% $1143
$150,000 to $174,999 132 1.0% $1351
$175,000 to $199,999 146 2.0% $1559
$200,000 to $249,999 129 1.0% $1871

Top Home Insurance Agents Near York, PA

Home Insurance Company Near York, PA Homeowners Insurance Agency Near York, PA Address
Erie Coe Insurance Services 19 N Third Street, Oxford, PA, 19363
Allstate Daniel Naumann 355 Manor Ave, Millersville, PA, 17551
Travelers Harry L Bubb Associates Inc 70 E FORREST AVE, SHREWSBURY, PA, 17361
State Farm Karen Michaels 2280 Pulaski Highway, North East, MD, 21901-3710
Nationwide Rodgers Insurance Agency Inc 6800 Holabird Ave STE A, Baltimore, MD, 21222-1745

York, PA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near York, PA

Streets in York Area Homeowners Insurance Cost
Green St, E Springettsbury Ave, N Harrison St, Glen Pl, Smith St, N State St, Wheaton St, Rose Ave, S Hartman St, Stevens Ave$718
Texas Ave, Saint Paul St, Butler Ave, Arden Ave, E Church Ave, Murray Pl, Beer Ave, Columbia Ave, Lindberg Ave, Columbia Ave$683
W Gay Ave, Wheatfield St, Fairmont Pl, Fairlane Dr, Creston Rd, Mill Ln, Harding Ct, Kelly Dr, S Lehman St, Vander Ave$691
Village Rd, Loucks Pl, School Pl, W Newton Ave, Manor St, N Albemarle St, Donnelly St, Loucks Mill Rd, Wayne Ave, Grantley St$684
W North St, N West St, N Lee St, Miller Ln, Local Way, N Cherry Ln, Arch St, Maine Ave, Leeds Rd, Grantley St$690

York, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
York$103 to $106
North York$105
Spring Garden$109
Grantley$116

York, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North York borough, Pennsylvania $105 $140 $210
Spring Garden township, York County, Pennsylvania $110 $146 $219
Grantley CDP, Pennsylvania $116 $155 $233

York, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
York, PA5.6%12.0%
North York5.92%15.83%
Spring Garden3.94%9.78%
Grantley3.73%8.4%

York Renters Insurance as a Percentage of Rent

York Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 273 3.0% $356
$200 to $299 664 7.0% $806
$300 to $499 1,183 13.0% $1256
$500 to $749 3,367 37.0% $1931
$750 to $999 2,089 22.0% $2681
$1,000 to $1,499 1,385 15.0% $3806
$1,500 or more 138 1.0% $5456

York, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly York Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to York Home Owner from High Deductible Plan $600

York, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario York, PA Home Replacement Value MORE than Home Value York, PA Home Replacement Value LESS than Home Value
Replacement Value $116,500 $81,500
Insurance Premium based on Replacement Value $575 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example York Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceAllstate
Monthly Premium 775151
Year Built 195219621941
Home Details 5 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$125000-$150000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for York, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1951 285,000 Metal Roof 4,120 5 $2500-$5000 Deductible 1120 12 Fiber-Cement Siding No
1969 100,000 Asphalt Shingles Roof 1,480 2 $500 Deductible 160 5 Stucco siding No
1958 170,000 Slate Shingles Roof 2,250 5 $2500-$5000 Deductible 70 1 Stucco siding No
1964 90,000 Slate Shingles Roof 1,380 3 $1000-$2500 Deductible 430 12 Vinyl siding No
1956 170,000 Shingles Roof 2,640 4 $500- $1000 Deductible 220 3 Wood siding yes
1968 205,000 Slate Shingles Roof 2,960 4 $500- $1000 Deductible 70 1 Stone Siding yes
1955 135,000 Slate Shingles Roof 2,140 4 $500- $1000 Deductible 410 8 Brick siding yes
1960 115,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 70 3 Wood siding No
1946 70,000 Membrane Roof 1,200 2 $500- $1000 Deductible 80 3 Stone Siding No
1952 95,000 Shingles Roof 1,260 3 $1000-$2500 Deductible 180 6 Brick siding No
1963 130,000 Asphalt Shingles Roof 1,890 4 $500 Deductible 500 10 Vinyl siding yes
1943 80,000 Composition Roof 1,380 3 $500 Deductible 190 7 Brick siding No
1958 135,000 Composition Roof 2,360 4 $500- $1000 Deductible 540 9 Wood siding No
1946 250,000 Slate Shingles Roof 4,110 5 $500- $1000 Deductible 260 3 Wood siding yes
1969 135,000 Wood Shake Roof 1,800 3 $500- $1000 Deductible 300 5 Stone Siding yes
1946 90,000 Slate Shingles Roof 1,750 2 $500 Deductible 290 10 Stone Siding yes
1955 190,000 Composition Roof 3,230 4 $500 Deductible 430 5 Stone Siding No
1952 125,000 Shingles Roof 2,410 4 $500 Deductible 590 12 Wood siding yes
1947 80,000 Metal Roof 1,390 3 $2500-$5000 Deductible 80 4 Fiber-Cement Siding yes
1943 135,000 Slate Shingles Roof 2,480 4 $500 Deductible 540 8 Brick siding yes
1961 160,000 Asphalt Shingles Roof 2,320 4 $1000-$2500 Deductible 450 10 Stone Siding No
1960 190,000 Membrane Roof 3,230 4 $500 Deductible 410 6 Stucco siding yes
1954 95,000 Composition Roof 1,660 4 $2500-$5000 Deductible 160 6 Stone Siding yes
1955 205,000 Tile Roof 2,920 5 > $10,000 Deductible 50 1 Fiber-Cement Siding No
1957 155,000 Membrane Roof 2,990 4 $500- $1000 Deductible 380 5 Wood siding yes
1968 115,000 Composition Roof 2,080 3 $500- $1000 Deductible 210 5 Stone Siding No
1949 85,000 Composition Roof 1,250 2 $500- $1000 Deductible 330 8 Stone Siding yes
1956 275,000 Shingles Roof 3,760 5 $500- $1000 Deductible 530 6 Fiber-Cement Siding yes
1961 90,000 Shingles Roof 1,410 2 $1000-$2500 Deductible 100 3 Fiber-Cement Siding yes
1958 275,000 Metal Roof 4,030 5 $500 Deductible 160 2 Stucco siding No
1949 115,000 Tile Roof 1,550 2 $500- $1000 Deductible 210 6 Wood siding No
1968 65,000 Metal Roof 1,260 3 $1000-$2500 Deductible 20 1 Stucco siding yes
1964 175,000 Membrane Roof 2,940 4 $500- $1000 Deductible 400 4 Brick siding No
1935 350,000 Membrane Roof 4,175 5 $500 Deductible 670 4 Stucco siding yes

How To Make Your York, PA Home Insurance Cheaper

How Much Does York, PA Home Insurance Cost?