York, PA homeowners insurance is approximately $589 to $797, about $49-$66/month. Our exhaustive research shows customers can save upto $277 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near York, PA | Homeowners Insurance Agency Near York, PA | Address |
|---|---|---|
| Erie | Coe Insurance Services | 19 N Third Street, Oxford, PA, 19363 |
| Allstate | Daniel Naumann | 355 Manor Ave, Millersville, PA, 17551 |
| Travelers | Harry L Bubb Associates Inc | 70 E FORREST AVE, SHREWSBURY, PA, 17361 |
| State Farm | Karen Michaels | 2280 Pulaski Highway, North East, MD, 21901-3710 |
| Nationwide | Rodgers Insurance Agency Inc | 6800 Holabird Ave STE A, Baltimore, MD, 21222-1745 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North York borough, Pennsylvania | $105 | $140 | $210 |
| Spring Garden township, York County, Pennsylvania | $110 | $146 | $219 |
| Grantley CDP, Pennsylvania | $116 | $155 | $233 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| York, PA | 5.6% | 12.0% |
| North York | 5.92% | 15.83% |
| Spring Garden | 3.94% | 9.78% |
| Grantley | 3.73% | 8.4% |
| York Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 273 | 3.0% | $356 |
| $200 to $299 | 664 | 7.0% | $806 |
| $300 to $499 | 1,183 | 13.0% | $1256 |
| $500 to $749 | 3,367 | 37.0% | $1931 |
| $750 to $999 | 2,089 | 22.0% | $2681 |
| $1,000 to $1,499 | 1,385 | 15.0% | $3806 |
| $1,500 or more | 138 | 1.0% | $5456 |
| Streets in York Area | Homeowners Insurance Cost |
|---|---|
| Green St, E Springettsbury Ave, N Harrison St, Glen Pl, Smith St, N State St, Wheaton St, Rose Ave, S Hartman St, Stevens Ave | $718 |
| Texas Ave, Saint Paul St, Butler Ave, Arden Ave, E Church Ave, Murray Pl, Beer Ave, Columbia Ave, Lindberg Ave, Columbia Ave | $683 |
| W Gay Ave, Wheatfield St, Fairmont Pl, Fairlane Dr, Creston Rd, Mill Ln, Harding Ct, Kelly Dr, S Lehman St, Vander Ave | $691 |
| Village Rd, Loucks Pl, School Pl, W Newton Ave, Manor St, N Albemarle St, Donnelly St, Loucks Mill Rd, Wayne Ave, Grantley St | $684 |
| W North St, N West St, N Lee St, Miller Ln, Local Way, N Cherry Ln, Arch St, Maine Ave, Leeds Rd, Grantley St | $690 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| York | $103 to $106 |
| North York | $105 |
| Spring Garden | $109 |
| Grantley | $116 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly York Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,400 | $5,800 |
| Net Savings to York Home Owner from High Deductible Plan | $600 | |
| Scenario | York, PA Home Replacement Value MORE than Home Value | York, PA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $115,500 | $92,000 |
| Insurance Premium based on Replacement Value | $575 | $450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $10,000 | Risk Exposure from Under Insuring Coverage is $13,500 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $50/year |
| Insurance Company | Amica Mutual Insurance Company | Nationwide Insurance | State Farm |
| Monthly Premium | 50 | 19 | 37 |
| Year Built | 1956 | 1967 | 1940 |
| Home Details | 4 Beds, 1 Baths | 2 Beds, 1 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $100000-$125000 | $50000-$75000 | $75000-$100000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $500 Deductible |