Yonkers, NY Home Insurance - Analysis On Quotes, Rates & Agents
Yonkers Insurance Rates:
Yonkers, NY homeowners insurance is about $551 to $748, about $45-$62/month. Our complete guide shows customers can save as much as $260 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
ForemostThey have been around for a long time.they are not well known but are very experienced in the industry.they are a small company and while not local they do get the job done and i have been very satisfied with my dealings with them so far which has been nearly four years now for me.|
Met Life InsuranceWhen you need to speak with someone directly, they seem to push you towards the online portal instead of letting you speak with a real person.
State FarmMy agent sends me letters with other insurance offers, in case i need to add more coverage to my current policies.
Yonkers, NY Homeowners Insurance By Home Value
| Yonkers, NY Home Value | Total Homes | % of Total | Average Yonkers, NY Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 554 | 3.0% | $39 |
| $50,000 to $59,999 | 244 | 1.0% | $78 |
| $70,000 to $79,999 | 231 | 1.0% | $117 |
| $80,000 to $89,999 | 441 | 2.0% | $130 |
| $90,000 to $99,999 | 268 | 1.0% | $143 |
| $100,000 to $124,999 | 1,472 | 9.0% | $169 |
| $125,000 to $149,999 | 1,208 | 7.0% | $214 |
| $150,000 to $174,999 | 1,720 | 10.0% | $253 |
| $175,000 to $199,999 | 1,052 | 6.0% | $292 |
| $200,000 to $249,999 | 2,208 | 13.0% | $351 |
| $250,000 to $299,999 | 2,048 | 12.0% | $429 |
| $300,000 to $399,999 | 4,683 | 28.0% | $546 |
Top Home Insurance Agents Near Yonkers, NY
| Home Insurance Company Near Yonkers, NY | Homeowners Insurance Agency Near Yonkers, NY | Address |
|---|---|---|
| Allstate | Betty Starobinsky | 410 Brighton Beach Ave, Brooklyn, NY, 11235 |
| Travelers | Davies & Associates | 80 FLORAL AVE, MURRAY HILL, NJ, 7974 |
| Nationwide | Ginsberg Agency Llc | 222 Atlantic Ave, Oceanside, NY, 11572 |
| Allstate | Joseph Beringhelli | 52-C West Madison Ave, Dumont, NJ, 7628 |
| Allstate | Thomas Mcdermott | 370 Lexington Ave Rm 1512, New York, NY, 10017 |
Cost Of Homeowners Insurance By Street Near Yonkers, NY
| Streets in Yonkers Area | Homeowners Insurance Cost |
|---|---|
| Culver St, Raymond Pl, Elinor Pl, Bellevue Pl, Undercliff St, Juana St, Beechwood Ter, Enterprise Blvd, Hancock Ave, Bayley Ave | $635 |
| Lamar Pl, Colonial Pkwy, Lasalle Dr, Eastwind Rd, Pelton St, Hart Ave, Wellyn Rd, Essex Pl, Park View Ave, McArthur Ave | $611 |
| Hilltop Acres, Fairview St, George St, Overcliff St, Bashford St, Malvern Rd, Ashton Rd, Cassilis Ave, Cambridge Ave, Kenmore St | $694 |
| Bogert Pl, Caroline Ave, Bronxville Rd, Grosbeak Rd, Odell Plz, Hudson View Dr, Rider Ave, Knowles St, Dickinson Ave, Rossmore Ave | $649 |
| Spafford Ave, Frederick St, Blackford Ave, Yonkers Ter, Fernbrook St, Wainwright Ave, Colin St, Columbus Pl, Primrose Ave, Altonwood Pl | $683 |
| Rudolph Ter, Clubway Cir, Vredenburgh Ave, Father Finian Sullivan Dr, Dorset Rd, Caryl Ave, Lindsey St, Nelson St, Abbott St, Dartmouth Ave | $663 |
| Allen Ave, Middleboro Dr, Hudsonview Ter, Trausneck Pl, Lane St, Healey Pl, Bristol Pl, S Waverly St, Langdon Ter, Birch Brook Rd | $662 |
| Calmet Pl, Morsemere Pl, Larrimore Rd, Morris St, Gunther Ave, Xavier Dr, Philipse Rd, Robley St, Prospect Ter, Woodrow Dr | $646 |
| Onondaga St, Patton Dr, Longvale Rd, Morningside Pl, Travers Ave, Convent Ave, Delaware Rd, Carroll St, Cowles Ave, Crisfield St | $658 |
| Executive Blvd, Valley Ave, Morsemere Ave, Elliott Ave, Castle St, Wolffe St, Treadwell Pl, Henderson Ave, College Pl, Staunton St | $673 |
Yonkers, NY Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Yonkers | $97 to $99 |
| Bronxville | $112 |
| Tuckahoe | $101 |
| Eastchester | $102 |
Yonkers, NY Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bronxville village, New York | $112 | $149 | $224 |
| Tuckahoe village, New York | $101 | $135 | $203 |
| Eastchester town, Westchester County, New York | $102 | $136 | $204 |
Yonkers, NY Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Yonkers, NY | 2.1% | 5.4% |
| Bronxville | 1.56% | 6.23% |
| Tuckahoe | 1.77% | 5.64% |
| Eastchester | 1.65% | 5.68% |
Yonkers Renters Insurance as a Percentage of Rent
| Yonkers Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 1,552 | 4.0% | $770 |
| $300 to $499 | 1,930 | 5.0% | $1220 |
| $500 to $749 | 3,189 | 8.0% | $1895 |
| $750 to $999 | 6,467 | 17.0% | $2645 |
| $1,000 to $1,499 | 15,051 | 39.0% | $3770 |
| $1,500 or more | 9,368 | 24.0% | $5420 |
Yonkers, NY Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Yonkers Homeowner Insurance Premium Example | $4,400 | $3,900 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $23,600 | $22,100 |
| Net Savings to Yonkers Home Owner from High Deductible Plan | $1,500 | |
Yonkers, NY Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Yonkers, NY Home Replacement Value MORE than Home Value | Yonkers, NY Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $509,000 | $369,000 |
| Insurance Premium based on Replacement Value | $4,725 | $3,425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $70,000 | Risk Exposure from Under Insuring Coverage is $70,000 |
| Premium Impact | Insurance cheaper by $650/year | Insurance costlier by $650/year |
Example Yonkers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Chubb Group of Insurance | Allstate | State Farm |
| Monthly Premium | 115 | 404 | 417 |
| Year Built | 1966 | 1953 | 1971 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $400000-$500000 | $500000-$600000 |
| Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Yonkers, NY from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1945 | 355,000 | Wood Shake Roof | 1,520 | 2 | > $10,000 Deductible | 130 | 1 | Brick siding | No |
| 1971 | 280,000 | Asphalt Shingles Roof | 1,390 | 3 | $5000 to $10,000 Deductible | 1030 | 5 | Wood siding | yes |
| 1942 | 430,000 | Asphalt Shingles Roof | 2,160 | 3 | $1000-$2500 Deductible | 270 | 1 | Stone Siding | No |
| 1978 | 355,000 | Asphalt Shingles Roof | 1,510 | 3 | $1000-$2500 Deductible | 2690 | 10 | Vinyl siding | yes |
| 1969 | 630,000 | Membrane Roof | 2,580 | 4 | $2500-$5000 Deductible | 3490 | 9 | Stucco siding | No |
| 1940 | 300,000 | Composition Roof | 1,740 | 3 | > $10,000 Deductible | 1390 | 7 | Stone Siding | yes |
| 1959 | 230,000 | Asphalt Shingles Roof | 1,110 | 2 | $2500-$5000 Deductible | 640 | 4 | Stucco siding | yes |
| 1954 | 310,000 | Metal Roof | 1,300 | 2 | $2500-$5000 Deductible | 1360 | 6 | Stucco siding | No |
| 1961 | 680,000 | Slate Shingles Roof | 1,929 | 3 | $500- $1000 Deductible | 4500 | 8 | Vinyl siding | No |