Yonkers Insurance Rates:

Yonkers, NY homeowners insurance is about $551 to $748, about $45-$62/month. Our complete guide shows customers can save as much as $260 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
When you need to speak with someone directly, they seem to push you towards the online portal instead of letting you speak with a real person.
State Farm
My agent sends me letters with other insurance offers, in case i need to add more coverage to my current policies.
Usaa
I really love the services of my home insurance company. they have time for every customer and they also have good products in terms of home insurance.
National General
National General has been nothing but helpful to me. They have answered all of my questions, and put my concerns at ease as well.
Usaa
When I was shopping for insurance the insurance from USAA was not the cheapest, however, the other companies wanted me to buy auto insurance through them for more than I pay now and/or had a slightly poorer quality of insurance.
Travelers
Well, I haven't come across anything that we would dislike. It really has been a good choice that we are happy with.
State Farm
There isn't anything that I do not like about State Farm They are a reputable company that have been in business for a very long time, and we have always received personalized service with the representatives and the company as a whole
Usaa
USAA has the best customer service and they make it incredibly easy to deal with them, from putting your policy together to answering any questions you might have.
Farmer's Insurance
The premium is great because I have items that are covered that other insurance companies offer an additional fee and less coverage.
Safeco Insurance
The premium keeps increasing every single year. It never goes down and it never stays the same. It would be nice if one of these years it would at least stay the same.
State Farm
I like that I can just drive to the office and get answers to questions that I have.
Usaa
The premium is good compared to other insurance companies. The deductible is high and increases to 2% of the home's values if the damage is caused by a hurricane.
Aaa
I don't like receiving constant ads about other services. I sometimes feel like they do not explain certain parts of the ball well.
Amica Mutual Insurance
Its hard to always know how an insurance company will act when a claim is filed, so if and when we file our first claim it will be interesting to learn how the experience goes.
Union Mutual
sometimes the failure in customer support & delay claim process
Usaa
The prices tend to be higher than similar coverage from other insurance companies, and price hikes tend to be higher on average on an annual basis.
Geico
they seem to do what they are supposed to be paid to do, hope it holds true when it comes down to brass tacks and I need money to rebuild a life

Yonkers, NY Homeowners Insurance By Home Value

Yonkers, NY Home Value Total Homes % of Total Average Yonkers, NY Homeowners Insurance
Less than $50,000 554 3.0% $39
$50,000 to $59,999 244 1.0% $78
$70,000 to $79,999 231 1.0% $117
$80,000 to $89,999 441 2.0% $130
$90,000 to $99,999 268 1.0% $143
$100,000 to $124,999 1,472 9.0% $169
$125,000 to $149,999 1,208 7.0% $214
$150,000 to $174,999 1,720 10.0% $253
$175,000 to $199,999 1,052 6.0% $292
$200,000 to $249,999 2,208 13.0% $351
$250,000 to $299,999 2,048 12.0% $429
$300,000 to $399,999 4,683 28.0% $546

Top Home Insurance Agents Near Yonkers, NY

Home Insurance Company Near Yonkers, NY Homeowners Insurance Agency Near Yonkers, NY Address
Allstate Betty Starobinsky 410 Brighton Beach Ave, Brooklyn, NY, 11235
Travelers Davies & Associates 80 FLORAL AVE, MURRAY HILL, NJ, 7974
Nationwide Ginsberg Agency Llc 222 Atlantic Ave, Oceanside, NY, 11572
Allstate Joseph Beringhelli 52-C West Madison Ave, Dumont, NJ, 7628
Allstate Thomas Mcdermott 370 Lexington Ave Rm 1512, New York, NY, 10017

Cost Of Homeowners Insurance By Street Near Yonkers, NY

Streets in Yonkers Area Homeowners Insurance Cost
Culver St, Raymond Pl, Elinor Pl, Bellevue Pl, Undercliff St, Juana St, Beechwood Ter, Enterprise Blvd, Hancock Ave, Bayley Ave$635
Lamar Pl, Colonial Pkwy, Lasalle Dr, Eastwind Rd, Pelton St, Hart Ave, Wellyn Rd, Essex Pl, Park View Ave, McArthur Ave$611
Hilltop Acres, Fairview St, George St, Overcliff St, Bashford St, Malvern Rd, Ashton Rd, Cassilis Ave, Cambridge Ave, Kenmore St$694
Bogert Pl, Caroline Ave, Bronxville Rd, Grosbeak Rd, Odell Plz, Hudson View Dr, Rider Ave, Knowles St, Dickinson Ave, Rossmore Ave$649
Spafford Ave, Frederick St, Blackford Ave, Yonkers Ter, Fernbrook St, Wainwright Ave, Colin St, Columbus Pl, Primrose Ave, Altonwood Pl$683
Rudolph Ter, Clubway Cir, Vredenburgh Ave, Father Finian Sullivan Dr, Dorset Rd, Caryl Ave, Lindsey St, Nelson St, Abbott St, Dartmouth Ave$663
Allen Ave, Middleboro Dr, Hudsonview Ter, Trausneck Pl, Lane St, Healey Pl, Bristol Pl, S Waverly St, Langdon Ter, Birch Brook Rd$662
Calmet Pl, Morsemere Pl, Larrimore Rd, Morris St, Gunther Ave, Xavier Dr, Philipse Rd, Robley St, Prospect Ter, Woodrow Dr$646
Onondaga St, Patton Dr, Longvale Rd, Morningside Pl, Travers Ave, Convent Ave, Delaware Rd, Carroll St, Cowles Ave, Crisfield St$658
Executive Blvd, Valley Ave, Morsemere Ave, Elliott Ave, Castle St, Wolffe St, Treadwell Pl, Henderson Ave, College Pl, Staunton St$673

Yonkers, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yonkers$97 to $99
Bronxville$112
Tuckahoe$101
Eastchester$102

Yonkers, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bronxville village, New York $112 $149 $224
Tuckahoe village, New York $101 $135 $203
Eastchester town, Westchester County, New York $102 $136 $204

Yonkers, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yonkers, NY2.1%5.4%
Bronxville1.56%6.23%
Tuckahoe1.77%5.64%
Eastchester1.65%5.68%

Yonkers Renters Insurance as a Percentage of Rent

Yonkers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,552 4.0% $770
$300 to $499 1,930 5.0% $1220
$500 to $749 3,189 8.0% $1895
$750 to $999 6,467 17.0% $2645
$1,000 to $1,499 15,051 39.0% $3770
$1,500 or more 9,368 24.0% $5420

Yonkers, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Yonkers Homeowner Insurance Premium Example $4,400$3,900
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $23,600$22,100
Net Savings to Yonkers Home Owner from High Deductible Plan $1,500

Yonkers, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yonkers, NY Home Replacement Value MORE than Home Value Yonkers, NY Home Replacement Value LESS than Home Value
Replacement Value $509,000 $369,000
Insurance Premium based on Replacement Value $4,725 $3,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $70,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $650/year

Example Yonkers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 115404417
Year Built 196619531971
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$400000-$500000$500000-$600000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Yonkers, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 240,000 Wood Shake Roof 1,360 3 $2500-$5000 Deductible 460 3 Vinyl siding yes
1945 510,000 Membrane Roof 2,360 3 $5000 to $10,000 Deductible 1300 4 Stucco siding yes
1951 220,000 Tile Roof 1,240 2 $500- $1000 Deductible 1600 10 Stucco siding No
1974 380,000 Composition Roof 1,710 3 $1000-$2500 Deductible 1290 7 Fiber-Cement Siding No
1940 690,000 Asphalt Shingles Roof 3,110 4 $5000 to $10,000 Deductible 2890 9 Wood siding yes
1975 630,000 Composition Roof 2,630 4 $2500-$5000 Deductible 5000 12 Wood siding No
1972 480,000 Metal Roof 2,620 4 $1000-$2500 Deductible 2550 6 Brick siding yes
1965 375,000 Shingles Roof 2,270 3 $1000-$2500 Deductible 1650 5 Fiber-Cement Siding No
1959 300,000 Shingles Roof 1,760 3 > $10,000 Deductible 1370 9 Wood siding No
1944 415,000 Slate Shingles Roof 2,310 4 $500 Deductible 3150 10 Brick siding No
1945 355,000 Wood Shake Roof 1,520 2 > $10,000 Deductible 130 1 Brick siding No
1971 280,000 Asphalt Shingles Roof 1,390 3 $5000 to $10,000 Deductible 1030 5 Wood siding yes
1942 430,000 Asphalt Shingles Roof 2,160 3 $1000-$2500 Deductible 270 1 Stone Siding No
1978 355,000 Asphalt Shingles Roof 1,510 3 $1000-$2500 Deductible 2690 10 Vinyl siding yes
1969 630,000 Membrane Roof 2,580 4 $2500-$5000 Deductible 3490 9 Stucco siding No
1940 300,000 Composition Roof 1,740 3 > $10,000 Deductible 1390 7 Stone Siding yes
1959 230,000 Asphalt Shingles Roof 1,110 2 $2500-$5000 Deductible 640 4 Stucco siding yes
1954 310,000 Metal Roof 1,300 2 $2500-$5000 Deductible 1360 6 Stucco siding No
1961 680,000 Slate Shingles Roof 1,929 3 $500- $1000 Deductible 4500 8 Vinyl siding No