Yonkers Insurance Rates:

Yonkers ,NY Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Yonkers, NY homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Yonkers, NY is $1441. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Yonkers, NY: Customer-Reviewed Options


Yonkers, NY Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Yonkers, NY. VHome Insurance will help you navigate the world of homeowners insurance coverages in Yonkers, NY.

Coverage Level Average Annual Premium
$100,000 $576
$200,000 $980
$300,000 $1,210
$400,000 $1,844
$500,000 $2,320


Yonkers, NY Homeowners Insurance Rates by ZIP Code

Home insurance costs in Yonkers can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.

Zipcode Average Insurance Premium
010710 $1,384
10705 $1,371
10704 $1,379
10703 $1,353
10701 $1,345


Yonkers, NY Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Yonkers, NY, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $1,477
$1000 Deductible $1,321
$1500 Deductible $1,246
$2500 Deductible $1,124
$5000 Deductible $951



Top Home Insurance Agents Near Yonkers, NY

Home Insurance Company Near Yonkers, NY Homeowners Insurance Agency Near Yonkers, NY Address
Allstate Betty Starobinsky 410 Brighton Beach Ave, Brooklyn, NY, 11235
Travelers Davies & Associates 80 FLORAL AVE, MURRAY HILL, NJ, 7974
Nationwide Ginsberg Agency Llc 222 Atlantic Ave, Oceanside, NY, 11572
Allstate Joseph Beringhelli 52-C West Madison Ave, Dumont, NJ, 7628
Allstate Thomas Mcdermott 370 Lexington Ave Rm 1512, New York, NY, 10017

Yonkers, NY Home Insurance Agents for Top Companies


Yonkers, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bronxville village, New York $112 $149 $224
Tuckahoe village, New York $101 $135 $203
Eastchester town, Westchester County, New York $102 $136 $204


Yonkers, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yonkers, NY2.1%5.4%

Yonkers Renters Insurance as a Percentage of Rent

Yonkers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,552 4.0% $770
$300 to $499 1,930 5.0% $1220
$500 to $749 3,189 8.0% $1895
$750 to $999 6,467 17.0% $2645
$1,000 to $1,499 15,051 39.0% $3770
$1,500 or more 9,368 24.0% $5420

Cost Of Homeowners Insurance By Street Near Yonkers, NY

Streets in Yonkers Area Homeowners Insurance Cost
Culver St, Raymond Pl, Elinor Pl, Bellevue Pl, Undercliff St, Juana St, Beechwood Ter, Enterprise Blvd, Hancock Ave, Bayley Ave$635
Lamar Pl, Colonial Pkwy, Lasalle Dr, Eastwind Rd, Pelton St, Hart Ave, Wellyn Rd, Essex Pl, Park View Ave, McArthur Ave$611
Hilltop Acres, Fairview St, George St, Overcliff St, Bashford St, Malvern Rd, Ashton Rd, Cassilis Ave, Cambridge Ave, Kenmore St$694
Bogert Pl, Caroline Ave, Bronxville Rd, Grosbeak Rd, Odell Plz, Hudson View Dr, Rider Ave, Knowles St, Dickinson Ave, Rossmore Ave$649
Spafford Ave, Frederick St, Blackford Ave, Yonkers Ter, Fernbrook St, Wainwright Ave, Colin St, Columbus Pl, Primrose Ave, Altonwood Pl$683
Rudolph Ter, Clubway Cir, Vredenburgh Ave, Father Finian Sullivan Dr, Dorset Rd, Caryl Ave, Lindsey St, Nelson St, Abbott St, Dartmouth Ave$663
Allen Ave, Middleboro Dr, Hudsonview Ter, Trausneck Pl, Lane St, Healey Pl, Bristol Pl, S Waverly St, Langdon Ter, Birch Brook Rd$662
Calmet Pl, Morsemere Pl, Larrimore Rd, Morris St, Gunther Ave, Xavier Dr, Philipse Rd, Robley St, Prospect Ter, Woodrow Dr$646
Onondaga St, Patton Dr, Longvale Rd, Morningside Pl, Travers Ave, Convent Ave, Delaware Rd, Carroll St, Cowles Ave, Crisfield St$658
Executive Blvd, Valley Ave, Morsemere Ave, Elliott Ave, Castle St, Wolffe St, Treadwell Pl, Henderson Ave, College Pl, Staunton St$673

Yonkers, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yonkers$97 to $99

Yonkers, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Yonkers Homeowner Insurance Premium Example $4,400$3,900
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $23,600$22,100
Net Savings to Yonkers Home Owner from High Deductible Plan $1,500


Yonkers, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yonkers, NY Home Replacement Value MORE than Home Value Yonkers, NY Home Replacement Value LESS than Home Value
Replacement Value $509,000 $369,000
Insurance Premium based on Replacement Value $4,725 $3,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $70,000 Risk Exposure from Under Insuring Coverage is $70,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $650/year


Example Yonkers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 115404417
Year Built 196619531971
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$400000-$500000$500000-$600000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible