Yoakum Insurance Rates:

Yoakum, TX homeowners insurance is nearly $845 to $1,149, about $70-$95/month. Our extensive guide reveals consumers can save as much as $398 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Yoakum, TX Homeowners Insurance By Home Value

Yoakum, TX Home Value Total Homes % of Total Average Yoakum, TX Homeowners Insurance
Less than $50,000 518 32.0% $408
$50,000 to $59,999 268 16.0% $857
$60,000 to $69,999 188 11.0% $1066
$70,000 to $79,999 142 8.0% $1226
$80,000 to $89,999 80 5.0% $1395
$90,000 to $99,999 106 6.0% $1555
$100,000 to $124,999 35 2.0% $1804
$125,000 to $149,999 91 5.0% $2253
$150,000 to $174,999 63 3.0% $2671
$200,000 to $249,999 63 3.0% $3708
$300,000 to $399,999 20 1.0% $5752

Top Home Insurance Agents Near Yoakum, TX

Home Insurance Company Near Yoakum, TX Homeowners Insurance Agency Near Yoakum, TX Address
NA Lala Insurance Agency 216 W Moore, Moulton, TX, 77975
Travelers Assurance One Of Texas Llc 114 W Main, Edna, TX, 77957
Travelers Frost Insurance Agency Inc 6835 N MAIN ST, VICTORIA, TX, 77904
Travelers Jacobs-Weber Inc 408 FOREST ST, YOAKUM, TX, 77995
Travelers Jdco Corp 826 SARAH DE WITT DR, GONZALES, TX, 78629

Yoakum, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Shiner CCD, Lavaca County, Texas $127 $169 $253
Cuero CCD, DeWitt County, Texas $126 $167 $251
Lavaca County, Texas $127 $169 $253

Yoakum, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yoakum, TX10.0%23.5%
Shiner9.2%27.23%
Cuero8.08%22.12%
Lavaca County9.34%24.8%

Yoakum Renters Insurance as a Percentage of Rent

Yoakum Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 18 2.0% $363
$200 to $299 81 12.0% $813
$300 to $499 270 40.0% $1263
$500 to $749 215 32.0% $1938
$750 to $999 76 11.0% $2688

Yoakum, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Yoakum Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,300$8,800
Net Savings to Yoakum Home Owner from High Deductible Plan $500

Yoakum, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yoakum, TX Home Replacement Value MORE than Home Value Yoakum, TX Home Replacement Value LESS than Home Value
Replacement Value $83,500 $55,500
Insurance Premium based on Replacement Value $850 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Yoakum Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyTravelers
Monthly Premium 547443
Year Built 199419621986
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $75000-$100000$125000-$150000$50000-$75000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Yoakum, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 100,000 Tile Roof 1,830 3 $1000-$2500 Deductible 500 9 Stone Siding yes
1962 70,000 Metal Roof 1,560 3 $500- $1000 Deductible 370 5 Stone Siding No
1944 190,000 Wood Shake Roof 3,180 4 $2500-$5000 Deductible 550 4 Stone Siding yes
1958 100,000 Shingles Roof 1,910 4 $500 Deductible 180 3 Stucco siding No
1966 170,000 Membrane Roof 2,700 4 $5000 to $10,000 Deductible 820 10 Stucco siding No
1948 130,000 Asphalt Shingles Roof 2,150 3 $500 Deductible 220 2 Fiber-Cement Siding No
1995 155,000 Asphalt Shingles Roof 3,130 4 $5000 to $10,000 Deductible 440 6 Vinyl siding yes
1999 130,000 Metal Roof 2,080 3 $500- $1000 Deductible 1220 12 Fiber-Cement Siding yes
1986 130,000 Shingles Roof 2,110 3 $1000-$2500 Deductible 240 3 Fiber-Cement Siding yes
1942 70,000 Membrane Roof 1,320 3 $1000-$2500 Deductible 160 3 Fiber-Cement Siding No
1961 215,000 Tile Roof 3,380 4 $2500-$5000 Deductible 280 2 Stone Siding No
1957 80,000 Composition Roof 1,470 3 $500 Deductible 420 6 Fiber-Cement Siding No
1950 115,000 Membrane Roof 2,210 3 $500 Deductible 340 5 Stone Siding No
1948 115,000 Asphalt Shingles Roof 1,780 4 $500 Deductible 70 1 Fiber-Cement Siding yes
1950 70,000 Shingles Roof 1,360 3 $2500-$5000 Deductible 330 7 Stucco siding No
1993 100,000 Membrane Roof 2,110 4 $1000-$2500 Deductible 970 12 Brick siding No
1946 155,000 Slate Shingles Roof 3,340 4 $5000 to $10,000 Deductible 430 5 Brick siding No
1991 95,000 Slate Shingles Roof 2,010 4 $1000-$2500 Deductible 600 9 Stucco siding yes
1992 130,000 Membrane Roof 2,820 4 $2500-$5000 Deductible 470 9 Fiber-Cement Siding No
1968 120,000 Metal Roof 2,380 4 $500- $1000 Deductible 70 1 Stucco siding No
1995 115,000 Asphalt Shingles Roof 1,860 4 $2500-$5000 Deductible 60 1 Fiber-Cement Siding yes
1989 85,000 Shingles Roof 1,310 3 $1000-$2500 Deductible 250 5 Stone Siding yes
1963 105,000 Shingles Roof 1,920 3 $2500-$5000 Deductible 570 9 Fiber-Cement Siding yes
1944 85,000 Slate Shingles Roof 1,630 3 $1000-$2500 Deductible 440 6 Vinyl siding No
1953 120,000 Shingles Roof 1,890 3 $1000-$2500 Deductible 330 4 Stone Siding No
1987 135,000 Wood Shake Roof 2,190 3 $500 Deductible 820 9 Brick siding No
1990 120,000 Membrane Roof 1,870 3 $500- $1000 Deductible 740 8 Fiber-Cement Siding yes
1965 80,000 Metal Roof 1,810 3 $500 Deductible 500 7 Stone Siding No
1954 110,000 Shingles Roof 2,000 3 $2500-$5000 Deductible 460 9 Stucco siding yes
1963 80,000 Wood Shake Roof 1,450 3 $2500-$5000 Deductible 290 8 Stone Siding No
1953 120,000 Wood Shake Roof 2,360 4 $1000-$2500 Deductible 230 3 Stone Siding No