Yankton Insurance Rates:

Yankton, SD homeowners insurance is about $560 to $760, about $46-$63/month. Our comprehensive analysis shows customers can save as much as $264 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Yankton, SD Homeowners Insurance By Home Value

Yankton, SD Home Value Total Homes % of Total Average Yankton, SD Homeowners Insurance
Less than $50,000 319 8.0% $132
$50,000 to $59,999 48 1.0% $283
$60,000 to $69,999 141 3.0% $349
$70,000 to $79,999 240 6.0% $409
$80,000 to $89,999 261 7.0% $462
$90,000 to $99,999 188 5.0% $514
$100,000 to $124,999 787 22.0% $600
$125,000 to $149,999 416 11.0% $745
$150,000 to $174,999 457 12.0% $884
$175,000 to $199,999 240 6.0% $1023
$200,000 to $249,999 228 6.0% $1227
$250,000 to $299,999 42 1.0% $1504
$300,000 to $399,999 190 5.0% $1907

Top Home Insurance Agents Near Yankton, SD

Home Insurance Company Near Yankton, SD Homeowners Insurance Agency Near Yankton, SD Address
NA Parsons' Insurance Agency Inc 115 North Main, Viborg, SD, 57070
NA Town & Country Agency, Inc. 122 West Broadway, Randolph, NE, 68771
Travelers D B Laird 100 PEARL, TYNDALL, SD, 57066
Liberty Mutual Independent M T & R C Smith Insurance 204 W 4Th St, Yankton, SD, 57078
State Farm Stephanie Scoggan 116 E Main St, Hartington, NE, 68739-5703

Cost Of Homeowners Insurance By Street Near Yankton, SD

Streets in Yankton Area Homeowners Insurance Cost
Greenbriar St, Shurlock St, Marine Dr, W 3rd St, Mulberry St, Robin St, E 29th St, Greg Rd, S Deer Blvd, Jerry St$671
Oak St, Lakeside Ln, Spring St, 445th Ave, Turkey Rd, Robert St, W 13th St, 310th St, Spring Meadow Rd, W 11th St$673
Lake St, E 5th St, Jason Way, W 22nd St, Paige Pl, E 6th St, Van Epps Dr, College St, Cedar St, Bradley St$659
Staci Ln, E 10th St, Sawgrass St, W Riverside Dr, Judy Ave, Westside Dr, E 19th St, Karen Dr, Oak Hills Dr, Adkins Dr$660
Moonlight Dr, Winter St, E Side Dr, Elm St, Jackson St, State Hwy 153, Antler Dr, Aspen Rd, Kennedy Dr, W 30th St$675

Yankton, SD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yankton$98 to $101
Aten$143
Utica$101
Mission Hill$95

Yankton, SD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Aten CDP, Nebraska $143 $191 $287
Utica township, Yankton County, South Dakota $101 $135 $203
Mission Hill town, South Dakota $95 $127 $191

Yankton, SD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yankton, SD4.9%14.8%
Utica5.95%9.17%
Mission Hill6.11%16.04%
Yankton County4.84%14.23%

Yankton Renters Insurance as a Percentage of Rent

Yankton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 48 2.0% $334
$200 to $299 149 8.0% $784
$300 to $499 641 34.0% $1234
$500 to $749 646 34.0% $1909
$750 to $999 244 13.0% $2659
$1,000 to $1,499 105 5.0% $3784

Yankton, SD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Yankton Homeowner Insurance Premium Example $2,300$1,900
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,500$18,300
Net Savings to Yankton Home Owner from High Deductible Plan $1,200

Yankton, SD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yankton, SD Home Replacement Value MORE than Home Value Yankton, SD Home Replacement Value LESS than Home Value
Replacement Value $149,500 $88,500
Insurance Premium based on Replacement Value $600 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Yankton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceLiberty MutualState Farm
Monthly Premium 632461
Year Built 199619771988
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$75000-$100000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Yankton, SD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 95,000 Asphalt Shingles Roof 1,170 2 $2500-$5000 Deductible 160 6 Fiber-Cement Siding yes
1978 350,000 Shingles Roof 3,860 5 $500 Deductible 300 3 Stone Siding yes
1998 145,000 Slate Shingles Roof 1,560 3 $1000-$2500 Deductible 240 8 Stucco siding No
2003 190,000 Slate Shingles Roof 2,820 4 $1000-$2500 Deductible 340 6 Stucco siding No
1991 110,000 Composition Roof 1,590 2 $500 Deductible 360 7 Wood siding No
1964 380,000 Wood Shake Roof 4,800 5 $2500-$5000 Deductible 660 6 Fiber-Cement Siding yes
2014 115,000 Wood Shake Roof 1,630 4 $500 Deductible 220 5 Stucco siding No
1984 115,000 Asphalt Shingles Roof 1,240 2 $1000-$2500 Deductible 210 5 Brick siding No
2001 75,000 Asphalt Shingles Roof 1,050 2 $1000-$2500 Deductible 30 1 Wood siding No
1940 105,000 Slate Shingles Roof 1,640 4 $500 Deductible 40 1 Brick siding yes
2012 180,000 Wood Shake Roof 2,320 4 $5000 to $10,000 Deductible 80 3 Wood siding yes
1995 270,000 Composition Roof 2,930 5 $500 Deductible 220 2 Stucco siding yes
1943 385,000 Asphalt Shingles Roof 4,660 5 $5000 to $10,000 Deductible 80 1 Wood siding No
2014 250,000 Slate Shingles Roof 2,920 4 $1000-$2500 Deductible 320 4 Vinyl siding No
2005 105,000 Wood Shake Roof 1,520 2 $500- $1000 Deductible 120 3 Wood siding yes
1991 280,000 Shingles Roof 3,970 5 > $10,000 Deductible 130 2 Fiber-Cement Siding No
1983 115,000 Asphalt Shingles Roof 1,670 5 $500- $1000 Deductible 370 10 Vinyl siding No
2010 125,000 Asphalt Shingles Roof 1,730 3 $500 Deductible 590 10 Wood siding yes
1963 120,000 Wood Shake Roof 1,580 2 $500 Deductible 340 7 Fiber-Cement Siding No
2003 120,000 Tile Roof 1,300 2 $500 Deductible 220 6 Wood siding No
1969 225,000 Slate Shingles Roof 2,570 5 $500- $1000 Deductible 150 2 Wood siding No
1983 115,000 Metal Roof 1,440 3 $500 Deductible 460 9 Stucco siding yes
1988 185,000 Membrane Roof 2,770 4 $500 Deductible 130 2 Stucco siding yes
2012 125,000 Metal Roof 1,580 3 $2500-$5000 Deductible 410 8 Fiber-Cement Siding yes
1998 145,000 Wood Shake Roof 2,210 3 $2500-$5000 Deductible 110 3 Vinyl siding yes
2001 205,000 Asphalt Shingles Roof 2,340 3 > $10,000 Deductible 420 7 Stone Siding yes
1948 290,000 Tile Roof 3,070 4 $500 Deductible 590 7 Stucco siding yes
1966 150,000 Tile Roof 1,760 3 $5000 to $10,000 Deductible 40 1 Wood siding No
1997 105,000 Wood Shake Roof 1,650 4 $500 Deductible 210 4 Brick siding yes
1942 300,000 Tile Roof 3,310 4 $500- $1000 Deductible 1020 12 Stone Siding yes
1944 320,000 Shingles Roof 3,540 5 > $10,000 Deductible 50 1 Stucco siding yes