Yakima Insurance Rates:

Yakima, WA homeowners insurance is approximately $493 to $666, about $41-$55/month. Our detailed research reveals consumers can save as much as $232 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I have had homeowners insurance with allstate for 2 years. i also have auto insurance with allstate. they give me a decent discount because i have multiple policies with them.
State Farm
The only thing i don't like about my insurance company is the cost. they seem to be somewhat higher than other companies in the area
Geico Home Insurance
The price and quality are much better than the competition. their online payment is very easy to set up and a breeze to log in.

Yakima, WA Homeowners Insurance By Home Value

Yakima, WA Home Value Total Homes % of Total Average Yakima, WA Homeowners Insurance
Less than $50,000 2,601 9.0% $81
$50,000 to $59,999 371 1.0% $179
$60,000 to $69,999 449 1.0% $220
$70,000 to $79,999 904 3.0% $255
$80,000 to $89,999 1,129 3.0% $290
$90,000 to $99,999 1,102 3.0% $324
$100,000 to $124,999 2,723 9.0% $377
$125,000 to $149,999 2,964 10.0% $475
$150,000 to $174,999 4,279 14.0% $562
$175,000 to $199,999 3,322 11.0% $649
$200,000 to $249,999 3,728 13.0% $777
$250,000 to $299,999 2,376 8.0% $951
$300,000 to $399,999 2,582 9.0% $1212

Top Home Insurance Agents Near Yakima, WA

Home Insurance Company Near Yakima, WA Homeowners Insurance Agency Near Yakima, WA Address
NA Gary G Guzzie Ins 216 Pennsylvania Ave Cle Elum, Cle Elum, WA, 98922
Allstate Central Washington I Po Box 100, Selah, WA, 98942
Travelers Conover Insurance 125 N 50Th Ave, Yakima, WA, 98908
Liberty Mutual Independent Herbert Snowden Insurance 426 N PINE ST, ELLENSBURG, WA, 98926
State Farm Roger Finch 622 W 1st St, Wapato, WA, 98951-1108

Cost Of Homeowners Insurance By Street Near Yakima, WA

Streets in Yakima Area Homeowners Insurance Cost
Lila Ave, S 24th Ave, Wilcox Rd, E Mead Ave, Ashbrooks Way, Rankin View Rd, Cook Hill Rd, Douglas Dr, Garden Terrace Ln, Swan Ave$582
Briarwood Dr, S 25th Ave, Ledwich Ave, Orchard, S 86th Pl, Morningside Dr, Cut Off Rd, W Kenny Dr, Terrace, Fairbanks Ave$584
N 31st Ave, W Goodlander Rd, Alpine Way, E Alder St, Pence Rd, Wyman Dr, N Pierce Ave, Ayon Ln, W 5th Ave, Queen Ave$580
E H St, Mary Way, Meadowbrook Rd, W Walnut Ave, Pacific Ave, Susan Ave, N 22nd Ave, Joyce Pl, Estes Rd, N 48th Ave$598
Warrior Rd, N Johnson Rd, State Rte 823, W Bonnie Doon Ave, Drake Ct, McGonagle Rd, Abbess Ln, Simpson Ln, Covington Ln, White Bluffs Pl$591
N 20th Ave, Lynn Pl, E Central Ave, N 24th Ave, Woodward Way, Rodgers Rd, Maclaren St, N 7th Ave, Hall Ave, Taylor Loop Rd$591
W Arlington St, Riddle Rd, Fechter Rd, Zimmerman Rd, S 71st Ave, Sommerset Rd, Martin Luther King Jr Blvd, N 94th Ave, Garden Ave, W Rutherford Rd$598
W Meadow Ln, Marylin Dr, S Naches Ave, Speyers Rd, S Brown Ln, N 28th St, Cottonwood Rd, W Pine St, Dixie Dr, Laurel St$587
Hillcrest Dr, Glenside Ct, Terry Ln, Pecks Canyon Rd, N Sky Vista Ave, N 7th St, W King Ct, E Scenic Crest Rd, Perry Ct, W Haven Way$585
Green Acres Ln, W Whatcom St, Cowiche Canyon Rd, Titleist Ln, N 9th Ave, N Rushmore Rd, John Paul Dr, S 121st Ave, Spring Creek Rd, Reed Ln$587

Yakima, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Yakima$86 to $89
Gleed$87
Eschbach$83
Summitview$93

Yakima, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gleed CDP, Washington $73 $97 $145
Eschbach CDP, Washington $70 $93 $139
Summitview CDP, Washington $78 $104 $156

Yakima, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Yakima, WA3.7%11.5%
Gleed3.28%12.85%
Eschbach3.68%5.59%
Summitview2.42%13.16%

Yakima Renters Insurance as a Percentage of Rent

Yakima Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 365 1.0% $355
$200 to $299 412 2.0% $805
$300 to $499 2,353 12.0% $1255
$500 to $749 6,483 34.0% $1930
$750 to $999 4,812 25.0% $2680
$1,000 to $1,499 3,069 16.0% $3805
$1,500 or more 1,086 5.0% $5455

Yakima, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Yakima Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,100$5,500
Net Savings to Yakima Home Owner from High Deductible Plan $600

Yakima, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Yakima, WA Home Replacement Value MORE than Home Value Yakima, WA Home Replacement Value LESS than Home Value
Replacement Value $281,500 $182,000
Insurance Premium based on Replacement Value $975 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $67,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $250/year

Example Yakima Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmAllstate
Monthly Premium 464138
Year Built 196420142009
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$150000-$175000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Yakima, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 185,000 Asphalt Shingles Roof 1,850 4 $500 Deductible 180 4 Stucco siding No
1986 375,000 Shingles Roof 4,180 5 $2500-$5000 Deductible 540 10 Wood siding yes
1964 345,000 Metal Roof 4,180 5 $2500-$5000 Deductible 750 9 Wood siding No
2009 100,000 Membrane Roof 960 2 $500 Deductible 300 12 Wood siding No
1999 380,000 Wood Shake Roof 3,240 5 $1000-$2500 Deductible 1050 10 Stucco siding yes
1966 170,000 Shingles Roof 1,780 2 $500 Deductible 60 1 Fiber-Cement Siding yes
1942 170,000 Membrane Roof 1,910 4 $500 Deductible 80 3 Brick siding No
2011 365,000 Shingles Roof 3,100 4 $1000-$2500 Deductible 400 5 Vinyl siding yes
2013 260,000 Wood Shake Roof 2,980 5 $2500-$5000 Deductible 500 10 Vinyl siding No
2007 325,000 Metal Roof 2,785 4 $5000 to $10,000 Deductible 6830 7 Fiber-Cement Siding yes