Wyomissing Insurance Rates:

Wyomissing, PA homeowners insurance is roughly $632 to $867, about $52-$72/month. Our all inclusive analysis indicates shoppers can save as much as $299 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Wyomissing, PA Homeowners Insurance By Home Value

Wyomissing, PA Home Value Total Homes % of Total Average Wyomissing, PA Homeowners Insurance
Less than $50,000 50 1.0% $82
$70,000 to $79,999 35 1.0% $262
$80,000 to $89,999 47 1.0% $292
$90,000 to $99,999 63 2.0% $329
$100,000 to $124,999 152 5.0% $381
$125,000 to $149,999 304 11.0% $479
$150,000 to $174,999 419 15.0% $569
$175,000 to $199,999 386 14.0% $651
$200,000 to $249,999 468 17.0% $786
$250,000 to $299,999 358 13.0% $958
$300,000 to $399,999 449 16.0% $1220

Top Home Insurance Agents Near Wyomissing, PA

Home Insurance Company Near Wyomissing, PA Homeowners Insurance Agency Near Wyomissing, PA Address
Nationwide Grillo & Associates Inc 29 N Decatur St, Strasburg, PA, 17579
State Farm Josh Butler 35 N Main St, Chalfont, PA, 18914-2911
State Farm Ron Reinert 1730 Sumneytown Pike, Kulpsville, PA, 19443
Travelers Signature Insurance Services Llc 100 W BUTLER AVE, NEW BRITAIN, PA, 18901
State Farm Steve Lane 735 N Union St, Middletown, PA, 17057-2046

Cost Of Homeowners Insurance By Street Near Wyomissing, PA

Streets in Wyomissing Area Homeowners Insurance Cost
Trent Pl, Plymouth Ct, Berkshire Blvd, Northfield Rd, Cheltenham Dr, Dorchester Dr, Spruce Ln, Cherrywood Rd, Flower Ln, Wellington Blvd$730
Sturbridge Ct, Greenbriar Ct, Lehigh Ave, Garden Ln, Evans Ave, Trent Ave, Reading Blvd, Robert Dr, Sturbridge Dr, Grandview Blvd$760
Clayton Ave, Meadowlark Rd, Valley Greene Cir, Terrace Ave, Warwick Dr, Overhill Rd, S Trent Ave, Pinetree Ln, Van Steffy Ave, Old Wyomissing Rd$762
Margaret Dr, Oriole Rd, Chrystine Dr, Robin Rd, Pinewood Rd, Cardinal Rd, Upland Rd, Old Mill Ln, Wyomissing Hills Blvd, Rose Virginia Rd$770
Cedarwood Rd, Edgedale Ct, Perkasie Ave, Devonshire Dr, W Wyomissing Blvd, Darlin Dr, Hillside Rd, Cambridge Ave, Durham St, Vista Rd$728

Wyomissing, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wyomissing$111 to $113
West Reading$106
Colony Park$113
West Lawn$107

Wyomissing, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Reading borough, Pennsylvania $107 $142 $213
Colony Park CDP, Pennsylvania $113 $151 $227
West Lawn CDP, Pennsylvania $107 $143 $215

Wyomissing, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wyomissing, PA3.3%8.9%
West Reading4.66%10.98%
Colony Park3.42%8.5%
West Lawn4.39%11.88%

Wyomissing Renters Insurance as a Percentage of Rent

Wyomissing Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 50 4.0% $327
$500 to $749 85 7.0% $1902
$750 to $999 297 24.0% $2652
$1,000 to $1,499 508 42.0% $3777
$1,500 or more 262 21.0% $5427

Wyomissing, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Wyomissing Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,700$12,700
Net Savings to Wyomissing Home Owner from High Deductible Plan $1,000

Wyomissing, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wyomissing, PA Home Replacement Value MORE than Home Value Wyomissing, PA Home Replacement Value LESS than Home Value
Replacement Value $338,500 $221,500
Insurance Premium based on Replacement Value $1,600 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $39,000 Risk Exposure from Under Insuring Coverage is $78,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $175/year

Example Wyomissing Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateState Farm
Monthly Premium 808746
Year Built 199219701946
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$150000-$175000
Deductible $1000-$2500 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Wyomissing, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 265,000 Asphalt Shingles Roof 2,460 4 $1000-$2500 Deductible 880 7 Vinyl siding No
1991 400,000 Membrane Roof 2,910 4 $1000-$2500 Deductible 1320 10 Fiber-Cement Siding yes
1948 245,000 Membrane Roof 1,870 3 $500- $1000 Deductible 1050 10 Stone Siding yes
1945 225,000 Composition Roof 1,790 2 $5000 to $10,000 Deductible 50 1 Stucco siding No
1964 125,000 Membrane Roof 1,280 2 $2500-$5000 Deductible 100 2 Stucco siding No
1980 170,000 Slate Shingles Roof 1,530 2 $5000 to $10,000 Deductible 150 3 Stone Siding yes
1986 435,000 Asphalt Shingles Roof 3,850 5 $2500-$5000 Deductible 790 8 Stone Siding No
1986 180,000 Wood Shake Roof 1,340 3 $5000 to $10,000 Deductible 40 1 Stone Siding yes
1984 275,000 Wood Shake Roof 2,170 3 > $10,000 Deductible 440 7 Brick siding No
1993 330,000 Composition Roof 3,340 5 $500 Deductible 1020 9 Vinyl siding No
1972 175,000 Tile Roof 1,490 2 $5000 to $10,000 Deductible 580 12 Stone Siding No
1944 395,000 Metal Roof 2,880 4 $5000 to $10,000 Deductible 940 10 Stone Siding yes
1948 340,000 Membrane Roof 2,520 4 $500 Deductible 1560 10 Wood siding No
1984 150,000 Metal Roof 1,450 3 $1000-$2500 Deductible 610 9 Stone Siding No
1994 500,000 Wood Shake Roof 4,160 5 $5000 to $10,000 Deductible 1030 6 Stone Siding No
1941 160,000 Metal Roof 1,390 3 $1000-$2500 Deductible 260 6 Vinyl siding No
1993 160,000 Tile Roof 1,420 3 $1000-$2500 Deductible 390 8 Wood siding yes
1960 360,000 Tile Roof 2,600 4 $2500-$5000 Deductible 590 7 Wood siding No
1996 285,000 Wood Shake Roof 2,250 4 $1000-$2500 Deductible 230 2 Fiber-Cement Siding No
1942 175,000 Slate Shingles Roof 1,270 2 $2500-$5000 Deductible 510 9 Fiber-Cement Siding yes
1992 195,000 Tile Roof 1,770 3 $2500-$5000 Deductible 740 12 Wood siding yes
1965 315,000 Metal Roof 2,570 5 $5000 to $10,000 Deductible 290 5 Stucco siding yes
1946 210,000 Membrane Roof 1,730 4 $1000-$2500 Deductible 780 12 Brick siding No
1948 415,000 Composition Roof 3,070 4 $1000-$2500 Deductible 780 5 Vinyl siding yes
1979 130,000 Slate Shingles Roof 1,010 2 $500- $1000 Deductible 40 1 Wood siding yes
1942 405,000 Slate Shingles Roof 3,670 5 $5000 to $10,000 Deductible 1070 9 Fiber-Cement Siding yes
1993 195,000 Shingles Roof 1,460 2 $1000-$2500 Deductible 550 7 Brick siding No
1998 160,000 Tile Roof 1,220 3 $500- $1000 Deductible 410 6 Stucco siding No