Wyckoff, NJ homeowners insurance is about $827 to $1,128, about $68-$94/month. Our thorough analysis reveals consumers can save upto $390 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Wyckoff, NJ | Homeowners Insurance Agency Near Wyckoff, NJ | Address |
|---|---|---|
| State Farm | Amy Karol | 271 Broadway, Lynbrook, NY, 11563-3243 |
| Travelers | Coughlin Insurance Services | 37 MAIN ST PO BOX 95, TARRYTOWN, NY, 10591 |
| Travelers | G & S Financial Services Llc | 247 Union Boulevard 247 Union Boulevard, Totowa, NJ, 7511 |
| Allstate | Raj Singh | 4270 Route 1 N Ste 1, Monmouth Junction, NJ, 8852 |
| Allstate | Richard D Arminio | 55 E Main St, Ramsey, NJ, 7446 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Midland Park borough, New Jersey | $112 | $149 | $224 |
| Franklin Lakes borough, New Jersey | $133 | $177 | $265 |
| Waldwick borough, New Jersey | $111 | $147 | $221 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Wyckoff, NJ | 2.3% | 8.1% |
| Midland Park | 2.54% | 7.46% |
| Franklin Lakes | 2.21% | 8.84% |
| Waldwick | 2.71% | 7.38% |
| Wyckoff Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $750 to $999 | 10 | 2.0% | $2601 |
| $1,000 to $1,499 | 140 | 29.0% | $3726 |
| $1,500 or more | 321 | 68.0% | $5376 |
| Streets in Wyckoff Area | Homeowners Insurance Cost |
|---|---|
| Drury Ln, Auburn St, Woodfield Rd, Ravine Ave, Sunset Blvd, Navajo Ct, Caldwell Dr, Suger Bush Ct, Pinewood Dr, Sharon Ln | $969 |
| Domm Ct, Covington Pl, Windham Ct, Robin Pl, Parmley Ave, Godwin Dr, Fairview Pl, Oldwoods Rd, Ward Ave, Deerfield Rd | $979 |
| Barrister Ct, E Stevens Ave, Evers St, Lyons St, Jacqueline Dr, Charnwood Dr, George Pl, Stratton Ct, Sugarbush Ct, Everett Ave | $962 |
| Eugene Way, Butternut Ave, Sicomac Ave, Nydam Ln, Saw Mill Ln, Canterbury Ln, Snyder Rd, Colonial Dr, Fairfield Rd, Florence Ave | $958 |
| Mary Ann Ln, Nancy Ln, Weymouth Dr, Laauwe Pl, Andover St, Rutgers Ct, Cornell St, Paul Ct, Poplar Ct, Hickory Hill Rd | $973 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Wyckoff | $145 to $147 |
| Midland Park | $134 |
| Franklin Lakes | $159 |
| Waldwick | $133 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Wyckoff Homeowner Insurance Premium Example | $2,500 | $2,000 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $16,400 | $15,400 |
| Net Savings to Wyckoff Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Wyckoff, NJ Home Replacement Value MORE than Home Value | Wyckoff, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $850,500 | $529,000 |
| Insurance Premium based on Replacement Value | $3,575 | $2,225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $140,500 | Risk Exposure from Under Insuring Coverage is $181,000 |
| Premium Impact | Insurance cheaper by $775/year | Insurance costlier by $575/year |
| Insurance Company | Farmers Insurance | Liberty Mutual | GEICO Insurance |
| Monthly Premium | 266 | 322 | 416 |
| Year Built | 1941 | 1972 | 1957 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $700000-$800000 | More than 10000000 | More than 10000000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $500 Deductible |