Worth, IL Home Insurance - Analysis On Quotes, Rates & Agents
Worth Insurance Rates:
Worth, IL homeowners insurance is roughly $662 to $897, about $55-$74/month. Our complete guide indicates shoppers can save upto $311 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmI like that the agents are very communicative and excellent about giving detailed information & returning calls. they are always professional, helpful, and quick to suggest ways i can save money.
State FarmI do not understand how all the rates and all that stuff actually work so they could be royally screwing me over and i would maintain ignorance.
Farmer's InsuranceThe farmers insurance is too cheap on your first time buying and is a lower price than others, just i selected before.
State FarmI have few issues with State Farm. They are usually very helpful. The cost of auto insurance can be a little high occasionally but overall it is worth it for the service you receive.
AaaAaa insurance provides excellent protection that will cover my home more than adequately if needed with a fair cost and monthly billing.
MetlifeMy premium goes up every year by at least 5%. I don't know what the other companies offer.
American FamilyOverall they are a great company that offers great prices on their premiums and they seem to have very professional, competent agents working at their locations.
Farmer's InsuranceI like our insurance company because they treat everyone like family. They are so friendly and helpful and always try their very best to help you. A lot of these companies don't even remember your name but our insurance company always greets us by name and with a smile.
Farmer's InsuranceThe company does not have an app and to be honest, I have never visited their website so I cannot comment as to that.
Erie InsuranceTHE APP IS EASY TO USE BUT I ALWAYS HAVE TO PUT THE POLICY NUMBER IN BEFORE I LOOK AT MY SPECIFIC ACCOUNT SO I ALWAYS HAVE TO BE PREPARED WITH THE INFORMATION WHICH CAN SOMETIMES BE A CHALLENGE TO FIND IN THE MESS THAT IS MY OFFICE.
Safeco InsuranceSafeco is a great insurance company because the rates were comptetive. Customer service is excellent, and is always attententive and available whenever I had questions regarding my policies
State FarmMy experience of dissatisfaction has been pretty nil. I cannot think of an example to present you within this context.
State FarmI do not like how hard it is to get a hold of your account manager sometimes when you need assistance and the fact that it takes a long time for the claim process to move
State FarmThere is nothing so far I don't like about them BECAUSE IVE NEVER HAD TO FILE A CLAIM.
ProgressiveReal professional people and super quick on getting back with you with setting a visit or payment. The prices are the best that I could find too.
State FarmI currently have auto/life/home with this company. I have had zero issues out of this company. Claims are processed quickly and are very easy to complete. Pricing seems competitive and day to day service is great. Have had friends tell me bad stories, but have not experienced anything bad in my dealings for 5+ years.
AaaThe only thing I don't like is their phone app, but this aspect is minimal compared to all the company's other amazing features.
Erie InsuranceI am very happy with their communication, and I feel that their prices are fair if not cheap. I don't have any complaints at all with my experiences with Erie. I would recommend them if someone was seeking an agent.
GeicoI wish there was a way to record the renewed policies sooner. I'm probably unreasonably worried about this as we had a friend who lost everything including her pets in a house fire. There was a question about whether her policy was actually in effect since she had just paid, and even though that was another company, I wonder if this one could have the same issue. She was devastated by her loss and then the company left her in suspense for a week about whether she could even get living expenses.
Farmer's InsuranceThey are a locally owned company that offers business and individual insurance policies. For individuals, they have homeowners and auto policies. They offer excellent service. Cost for the insurance policies are usually in line with the market or lower than their competitors.
Worth, IL Homeowners Insurance By Home Value
| Worth, IL Home Value | Total Homes | % of Total | Average Worth, IL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,721 | 4.0% | $93 |
| $70,000 to $79,999 | 525 | 1.0% | $288 |
| $80,000 to $89,999 | 978 | 2.0% | $327 |
| $90,000 to $99,999 | 1,067 | 2.0% | $366 |
| $100,000 to $124,999 | 3,330 | 7.0% | $428 |
| $125,000 to $149,999 | 2,912 | 6.0% | $537 |
| $150,000 to $174,999 | 6,338 | 15.0% | $630 |
| $175,000 to $199,999 | 4,452 | 10.0% | $732 |
| $200,000 to $249,999 | 8,716 | 20.0% | $880 |
| $250,000 to $299,999 | 6,176 | 14.0% | $1075 |
| $300,000 to $399,999 | 4,978 | 11.0% | $1363 |
Top Home Insurance Agents Near Worth, IL
| Home Insurance Company Near Worth, IL | Homeowners Insurance Agency Near Worth, IL | Address |
|---|---|---|
| Travelers | Charles J Parrilli Inc | 4101 Washington Blvd, Hillside, IL, 60162 |
| State Farm | Cheryl Mosely | 1760 W Station St, Kankakee, IL, 60901-3175 |
| Farmers | Joanna Rusin | 7050 W Higgins Ave, Chicago, IL, 60656 |
| Travelers | Land Of Lincoln Insurance Agency Llc | 6300 LINCOLN AVE, MORTON GROVE, IL, 60053 |
| Travelers | Young Kim Insurance Agency | 960 RAND RD STE 206, DES PLAINES, IL, 60016 |
Cost Of Homeowners Insurance By Street Near Worth, IL
| Streets in Worth Area | Homeowners Insurance Cost |
|---|---|
| Kerry Ridge Ct, Trumbull, S End Ln, S 69th Ct, Pembroke Ln, Nuala Ln, Lincoln Ln W, Stony Creek Dr, 102nd Pl, S Utica Ave | $717 |
| W Crandall Ave, Avery Pl, Buckley Ave, W Golfview Ln, S 71st Ct, S 68th Ave, 134th Pl, Golfview Ln, Medinah Ct, Alexander Pl | $840 |
| S 71st Ave, 122nd Pl, S Monticello Ave, Virginia L Siegel Memorial Dr, W Howdy Ln, S Lloyd Dr, S Orchard Ave, Edison St, S Lee Rd, Brooks Ln | $758 |
| Maplewood Ave, W Scott Dr, Cal Sag Rd, Georgia Ave, E Shore Dr, 123rd Pl, S Highland Rd, S Quinn Dr, Ridge Cove Dr, W Edgewood Rd | $764 |
| Gruenwald St, 92nd Pl, Buell Ave, Gruenwald St, S 68th Ct, S Meadow Lane Dr, S Apple Ln, Woodlawn, S Westgate Dr, Shadow Creek Dr | $767 |
Worth, IL Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Worth | $116 to $119 |
| Alsip | $116 |
| Oak Lawn | $117 |
| Chicago Ridge | $115 |
Worth, IL Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Alsip village, Illinois | $116 | $155 | $233 |
| Oak Lawn village, Illinois | $118 | $157 | $236 |
| Chicago Ridge village, Illinois | $115 | $153 | $230 |
Worth, IL Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Worth, IL | 3.9% | 11.1% |
| Alsip | 3.88% | 11.94% |
| Oak Lawn | 3.8% | 10.93% |
| Chicago Ridge | 4.41% | 12.47% |
Worth Renters Insurance as a Percentage of Rent
| Worth Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 569 | 4.0% | $1229 |
| $500 to $749 | 2,397 | 18.0% | $1904 |
| $750 to $999 | 6,358 | 49.0% | $2654 |
| $1,000 to $1,499 | 2,756 | 21.0% | $3779 |
| $1,500 or more | 764 | 5.0% | $5429 |
Worth, IL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Worth Homeowner Insurance Premium Example | $1,900 | $1,300 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $14,300 | $13,100 |
| Net Savings to Worth Home Owner from High Deductible Plan | $1,200 | |
Worth, IL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Worth, IL Home Replacement Value MORE than Home Value | Worth, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $230,500 | $148,000 |
| Insurance Premium based on Replacement Value | $1,350 | $875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $35,000 | Risk Exposure from Under Insuring Coverage is $47,500 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $200/year |
Example Worth Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | State Farm | Erie Insurance | Nationwide Insurance |
| Monthly Premium | 66 | 91 | 66 |
| Year Built | 1960 | 1976 | 1985 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $300000-$350000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for Worth, IL from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1961 | 200,000 | Composition Roof | 1,920 | 3 | $500 Deductible | 980 | 12 | Vinyl siding | yes |
| 1962 | 165,000 | Asphalt Shingles Roof | 1,550 | 3 | $500 Deductible | 650 | 8 | Vinyl siding | yes |
| 1967 | 160,000 | Wood Shake Roof | 1,260 | 3 | $5000 to $10,000 Deductible | 50 | 1 | Vinyl siding | No |
| 1989 | 310,000 | Shingles Roof | 2,830 | 4 | $1000-$2500 Deductible | 480 | 6 | Brick siding | yes |
| 1963 | 190,000 | Shingles Roof | 2,050 | 3 | $500- $1000 Deductible | 60 | 1 | Stone Siding | yes |
| 1962 | 400,000 | Shingles Roof | 3,110 | 4 | $2500-$5000 Deductible | 590 | 6 | Stone Siding | yes |
| 1980 | 275,000 | Tile Roof | 2,820 | 4 | $2500-$5000 Deductible | 830 | 9 | Wood siding | yes |
| 1982 | 210,000 | Shingles Roof | 1,980 | 5 | $500 Deductible | 310 | 3 | Stone Siding | No |
| 1987 | 600,000 | Tile Roof | 4,810 | 5 | > $10,000 Deductible | 1620 | 12 | Wood siding | No |
| 1968 | 430,000 | Shingles Roof | 4,750 | 5 | $2500-$5000 Deductible | 1040 | 8 | Brick siding | yes |
| 1971 | 240,000 | Slate Shingles Roof | 2,300 | 5 | $2500-$5000 Deductible | 340 | 4 | Stone Siding | No |
| 1985 | 170,000 | Metal Roof | 1,620 | 3 | $2500-$5000 Deductible | 260 | 5 | Stone Siding | yes |
| 1968 | 170,000 | Composition Roof | 1,910 | 3 | $500 Deductible | 370 | 4 | Vinyl siding | No |
| 1983 | 355,000 | Metal Roof | 3,050 | 4 | > $10,000 Deductible | 730 | 10 | Wood siding | yes |
| 1971 | 335,000 | Tile Roof | 3,020 | 4 | $5000 to $10,000 Deductible | 170 | 2 | Vinyl siding | yes |
| 1980 | 240,000 | Tile Roof | 2,200 | 5 | $2500-$5000 Deductible | 120 | 2 | Fiber-Cement Siding | yes |
| 1964 | 320,000 | Tile Roof | 3,180 | 4 | > $10,000 Deductible | 210 | 3 | Brick siding | yes |
| 1979 | 345,000 | Slate Shingles Roof | 2,640 | 5 | > $10,000 Deductible | 860 | 12 | Vinyl siding | yes |
| 1964 | 175,000 | Shingles Roof | 1,700 | 3 | $500- $1000 Deductible | 370 | 5 | Wood siding | yes |
| 1960 | 200,000 | Shingles Roof | 1,540 | 3 | $1000-$2500 Deductible | 520 | 7 | Vinyl siding | No |
| 1973 | 165,000 | Asphalt Shingles Roof | 1,390 | 3 | $500 Deductible | 270 | 5 | Stucco siding | yes |
| 1964 | 355,000 | Shingles Roof | 2,870 | 5 | > $10,000 Deductible | 500 | 10 | Stone Siding | yes |
| 1977 | 515,000 | Slate Shingles Roof | 4,390 | 5 | > $10,000 Deductible | 600 | 7 | Stucco siding | No |
| 1972 | 220,000 | Tile Roof | 2,200 | 3 | $500 Deductible | 190 | 2 | Vinyl siding | No |
| 1981 | 210,000 | Wood Shake Roof | 2,140 | 4 | $2500-$5000 Deductible | 100 | 1 | Vinyl siding | yes |
| 1985 | 295,000 | Membrane Roof | 2,290 | 3 | $1000-$2500 Deductible | 490 | 6 | Vinyl siding | yes |
| 1970 | 215,000 | Metal Roof | 1,770 | 4 | $5000 to $10,000 Deductible | 60 | 1 | Fiber-Cement Siding | yes |
| 1981 | 185,000 | Slate Shingles Roof | 1,690 | 5 | $2500-$5000 Deductible | 480 | 9 | Brick siding | yes |
| 1961 | 335,000 | Membrane Roof | 2,800 | 4 | $500- $1000 Deductible | 1010 | 7 | Stone Siding | yes |
| 1952 | 280,000 | Asphalt Shingles Roof | 1,762 | 4 | $500- $1000 Deductible | 320 | 3 | Brick siding | yes |