How Much Does Worcester, MA Home Insurance Cost?
Worcester, MA Average Homeowners Insurance Cost
$976
Homeowners Insurance Cost - Worcester, MA
$210,600
Median Home Value - Worcester, MA
Worcester, MA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.71 | $964.29 |
| $1000 Deductible | -$103.65 | $872.35 |
| $1500 Deductible | -$154.79 | $821.21 |
| $2000 Deductible | -$230.53 | $745.47 |
| $2500 Deductible | -$275.23 | $700.77 |
Worcester, MA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$205 | $771 |
| 30 year old | +$15 | $991 |
| 40 year old | +$25 | $1,001 |
| 50 year old | +$37 | $1,013 |
| Above 50 year old | +$47 | $1,023 |
Worcester, MA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$127 | $849 |
| Superior | -$88 | $888 |
| Masonry | -$49 | $927 |
| Brick | -$49 | $927 |
| Hail Resistant Roof | -$20 | $956 |
Worcester, MA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$20 | $996 |
| Swimming Pool With A Diving Board | +$49 | $1,025 |
| Swimming Pool With Slide | +$59 | $1,035 |
Worcester, MA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $29 | $947 |
| Police Department | $10 | $966 |
Worcester, MA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$409.92 | $1,386 |
| Filing a Second Liability Claim | +$370.88 | $1,347 |
| Filing a Second Theft Claim | +$370.88 | $1,347 |
| Filing a Second Water Claim | +$322.08 | $1,298 |
| Filing a Fire Claim | +$195.2 | $1,171 |
| Filing a Liability Claim | +$185.44 | $1,161 |
| Filing a Theft Claim | +$185.44 | $1,161 |
| Filing a Water Claim | +$156.16 | $1,132 |
| Filing a Weather Claim | +$156.16 | $1,132 |