Wooster Insurance Rates:

Wooster, OH homeowners insurance is roughly $595 to $810, about $49-$67/month. Our exhaustive guide shows customers can save as much as $281 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Customer service representative have always been friendly and able to answer all the questions i have or direct me to a person where i can get these questions answered. each person i've spoken to has been pleasant and i have not really had a bad experience.
Liberty Mutual
Getting liberty mutual home insurance was incredibly easy. i was able to insure my home right away, and navigating the website is a breeze.
American Family
It took longer than i would've liked to get an adjuster to our house after the storm and he seemed kind of rude.
Erie Insurance
The guy who takes care of my insurance has always been extremely polite and helps me with whatever questions I have. If he doesn't know he gets the answer and gets back to me very quickly.
American Family
I am ALWAYS notified of any changes, additional discounts, and updates. My agent contacts me every so often to review my policy and ensure it's still a good fit.
Erie Insurance
The company is always available by phone. I am able to get answers to my questions by calling.
American Modern Insurance
I've not shopped around, but it seems fair considering the value of the house and where I live. I've not seen it raised or changed extensively.
Allstate
I like the fact that I can call them about any issue with my home and they will assist me with it whether it's insurance related are it's something that they don't cover but there will get me the help I need to get it handled.
Allstate
I have Allstate homeowners insurance for 15 years and never presented a claim. I received a message in the mail several months ago saying that they have been trying to get a grasp of the property owners to record an inspection but have been unable to, therefore the policy will be canceled December 10, 2017. I contacted them and provided all updated contact details. They verified that they sent an inspector out to the property. I called numerous times and followed up via email with the agent and to date nothing! Each time I called, I was put on hold for five minutes or more and then told that the inspection report is being reviewed by the underwriter. Obviously, Allstate knows exactly what they are doing. Based on the reviews so far, it looks like they are trying to get rid of older properties. They are shady and unprofessional. Where the need to be some tighter regulations to keep them in check. They should not have the right to cancel your insurance like that.

Wooster, OH Homeowners Insurance By Home Value

Wooster, OH Home Value Total Homes % of Total Average Wooster, OH Homeowners Insurance
Less than $50,000 608 9.0% $140
$50,000 to $59,999 171 2.0% $295
$60,000 to $69,999 318 4.0% $365
$70,000 to $79,999 203 3.0% $421
$80,000 to $89,999 468 7.0% $478
$90,000 to $99,999 395 6.0% $534
$100,000 to $124,999 1,101 17.0% $618
$125,000 to $149,999 893 13.0% $773
$150,000 to $174,999 850 13.0% $913
$175,000 to $199,999 502 7.0% $1054
$200,000 to $249,999 440 6.0% $1272
$250,000 to $299,999 323 5.0% $1553
$300,000 to $399,999 118 1.0% $1975

Top Home Insurance Agents Near Wooster, OH

Home Insurance Company Near Wooster, OH Homeowners Insurance Agency Near Wooster, OH Address
Liberty Mutual Independent Arthur J. Gallagher Risk Management Services 2 SUMMIT PARK DR SUITE 235, INDEPENDENCE, OH, 44131
Nationwide Bridge Ins Services Llc 1107A Portage Trail, Cuyahoga Falls, OH, 44223-2155
Farmers Cindy Gsell 23300 Chagrin Blvd Ste 101, Beachwood, OH, 44122
Farmers David Watson Lutcf 153 Wilbur Dr NE, North Canton, OH, 44720
Nationwide Malinowski Agency Llc 8920 Brecksville Rd, Brecksville, OH, 44141-2302

Cost Of Homeowners Insurance By Street Near Wooster, OH

Streets in Wooster Area Homeowners Insurance Cost
Derr Ave, S Bever St, Twp Hwy 177, Summerset Dr, Nellie Cir, Maiden Ln, Briarcrest Cir, Arbor St, Forest Creek Dr, Evergreen Ln$696
Barrington Way, Jones Ave, Canterbury Ln, Renwood Cir, Sycamore Ln, Lake Shore Dr, Summerlin Dr, N Grant St, Ihrig Ave, Miller Blvd$725
Twp Hwy 4, Portage Grove Ct, Ruby Ct, Twp Hwy 420, Bechtel Path, Colony Ct, Twp Hwy 167, Fry Rd, Earl Ct, Young Dr$720
Vanover St, Patrick Pl, Valley Rd, Brentwood Dr, Winter St, Flag Stone Ave, Little John Ln, Crosswind Ct, Indian Run Dr, Harvest Park Dr$720
Cardinal Ct, Twp Hwy 229, Crestview Dr, Co Hwy 83, Sunnyview Ln, Merle Ave, Gray Dr, Beall Ave, E Larwill St, Poplar St$696

Wooster, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wooster$104 to $107
Wayne County$106
Smithville$105
Apple Creek$103

Wooster, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wayne County, Ohio $89 $118 $177
Smithville village, Ohio $88 $117 $176
East Union township, Wayne County, Ohio $88 $117 $176

Wooster, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wooster, OH5.3%13.1%
Wayne County4.94%14.43%
Smithville4.97%13.91%
East Union4.96%16.67%

Wooster Renters Insurance as a Percentage of Rent

Wooster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 158 3.0% $347
$200 to $299 121 3.0% $797
$300 to $499 500 12.0% $1247
$500 to $749 1,922 47.0% $1922
$750 to $999 1,104 27.0% $2672
$1,000 to $1,499 204 5.0% $3797

Wooster, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Wooster Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Wooster Home Owner from High Deductible Plan $600

Wooster, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wooster, OH Home Replacement Value MORE than Home Value Wooster, OH Home Replacement Value LESS than Home Value
Replacement Value $166,500 $112,000
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Wooster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateTravelers
Monthly Premium 238887
Year Built 194119602008
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$200000-$250000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Wooster, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 95,000 Membrane Roof 1,120 2 $2500-$5000 Deductible 400 12 Stone Siding yes
1985 125,000 Metal Roof 1,920 3 $1000-$2500 Deductible 260 10 Fiber-Cement Siding No
1968 365,000 Metal Roof 4,210 5 $500 Deductible 920 6 Fiber-Cement Siding No
2000 240,000 Shingles Roof 2,590 4 $500 Deductible 780 12 Fiber-Cement Siding No
2008 115,000 Slate Shingles Roof 1,730 2 $1000-$2500 Deductible 190 6 Fiber-Cement Siding yes
1980 150,000 Wood Shake Roof 1,610 2 $2500-$5000 Deductible 50 2 Brick siding No
1988 170,000 Shingles Roof 2,070 4 $2500-$5000 Deductible 80 2 Brick siding yes
1989 210,000 Shingles Roof 2,170 4 $2500-$5000 Deductible 200 4 Stone Siding yes
2005 285,000 Membrane Roof 2,960 4 > $10,000 Deductible 470 8 Stucco siding No
2004 80,000 Tile Roof 920 2 $500- $1000 Deductible 130 5 Stone Siding No
2007 485,000 Tile Roof 5,000 5 $500 Deductible 700 4 Wood siding yes
2011 335,000 Tile Roof 3,660 5 $5000 to $10,000 Deductible 280 6 Fiber-Cement Siding yes
1949 220,000 Shingles Roof 2,410 4 > $10,000 Deductible 170 3 Stone Siding No
1965 220,000 Membrane Roof 2,670 4 $500 Deductible 220 3 Wood siding No
1947 225,000 Membrane Roof 2,340 5 $2500-$5000 Deductible 410 7 Brick siding No
2011 250,000 Wood Shake Roof 3,860 5 $5000 to $10,000 Deductible 350 8 Fiber-Cement Siding yes
2010 85,000 Membrane Roof 1,010 2 $2500-$5000 Deductible 50 3 Brick siding yes
1987 100,000 Wood Shake Roof 1,150 2 $500- $1000 Deductible 30 1 Vinyl siding yes
1981 85,000 Slate Shingles Roof 1,130 2 $500- $1000 Deductible 110 5 Brick siding No
1946 220,000 Shingles Roof 2,300 3 $5000 to $10,000 Deductible 550 12 Wood siding yes
1949 250,000 Composition Roof 3,120 4 > $10,000 Deductible 150 3 Brick siding No
2013 160,000 Slate Shingles Roof 2,330 5 $500 Deductible 350 5 Stone Siding yes
1962 190,000 Metal Roof 2,220 3 $500 Deductible 170 3 Wood siding yes
1940 135,000 Asphalt Shingles Roof 1,650 5 $500 Deductible 310 6 Wood siding yes
1981 155,000 Tile Roof 2,360 3 $5000 to $10,000 Deductible 100 3 Wood siding No
2014 420,000 Metal Roof 4,490 5 $1000-$2500 Deductible 880 7 Vinyl siding yes
2007 260,000 Membrane Roof 3,180 4 $2500-$5000 Deductible 160 3 Vinyl siding No
2013 145,000 Tile Roof 2,110 4 $500 Deductible 150 4 Brick siding yes
1987 110,000 Membrane Roof 1,210 3 $500 Deductible 370 12 Stucco siding No
2011 365,000 Slate Shingles Roof 4,290 5 $500- $1000 Deductible 1100 9 Brick siding No