Woonsocket Insurance Rates:

Woonsocket, RI homeowners insurance is about $908 to $1,232, about $75-$102/month. Our exhaustive analysis indicates shoppers can save as much as $428 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
I would recommend Allstate to others mainly because of their customer service. They are prompt when it comes to payment and stay in touch to make sure things are being repaired properly and efficiently.
Farmer's Insurance
I would recommend my insurance agent with my insurance company because of the home town feel and the local attitude. He texts every once in a while just t check in.
Liberty Mutual
I would recommend them because they have good customer service and have a good set of features and resolve issues quickly as well as claims.
State Farm
I like that i can speak to an actual person in my home town because they provide a local agent. if i ever have a problem, it's nice to talk to a representative.
Nationwide
I have an automatic payment. i have had two incidents over the last couple of months where i was overcharged.
Farmer's Insurance
It is very comforting and reassuring to know that my insurance agent's office is in my neighborhood, located about one mile from my house.
Allstate
I like that everything is bundled into one place. Specifically the ease of getting my policy information without multiple steps such as logging in and navigating a website. I primarily use it for some of the auto insurance features, but the homeowners have useful information as well.
Aaa
THIS COMPANY IS GOOD BUT THEY DON'T GIVE ANY CLARIFICATION ABOUT THE AGENTS
Geico
Extremely great, they get things done in a timely manner and live up to their promises. So I can depend on them.
State Farm
I like their rate, customer service, easy to understand website and flexible payment options where I can pay monthly or annually and so on.
Travelers
I would recommend my company, Travelers, because they were the most reasonable, competitive premiums, for a 'recognized' company, that my insurance broker could find.

Woonsocket, RI Homeowners Insurance By Home Value

Woonsocket, RI Home Value Total Homes % of Total Average Woonsocket, RI Homeowners Insurance
Less than $50,000 156 2.0% $128
$90,000 to $99,999 193 2.0% $513
$100,000 to $124,999 330 4.0% $588
$125,000 to $149,999 625 9.0% $738
$150,000 to $174,999 921 13.0% $877
$175,000 to $199,999 1,065 16.0% $1005
$200,000 to $249,999 1,868 28.0% $1209
$250,000 to $299,999 800 12.0% $1487
$300,000 to $399,999 477 7.0% $1883

Top Home Insurance Agents Near Woonsocket, RI

Home Insurance Company Near Woonsocket, RI Homeowners Insurance Agency Near Woonsocket, RI Address
NA Mha Insurance Agency Inc 5 New England Executive Park, Burlington, MA, 1803
NA Anchor Insurance Agency Inc. 40 Tremont Street, Duxbury, MA, 2332
Travelers Greenwich Bay Insurance Group Llc 1865 POST RD STE 201, WARWICK, RI, 2886
Liberty Mutual Helen A. Hellstrom Aai Cisr 173 Bedford St., Lexington, MA, 2420
Travelers Herbert W Lewis Insurance Agency Inc 19 WEST ST, WALPOLE, MA, 2081

Woonsocket, RI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Woonsocket, RI

Streets in Woonsocket Area Homeowners Insurance Cost
Bellingham St, Roberts St, Kendrick Ave, Hebert Ave, Robinson St, Rockridge Dr, Hawthorn Cir, Sharkey Ave, Hemond Ave, Depot Sq$1,068
Oakley Rd, Cherry Hill Ave, Fugere St, Papineau Ave, Ricard St, Ave C, N Ballou St, Erie St, Wayne Rd, Winter Ct$1,078
Arlington St, Roland St, Pichette Blvd, Lincoln St, Darwin St, Clarkin Ln, Country Rd, Talcott St, Burrington St, Morse Ave$1,081
Daniels St, Colony Ave, Canal St, Earle St, E School St, Cliffe Ave, Monument Sq, Asylum St, Saint Agnes Ave, Fall St$1,076
Wagon Wheel Ln, Saint Barnabe St, John A Cummings Way, Singleton St, State Rte 146 Alt, Ormond St, Hazel St, Fairfield Ave, Myette St, Vose St$1,066

Woonsocket, RI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woonsocket$160 to $162
Cumberland Hill$163
North Smithfield$166
Blackstone$155

Woonsocket, RI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cumberland Hill CDP, Rhode Island $164 $218 $327
North Smithfield town, Providence County, Rhode Island $167 $222 $333
Blackstone town, Worcester County, Massachusetts $155 $206 $309

Woonsocket, RI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woonsocket, RI5.1%15.3%
Cumberland Hill4.79%14.32%
North Smithfield4.94%13.12%
Blackstone4.06%14.31%

Woonsocket Renters Insurance as a Percentage of Rent

Woonsocket Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 343 3.0% $352
$200 to $299 1,008 10.0% $802
$300 to $499 1,069 11.0% $1252
$500 to $749 2,146 22.0% $1927
$750 to $999 2,991 31.0% $2677
$1,000 to $1,499 1,953 20.0% $3802
$1,500 or more 128 1.0% $5452

Woonsocket, RI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$4,500
Yearly Woonsocket Homeowner Insurance Premium Example $3,300$2,300
Out of Pocket Expense During Claim$500$4,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $17,000$16,000
Net Savings to Woonsocket Home Owner from High Deductible Plan $1,000

Woonsocket, RI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woonsocket, RI Home Replacement Value MORE than Home Value Woonsocket, RI Home Replacement Value LESS than Home Value
Replacement Value $278,000 $189,500
Insurance Premium based on Replacement Value $2,550 $1,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $57,500
Premium Impact Insurance cheaper by $525/year Insurance costlier by $275/year

Example Woonsocket Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmGEICO Insurance
Monthly Premium 51157371
Year Built 196219431944
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$350000-$400000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Woonsocket, RI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 160,000 Composition Roof 1,700 4 $500 Deductible 370 3 Stone Siding yes
1969 145,000 Metal Roof 1,220 3 $500- $1000 Deductible 1220 12 Vinyl siding yes
1948 140,000 Composition Roof 1,290 3 $500 Deductible 1940 12 Stucco siding No
1948 150,000 Membrane Roof 1,560 2 $500 Deductible 920 7 Stucco siding No
1946 255,000 Asphalt Shingles Roof 2,500 4 $500 Deductible 420 2 Brick siding No
1949 270,000 Metal Roof 2,110 3 $500- $1000 Deductible 1600 10 Stucco siding No
1940 200,000 Wood Shake Roof 2,100 3 $5000 to $10,000 Deductible 420 5 Stone Siding No
1961 175,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 1720 12 Stucco siding No
1944 170,000 Tile Roof 1,610 4 $1000-$2500 Deductible 1190 9 Stucco siding yes
1945 215,000 Wood Shake Roof 2,180 3 $1000-$2500 Deductible 620 4 Vinyl siding No
1944 370,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 860 5 Vinyl siding yes
1949 180,000 Asphalt Shingles Roof 1,820 3 $500- $1000 Deductible 1810 12 Fiber-Cement Siding No
1964 150,000 Wood Shake Roof 1,360 3 $500 Deductible 850 8 Wood siding No
1961 230,000 Wood Shake Roof 2,290 4 $500- $1000 Deductible 620 3 Stucco siding No
1962 370,000 Metal Roof 3,050 4 $1000-$2500 Deductible 590 2 Fiber-Cement Siding yes
1965 300,000 Composition Roof 2,680 4 $500- $1000 Deductible 910 4 Wood siding No
1961 215,000 Membrane Roof 1,870 4 $500- $1000 Deductible 1480 8 Stone Siding No
1962 160,000 Composition Roof 1,420 2 $5000 to $10,000 Deductible 500 8 Stone Siding No
1943 165,000 Membrane Roof 1,810 3 $5000 to $10,000 Deductible 210 3 Brick siding yes
1961 135,000 Wood Shake Roof 1,250 3 $1000-$2500 Deductible 730 10 Wood siding No
1940 370,000 Metal Roof 3,240 4 $1000-$2500 Deductible 2940 12 Fiber-Cement Siding yes
1963 360,000 Composition Roof 2,740 4 $2500-$5000 Deductible 840 4 Stucco siding yes
1944 150,000 Tile Roof 1,520 2 $2500-$5000 Deductible 890 8 Brick siding No
1960 95,000 Shingles Roof 960 2 $500 Deductible 60 1 Stucco siding yes
1947 170,000 Composition Roof 1,330 3 $500- $1000 Deductible 1450 10 Brick siding yes
1966 215,000 Metal Roof 1,690 2 $5000 to $10,000 Deductible 380 3 Brick siding yes
1969 250,000 Membrane Roof 2,190 4 $5000 to $10,000 Deductible 1430 8 Stucco siding yes
1941 190,000 Wood Shake Roof 1,960 4 $2500-$5000 Deductible 560 4 Wood siding No
1941 165,000 Composition Roof 1,680 4 $5000 to $10,000 Deductible 210 2 Wood siding No
1969 155,000 Membrane Roof 1,290 3 $1000-$2500 Deductible 110 1 Wood siding yes
1943 195,000 Wood Shake Roof 1,870 3 $1000-$2500 Deductible 540 4 Brick siding No
1961 385,000 Membrane Roof 2,980 4 $500 Deductible 940 3 Wood siding No
1968 150,000 Shingles Roof 1,340 3 $500- $1000 Deductible 750 7 Brick siding yes

How To Make Your Woonsocket, RI Home Insurance Cheaper

How Much Does Woonsocket, RI Home Insurance Cost?