Woonsocket, RI homeowners insurance is about $908 to $1,232, about $75-$102/month. Our exhaustive analysis indicates shoppers can save as much as $428 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Woonsocket, RI | Homeowners Insurance Agency Near Woonsocket, RI | Address |
|---|---|---|
| Travelers | Greenwich Bay Insurance Group Llc | 1865 POST RD STE 201, WARWICK, RI, 2886 |
| Liberty Mutual | Helen A. Hellstrom Aai Cisr | 173 Bedford St., Lexington, MA, 2420 |
| Travelers | Herbert W Lewis Insurance Agency Inc | 19 WEST ST, WALPOLE, MA, 2081 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cumberland Hill CDP, Rhode Island | $164 | $218 | $327 |
| North Smithfield town, Providence County, Rhode Island | $167 | $222 | $333 |
| Blackstone town, Worcester County, Massachusetts | $155 | $206 | $309 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Woonsocket, RI | 5.1% | 15.3% |
| Cumberland Hill | 4.79% | 14.32% |
| North Smithfield | 4.94% | 13.12% |
| Blackstone | 4.06% | 14.31% |
| Woonsocket Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 343 | 3.0% | $352 |
| $200 to $299 | 1,008 | 10.0% | $802 |
| $300 to $499 | 1,069 | 11.0% | $1252 |
| $500 to $749 | 2,146 | 22.0% | $1927 |
| $750 to $999 | 2,991 | 31.0% | $2677 |
| $1,000 to $1,499 | 1,953 | 20.0% | $3802 |
| $1,500 or more | 128 | 1.0% | $5452 |
| Streets in Woonsocket Area | Homeowners Insurance Cost |
|---|---|
| Bellingham St, Roberts St, Kendrick Ave, Hebert Ave, Robinson St, Rockridge Dr, Hawthorn Cir, Sharkey Ave, Hemond Ave, Depot Sq | $1,068 |
| Oakley Rd, Cherry Hill Ave, Fugere St, Papineau Ave, Ricard St, Ave C, N Ballou St, Erie St, Wayne Rd, Winter Ct | $1,078 |
| Arlington St, Roland St, Pichette Blvd, Lincoln St, Darwin St, Clarkin Ln, Country Rd, Talcott St, Burrington St, Morse Ave | $1,081 |
| Daniels St, Colony Ave, Canal St, Earle St, E School St, Cliffe Ave, Monument Sq, Asylum St, Saint Agnes Ave, Fall St | $1,076 |
| Wagon Wheel Ln, Saint Barnabe St, John A Cummings Way, Singleton St, State Rte 146 Alt, Ormond St, Hazel St, Fairfield Ave, Myette St, Vose St | $1,066 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Woonsocket | $160 to $162 |
| Cumberland Hill | $163 |
| North Smithfield | $166 |
| Blackstone | $155 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $4,500 |
| Yearly Woonsocket Homeowner Insurance Premium Example | $3,300 | $2,300 |
| Out of Pocket Expense During Claim | $500 | $4,500 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $17,000 | $16,000 |
| Net Savings to Woonsocket Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Woonsocket, RI Home Replacement Value MORE than Home Value | Woonsocket, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $278,000 | $189,500 |
| Insurance Premium based on Replacement Value | $2,550 | $1,750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $31,000 | Risk Exposure from Under Insuring Coverage is $57,500 |
| Premium Impact | Insurance cheaper by $525/year | Insurance costlier by $275/year |
| Insurance Company | Allstate | State Farm | GEICO Insurance |
| Monthly Premium | 51 | 157 | 371 |
| Year Built | 1962 | 1943 | 1944 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $250000-$300000 | $350000-$400000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500 Deductible |