Woodridge Insurance Rates:

Woodridge, IL homeowners insurance is nearly $687 to $937, about $57-$78/month. Our detailed research indicates shoppers can save upto $324 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Woodridge, IL Homeowners Insurance By Home Value

Woodridge, IL Home Value Total Homes % of Total Average Woodridge, IL Homeowners Insurance
Less than $50,000 94 1.0% $73
$60,000 to $69,999 79 1.0% $194
$90,000 to $99,999 84 1.0% $284
$100,000 to $124,999 326 4.0% $332
$125,000 to $149,999 345 5.0% $414
$150,000 to $174,999 331 4.0% $487
$175,000 to $199,999 633 9.0% $568
$200,000 to $249,999 1,760 25.0% $682
$250,000 to $299,999 1,285 18.0% $828
$300,000 to $399,999 1,794 26.0% $1055

Top Home Insurance Agents Near Woodridge, IL

Home Insurance Company Near Woodridge, IL Homeowners Insurance Agency Near Woodridge, IL Address
Travelers Harmony Insurance Services Inc 7317 CAPITOL DR, DARIEN, IL, 60561
Farmers Mark Tryonis Lutcf 527 W 87th St, Naperville, IL, 60565
State Farm Phil Block 853 E Schaumburg Road, Schaumburg, IL, 60194-3654
State Farm Ralph Shurley 4757 138th St, Crestwood, IL, 60445-1962
State Farm Rick Schwab 149 E Main Street, Glenwood, IL, 60425-1756

Woodridge, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Woodridge, IL

Streets in Woodridge Area Homeowners Insurance Cost
Thomas Rd, Dunham Ln, Lavina Dr, Crossroads Pkwy, Hudson Ave, Whitby Ct, Rio Grande Cir, Tarrington Way, E Boughton Rd, Assembly Ct$789
Sherman Rd, Wildwood Ct, Thurman Ave, N Sunrise Dr, N Misty Ridge Dr, Forestwood Ct, Keim Rd, Black Walnut Ct, N Mather Ct, Langford Dr$769
de Paul Ct, Gardiner Ct, Cambridge Way, Naper-Romeo Rd, Chaucer Ct, 127th St, Vermillion Ct, Joy Dr, Winston Dr, Roberts Rd$779
Remington Dr, Echo Ave, Wimbledon Ct, Norman Way, Beacon Ave, Assembly Dr, Lindenwood Ln, Cassin Rd, Dubois Cir, Aberdeen Ct$788
Boughton Rd, Mayapple Ct, Sienna Ct, Augustana Dr, Ashbury Ct, Steck Ct, Forest Ct, Hughes Pl, River Edge Dr, Devon Ln$780

Woodridge, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodridge$121 to $124
Darien$125
Downers Grove$128
Du Page$118

Woodridge, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Darien city, Illinois $104 $139 $208
Downers Grove township, DuPage County, Illinois $107 $142 $213
Lisle township, DuPage County, Illinois $105 $139 $209

Woodridge, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodridge, IL3.2%8.9%
Darien3.51%9.37%
Downers Grove3.13%9.25%
Lisle3.17%8.46%

Woodridge Renters Insurance as a Percentage of Rent

Woodridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 86 2.0% $762
$500 to $749 211 5.0% $1887
$750 to $999 1,457 34.0% $2637
$1,000 to $1,499 1,721 40.0% $3762
$1,500 or more 713 16.0% $5412

Woodridge, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Woodridge Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,600$10,800
Net Savings to Woodridge Home Owner from High Deductible Plan $800

Woodridge, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodridge, IL Home Replacement Value MORE than Home Value Woodridge, IL Home Replacement Value LESS than Home Value
Replacement Value $557,500 $389,500
Insurance Premium based on Replacement Value $2,900 $2,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,000 Risk Exposure from Under Insuring Coverage is $115,000
Premium Impact Insurance cheaper by $600/year Insurance costlier by $275/year

Example Woodridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualState Farm
Monthly Premium 5820751
Year Built 200419762010
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$500000-$600000$175000-$200000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Woodridge, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 360,000 Tile Roof 2,440 4 $500 Deductible 1190 10 Brick siding yes
1972 205,000 Membrane Roof 1,310 3 $2500-$5000 Deductible 640 10 Stucco siding No
1975 540,000 Tile Roof 3,560 5 $2500-$5000 Deductible 830 4 Brick siding No
2008 280,000 Metal Roof 2,160 3 $500- $1000 Deductible 820 10 Vinyl siding No
1990 235,000 Wood Shake Roof 1,920 3 $500 Deductible 820 10 Brick siding yes
1983 415,000 Asphalt Shingles Roof 3,550 5 $500- $1000 Deductible 190 1 Vinyl siding yes
1973 610,000 Slate Shingles Roof 3,830 5 $2500-$5000 Deductible 2820 12 Stucco siding yes
2005 155,000 Shingles Roof 1,350 2 $500- $1000 Deductible 470 8 Stone Siding No
2013 150,000 Shingles Roof 1,050 2 $2500-$5000 Deductible 510 8 Stucco siding yes
2004 370,000 Tile Roof 2,380 3 $2500-$5000 Deductible 560 4 Stucco siding No
1988 345,000 Shingles Roof 2,590 4 $500- $1000 Deductible 820 7 Vinyl siding yes
1998 200,000 Metal Roof 1,580 5 $500- $1000 Deductible 500 8 Stone Siding No
2011 280,000 Metal Roof 2,110 3 $500- $1000 Deductible 350 3 Fiber-Cement Siding No
1992 280,000 Slate Shingles Roof 2,170 3 $1000-$2500 Deductible 190 2 Brick siding No
2014 170,000 Metal Roof 1,310 2 $500 Deductible 130 2 Brick siding yes
1977 310,000 Tile Roof 2,210 3 $1000-$2500 Deductible 1100 10 Vinyl siding No
2010 310,000 Composition Roof 2,420 4 $2500-$5000 Deductible 520 5 Stone Siding No
2010 255,000 Metal Roof 1,770 5 $500- $1000 Deductible 680 6 Vinyl siding yes
1987 560,000 Asphalt Shingles Roof 3,320 4 $5000 to $10,000 Deductible 860 6 Stucco siding No
2013 365,000 Membrane Roof 2,460 5 $5000 to $10,000 Deductible 280 2 Stone Siding yes
1971 270,000 Tile Roof 1,640 2 > $10,000 Deductible 320 6 Vinyl siding yes
1982 250,000 Asphalt Shingles Roof 1,980 4 $5000 to $10,000 Deductible 740 9 Brick siding No
1999 215,000 Wood Shake Roof 1,630 2 $2500-$5000 Deductible 740 8 Brick siding No
2012 125,000 Asphalt Shingles Roof 930 2 $500- $1000 Deductible 280 6 Stucco siding yes
1997 190,000 Asphalt Shingles Roof 1,490 3 $1000-$2500 Deductible 730 10 Vinyl siding yes
2010 360,000 Tile Roof 2,280 3 $500- $1000 Deductible 830 6 Wood siding No
2010 205,000 Asphalt Shingles Roof 1,720 4 $500- $1000 Deductible 110 1 Stone Siding No
1982 265,000 Wood Shake Roof 2,190 4 > $10,000 Deductible 420 9 Stucco siding No
2000 210,000 Metal Roof 1,520 2 $2500-$5000 Deductible 210 4 Wood siding yes
2000 275,000 Membrane Roof 1,890 3 $1000-$2500 Deductible 710 8 Vinyl siding No
1991 215,000 Metal Roof 1,520 5 $2500-$5000 Deductible 160 2 Wood siding yes
1996 255,000 Slate Shingles Roof 2,060 3 $2500-$5000 Deductible 950 12 Vinyl siding No
2011 200,000 Tile Roof 1,330 3 $500 Deductible 150 2 Fiber-Cement Siding No

Latest Home Insurance Reviews

State Farm
I will recommend my insurance company to many people greatly. i would want my friends and family to enjoy same offer am enjoying with them.
Aaa
My insurance provides discounts for multi policies. i have an auto insurance and a home insurance which gives me rebates.
Erie Insurance
The policies offered by Erie are better than what we had before. They provided more coverage at a lower premium. All in all I am happy with our switch to Erie. Good value for our money.
Allstate
I would recommend All State to my family, friends because they have a College savings plan, a tuition plan for each plan can pay for college expenses.
Progressive
I believe i pay around thirteen dollars every other month, which is about what i was paying with my prior company. I don't have to do any annual updates or anything silly like that though, I just set it and forget it.
Allstate
Allstate was able to offer me the same amount of coverage for a lower price. I made sure to compare the exact amounts, that way I wasn't sacrificing coverage to save a dollar.
State Farm
we have had two positive experience with this company in just over a year. great price and good customer service
State Farm
My home insurance company policy offerings compared to other insurance providers helps protect you, your home and your belongings from a variety of unexpected events.
Allstate
Every 5-6 months i get a call from the staff to review my policies to be certain i've got what i need, they also let me know about new programs/products that might help save me money.
Farmer's Insurance
Farmers' idea of emergency road assistance does not really work at all for us so i gave up and got emergency road coverage on my phone instead.
State Farm
They are just another insurance company, but I like the local nature of my agent and their office. It is a lot easier to get results when you can see and speak to someone face to face. I make my living off the internet, but it has many problems in my opinion.
State Farm
The people I have talked to were all nice and friendly and were easy to understand when it came to some of the aspects of insurance I am not that familiar with.
Nationwide
I rate Nationwide home insurance on a scale of 4. Nationwide insurance is awesome in helping me file claims and understanding the fine prints.
Meemic Insurance
I have not looked at other companies to compare prices so I am not able to speak accurately to that but I think that the price I am paying is fair and competitive.
Horace Mann Educators Corporation
Simply put, we were able to get great coverage for far less premium than with any other company. Specifically, with the house, two cars, life and accident coverages, our premium is $140 less per year than when we rented.
Progressive
I would reccommend my home insurance company to people in the future. Their rates are competitive and overall customer service is good even though I have not had to file a claim for anything yet.

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