Woodmere Insurance Rates:

Woodmere, NY homeowners insurance is nearly $584 to $795, about $48-$66/month. Our complete guide shows customers can save upto $276 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Woodmere, NY Homeowners Insurance By Home Value

Woodmere, NY Home Value Total Homes % of Total Average Woodmere, NY Homeowners Insurance
Less than $50,000 28 6.0% $27
$60,000 to $69,999 18 4.0% $69
$100,000 to $124,999 41 9.0% $117
$150,000 to $174,999 28 6.0% $179
$175,000 to $199,999 15 3.0% $207
$200,000 to $249,999 22 5.0% $248
$250,000 to $299,999 42 9.0% $303
$300,000 to $399,999 236 54.0% $386

Top Home Insurance Agents Near Woodmere, NY

Home Insurance Company Near Woodmere, NY Homeowners Insurance Agency Near Woodmere, NY Address
Nationwide Gavin J Ramnarine Agency 198 Main Street, Nanuet, NY, 10954
Allstate James Quigley 415 Cedar Ln, Teaneck, NJ, 7666
Liberty Mutual Jason Tansey 160 Pehle Avenue Ste 101, Saddle Brook, NJ, 7663
Liberty Mutual Marjorie Brower 171 Lake Street Ste 1, Ramsey, NJ, 7446
Travelers Supreme Agency Inc 4250 VETERANS MEMORIAL HWY STE 245E, HOLBROOK, NY, 11741

Cost Of Homeowners Insurance By Street Near Woodmere, NY

Streets in Woodmere Area Homeowners Insurance Cost
Highland Pl, Woodmere Blvd S, Ike Pl, Kilmer Ln, Barr Ave, Carlyle St, Hazel Pl, Mayfield Rd, Station Pl, Haven Pl$693
Stuart Dr, Gilbert Pl, Newport Dr, Iris St, Colfax Pl, Fordham Ln, Kirby Ave, Plainfield Ln, Cedarwood Dr, Nutley Pl$692
Eagle Dr, Woodmere Ct, Raleigh Ln, Carol Ave, Captains Rd, Stevenson St, Allen Rd, Leheigh Ln, Prescott Pl, Hungry Harbor Rd$688
Newburg Ave, Burton Ave, Lafayette Dr, Combs Ave, Oceanpoint Ave, Van Dam St, Singleton Ave, Lark Ct, Church Ave, E Prospect St$685
Narrow Ln, Benton St, Oliver Ave, Waterview Dr, Midwood Rd, Hook St, Lido Ln, Crawford Rd, North Ave, Loft Rd$687

Woodmere, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodmere$103 to $105
Cedarhurst$101
South Valley Stream$98
Hewlett Bay Park$114

Woodmere, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cedarhurst village, New York $101 $135 $203
South Valley Stream CDP, New York $98 $131 $197
Hewlett Bay Park village, New York $115 $153 $230

Woodmere, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodmere, NY1.5%5.7%
Cedarhurst1.57%5.62%
South Valley Stream1.55%5.48%
Hewlett Bay Park1.59%6.37%

Woodmere Renters Insurance as a Percentage of Rent

Woodmere Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 26 5.0% $1876
$750 to $999 16 3.0% $2626
$1,000 to $1,499 223 43.0% $3751
$1,500 or more 244 47.0% $5401

Woodmere, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Woodmere Homeowner Insurance Premium Example $10,800$10,400
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $87,900$86,700
Net Savings to Woodmere Home Owner from High Deductible Plan $1,200

Woodmere, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodmere, NY Home Replacement Value MORE than Home Value Woodmere, NY Home Replacement Value LESS than Home Value
Replacement Value $756,500 $517,000
Insurance Premium based on Replacement Value $8,700 $5,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $113,500 Risk Exposure from Under Insuring Coverage is $126,000
Premium Impact Insurance cheaper by $1,450/year Insurance costlier by $1,300/year

Example Woodmere Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualState Farm
Monthly Premium 807651765
Year Built 196019771942
Home Details 4 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $800000-$900000$800000-$900000$800000-$900000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Woodmere, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1946 585,000 Metal Roof 1,760 4 $500 Deductible 750 2 Vinyl siding No
1968 815,000 Shingles Roof 2,370 5 $2500-$5000 Deductible 4460 7 Stucco siding yes
1942 740,000 Composition Roof 2,270 4 $500- $1000 Deductible 3160 5 Stucco siding No
1944 1,300,000 Membrane Roof 4,630 5 $1000-$2500 Deductible 9190 12 Fiber-Cement Siding yes
1941 640,000 Slate Shingles Roof 1,880 5 $1000-$2500 Deductible 5650 10 Brick siding No
1974 395,000 Composition Roof 1,710 4 $5000 to $10,000 Deductible 770 5 Vinyl siding No
1972 1,455,000 Membrane Roof 4,360 5 $2500-$5000 Deductible 5880 10 Stucco siding yes
1976 1,325,000 Asphalt Shingles Roof 3,840 5 $5000 to $10,000 Deductible 3470 6 Stone Siding yes
1948 1,050,000 Composition Roof 3,100 4 > $10,000 Deductible 1100 3 Fiber-Cement Siding No
1972 775,000 Membrane Roof 2,530 4 > $10,000 Deductible 3470 9 Wood siding yes
1965 395,000 Wood Shake Roof 1,610 4 $1000-$2500 Deductible 2540 10 Wood siding yes
1973 580,000 Slate Shingles Roof 2,110 4 > $10,000 Deductible 750 3 Brick siding yes
1972 420,000 Composition Roof 1,700 4 $5000 to $10,000 Deductible 1490 6 Vinyl siding No
1977 570,000 Membrane Roof 1,790 4 $2500-$5000 Deductible 810 2 Stucco siding yes
1979 530,000 Slate Shingles Roof 1,550 5 > $10,000 Deductible 190 1 Stucco siding No
1961 1,385,000 Wood Shake Roof 4,610 5 $500- $1000 Deductible 5260 7 Fiber-Cement Siding yes
1963 985,000 Wood Shake Roof 3,230 4 > $10,000 Deductible 4670 10 Wood siding No
1965 525,000 Metal Roof 2,150 5 $500- $1000 Deductible 1060 3 Brick siding No
1972 745,000 Asphalt Shingles Roof 2,200 4 $5000 to $10,000 Deductible 3150 9 Wood siding No
1970 1,170,000 Metal Roof 3,510 5 $2500-$5000 Deductible 2720 4 Stone Siding yes
1947 1,195,000 Tile Roof 3,570 5 $5000 to $10,000 Deductible 2910 7 Stone Siding No
1978 825,000 Composition Roof 3,200 4 $2500-$5000 Deductible 4540 7 Stone Siding yes
1977 805,000 Tile Roof 3,200 5 $2500-$5000 Deductible 6530 12 Wood siding yes
1972 635,000 Asphalt Shingles Roof 2,540 4 $1000-$2500 Deductible 3940 10 Fiber-Cement Siding No
1942 825,000 Shingles Roof 3,070 4 $500 Deductible 4630 6 Stucco siding No
1975 585,000 Asphalt Shingles Roof 1,750 4 $2500-$5000 Deductible 910 3 Wood siding No
1976 1,145,000 Slate Shingles Roof 3,710 5 $2500-$5000 Deductible 4180 7 Wood siding yes
1965 360,000 Wood Shake Roof 1,540 5 $5000 to $10,000 Deductible 2880 12 Vinyl siding No
1943 600,000 Tile Roof 1,900 5 > $10,000 Deductible 880 4 Stone Siding No
1966 990,000 Tile Roof 2,980 5 $2500-$5000 Deductible 7060 10 Fiber-Cement Siding yes
1964 1,295,000 Tile Roof 3,790 5 $1000-$2500 Deductible 730 1 Wood siding No