Woodlawn Insurance Rates:

Woodlawn, MD homeowners insurance is approximately $587 to $797, about $48-$66/month. Our complete research shows customers can save as much as $276 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My insurance company covers pool slides, not all companies are willing to do that. they send out their bill well in advance since it is a large one it is nice to be able to plan for it.
Metlife
I did not like the fact that they (the company overall) are sending me offers via emails and tips as if they wanted me to add more features and benefits to the account. they originally didn't do it when i just had the car insurance.
Usaa
This company offers other types of insurance in addition to homeowners. it is convenient to have several types of insurance available.
Usaa
The website is easy to use. It is easy to see my different policies and/or banking information. I can easily find answers to questions I have to ways of contacting assistance.
Geico
I like their availability, customer service, and their wide range of coverage.
Liberty Mutual
Transparency. They don't really explain why things change when they do or why they are recommending all the products that they do. The only other thing is that occasionally I get conflicting information or answers from my agent and the company about questions.
State Farm
There are pretty consistently good. They could be a bit faster when I call them regarding issues, but generally speaking, I'm satisfied with their service and speed.
Usaa
After a bad storm where my roof was damaged, Alfa had an insurance claim specialist at my house within two days. They gave me a generous amount to get the roof repaired.
Allstate
I feel rates should be lower. I also feel they should do more to remind you that bills are due.
Usaa
I would rate their customer service a 5 in my opinion. I always feel like they try their best to make me happy. Whenever I have a problem they always go out of their way to solve it.

Woodlawn, MD Homeowners Insurance By Home Value

Woodlawn, MD Home Value Total Homes % of Total Average Woodlawn, MD Homeowners Insurance
Less than $50,000 153 1.0% $69
$100,000 to $124,999 493 5.0% $325
$125,000 to $149,999 367 4.0% $408
$150,000 to $174,999 1,075 12.0% $484
$175,000 to $199,999 989 11.0% $560
$200,000 to $249,999 2,242 25.0% $678
$250,000 to $299,999 1,751 19.0% $830
$300,000 to $399,999 1,589 17.0% $1051

Top Home Insurance Agents Near Woodlawn, MD

Home Insurance Company Near Woodlawn, MD Homeowners Insurance Agency Near Woodlawn, MD Address
NA Campion Insurance, Inc. 900 S. Main St, #106 , Bel Air, MD, 21014
State Farm Doug Mayer 1298 Cronson Blvd Ste 103, Crofton, MD, 21114-2046
Allstate Fleetwood Athey 100 Talbot Blvd, Chestertown, MD, 21620
Travelers Foundation Insurance Group Inc 803 W Broad Street Suite 500, Falls Church, VA, 22046
Travelers Ridgebrook Insurance Services Inc 909 Ridgebrook Rd Ste 116, Sparks, MD, 21152

Cost Of Homeowners Insurance By Street Near Woodlawn, MD

Streets in Woodlawn Area Homeowners Insurance Cost
Dorchester Ave, Chamberlain Rd, Upper Mills Cir, Regent Ct, Lord Baltimore Dr, Montgomery St, Top View Ct, Stamford Rd, Cedar Springs Ct, Slate Mills Ct$708
Cedar Heights Ct, State Hwy 122, Martin Dr, Prestwick Sq, Ransome Dr, Purnell Dr, Gibsonwood Rd, Prince George St, Krone Ct, Pear Blossum Ct$688
Blackridge Ct, Appold Ln, Hutton Ave, Kernan Dr, Spring Gate Rd, Monika Pl, Amber Way, Halfpenny Ln, Cantwell Rd, W Bend Ct$684
Brompton Rd, Thistlebloom Ave, Harwall Rd, Lawnwood Cir, Beacon Hill Rd, Alsab Ct, Lenore Ct, Doe Hill Ct, Nuwood Dr, Sanbourne Rd$684
Sunny Ln, Country Mill Ct, Kirkwood Rd, Munford Rd, E Rolling Cross Rd, Crosby Rd, York Mills Ct, Southridge Rd, Northland Rd, Gaybrook Rd$689

Woodlawn, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodlawn$103 to $106
Catonsville$107
Milford Mill$103
Ellicott City$115

Woodlawn, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Catonsville CDP, Maryland $89 $119 $178
Milford Mill CDP, Maryland $87 $115 $173
Lochearn CDP, Maryland $86 $115 $172

Woodlawn, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodlawn, MD3.4%12.4%
Catonsville3.12%11.01%
Milford Mill3.37%12.76%
Lochearn3.51%11.44%

Woodlawn Renters Insurance as a Percentage of Rent

Woodlawn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 120 2.0% $339
$200 to $299 181 3.0% $789
$300 to $499 156 2.0% $1239
$500 to $749 398 7.0% $1914
$750 to $999 1,205 22.0% $2664
$1,000 to $1,499 2,255 41.0% $3789
$1,500 or more 1,105 20.0% $5439

Average Cost Of Home Insurance By Company In Areas Nearby Woodlawn For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
250,000 500 Frame 35 Allied Property & Casualty Insurance Co. 989
300,000 500 Frame 25 Amica Mutual Insurance Co. 1,245
400,000 1,000 Frame 10 Csaa Affinity Insurance Co. 1,087
400,000 1,000 Frame 10 Donegal Mutual Insurance Co. 927
250,000 500 Frame 35 Ngm Insurance Co. 704
400,000 1,000 Frame 10 Qbe Insurance Corp. 1,122
250,000 500 Frame 35 Stillwater P & C Insurance Co. 1,023
250,000 500 Frame 35 United Services Automobile Association 1,398
400,000 1,000 Frame 10 Unitrin Auto & Home Insurance Co. 982
250,000 500 Frame 35 Universal Property & Casualty Ins. Co. 1,011

Woodlawn, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Woodlawn Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$9,900
Net Savings to Woodlawn Home Owner from High Deductible Plan $1,200

Woodlawn, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodlawn, MD Home Replacement Value MORE than Home Value Woodlawn, MD Home Replacement Value LESS than Home Value
Replacement Value $353,500 $232,500
Insurance Premium based on Replacement Value $2,075 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,500 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $400/year

Example Woodlawn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualGEICO Insurance
Monthly Premium 8712577
Year Built 198019912000
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$350000-$400000$150000-$175000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Woodlawn, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 325,000 Wood Shake Roof 2,180 4 $5000 to $10,000 Deductible 880 12 Wood siding No
2006 180,000 Composition Roof 1,560 3 $2500-$5000 Deductible 300 6 Brick siding No
1984 140,000 Shingles Roof 1,380 3 $500- $1000 Deductible 290 6 Vinyl siding No
1976 220,000 Wood Shake Roof 2,070 4 $2500-$5000 Deductible 630 6 Fiber-Cement Siding No
1997 180,000 Slate Shingles Roof 1,340 3 $5000 to $10,000 Deductible 520 12 Vinyl siding yes
1966 510,000 Tile Roof 4,020 5 $1000-$2500 Deductible 740 4 Stucco siding No
2009 315,000 Metal Roof 2,980 4 $500- $1000 Deductible 1090 12 Vinyl siding No
1974 155,000 Asphalt Shingles Roof 1,240 3 $2500-$5000 Deductible 390 8 Stucco siding No
1979 175,000 Tile Roof 1,400 3 $500 Deductible 70 1 Stucco siding yes
1985 390,000 Shingles Roof 3,590 5 $500 Deductible 480 4 Fiber-Cement Siding No
1971 180,000 Slate Shingles Roof 1,610 4 $500 Deductible 630 8 Stone Siding yes
1979 495,000 Wood Shake Roof 4,010 5 $500 Deductible 850 4 Wood siding No
1989 250,000 Wood Shake Roof 1,690 4 $1000-$2500 Deductible 780 10 Stucco siding yes
1995 140,000 Membrane Roof 1,280 2 $2500-$5000 Deductible 90 2 Brick siding yes
1967 275,000 Membrane Roof 2,270 4 $1000-$2500 Deductible 410 6 Stucco siding yes
1961 395,000 Metal Roof 3,940 5 $1000-$2500 Deductible 590 4 Fiber-Cement Siding yes
1971 125,000 Metal Roof 1,030 2 $500- $1000 Deductible 240 4 Stone Siding yes
2008 370,000 Metal Roof 3,220 5 $500- $1000 Deductible 670 6 Brick siding yes
1990 305,000 Wood Shake Roof 2,130 4 $1000-$2500 Deductible 1320 12 Brick siding yes
2001 260,000 Tile Roof 2,080 4 $1000-$2500 Deductible 80 1 Stone Siding No
2002 295,000 Asphalt Shingles Roof 2,950 4 $5000 to $10,000 Deductible 720 10 Stucco siding yes
1961 355,000 Shingles Roof 2,620 4 $2500-$5000 Deductible 320 4 Vinyl siding No
1997 300,000 Slate Shingles Roof 2,480 4 $500- $1000 Deductible 670 5 Fiber-Cement Siding yes
1986 190,000 Shingles Roof 1,800 2 $500- $1000 Deductible 460 6 Fiber-Cement Siding yes
1963 310,000 Membrane Roof 2,150 4 $5000 to $10,000 Deductible 720 9 Wood siding No
2007 180,000 Wood Shake Roof 1,400 2 $1000-$2500 Deductible 160 2 Stucco siding yes
1968 205,000 Asphalt Shingles Roof 1,840 4 $5000 to $10,000 Deductible 560 12 Fiber-Cement Siding yes
1981 190,000 Composition Roof 1,560 3 $5000 to $10,000 Deductible 520 10 Stucco siding yes
1960 615,000 Asphalt Shingles Roof 4,930 5 > $10,000 Deductible 270 2 Stone Siding No
1984 440,000 Wood Shake Roof 3,040 5 $1000-$2500 Deductible 310 2 Stone Siding yes
1981 185,000 Composition Roof 1,690 4 $2500-$5000 Deductible 410 9 Wood siding No
2009 320,000 Asphalt Shingles Roof 2,130 5 > $10,000 Deductible 880 12 Stucco siding No