Woodhaven Insurance Rates:

Woodhaven, MI homeowners insurance is approximately $635 to $867, about $52-$72/month. Our detailed guide indicates shoppers can save upto $300 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Woodhaven, MI Homeowners Insurance By Home Value

Woodhaven, MI Home Value Total Homes % of Total Average Woodhaven, MI Homeowners Insurance
Less than $50,000 348 9.0% $135
$70,000 to $79,999 163 4.0% $420
$80,000 to $89,999 211 5.0% $480
$90,000 to $99,999 261 6.0% $540
$100,000 to $124,999 687 18.0% $623
$125,000 to $149,999 543 14.0% $781
$150,000 to $174,999 731 19.0% $923
$175,000 to $199,999 239 6.0% $1066
$200,000 to $249,999 374 10.0% $1284
$250,000 to $299,999 88 2.0% $1569

Top Home Insurance Agents Near Woodhaven, MI

Home Insurance Company Near Woodhaven, MI Homeowners Insurance Agency Near Woodhaven, MI Address
NA A O Underwriters, Ltd. 2285 N Opdyke Rd #D Auburn Hills, Auburn Hills, MI, 48326
Liberty Mutual Joseph Ide 4405 Talmadge Rd. Ste 2, Toledo, OH, 43623
State Farm Mary Curran 28151 Woodward Ave, Berkley, MI, 48072-0910
Liberty Mutual Maureen Belknap 760 W. Eisenhower Pkwy Ste 100, Ann Arbor, MI, 48103
State Farm Steve Decker 4444 Keystone Ste D, Maumee, OH, 43537-8796

Cost Of Homeowners Insurance By Street Near Woodhaven, MI

Streets in Woodhaven Area Homeowners Insurance Cost
Genesis Dr, Camden St, Kensington Dr, White Pine St, Ryegate St, Camille Dr, Orleans Pl, Gudith Rd, Nelson St, Park Ln$744
Pine Cone Dr, Timber Ridge Ct, Cranbrook St, Reinhardt St, Chelsea Ln, Forrest Hill Ct, Sherwood Ln, Greenwood Dr, Montebello Dr, Laurie Ct$747
Sandra Ct, Fairway Dr E, Buckingham Dr, Barrington Dr, Kirckway Cir, Inverness St, Tiffany Dr, Cabot Ct, Orchard, Gatehouse Dr S$755
Colonial Dr, Pepperwood Dr, Timber Ridge Dr, Birch Dr, Research Way, Windsor Ct, Maplehurst Ct, Marsh Creek Blvd, Woodview, Balfour$754
Truwood St, Loretta St, Willow Cove, Fairway Dr N, Dover Dr, Sussex Ct, Independence St, Kim Ave, Old Mill Ct, Coachlight Rd$751

Woodhaven, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodhaven$111 to $113
Brownstown charter$115
Trenton$112
Gibraltar$111

Woodhaven, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Brownstown charter township, Wayne County, Michigan $96 $128 $192
Trenton city, Michigan $94 $125 $187
Gibraltar city, Michigan $93 $124 $186

Woodhaven, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodhaven, MI3.8%10.9%
Brownstown charter3.7%12.05%
Trenton4.03%11.37%
Gibraltar4.14%10.91%

Woodhaven Renters Insurance as a Percentage of Rent

Woodhaven Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 61 5.0% $1243
$500 to $749 637 54.0% $1918
$750 to $999 288 24.0% $2668
$1,000 to $1,499 125 10.0% $3793
$1,500 or more 49 4.0% $5443

Woodhaven, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Woodhaven Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Woodhaven Home Owner from High Deductible Plan $600

Woodhaven, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodhaven, MI Home Replacement Value MORE than Home Value Woodhaven, MI Home Replacement Value LESS than Home Value
Replacement Value $139,000 $100,000
Insurance Premium based on Replacement Value $600 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Woodhaven Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 1369348
Year Built 198420081996
Home Details 5 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 1 Baths
Coverage Amount $400000-$500000$175000-$200000$125000-$150000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Woodhaven, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 80,000 Membrane Roof 990 2 $500- $1000 Deductible 30 1 Fiber-Cement Siding No
1997 130,000 Wood Shake Roof 1,450 2 $500- $1000 Deductible 550 10 Stone Siding No
1980 240,000 Slate Shingles Roof 2,610 4 $2500-$5000 Deductible 570 8 Stone Siding No
2000 150,000 Composition Roof 2,070 3 $2500-$5000 Deductible 530 10 Brick siding No
1985 130,000 Metal Roof 1,540 5 $2500-$5000 Deductible 140 4 Vinyl siding yes
1998 190,000 Slate Shingles Roof 2,480 4 $1000-$2500 Deductible 40 1 Fiber-Cement Siding No
2013 85,000 Asphalt Shingles Roof 1,020 2 $1000-$2500 Deductible 190 7 Stucco siding No
1981 165,000 Tile Roof 1,640 2 $500- $1000 Deductible 640 9 Stone Siding yes
1983 210,000 Wood Shake Roof 2,270 4 > $10,000 Deductible 70 2 Stone Siding yes
1989 235,000 Membrane Roof 2,610 5 > $10,000 Deductible 290 6 Stucco siding yes
1988 180,000 Membrane Roof 2,290 3 $2500-$5000 Deductible 620 9 Stucco siding yes
1987 185,000 Membrane Roof 2,340 4 $2500-$5000 Deductible 60 1 Brick siding No
2004 165,000 Metal Roof 1,920 5 $1000-$2500 Deductible 110 2 Vinyl siding No
2009 165,000 Asphalt Shingles Roof 2,090 3 $5000 to $10,000 Deductible 190 5 Brick siding No
1986 115,000 Shingles Roof 1,640 4 $1000-$2500 Deductible 140 3 Stone Siding No
2014 220,000 Metal Roof 2,800 4 $500- $1000 Deductible 920 9 Vinyl siding No
1987 170,000 Metal Roof 1,870 4 $2500-$5000 Deductible 190 3 Vinyl siding yes
1992 195,000 Metal Roof 2,300 3 $5000 to $10,000 Deductible 260 7 Stone Siding yes
2001 115,000 Slate Shingles Roof 1,690 2 $2500-$5000 Deductible 70 2 Stucco siding yes
1985 200,000 Metal Roof 2,880 5 $500- $1000 Deductible 660 8 Vinyl siding yes
1991 85,000 Asphalt Shingles Roof 980 2 $500- $1000 Deductible 150 4 Stone Siding No
1986 180,000 Asphalt Shingles Roof 1,810 5 $500- $1000 Deductible 330 4 Stucco siding No
2014 300,000 Metal Roof 3,280 4 $2500-$5000 Deductible 580 6 Stucco siding No
1980 300,000 Composition Roof 3,450 5 $2500-$5000 Deductible 1200 9 Vinyl siding yes
2010 175,000 Shingles Roof 1,910 4 $500- $1000 Deductible 390 5 Vinyl siding No
1988 140,000 Tile Roof 1,840 5 $500 Deductible 280 6 Wood siding No
2007 265,000 Shingles Roof 2,830 4 $5000 to $10,000 Deductible 500 7 Wood siding yes
1985 145,000 Wood Shake Roof 1,490 3 $500 Deductible 470 9 Stucco siding yes
1994 165,000 Metal Roof 1,670 2 $500 Deductible 630 9 Fiber-Cement Siding No
1991 105,000 Wood Shake Roof 1,330 2 $1000-$2500 Deductible 380 8 Stucco siding yes
2008 265,000 Membrane Roof 3,070 5 $2500-$5000 Deductible 350 6 Fiber-Cement Siding No
1997 210,000 Metal Roof 2,680 4 $2500-$5000 Deductible 910 12 Stucco siding No
2005 115,000 Slate Shingles Roof 1,390 2 $500 Deductible 210 5 Wood siding yes
2000 365,000 Tile Roof 4,270 5 $2500-$5000 Deductible 760 7 Brick siding No