Woodcliff Lake Insurance Rates:

Woodcliff Lake, NJ homeowners insurance is about $824 to $1,139, about $68-$94/month. Our exhaustive analysis indicates shoppers can save upto $392 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Woodcliff Lake, NJ Homeowners Insurance By Home Value

Woodcliff Lake, NJ Home Value Total Homes % of Total Average Woodcliff Lake, NJ Homeowners Insurance
$60,000 to $69,999 8 6.0% $78
$100,000 to $124,999 12 9.0% $137
$175,000 to $199,999 11 8.0% $245
$300,000 to $399,999 100 76.0% $461

Top Home Insurance Agents Near Woodcliff Lake, NJ

Home Insurance Company Near Woodcliff Lake, NJ Homeowners Insurance Agency Near Woodcliff Lake, NJ Address
Travelers Arthur J Gallagher & Co 101 JFK PKWY, SHORT HILLS, NJ, 7078
Farmers Christine Veliz 229 Bloomfield Ave, Newark, NJ, 7104
State Farm Ella Yelkin 2635 Cony Is Ave, Brooklyn, NY, 11223-5501
Allstate Ibrahim Gurna 4511 34th Ave, Long Island City, NY, 11101
State Farm John O'Brien 2016 Central Park Ave, Yonkers, NY, 10710-2444

Cost Of Homeowners Insurance By Street Near Woodcliff Lake, NJ

Streets in Woodcliff Lake Area Homeowners Insurance Cost
Holly Ct, David Ln, Brookview Dr, Highview Ave, Balsam Rd, Campbell Ave, Martha St, Bonnie Ln, Kenwood Dr, Old Pascack Rd$973
Gary Ct, Elaine Ct, Stonewall Ct, Princeton Dr, Wright St, Douglas Ter, Deerfield Ln, Andrea Ct, Ruckman Ave, Maria Rd$983
Fieldstone Ct, Heidi Ln, Linda Ter, Clairmont Dr, Tamarack Dr, Briarwood Ct, Taryn Ct, Emery Ln, Lyons Ct, Olde English Ct$986
Daniel Ct, Leonard Ct, Pinecrest Dr, Cricket Ln, Van Riper Ln, Bliss Ct, Carrington Ct, Royal Park Ter, Sibbald Dr, Henke Ct$991
Balsm Rd, Woodcliff Ave, Sylvia Ct, Woodmont Dr, Avon Pl, Somerset Dr, Chestnut Ridge Rd, Edward Pl, Mullholland Dr, Amy Ct$990

Woodcliff Lake, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodcliff Lake$145 to $149
Park Ridge$138
Saddle River$159
Montvale$141

Woodcliff Lake, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Park Ridge borough, New Jersey $138 $184 $276
Hillsdale borough, New Jersey $138 $184 $276
Saddle River borough, New Jersey $159 $212 $318

Woodcliff Lake, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodcliff Lake, NJ2.3%8.2%
Park Ridge2.52%7.68%
Hillsdale2.4%7.67%
Saddle River2.21%8.84%

Woodcliff Lake Renters Insurance as a Percentage of Rent

Woodcliff Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 11 6.0% $1848
$750 to $999 8 4.0% $2598
$1,000 to $1,499 11 6.0% $3723
$1,500 or more 131 81.0% $5373

Woodcliff Lake, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$4,700
Yearly Woodcliff Lake Homeowner Insurance Premium Example $4,400$3,600
Out of Pocket Expense During Claim$700$4,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $27,100$26,300
Net Savings to Woodcliff Lake Home Owner from High Deductible Plan $800

Woodcliff Lake, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodcliff Lake, NJ Home Replacement Value MORE than Home Value Woodcliff Lake, NJ Home Replacement Value LESS than Home Value
Replacement Value $885,000 $612,000
Insurance Premium based on Replacement Value $5,050 $3,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $125,500 Risk Exposure from Under Insuring Coverage is $147,500
Premium Impact Insurance cheaper by $850/year Insurance costlier by $700/year

Example Woodcliff Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualNationwide Insurance
Monthly Premium 250351314
Year Built 200519401978
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths5 Beds, 4 Baths
Coverage Amount $700000-$800000More than 10000000$800000-$900000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Woodcliff Lake, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 930,000 Membrane Roof 3,360 4 $5000 to $10,000 Deductible 2560 12 Stucco siding No
2002 470,000 Composition Roof 1,680 4 $2500-$5000 Deductible 500 3 Stone Siding yes
2009 490,000 Slate Shingles Roof 1,650 4 $500 Deductible 2300 12 Brick siding No
1975 670,000 Asphalt Shingles Roof 1,650 5 $1000-$2500 Deductible 1800 8 Fiber-Cement Siding yes
2005 810,000 Metal Roof 2,960 4 > $10,000 Deductible 300 2 Stone Siding yes
1948 840,000 Wood Shake Roof 2,180 5 $1000-$2500 Deductible 1670 7 Wood siding yes
1984 680,000 Metal Roof 2,410 5 $500- $1000 Deductible 270 1 Wood siding yes
1960 1,135,000 Slate Shingles Roof 3,690 5 $500- $1000 Deductible 3200 9 Vinyl siding yes
1966 1,170,000 Membrane Roof 3,240 4 $500- $1000 Deductible 2820 7 Fiber-Cement Siding yes
1970 1,845,000 Shingles Roof 4,810 5 $2500-$5000 Deductible 2410 9 Brick siding No
1947 615,000 Asphalt Shingles Roof 1,620 5 $5000 to $10,000 Deductible 780 4 Brick siding No
1988 1,155,000 Metal Roof 2,850 4 $500- $1000 Deductible 1140 3 Stone Siding No
1978 775,000 Wood Shake Roof 1,900 4 $2500-$5000 Deductible 410 2 Fiber-Cement Siding yes
1984 580,000 Membrane Roof 1,620 4 $1000-$2500 Deductible 1290 5 Wood siding No
1967 630,000 Shingles Roof 2,220 5 $500- $1000 Deductible 1100 5 Fiber-Cement Siding No
1949 710,000 Slate Shingles Roof 2,520 5 > $10,000 Deductible 420 3 Fiber-Cement Siding yes
1985 1,150,000 Slate Shingles Roof 2,840 4 $2500-$5000 Deductible 2870 10 Stucco siding No
1942 810,000 Composition Roof 2,570 4 > $10,000 Deductible 1190 6 Stone Siding No
1987 1,290,000 Wood Shake Roof 3,370 4 $2500-$5000 Deductible 1580 5 Stone Siding No
2009 860,000 Slate Shingles Roof 2,500 5 $1000-$2500 Deductible 310 1 Stone Siding yes
2000 835,000 Shingles Roof 2,160 4 $2500-$5000 Deductible 2090 9 Stucco siding No
1965 935,000 Tile Roof 3,150 4 $5000 to $10,000 Deductible 3050 12 Fiber-Cement Siding yes
2005 840,000 Tile Roof 2,080 4 $500 Deductible 2490 7 Stucco siding No
1940 1,305,000 Wood Shake Roof 3,970 5 $500- $1000 Deductible 310 1 Stucco siding No
1977 730,000 Wood Shake Roof 1,830 4 $500 Deductible 3180 12 Brick siding yes
1985 1,065,000 Metal Roof 3,880 5 $2500-$5000 Deductible 3410 12 Fiber-Cement Siding No
1972 1,605,000 Composition Roof 4,090 5 $500 Deductible 1560 4 Stone Siding yes
1962 775,000 Tile Roof 2,550 4 $1000-$2500 Deductible 1890 8 Brick siding No
1982 1,445,000 Tile Roof 4,720 5 $500- $1000 Deductible 1690 4 Fiber-Cement Siding No
2007 680,000 Shingles Roof 1,670 4 $5000 to $10,000 Deductible 1820 9 Stone Siding No
1945 1,220,000 Slate Shingles Roof 3,820 5 $500- $1000 Deductible 1800 5 Fiber-Cement Siding No