Woodbury Insurance Rates:

Woodbury, NY homeowners insurance is approximately $539 to $733, about $44-$61/month. Our exhaustive guide shows customers can save upto $254 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Woodbury, NY Homeowners Insurance By Home Value

Woodbury, NY Home Value Total Homes % of Total Average Woodbury, NY Homeowners Insurance
$125,000 to $149,999 27 1.0% $248
$150,000 to $174,999 65 2.0% $292
$175,000 to $199,999 80 3.0% $337
$200,000 to $249,999 243 10.0% $407
$250,000 to $299,999 589 25.0% $502
$300,000 to $399,999 1,192 52.0% $636

Top Home Insurance Agents Near Woodbury, NY

Home Insurance Company Near Woodbury, NY Homeowners Insurance Agency Near Woodbury, NY Address
NA The Omni Agency, Inc. 3021 Avenue J Brooklyn, NYC, NY, 11210
NA One Look Insurance Brokerage Corp 2800 Bruckner Blvd Ste 201 Bronx, NYC, NY, 10465
NA Winston Bernal Dba Wb Insurance Solutions Brokerage 10 Alladin Ct , Wappingers Falls, NY, 12590
State Farm Bill Hannan 70 E Main St, Oyster Bay, NY, 11771-2416
Liberty Mutual Peter Pietrini 35 Corporate Dr., Trumbull, CT, 6611

Cost Of Homeowners Insurance By Street Near Woodbury, NY

Streets in Woodbury Area Homeowners Insurance Cost
Cherry Ct, W End Dr, Thomas Way, Trout Brook Rd, Leone Ct, Ramapo Ave, Gillian Ct, Co Rd 71, Winans Rd, Vista Ln$633
Grane Pl, Cathy Ct, Barr Ln, Abrams Rd, Ash Ct, Quaker Rd, Barnard Ct, Benedict Rd, Apple Hill, Horizon Ct$633
Sunset Rd, Silver Maples Dr, Pumphouse Rd, Proctoria Rd, Longview Farms, Brigadoon Blvd, Seven Lakes Rd, Diamond Dr, Lewis Cir, Lexington Hl$632
Eichelberger Rd, Silver Maples Park, Morgan Farm Rd, Food Ct, Wind Mill Ct, Carriage Ln, Tiorati Brook Rd, Bloodgood Ct, Pleasant Dr, Ridge$645
Linden Dr, Brookside Dr E, Sutherland Dr, Yale Dr, Winding Ln, Melody Ln S, Mineral Springs Rd, Dogwood Ct, Tracie Ln, Jackson St$635

Woodbury, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodbury$95 to $97
Harriman$92
Kiryas Joel$95
Mountain Lodge Park$90

Woodbury, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harriman village, New York $77 $103 $154
Mountain Lodge Park CDP, New York $75 $100 $150
South Blooming Grove village, New York $78 $104 $156

Woodbury, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodbury, NY1.9%5.3%
Harriman2.33%5.65%
Kiryas Joel3.02%5.69%
Mountain Lodge Park2.6%5.01%

Woodbury Renters Insurance as a Percentage of Rent

Woodbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 71 16.0% $2651
$1,000 to $1,499 127 29.0% $3776
$1,500 or more 233 54.0% $5426

Woodbury, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Woodbury Homeowner Insurance Premium Example $2,700$2,300
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,800$19,000
Net Savings to Woodbury Home Owner from High Deductible Plan $800

Woodbury, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodbury, NY Home Replacement Value MORE than Home Value Woodbury, NY Home Replacement Value LESS than Home Value
Replacement Value $422,500 $242,500
Insurance Premium based on Replacement Value $4,700 $2,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $90,000 Risk Exposure from Under Insuring Coverage is $90,000
Premium Impact Insurance cheaper by $1,000/year Insurance costlier by $1,000/year

Example Woodbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceErie Insurance
Monthly Premium 274476297
Year Built 197719921985
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$500000-$600000$600000-$700000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Woodbury, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 805,000 Asphalt Shingles Roof 4,340 5 $500 Deductible 4700 7 Brick siding yes
1942 500,000 Membrane Roof 2,490 4 $1000-$2500 Deductible 640 2 Fiber-Cement Siding yes
2012 345,000 Slate Shingles Roof 1,700 3 $1000-$2500 Deductible 3760 12 Wood siding yes
1979 415,000 Shingles Roof 2,080 4 $5000 to $10,000 Deductible 190 1 Stucco siding No
2011 600,000 Tile Roof 2,860 4 $5000 to $10,000 Deductible 1170 3 Wood siding No
2003 675,000 Membrane Roof 3,870 5 $1000-$2500 Deductible 340 1 Vinyl siding yes
2010 330,000 Composition Roof 1,830 3 $5000 to $10,000 Deductible 750 5 Fiber-Cement Siding No
2007 375,000 Slate Shingles Roof 1,920 4 $500 Deductible 3630 10 Stone Siding No
2002 210,000 Metal Roof 1,230 3 $5000 to $10,000 Deductible 430 4 Stucco siding No
1978 535,000 Asphalt Shingles Roof 3,690 5 $5000 to $10,000 Deductible 610 2 Stone Siding No
1978 660,000 Shingles Roof 4,130 5 > $10,000 Deductible 1240 4 Stucco siding No
1981 230,000 Asphalt Shingles Roof 1,590 3 $5000 to $10,000 Deductible 450 5 Stucco siding No
1975 260,000 Wood Shake Roof 1,860 3 $1000-$2500 Deductible 160 1 Wood siding No
2013 300,000 Membrane Roof 1,680 3 $1000-$2500 Deductible 2230 10 Wood siding No
1973 320,000 Metal Roof 1,820 4 $1000-$2500 Deductible 1280 5 Brick siding yes
1995 540,000 Wood Shake Roof 2,910 5 $500 Deductible 520 1 Stone Siding yes
1942 560,000 Asphalt Shingles Roof 3,270 4 > $10,000 Deductible 1900 9 Wood siding yes
2014 275,000 Asphalt Shingles Roof 1,530 3 $2500-$5000 Deductible 1520 8 Brick siding No
1998 475,000 Shingles Roof 3,110 5 $1000-$2500 Deductible 3150 9 Stucco siding yes
1974 345,000 Wood Shake Roof 2,040 3 $2500-$5000 Deductible 2010 8 Wood siding No
1995 190,000 Slate Shingles Roof 1,240 3 $500 Deductible 150 1 Brick siding No
1979 365,000 Slate Shingles Roof 1,910 5 $500- $1000 Deductible 250 1 Stucco siding yes
1988 260,000 Tile Roof 1,680 3 $5000 to $10,000 Deductible 680 5 Vinyl siding yes
1942 340,000 Composition Roof 1,690 3 $2500-$5000 Deductible 900 4 Stucco siding No
2012 330,000 Tile Roof 1,950 4 $1000-$2500 Deductible 560 3 Fiber-Cement Siding yes
2009 330,000 Shingles Roof 1,700 3 $1000-$2500 Deductible 2370 10 Fiber-Cement Siding yes
1979 825,000 Wood Shake Roof 3,990 5 $1000-$2500 Deductible 2190 5 Stucco siding No
1973 305,000 Wood Shake Roof 1,710 4 $5000 to $10,000 Deductible 970 5 Stucco siding No
1989 345,000 Slate Shingles Roof 1,960 4 $1000-$2500 Deductible 170 1 Brick siding No
1986 440,000 Membrane Roof 2,730 4 $2500-$5000 Deductible 3250 12 Brick siding yes
2013 400,000 Shingles Roof 2,750 5 $1000-$2500 Deductible 2220 9 Wood siding yes
1994 455,000 Slate Shingles Roof 3,080 4 $500 Deductible 850 2 Fiber-Cement Siding yes
1975 365,000 Wood Shake Roof 2,110 5 $500 Deductible 2340 9 Stone Siding yes
2004 285,000 Slate Shingles Roof 1,550 3 $500 Deductible 1100 6 Brick siding No