Woodbury Insurance Rates:

Woodbury, MN homeowners insurance is approximately $911 to $1,237, about $75-$103/month. Our exhaustive research indicates shoppers can save upto $429 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
When we purchased our home, a friend suggested farmer's insurance. in the past, we had a different company that we were not happy with. in our three and a half years dealing with farmer's insurance, they are consistently fair and professional.
State Farm
When on the phone with agents of this company, they are rarely able to solve my issues. there is almost no point in calling them.
State Farm
State farm has several discount options for multi-policy such as car and home. they also give good driver discounts for accident-free driving.
Farm Bureau
The only interaction I have had with customer service was when I bought my home and needed the binder. I have had no claims and no real interaction with them
Farmer's Insurance
I don't know how it compares since I’ve been with them for 10 years now. Might not hurt to shop around to see.
Farm Bureau
It has been years since we've compared premiums on our home insurance because we love the company we use, but last we checked premiums were comparable for the type of insurance we purchase.
Farm Bureau
What I like the least is that I haven't been offered access to one. I sometimes feel as if my company is behind the times in that way, or else they have no desire to serve me (the little guy).
Farm Bureau
We are satisfied with our insurance. We only had one issue, one time. Though it took a while to get resolved it did get resolved.

Woodbury, MN Homeowners Insurance By Home Value

Woodbury, MN Home Value Total Homes % of Total Average Woodbury, MN Homeowners Insurance
Less than $50,000 297 1.0% $96
$100,000 to $124,999 562 3.0% $429
$125,000 to $149,999 961 6.0% $537
$150,000 to $174,999 1,720 11.0% $633
$175,000 to $199,999 1,361 9.0% $741
$200,000 to $249,999 2,594 17.0% $891
$250,000 to $299,999 3,341 22.0% $1084
$300,000 to $399,999 3,851 25.0% $1385

Top Home Insurance Agents Near Woodbury, MN

Home Insurance Company Near Woodbury, MN Homeowners Insurance Agency Near Woodbury, MN Address
Farmers Erin Janke 4080 W Broadway Ave Ste 108, Robbinsdale, MN, 55422
Farmers J Scanlon 810 Yellow Brick Rd, Chaska, MN, 55318
Farmers Mike Brant 6957 Highway 10 NW Ste 107, Anoka, MN, 55303
Liberty Mutual Independent Oakwood Insurance Agency Inc 320 E MAIN ST, ANOKA, MN, 55303
State Farm Sam Kringen 10153 Univ Ave NE Ste 100, Blaine, MN, 55434-8057

Cost Of Homeowners Insurance By Street Near Woodbury, MN

Streets in Woodbury Area Homeowners Insurance Cost
Regatta Bay, Bowsens Ln, Esther Ln, Crestmoor Dr, Spring Hill Dr, Pinewood Ct, Afton Ct, Independence Way, Century Ave S, Sutherland Dr$1,036
Eagle Pointe Cir, Wynstone Ct, Shadow Creek Trl, Edgewater Cir, Timberwood Ct, Highpointe Rd, Parkers Dr, Quail Ridge Rd, Redwood Pl, Knollwood Ln$1,101
Haralson Rd, Foxboro Ln, Boulder Ridge Rd, Edinburgh Ln, Cypress Dr, Hunters Trl, Dell Ln S, Tower Alcove, Sandlewood Rd, Colby Lk Ct$1,042
Bentwater Ln, Spring Hill Cir, Cedarwood Pl, Coral Alcove, Clippership Dr, Summer Wind Rd, Arlington Dr, Nature Ct, Cornell Rd, Erin Ct$1,071
Newbury Ct, Alderwood Bay, Dawn Ln, Lake Ridge Alcove, Dunsheath Rd, Lakemoor Pl, Hartford Rd, Maple Blvd, Stimson Trl, Drue Dr$1,101

Woodbury, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodbury$160 to $163
Landfall$139
Newport$152
Afton$174

Woodbury, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Landfall city, Minnesota $139 $185 $278
Newport city, Minnesota $152 $203 $305
Afton city, Minnesota $174 $232 $348

Woodbury, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodbury, MN4.6%16.0%
Landfall8.89%18.39%
Newport5.59%16.31%
Afton4.16%16.11%

Woodbury Renters Insurance as a Percentage of Rent

Woodbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 88 2.0% $1892
$750 to $999 727 17.0% $2642
$1,000 to $1,499 2,172 50.0% $3767
$1,500 or more 1,223 28.0% $5417

Woodbury, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Woodbury Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,700$10,700
Net Savings to Woodbury Home Owner from High Deductible Plan $1,000

Woodbury, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodbury, MN Home Replacement Value MORE than Home Value Woodbury, MN Home Replacement Value LESS than Home Value
Replacement Value $204,500 $151,000
Insurance Premium based on Replacement Value $1,400 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Woodbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualState Farm
Monthly Premium 118101175
Year Built 200819902014
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$500000-$600000
Deductible $500- $1000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Woodbury, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 345,000 Asphalt Shingles Roof 2,210 4 $5000 to $10,000 Deductible 1880 10 Wood siding No
1992 315,000 Shingles Roof 2,260 4 $5000 to $10,000 Deductible 110 1 Fiber-Cement Siding yes
2012 305,000 Shingles Roof 1,930 3 > $10,000 Deductible 630 8 Fiber-Cement Siding yes
1996 490,000 Shingles Roof 3,250 4 $1000-$2500 Deductible 2220 6 Stone Siding yes
2009 300,000 Metal Roof 1,820 5 > $10,000 Deductible 750 6 Fiber-Cement Siding yes
2011 235,000 Tile Roof 1,540 5 $5000 to $10,000 Deductible 1120 10 Fiber-Cement Siding No
2002 385,000 Shingles Roof 2,270 3 > $10,000 Deductible 1030 9 Stone Siding yes
2010 755,000 Composition Roof 4,510 5 $500- $1000 Deductible 2290 5 Wood siding No
2011 540,000 Slate Shingles Roof 4,120 5 $2500-$5000 Deductible 1760 9 Wood siding No
2003 475,000 Membrane Roof 3,190 4 $5000 to $10,000 Deductible 230 1 Stucco siding yes
2009 500,000 Metal Roof 2,940 4 $5000 to $10,000 Deductible 3180 12 Fiber-Cement Siding yes
2004 395,000 Slate Shingles Roof 2,310 5 $500- $1000 Deductible 1160 5 Brick siding No
2014 485,000 Slate Shingles Roof 3,250 4 $500 Deductible 380 1 Stucco siding yes
2004 290,000 Composition Roof 1,710 4 $5000 to $10,000 Deductible 540 4 Fiber-Cement Siding No
2008 315,000 Metal Roof 1,840 4 > $10,000 Deductible 480 6 Fiber-Cement Siding yes
1994 380,000 Tile Roof 2,330 4 > $10,000 Deductible 110 1 Stucco siding yes
1992 380,000 Asphalt Shingles Roof 2,310 5 $1000-$2500 Deductible 1380 6 Vinyl siding No
2013 220,000 Tile Roof 1,880 5 $500- $1000 Deductible 620 4 Brick siding yes
1996 355,000 Slate Shingles Roof 2,180 3 $5000 to $10,000 Deductible 640 4 Fiber-Cement Siding No
1990 200,000 Asphalt Shingles Roof 1,610 3 $1000-$2500 Deductible 380 4 Brick siding yes
1998 570,000 Shingles Roof 3,960 5 $1000-$2500 Deductible 1610 6 Vinyl siding yes
1995 380,000 Asphalt Shingles Roof 2,240 4 $1000-$2500 Deductible 230 1 Brick siding No
1999 235,000 Membrane Roof 1,550 5 $500 Deductible 790 5 Stucco siding yes