Woodbridge, VA Home Insurance - Analysis On Quotes, Rates & Agents
Woodbridge Insurance Rates:
Woodbridge, VA homeowners insurance is nearly $632 to $861, about $52-$71/month. Our in depth analysis reveals consumers can save upto $298 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmOur current state farm rep doesn't offer competitive rates to counter other companies providing similar service. as a result, we may pay higher rates for various package plans.
Donegal Mutual Insurance CompanyOverall, i enjoy the service of donegal. they are very friendly and seem invested in giving you the best customer service they can.
Safeco InsuranceNothing really. They seem to be doing really well and I have not had a claim so I cannot comment on that portion yet.
Liberty MutualThe representative had to fix an issue I caused when I filled out my application for a policy. The representative fixed the problem and sent me the documents in the amount of time she said she would. She was very friendly even though I had made a mistake.
GeicoThe coverage's great compared to the amount we pay at the end of the month.
State FarmTexas tends to be higher than other states, and so given other companies and areas of the country, I really am pretty ambivalent about the current premium.
Woodbridge, VA Homeowners Insurance By Home Value
| Woodbridge, VA Home Value | Total Homes | % of Total | Average Woodbridge, VA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 242 | 2.0% | $67 |
| $100,000 to $124,999 | 623 | 7.0% | $321 |
| $125,000 to $149,999 | 757 | 8.0% | $403 |
| $150,000 to $174,999 | 903 | 10.0% | $470 |
| $175,000 to $199,999 | 621 | 6.0% | $545 |
| $200,000 to $249,999 | 1,913 | 21.0% | $657 |
| $250,000 to $299,999 | 1,533 | 17.0% | $806 |
| $300,000 to $399,999 | 2,116 | 23.0% | $1023 |
Top Home Insurance Agents Near Woodbridge, VA
| Home Insurance Company Near Woodbridge, VA | Homeowners Insurance Agency Near Woodbridge, VA | Address |
|---|---|---|
| NA | Lam & Assocs Ltd | 4220 Evergreen Ln 4220 Evergreen Ln, annandale, VA, 22003 |
| Travelers | Academy Insurance Agency Inc | 21-C FORT EVANS RD NE, LEESBURG, VA, 20176 |
| State Farm | Ken Lemmert | 16004 Crain Hwy Unit C, Brandywine, MD, 20613-8046 |
| Nationwide | Lines Insurance Agency | 207 4Th St, Laurel, MD, 20707-4232 |
| State Farm | Mary Hitchcock | 10 Pidgeon Hill Dr Ste 140, Sterling, VA, 20165-6103 |
Cost Of Homeowners Insurance By Street Near Woodbridge, VA
| Streets in Woodbridge Area | Homeowners Insurance Cost |
|---|---|
| Wood Duck Ct, Brice St, Avocet Loop, Tulip Tree Pl, Margaret St, River Rock Way, Torbay Way, Forest Glen Rd, Alaska Rd, Hollow Wind Way | $741 |
| New Cherry Hill Rd, Sycamore St, Myrtlewood Dr, Tamarack Pl, Abbottsbury Way, Cast Off Loop, Rope Dr, Steamboat Landing Ct, Gull Ct, Macedonia Dr | $724 |
| Katherine Ct, Sunny Ridge Ct, Georgetown Rd, Eastbourne Dr, Taffrail Way, Ferguson Ct, Maple Leaf Ln, Sea Lawn Pl, Helmsman Ln, Maryland Ave | $794 |
| Bottner Ct, Brookmoor Ln, Garden Hill Trl, Headway Dr, Hopton Rd, Radcliffe Ln, Flotilla Way, Pratt St, Oak Valley Dr, Wythe Ct | $747 |
| Cadbury Way, Kenneweg Ct, Cope St, Marseille Ln, Uppsala Ct, Miranda Ct, Wigeon Way, Fitzhugh Ln, Wentwood Ln, Horseshoe Ln | $747 |
| Allen Dent Rd, Regents Park Dr, Garfield Pl, Jed Forest Ln, Michigan Rd, Knoll Top Ln, Grayson Rd, Illinois Ct, Regency Rd, Chesterfield Dr | $738 |
| Constellation Pl, California St, Oriskany Way, Chisholm Ln, Potomac Town Pl, Old Marsh Rd, Occoquan Rd, Idaho St, Greywing St, William Bayliss Ct | $744 |
| Indiana Ave, Cedar Cove Way, Cherry Hill Rd, Persistence Dr, Wildwood Ct, Chimera Pl, Louisville Pl, G St, Wexford Loop, Nanticoke Way | $736 |
| Breezy Ridge Way, Powells Creek Blvd, Pulpit Hill Ct, Dettingen Pl, Palisades St, Kilkenny Way, Forest Grove Dr, Neighborhood Way, Holly Creek Ct, Cumberland Dr | $740 |
| Botts Ave, Custis St, Deerfield Ln, Powells Landing Cir, Hornet Way, Fawn Hollow Ln, Gordon Blvd, Beechtree Ln, Essex Dr, Yardley Ln | $721 |
Woodbridge, VA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Woodbridge | $111 to $114 |
| Marumsco | $109 |
| Cherry Hill | $114 |
| Neabsco | $111 |
Woodbridge, VA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Marumsco CDP, Virginia | $110 | $146 | $219 |
| Cherry Hill CDP, Virginia | $114 | $152 | $228 |
| Potomac Mills CDP, Virginia | $114 | $152 | $228 |
Woodbridge, VA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Woodbridge, VA | 3.0% | 12.7% |
| Marumsco | 3.3% | 12.54% |
| Cherry Hill | 2.73% | 13.18% |
| Potomac Mills | 3.08% | 15.02% |
Woodbridge Renters Insurance as a Percentage of Rent
| Woodbridge Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 82 | 1.0% | $1233 |
| $500 to $749 | 135 | 1.0% | $1908 |
| $750 to $999 | 722 | 10.0% | $2658 |
| $1,000 to $1,499 | 3,524 | 49.0% | $3783 |
| $1,500 or more | 2,699 | 37.0% | $5433 |
Woodbridge, VA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Woodbridge Homeowner Insurance Premium Example | $1,200 | $1,000 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,500 | $9,900 |
| Net Savings to Woodbridge Home Owner from High Deductible Plan | $600 | |
Woodbridge, VA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Woodbridge, VA Home Replacement Value MORE than Home Value | Woodbridge, VA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $317,000 | $178,500 |
| Insurance Premium based on Replacement Value | $1,625 | $900 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $73,000 | Risk Exposure from Under Insuring Coverage is $65,500 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $375/year |
Example Woodbridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | State Farm | Nationwide Insurance | GEICO Insurance |
| Monthly Premium | 81 | 143 | 156 |
| Year Built | 1982 | 1996 | 2004 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $150000-$175000 | $400000-$500000 | $400000-$500000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Woodbridge, VA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1979 | 330,000 | Slate Shingles Roof | 2,560 | 4 | $1000-$2500 Deductible | 420 | 3 | Fiber-Cement Siding | No |
| 1976 | 410,000 | Composition Roof | 2,530 | 5 | $1000-$2500 Deductible | 1850 | 12 | Stone Siding | No |
| 1994 | 215,000 | Membrane Roof | 1,400 | 3 | $5000 to $10,000 Deductible | 50 | 1 | Stucco siding | No |
| 1987 | 235,000 | Wood Shake Roof | 1,600 | 3 | $500- $1000 Deductible | 500 | 7 | Stone Siding | No |
| 1987 | 245,000 | Slate Shingles Roof | 1,520 | 3 | $500- $1000 Deductible | 1130 | 12 | Vinyl siding | No |
| 1990 | 630,000 | Shingles Roof | 4,250 | 5 | $500 Deductible | 540 | 2 | Stucco siding | No |
| 2003 | 280,000 | Composition Roof | 2,200 | 3 | $500 Deductible | 180 | 2 | Stone Siding | yes |
| 1994 | 550,000 | Tile Roof | 3,980 | 5 | $500 Deductible | 1570 | 5 | Fiber-Cement Siding | No |
| 2007 | 585,000 | Asphalt Shingles Roof | 4,380 | 5 | > $10,000 Deductible | 310 | 3 | Fiber-Cement Siding | No |
| 1979 | 280,000 | Metal Roof | 2,170 | 5 | $5000 to $10,000 Deductible | 830 | 9 | Brick siding | yes |
| 1981 | 375,000 | Metal Roof | 2,450 | 5 | $5000 to $10,000 Deductible | 250 | 2 | Brick siding | No |
| 2010 | 325,000 | Tile Roof | 2,700 | 5 | $1000-$2500 Deductible | 310 | 4 | Stone Siding | yes |
| 1979 | 565,000 | Composition Roof | 4,450 | 5 | > $10,000 Deductible | 500 | 4 | Fiber-Cement Siding | yes |
| 2013 | 330,000 | Wood Shake Roof | 2,210 | 3 | $2500-$5000 Deductible | 770 | 6 | Stone Siding | yes |
| 2009 | 395,000 | Shingles Roof | 2,810 | 5 | $1000-$2500 Deductible | 1360 | 10 | Fiber-Cement Siding | yes |
| 2006 | 535,000 | Membrane Roof | 4,470 | 5 | $5000 to $10,000 Deductible | 770 | 6 | Stone Siding | yes |
| 1980 | 540,000 | Metal Roof | 4,660 | 5 | $500- $1000 Deductible | 290 | 1 | Vinyl siding | yes |
| 2008 | 200,000 | Slate Shingles Roof | 1,620 | 3 | $500- $1000 Deductible | 70 | 1 | Fiber-Cement Siding | No |
| 2012 | 300,000 | Tile Roof | 2,520 | 4 | $5000 to $10,000 Deductible | 590 | 10 | Fiber-Cement Siding | yes |
| 1972 | 220,000 | Metal Roof | 1,640 | 5 | $1000-$2500 Deductible | 550 | 10 | Wood siding | No |
| 2013 | 685,000 | Wood Shake Roof | 4,460 | 5 | $500 Deductible | 3520 | 12 | Stone Siding | yes |
| 1995 | 225,000 | Slate Shingles Roof | 1,730 | 4 | $500- $1000 Deductible | 450 | 7 | Wood siding | No |
| 2012 | 450,000 | Membrane Roof | 3,200 | 4 | $1000-$2500 Deductible | 360 | 3 | Fiber-Cement Siding | No |
| 1991 | 225,000 | Asphalt Shingles Roof | 2,020 | 3 | $2500-$5000 Deductible | 150 | 2 | Vinyl siding | No |
| 1984 | 285,000 | Wood Shake Roof | 2,030 | 3 | $500- $1000 Deductible | 780 | 9 | Brick siding | No |
| 1986 | 395,000 | Metal Roof | 3,150 | 5 | $5000 to $10,000 Deductible | 580 | 6 | Fiber-Cement Siding | yes |
| 1985 | 335,000 | Asphalt Shingles Roof | 2,450 | 4 | $2500-$5000 Deductible | 540 | 8 | Stucco siding | yes |
| 1973 | 195,000 | Metal Roof | 1,710 | 4 | $2500-$5000 Deductible | 410 | 8 | Wood siding | No |
| 2013 | 215,000 | Metal Roof | 1,770 | 5 | $5000 to $10,000 Deductible | 60 | 1 | Vinyl siding | yes |
| 2013 | 205,000 | Wood Shake Roof | 1,840 | 3 | > $10,000 Deductible | 180 | 4 | Fiber-Cement Siding | No |
| 1979 | 295,000 | Slate Shingles Roof | 2,340 | 3 | $1000-$2500 Deductible | 230 | 2 | Vinyl siding | No |