Woodbridge Insurance Rates:

Woodbridge, VA homeowners insurance is nearly $632 to $861, about $52-$71/month. Our in depth analysis reveals consumers can save upto $298 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would certainly recommend Statefarm, but the quality I know from the company is produced by my agent in particular.
Donegal Mutual Insurance Company
Overall, i enjoy the service of donegal. they are very friendly and seem invested in giving you the best customer service they can.
Farmer's Insurance
Our initial rates and interaction were wonderful and I was pleased for the first 3 years. The current rate changes and murky explanations preclude me from recommending them.
Geico
I would recommend geico because i already trust them for other insurance and would assume they would give me the same quality of service for home insurance as they do for car insurance.
Allstate
I would recommend Allstate just because they are a full service insurance company and in addition to my homeowner's insurance, I also have my car insurance and boat insurance with them.
State Farm
Our current state farm rep doesn't offer competitive rates to counter other companies providing similar service. as a result, we may pay higher rates for various package plans.
Safeco Insurance
Nothing really. They seem to be doing really well and I have not had a claim so I cannot comment on that portion yet.
Liberty Mutual
The representative had to fix an issue I caused when I filled out my application for a policy. The representative fixed the problem and sent me the documents in the amount of time she said she would. She was very friendly even though I had made a mistake.
Geico
The coverage's great compared to the amount we pay at the end of the month.
State Farm
Texas tends to be higher than other states, and so given other companies and areas of the country, I really am pretty ambivalent about the current premium.
Geico
I would definitely rate this company as a recommend because of the customer service, the offerings, and the pricing of the policy. Coupled also with bundle discounts, you save even more.
Erie Insurance
I would recommend Erie fo there very good costomer service department and doing ever thing the can to keep nowledgeable every part of the premium and deductable.
Geico
I'd recommend them for ease of use from getting the initial quote to getting the policy set-up and then the minimal effort needed to maintain four years later.

Woodbridge, VA Homeowners Insurance By Home Value

Woodbridge, VA Home Value Total Homes % of Total Average Woodbridge, VA Homeowners Insurance
Less than $50,000 242 2.0% $67
$100,000 to $124,999 623 7.0% $321
$125,000 to $149,999 757 8.0% $403
$150,000 to $174,999 903 10.0% $470
$175,000 to $199,999 621 6.0% $545
$200,000 to $249,999 1,913 21.0% $657
$250,000 to $299,999 1,533 17.0% $806
$300,000 to $399,999 2,116 23.0% $1023

Top Home Insurance Agents Near Woodbridge, VA

Home Insurance Company Near Woodbridge, VA Homeowners Insurance Agency Near Woodbridge, VA Address
NA Lam & Assocs Ltd 4220 Evergreen Ln 4220 Evergreen Ln, annandale, VA, 22003
Travelers Academy Insurance Agency Inc 21-C FORT EVANS RD NE, LEESBURG, VA, 20176
State Farm Ken Lemmert 16004 Crain Hwy Unit C, Brandywine, MD, 20613-8046
Nationwide Lines Insurance Agency 207 4Th St, Laurel, MD, 20707-4232
State Farm Mary Hitchcock 10 Pidgeon Hill Dr Ste 140, Sterling, VA, 20165-6103

Woodbridge, VA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Woodbridge, VA

Streets in Woodbridge Area Homeowners Insurance Cost
Wood Duck Ct, Brice St, Avocet Loop, Tulip Tree Pl, Margaret St, River Rock Way, Torbay Way, Forest Glen Rd, Alaska Rd, Hollow Wind Way$741
New Cherry Hill Rd, Sycamore St, Myrtlewood Dr, Tamarack Pl, Abbottsbury Way, Cast Off Loop, Rope Dr, Steamboat Landing Ct, Gull Ct, Macedonia Dr$724
Katherine Ct, Sunny Ridge Ct, Georgetown Rd, Eastbourne Dr, Taffrail Way, Ferguson Ct, Maple Leaf Ln, Sea Lawn Pl, Helmsman Ln, Maryland Ave$794
Bottner Ct, Brookmoor Ln, Garden Hill Trl, Headway Dr, Hopton Rd, Radcliffe Ln, Flotilla Way, Pratt St, Oak Valley Dr, Wythe Ct$747
Cadbury Way, Kenneweg Ct, Cope St, Marseille Ln, Uppsala Ct, Miranda Ct, Wigeon Way, Fitzhugh Ln, Wentwood Ln, Horseshoe Ln$747
Allen Dent Rd, Regents Park Dr, Garfield Pl, Jed Forest Ln, Michigan Rd, Knoll Top Ln, Grayson Rd, Illinois Ct, Regency Rd, Chesterfield Dr$738
Constellation Pl, California St, Oriskany Way, Chisholm Ln, Potomac Town Pl, Old Marsh Rd, Occoquan Rd, Idaho St, Greywing St, William Bayliss Ct$744
Indiana Ave, Cedar Cove Way, Cherry Hill Rd, Persistence Dr, Wildwood Ct, Chimera Pl, Louisville Pl, G St, Wexford Loop, Nanticoke Way$736
Breezy Ridge Way, Powells Creek Blvd, Pulpit Hill Ct, Dettingen Pl, Palisades St, Kilkenny Way, Forest Grove Dr, Neighborhood Way, Holly Creek Ct, Cumberland Dr$740
Botts Ave, Custis St, Deerfield Ln, Powells Landing Cir, Hornet Way, Fawn Hollow Ln, Gordon Blvd, Beechtree Ln, Essex Dr, Yardley Ln$721

Woodbridge, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Woodbridge$111 to $114
Marumsco$109
Cherry Hill$114
Neabsco$111

Woodbridge, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Marumsco CDP, Virginia $110 $146 $219
Cherry Hill CDP, Virginia $114 $152 $228
Potomac Mills CDP, Virginia $114 $152 $228

Woodbridge, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Woodbridge, VA3.0%12.7%
Marumsco3.3%12.54%
Cherry Hill2.73%13.18%
Potomac Mills3.08%15.02%

Woodbridge Renters Insurance as a Percentage of Rent

Woodbridge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 82 1.0% $1233
$500 to $749 135 1.0% $1908
$750 to $999 722 10.0% $2658
$1,000 to $1,499 3,524 49.0% $3783
$1,500 or more 2,699 37.0% $5433

Woodbridge, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Woodbridge Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,500$9,900
Net Savings to Woodbridge Home Owner from High Deductible Plan $600

Woodbridge, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Woodbridge, VA Home Replacement Value MORE than Home Value Woodbridge, VA Home Replacement Value LESS than Home Value
Replacement Value $317,000 $178,500
Insurance Premium based on Replacement Value $1,625 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $73,000 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $375/year

Example Woodbridge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceGEICO Insurance
Monthly Premium 81143156
Year Built 198219962004
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$400000-$500000$400000-$500000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Woodbridge, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 455,000 Metal Roof 3,630 5 $500 Deductible 1630 7 Stone Siding No
1988 300,000 Membrane Roof 1,980 3 > $10,000 Deductible 120 2 Stone Siding yes
1979 330,000 Slate Shingles Roof 2,560 4 $1000-$2500 Deductible 420 3 Fiber-Cement Siding No
1976 410,000 Composition Roof 2,530 5 $1000-$2500 Deductible 1850 12 Stone Siding No
1994 215,000 Membrane Roof 1,400 3 $5000 to $10,000 Deductible 50 1 Stucco siding No
1987 235,000 Wood Shake Roof 1,600 3 $500- $1000 Deductible 500 7 Stone Siding No
1987 245,000 Slate Shingles Roof 1,520 3 $500- $1000 Deductible 1130 12 Vinyl siding No
1990 630,000 Shingles Roof 4,250 5 $500 Deductible 540 2 Stucco siding No
2003 280,000 Composition Roof 2,200 3 $500 Deductible 180 2 Stone Siding yes
1994 550,000 Tile Roof 3,980 5 $500 Deductible 1570 5 Fiber-Cement Siding No
2007 585,000 Asphalt Shingles Roof 4,380 5 > $10,000 Deductible 310 3 Fiber-Cement Siding No
1979 280,000 Metal Roof 2,170 5 $5000 to $10,000 Deductible 830 9 Brick siding yes
1981 375,000 Metal Roof 2,450 5 $5000 to $10,000 Deductible 250 2 Brick siding No
2010 325,000 Tile Roof 2,700 5 $1000-$2500 Deductible 310 4 Stone Siding yes
1979 565,000 Composition Roof 4,450 5 > $10,000 Deductible 500 4 Fiber-Cement Siding yes
2013 330,000 Wood Shake Roof 2,210 3 $2500-$5000 Deductible 770 6 Stone Siding yes
2009 395,000 Shingles Roof 2,810 5 $1000-$2500 Deductible 1360 10 Fiber-Cement Siding yes
2006 535,000 Membrane Roof 4,470 5 $5000 to $10,000 Deductible 770 6 Stone Siding yes
1980 540,000 Metal Roof 4,660 5 $500- $1000 Deductible 290 1 Vinyl siding yes
2008 200,000 Slate Shingles Roof 1,620 3 $500- $1000 Deductible 70 1 Fiber-Cement Siding No
2012 300,000 Tile Roof 2,520 4 $5000 to $10,000 Deductible 590 10 Fiber-Cement Siding yes
1972 220,000 Metal Roof 1,640 5 $1000-$2500 Deductible 550 10 Wood siding No
2013 685,000 Wood Shake Roof 4,460 5 $500 Deductible 3520 12 Stone Siding yes
1995 225,000 Slate Shingles Roof 1,730 4 $500- $1000 Deductible 450 7 Wood siding No
2012 450,000 Membrane Roof 3,200 4 $1000-$2500 Deductible 360 3 Fiber-Cement Siding No
1991 225,000 Asphalt Shingles Roof 2,020 3 $2500-$5000 Deductible 150 2 Vinyl siding No
1984 285,000 Wood Shake Roof 2,030 3 $500- $1000 Deductible 780 9 Brick siding No
1986 395,000 Metal Roof 3,150 5 $5000 to $10,000 Deductible 580 6 Fiber-Cement Siding yes
1985 335,000 Asphalt Shingles Roof 2,450 4 $2500-$5000 Deductible 540 8 Stucco siding yes
1973 195,000 Metal Roof 1,710 4 $2500-$5000 Deductible 410 8 Wood siding No
2013 215,000 Metal Roof 1,770 5 $5000 to $10,000 Deductible 60 1 Vinyl siding yes
2013 205,000 Wood Shake Roof 1,840 3 > $10,000 Deductible 180 4 Fiber-Cement Siding No
1979 295,000 Slate Shingles Roof 2,340 3 $1000-$2500 Deductible 230 2 Vinyl siding No

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