Wolcott, CT homeowners insurance is about $726 to $990, about $60-$82/month. Our thorough analysis reveals consumers can save as much as $342 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Wolcott, CT | Homeowners Insurance Agency Near Wolcott, CT | Address |
|---|---|---|
| State Farm | Anthony Raggi | 1022 Storrs Rd Ste B, Storrs Manfld, CT, 06268-2639 |
| Liberty Mutual Independent | Goss & Mclain Insurance Agcy | 474 Appleton St, Holyoke, MA, 1040 |
| Allstate | Rose & Kiernan Inc | 83 Wooster Hts, Danbury, CT, 6810 |
| Travelers | Summers Insurance Llc | 616 FEDERAL RD, BROOKFIELD, CT, 6804 |
| Travelers | Whitty Mather & Pitts Insurance | 190 E HIGH ST, EAST HAMPTON, CT, 6424 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Waterbury city, Connecticut | $124 | $165 | $248 |
| Southington town, Hartford County, Connecticut | $129 | $172 | $258 |
| Plymouth town, Litchfield County, Connecticut | $127 | $169 | $254 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Wolcott, CT | 3.7% | 9.8% |
| Waterbury | 4.1% | 8.85% |
| Southington | 3.63% | 9.99% |
| Plymouth | 3.74% | 9.57% |
| Wolcott Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 30 | 4.0% | $789 |
| $300 to $499 | 115 | 18.0% | $1239 |
| $500 to $749 | 54 | 8.0% | $1914 |
| $750 to $999 | 184 | 29.0% | $2664 |
| $1,000 to $1,499 | 140 | 22.0% | $3789 |
| $1,500 or more | 95 | 15.0% | $5439 |
| Streets in Wolcott Area | Homeowners Insurance Cost |
|---|---|
| Michael Ter, Bound Line Rd, Bethal Ln, Paula Dr, Garrigus Ct, Barker St, Dixie Ave, Clinton Hill Rd, Beach Rd, Kimberly Ct | $858 |
| Mulberry Ln, Francis Dr, Todd Hollow Rd, Chestnut Dr, Peterson Ln, Grandview St, Deanna Ln, Norton Hts, Bergen Ln, Ledger Brook Dr | $863 |
| Joseph Pl, Cliff St Exd, Woodcrest Ave, August Ave, Susan Ct, Daventry Ct, Morris Cir, Bound Line Rd, Riverview Cir, Birch St | $850 |
| Harrison Dr, Klan Dr, Chasse Rd, Red Fox Run, Old Stonebrook Ct, College Pl, Kenea Ave, Woodgaite Dr, Mideana Ct, Wolcott Rd | $845 |
| White Oak Ln, Ledgeside Dr, Jean St, Deer Run Dr, Cole Dr, Erica Ln, Linda Dr, Tunxis Rd, Wagon Trl, Beach Pl | $859 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Wolcott | $128 to $131 |
| Waterbury | $123 |
| Southington | $129 |
| Plymouth | $126 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $7,400 |
| Yearly Wolcott Homeowner Insurance Premium Example | $3,600 | $2,600 |
| Out of Pocket Expense During Claim | $1,400 | $7,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $26,600 | $25,600 |
| Net Savings to Wolcott Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Wolcott, CT Home Replacement Value MORE than Home Value | Wolcott, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $302,000 | $212,000 |
| Insurance Premium based on Replacement Value | $3,000 | $2,100 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $60,000 | Risk Exposure from Under Insuring Coverage is $30,000 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $600/year |
| Insurance Company | Liberty Mutual | Travelers | Nationwide Insurance |
| Monthly Premium | 214 | 361 | 271 |
| Year Built | 1965 | 1981 | 1978 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $400000-$500000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible |