Winthrop Harbor Insurance Rates:

Winthrop Harbor, IL homeowners insurance is roughly $658 to $903, about $54-$75/month. Our complete guide indicates shoppers can save upto $312 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Winthrop Harbor, IL Homeowners Insurance By Home Value

Winthrop Harbor, IL Home Value Total Homes % of Total Average Winthrop Harbor, IL Homeowners Insurance
Less than $50,000 27 1.0% $93
$80,000 to $89,999 68 3.0% $328
$100,000 to $124,999 141 6.0% $421
$125,000 to $149,999 236 11.0% $531
$150,000 to $174,999 294 13.0% $624
$175,000 to $199,999 287 13.0% $726
$200,000 to $249,999 473 22.0% $866
$250,000 to $299,999 315 14.0% $1062
$300,000 to $399,999 273 12.0% $1351

Top Home Insurance Agents Near Winthrop Harbor, IL

Home Insurance Company Near Winthrop Harbor, IL Homeowners Insurance Agency Near Winthrop Harbor, IL Address
Allstate Barry Bernstein 100 N Waukegan Rd Ste 211, Lake Bluff, IL, 60044
Farmers Ian Tepper Lutcf 18620 W Il Route 120, Grayslake, IL, 60030
Nationwide Pat Muir Agency Inc 301 N Cedar Lake Rd, Round Lake, IL, 60073-3215
Travelers Republic Associates Of Wi Inc 1109 N Mayfair Rd, Wauwatosa, WI, 53226
Travelers Valeri Agency Inc 6309 60TH ST STE 200, KENOSHA, WI, 53144

Cost Of Homeowners Insurance By Street Near Winthrop Harbor, IL

Streets in Winthrop Harbor Area Homeowners Insurance Cost
Matthew Pl, Heather Ct, Mark Ave, N Kenosha Rd, Shiloh Blvd, W 5th St, Transportation Ave, Pheasant Run, Lydia Ave, 3rd St$775
Charles Ave, Co Hwy 47, N Hanks Ave, East Rd, W Russell Rd, Lorelei Dr, 5th St, Ja Lor Ct, Portsmouth Dr, Whitney Ave$791
Lakewood Ln, Cty A1, S Park Ave, Russel Rd, Joanna, Meadow Ct, E Broadway Ave, Marina Dr, Co Hwy 27, Countrywood Dr$778
Primrose Ct, Phillip Dr, English Ln, Geddes Ave, Russell Rd, Rebecca Dr, Thistle Ln, W 12th St, Kensington Ln, Harbor Ridge Dr$782
Kirkwood Ave, N Point Dr, Hill Dr, Dusk Dr, Harmony Dr, Quail St, Peace Ln, Freedom Ct, W 28th St, W 27th Pl$774

Winthrop Harbor, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Winthrop Harbor$116 to $118
Zion$113
Beach Park$115
Benton$116

Winthrop Harbor, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Zion city, Illinois $113 $151 $227
Beach Park village, Illinois $115 $153 $230
Benton township, Lake County, Illinois $116 $154 $231

Winthrop Harbor, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Winthrop Harbor, IL3.5%9.9%
Zion3.51%9.01%
Beach Park3.52%8.71%
Benton3.45%8.98%

Winthrop Harbor Renters Insurance as a Percentage of Rent

Winthrop Harbor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 31 8.0% $1903
$750 to $999 105 27.0% $2653
$1,000 to $1,499 149 38.0% $3778
$1,500 or more 99 25.0% $5428

Winthrop Harbor, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Winthrop Harbor Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$8,600
Net Savings to Winthrop Harbor Home Owner from High Deductible Plan $1,200

Winthrop Harbor, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Winthrop Harbor, IL Home Replacement Value MORE than Home Value Winthrop Harbor, IL Home Replacement Value LESS than Home Value
Replacement Value $255,500 $138,500
Insurance Premium based on Replacement Value $1,400 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,500 Risk Exposure from Under Insuring Coverage is $57,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $350/year

Example Winthrop Harbor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualGEICO Insurance
Monthly Premium 62108105
Year Built 197519951987
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$350000-$400000
Deductible $500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Winthrop Harbor, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 180,000 Shingles Roof 1,750 3 $1000-$2500 Deductible 260 4 Wood siding No
1964 150,000 Shingles Roof 1,310 3 $500 Deductible 380 7 Brick siding yes
1960 130,000 Membrane Roof 1,270 3 $1000-$2500 Deductible 320 7 Stone Siding No
1971 125,000 Composition Roof 1,360 3 $500 Deductible 440 8 Stucco siding yes
1983 195,000 Composition Roof 1,740 4 $500- $1000 Deductible 390 5 Brick siding No
2011 185,000 Asphalt Shingles Roof 1,910 3 $1000-$2500 Deductible 710 9 Wood siding No
2014 220,000 Membrane Roof 1,740 5 $1000-$2500 Deductible 330 5 Stone Siding yes
2003 175,000 Slate Shingles Roof 1,330 3 $5000 to $10,000 Deductible 190 4 Wood siding No
2013 180,000 Slate Shingles Roof 1,680 3 $500- $1000 Deductible 100 2 Brick siding No
1977 280,000 Membrane Roof 2,280 3 $1000-$2500 Deductible 550 5 Stone Siding yes
1966 215,000 Asphalt Shingles Roof 2,070 4 $500- $1000 Deductible 420 6 Wood siding No
2006 210,000 Tile Roof 2,320 5 $2500-$5000 Deductible 310 5 Fiber-Cement Siding yes
1990 355,000 Metal Roof 2,760 5 > $10,000 Deductible 80 1 Stone Siding No
1962 275,000 Shingles Roof 2,360 3 > $10,000 Deductible 660 9 Stucco siding yes
1973 220,000 Asphalt Shingles Roof 2,360 4 > $10,000 Deductible 440 10 Wood siding No
2013 150,000 Shingles Roof 1,400 3 $2500-$5000 Deductible 580 12 Wood siding yes
2001 235,000 Asphalt Shingles Roof 2,230 4 $1000-$2500 Deductible 70 1 Stone Siding yes
2010 260,000 Membrane Roof 2,240 4 $500- $1000 Deductible 650 6 Stone Siding No
2012 455,000 Slate Shingles Roof 4,400 5 > $10,000 Deductible 100 1 Fiber-Cement Siding yes
1968 150,000 Tile Roof 1,230 3 $2500-$5000 Deductible 360 8 Wood siding yes
1964 200,000 Asphalt Shingles Roof 1,640 5 $500 Deductible 420 4 Brick siding No
1975 425,000 Shingles Roof 3,380 4 $5000 to $10,000 Deductible 530 5 Vinyl siding No
2010 230,000 Tile Roof 2,250 3 $500- $1000 Deductible 510 6 Wood siding No
1999 245,000 Membrane Roof 2,130 3 $1000-$2500 Deductible 340 4 Wood siding yes
1998 405,000 Wood Shake Roof 3,030 5 $500- $1000 Deductible 1180 7 Brick siding No
2010 175,000 Metal Roof 1,840 4 $1000-$2500 Deductible 100 2 Vinyl siding yes
2014 515,000 Metal Roof 4,210 5 $1000-$2500 Deductible 740 4 Wood siding No
1977 240,000 Composition Roof 2,260 3 $5000 to $10,000 Deductible 510 6 Vinyl siding yes
2014 255,000 Composition Roof 1,960 3 $500- $1000 Deductible 100 1 Fiber-Cement Siding yes
1973 180,000 Composition Roof 1,920 3 $500 Deductible 360 4 Vinyl siding No
1963 300,000 Composition Roof 2,340 3 $5000 to $10,000 Deductible 480 8 Brick siding yes
1992 350,000 Slate Shingles Roof 3,370 4 $500 Deductible 920 5 Fiber-Cement Siding yes