Winterville Insurance Rates:

Winterville, NC homeowners insurance is about $511 to $695, about $42-$57/month. Our all inclusive analysis shows customers can save upto $241 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Very good rates and offers a lot of good options that i feel are not only fair but also really budget friendly.
Geico
My previous insurance company's mobile app was somewhat slow and annoying to work with, whereas my current situation is a lot faster and smoother.
Erie Insurance
Sometimes customer service can be hard to deal with. your adjuster is always pretty busy and sometimes difficult to contact.
North Carolina Farm Bureau
I like that I can easily find the phone number for my agent, but the most important feature is the ability to pay my bill online
Liberty Mutual
I like that my claims were handled in a speedy and uncomplicated fashion. I like the professionalism I received from all parties related to the company.
North Carolina Farm Bureau
I have not shopped around lately, so I really don't know. It doesn't feel too high, and I imagine I am getting a good deal.
Liberty Mutual
I do not use the app but the website could be more intuitive. It also uses complex graphics and I have slow internet, meaning it takes a long time to load on my computer.
Farmer's Insurance
I really have nothing negative to say about them at this time, so I am just writing words to get to 20.

Winterville, NC Homeowners Insurance By Home Value

Winterville, NC Home Value Total Homes % of Total Average Winterville, NC Homeowners Insurance
Less than $50,000 322 2.0% $84
$50,000 to $59,999 196 1.0% $186
$60,000 to $69,999 329 2.0% $229
$70,000 to $79,999 337 2.0% $265
$80,000 to $89,999 496 4.0% $301
$90,000 to $99,999 554 4.0% $337
$100,000 to $124,999 1,425 12.0% $391
$125,000 to $149,999 1,502 12.0% $494
$150,000 to $174,999 1,469 12.0% $584
$175,000 to $199,999 1,030 8.0% $675
$200,000 to $249,999 1,829 15.0% $808
$250,000 to $299,999 1,159 10.0% $988
$300,000 to $399,999 916 7.0% $1260

Top Home Insurance Agents Near Winterville, NC

Home Insurance Company Near Winterville, NC Homeowners Insurance Agency Near Winterville, NC Address
NA Hudson Insurance Agency, Inc. 320 N John St, Goldsboro, NC, 27530
State Farm Cassius Williams 3105 Evans St Ste A, Greenville, NC, 27834-6899
Allstate David Cook 2129 S Glenburnie Rd, New Bern, NC, 28562
State Farm Greg Foster 908 E Ash St, Goldsboro, NC, 27530-3806
Allstate Melvin Mitchell 3501 Sunset Ave, Rocky Mount, NC, 27804

Cost Of Homeowners Insurance By Street Near Winterville, NC

Streets in Winterville Area Homeowners Insurance Cost
Snow Hill St, Highland Ave, Gosford Gate, State Rd 1724, Amber Ln, Heritage St, Bedford Ct, NE College St, Blossom Pl, Kinsey Loop$629
Jolyn Ct, Norris Store Rd, Hounds Tooth Ct, State Rd 1106, Doris Cir, Kenwood Ln, Woodside Dr, State Rd 1920, Hidden Acres Ln, Kineton Cir$586
Strange Ct, Ashley Meadows Dr, Sanderson Ln, Lewis Haddock Rd, Eastgate Dr, State Rd 2235, Persons St, Lindell Dr, Ash St, Lindell Dr$606
McLawhorn Farm Rd, Sir Raleigh Ct, Tallwood Ct, Woodview Dr, N RR Exd, Southlea Dr, Slaney Loop, State Hwy 903 S, Ernest Loptin Rd, Coggins Ln$581
Wilton Ln, W W Gaskins Rd, McCary St, Buckingham Dr, Crown Point Rd, Debra Ct, Commerce St, Hidden Branches Close, Limerick Ln, Squire Dr$608
Willow Branches Close, Mac Allen Rd, Edge Rd, Corey Rd, Seneca Ct, Glasgow Ln, Ramsey Dr, Kinsaul-Willoughby Rd, Southern Oaks Dr, State Rd 2103$589
State Rd 1119, Tiffany Dr, State Rd 1745, State Rd 1125, Saint Andrews Dr, Oakdale Rd, Gails Way, Grove Ave, Branchwood Dr, Sir Walter Dr$582
Checkerberry Ln, Fernwood Ln, N Railroad St, Westridge Ct, Watermelon St, Loblolly Cir, Ormond St, Cadenza St, Tybee Ct, State Rd 1114$589
Oakdale Dr, Greenville Blvd SW, E Baywood Ln, Bells St, Brookstone Dr, State Rd 1289, Weigum Ct, Arden Ridge Dr, Wooten St, Pecan Ln$587
Haven Dr, State Rd 1747, Macon Ct, Evergreen Dr, Christina Dr, Yorkshire Dr, Cross St, Sadler Dr, Holly St, Pocosin Rd$598

Winterville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Winterville$90 to $92
Pitt County$88
Greenville$89
Ayden$87

Winterville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pitt County, North Carolina $74 $99 $148
Greenville city, North Carolina $75 $99 $149
Ayden township, Pitt County, North Carolina $73 $97 $145

Winterville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Winterville, NC3.6%10.6%
Pitt County4.0%11.39%
Greenville3.78%10.61%
Ayden3.86%10.5%

Winterville Renters Insurance as a Percentage of Rent

Winterville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 76 1.0% $775
$300 to $499 692 10.0% $1225
$500 to $749 2,479 36.0% $1900
$750 to $999 1,727 25.0% $2650
$1,000 to $1,499 1,460 21.0% $3775
$1,500 or more 361 5.0% $5425

Winterville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Winterville Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,800$7,200
Net Savings to Winterville Home Owner from High Deductible Plan $600

Winterville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Winterville, NC Home Replacement Value MORE than Home Value Winterville, NC Home Replacement Value LESS than Home Value
Replacement Value $155,000 $112,000
Insurance Premium based on Replacement Value $825 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Winterville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 3997113
Year Built 199719872004
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Winterville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1998 105,000 Metal Roof 1,260 3 $2500-$5000 Deductible 120 4 Brick siding No
1983 425,000 Wood Shake Roof 3,950 5 $500- $1000 Deductible 1610 8 Vinyl siding No
1985 520,000 Slate Shingles Roof 4,640 5 $500 Deductible 1680 8 Brick siding yes
2010 160,000 Wood Shake Roof 1,400 3 $500- $1000 Deductible 420 8 Stucco siding No
1981 135,000 Wood Shake Roof 1,610 4 $500- $1000 Deductible 190 3 Fiber-Cement Siding No
2004 250,000 Shingles Roof 2,390 4 $500 Deductible 460 6 Wood siding yes
1983 200,000 Composition Roof 2,160 3 $5000 to $10,000 Deductible 50 1 Vinyl siding No
1986 140,000 Metal Roof 1,710 3 $2500-$5000 Deductible 130 3 Wood siding yes
2001 210,000 Asphalt Shingles Roof 2,050 3 $500- $1000 Deductible 350 5 Vinyl siding yes
1985 160,000 Shingles Roof 1,900 4 $500- $1000 Deductible 70 1 Wood siding yes
2012 275,000 Composition Roof 3,100 4 $500- $1000 Deductible 300 3 Brick siding yes
2000 275,000 Membrane Roof 3,020 5 > $10,000 Deductible 440 8 Stucco siding yes
2011 320,000 Shingles Roof 2,890 4 $2500-$5000 Deductible 1030 9 Vinyl siding No
1999 140,000 Shingles Roof 1,540 3 $500 Deductible 530 10 Stucco siding yes
1998 390,000 Slate Shingles Roof 4,380 5 $500 Deductible 640 4 Stone Siding No
1994 170,000 Slate Shingles Roof 2,070 3 $2500-$5000 Deductible 110 2 Vinyl siding No
1982 510,000 Slate Shingles Roof 4,590 5 $2500-$5000 Deductible 580 3 Stone Siding yes
1985 310,000 Composition Roof 2,660 4 $500- $1000 Deductible 440 4 Stone Siding No
1993 185,000 Shingles Roof 2,270 4 $5000 to $10,000 Deductible 50 1 Stucco siding yes
2009 145,000 Slate Shingles Roof 1,500 3 $500- $1000 Deductible 100 2 Stone Siding No
1991 255,000 Slate Shingles Roof 2,160 5 $1000-$2500 Deductible 370 3 Brick siding No
2012 490,000 Asphalt Shingles Roof 4,520 5 $500- $1000 Deductible 1410 7 Brick siding yes
2014 160,000 Composition Roof 1,530 5 $2500-$5000 Deductible 200 4 Fiber-Cement Siding No
2007 365,000 Asphalt Shingles Roof 3,320 4 $1000-$2500 Deductible 1440 12 Vinyl siding No
1988 100,000 Metal Roof 1,200 3 $500- $1000 Deductible 130 4 Stone Siding No
1991 210,000 Shingles Roof 2,050 5 $500 Deductible 310 5 Fiber-Cement Siding No
2012 185,000 Slate Shingles Roof 2,150 3 $500 Deductible 390 5 Vinyl siding yes
2007 290,000 Metal Roof 2,640 4 $1000-$2500 Deductible 540 4 Fiber-Cement Siding No
2007 190,000 Metal Roof 1,780 3 $5000 to $10,000 Deductible 500 9 Wood siding No
2013 220,000 Tile Roof 1,860 4 $500- $1000 Deductible 1050 10 Wood siding yes
1983 370,000 Shingles Roof 3,340 4 $500 Deductible 870 7 Vinyl siding yes