Winter Park Insurance Rates:

Winter Park, FL homeowners insurance is nearly $1,077 to $1,478, about $89-$123/month. Our complete research indicates shoppers can save as much as $510 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like how it is really easy to get help with my home insurance rates if i ever have a question.
Farmer's Insurance
I have some great things to say about farmers, but sitting on hold to talk to an agent is not pleasant. giant companies have giant problems.
Farmer's Insurance
Communications is the name of the game and between our agent and emails, we have always had great customer service.
Metlife
MetLife reps are very friendly when selling you a policy but become very cold when you attempt to receive payments on the policy. Indeed the job of a MetLife rep at payment time is to deny you payment.
Centauri Insurance
I like the company's attitude reflected in every transaction made. It's too customer friendly.
Assurant Specialty Property
I think the premiums could be a little lower. I don't like the percentage based deductible. I would rather have a flat rate deductible.
State Farm
I have never really shopped around with other insurance companies, so I have no idea what their premiums might be.
Citizens Property Insurance
My agent works with multiple insurance companies and always finds me the company with the lowest premiums - some companies tend to have lower rental premiums and another offer lower auto premiums

Winter Park, FL Homeowners Insurance By Home Value

Winter Park, FL Home Value Total Homes % of Total Average Winter Park, FL Homeowners Insurance
Less than $50,000 214 4.0% $89
$50,000 to $59,999 49 1.0% $191
$60,000 to $69,999 103 2.0% $229
$70,000 to $79,999 57 1.0% $268
$80,000 to $89,999 169 3.0% $306
$90,000 to $99,999 100 2.0% $344
$100,000 to $124,999 248 5.0% $395
$125,000 to $149,999 235 5.0% $498
$150,000 to $174,999 314 7.0% $600
$175,000 to $199,999 307 7.0% $689
$200,000 to $249,999 646 14.0% $830
$250,000 to $299,999 699 16.0% $1008
$300,000 to $399,999 1,180 27.0% $1289

Top Home Insurance Agents Near Winter Park, FL

Home Insurance Company Near Winter Park, FL Homeowners Insurance Agency Near Winter Park, FL Address
Allstate Brent O Quinn 763 W Granada Blvd Ste A, Ormond Beach, FL, 32174
Allstate Gordon Gillespie 1665 Dunlawton Ave Ste 106, Port Orange, FL, 32127
State Farm Henry Wahl 417 S Summerlin Ave, Orlando, FL, 32801-2914
Allstate Karla Eslinger 2578 Maguire Rd, Ocoee, FL, 34761
Travelers Packard Insurance Agency 301 W SR 434 STE 333, WINTER SPRINGS, FL, 32708

Cost Of Homeowners Insurance By Street Near Winter Park, FL

Streets in Winter Park Area Homeowners Insurance Cost
S Capen Ave, Sharon Pl, Prince John Rd, Fawsett Rd, Hanks Ave, Nicolet Ave, Timber Ln, Sevas St, Kendrick Rd, Forrest Rd$1,172
Mizell Ave, Driver Ave, N Ranger Blvd, Lightning Trl, N Ranger Blvd, Cherry St, Geronimo Trl, Biscayne Dr, Balmoral Rd, Friar Rd$1,220
Albert Lee Pkwy, Lake Fair Ln, E Reading Way, Camden Rd, Truman Rd, Susannah Blvd, High Park Ln, Stanley St, Anzle Ave, Julian St$1,266
W New England Ave, Sandwell Dr, Nottingham St, Dalmen Ave, Haws Ct, Moselle Ave, U K Cir, Winchester Dr, Spring Ln, Monroe Dr$1,224
Glencoe Rd, Hazard St, Shepherd Ave, Lakeview Dr, Pinewood Ave, Portlight Dr, Highland Rd, Lasbury Ave, Dexter St, Eli St$1,364
Club Ct, N Pennsylvania Ave, Hibiscus Ave, Maryland Ave, Rixey St, Chichester St, Azalea Dr, Canterbury Rd, Maltby Ave, Edwin Blvd$1,293
Jill Ct, Durham Ave, Coronado Rd, Bonnie Burn Cir, Setter Trl, Balfour Dr, Lynwood Ln, Saint George Ave, Gene St, Golfview Ter$1,338
Douglas Ave, Mayfield Ave, S Phelps Ave, Serena Dr, Forfarshire Dr, Jessica Ct, Trovillion Ave, Hartz Aly, Andrus Ave, Sasoon Ave$1,368
Oaks Blvd, Sandlewood Trl, Fifeshire Dr, Selkirk Dr, Staunton Ave, Lakemont Ave, New Broad St, E Comstock Ave, Langholm Dr, Hillcrest Ave$1,226
Azalea Pl, Cove Trl, Ardsdale Ln, Almond Ave, Rouen Ave, Via Genoa, Via Estrella, Sheriff Way, Azalea Ave, N New York Ave$1,348

Winter Park, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Winter Park$190 to $193
Maitland$189
Fairview Shores$174
Eatonville$168

Winter Park, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maitland city, Florida $158 $211 $316
Fairview Shores CDP, Florida $146 $194 $291
Eatonville town, Florida $140 $187 $280

Winter Park, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Winter Park, FL4.9%16%
Maitland5.07%17.0%
Fairview Shores6.41%24.13%
Eatonville7.07%31.83%

Winter Park Renters Insurance as a Percentage of Rent

Winter Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 86 2.0% $758
$300 to $499 163 3.0% $1208
$500 to $749 605 14.0% $1883
$750 to $999 1,034 25.0% $2633
$1,000 to $1,499 1,260 30.0% $3758
$1,500 or more 926 22.0% $5408

Average Cost Of Home Insurance By Company In Areas Nearby Winter Park For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $1,479
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,992
150,000 27 YES Florida Peninsula Insurance $960
300,000 12 NA Tower Hill Prime Insurance $1,906
300,000 12 NA Universal Property & Casualty Insurance $1,786

Winter Park, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$7,700
Yearly Winter Park Homeowner Insurance Premium Example $13,700$12,700
Out of Pocket Expense During Claim$1,700$7,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $97,600$96,600
Net Savings to Winter Park Home Owner from High Deductible Plan $1,000

Winter Park, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Winter Park, FL Home Replacement Value MORE than Home Value Winter Park, FL Home Replacement Value LESS than Home Value
Replacement Value $384,000 $248,000
Insurance Premium based on Replacement Value $6,175 $4,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,000 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $1,625/year

Example Winter Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 703580651
Year Built 197920121991
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $350000-$400000$400000-$500000$500000-$600000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Winter Park, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 200,000 Wood Shake Roof 1,060 2 $2500-$5000 Deductible 2380 9 Wood siding yes
1971 465,000 Wood Shake Roof 3,010 4 $2500-$5000 Deductible 420 1 Fiber-Cement Siding yes
1987 175,000 Asphalt Shingles Roof 1,200 2 $2500-$5000 Deductible 950 4 Vinyl siding yes
1993 335,000 Slate Shingles Roof 1,840 3 $1000-$2500 Deductible 460 1 Fiber-Cement Siding yes
2014 200,000 Shingles Roof 1,400 2 $500- $1000 Deductible 880 4 Vinyl siding No
1962 205,000 Metal Roof 1,100 2 > $10,000 Deductible 1280 10 Stone Siding No
1996 180,000 Asphalt Shingles Roof 970 2 $2500-$5000 Deductible 1640 8 Vinyl siding yes
1999 425,000 Metal Roof 2,110 5 $500 Deductible 3000 6 Stucco siding yes
1971 325,000 Membrane Roof 2,330 4 $500- $1000 Deductible 1720 5 Fiber-Cement Siding No
1980 675,000 Shingles Roof 3,760 5 $500 Deductible 11640 10 Stucco siding yes
1983 190,000 Composition Roof 1,010 2 $1000-$2500 Deductible 1850 7 Stucco siding No
1998 340,000 Wood Shake Roof 1,700 3 $5000 to $10,000 Deductible 1290 5 Stucco siding yes
2012 255,000 Metal Roof 1,360 3 $500 Deductible 860 2 Stone Siding yes
1966 900,000 Slate Shingles Roof 4,540 5 $1000-$2500 Deductible 9030 8 Vinyl siding yes
1976 305,000 Asphalt Shingles Roof 1,950 3 > $10,000 Deductible 1670 6 Vinyl siding No
2010 155,000 Metal Roof 1,130 2 $5000 to $10,000 Deductible 300 2 Brick siding No
1984 575,000 Slate Shingles Roof 2,950 4 > $10,000 Deductible 2180 5 Brick siding No
1978 205,000 Asphalt Shingles Roof 1,260 2 $1000-$2500 Deductible 1490 7 Stone Siding No
1994 315,000 Metal Roof 1,710 3 $1000-$2500 Deductible 3380 9 Fiber-Cement Siding No
1974 270,000 Metal Roof 1,900 3 $1000-$2500 Deductible 780 3 Stucco siding yes
1968 315,000 Metal Roof 1,680 2 $500 Deductible 460 1 Stucco siding yes
1963 700,000 Asphalt Shingles Roof 3,690 5 > $10,000 Deductible 3370 6 Stucco siding No
1996 290,000 Asphalt Shingles Roof 1,810 3 $1000-$2500 Deductible 340 1 Brick siding yes
1996 505,000 Metal Roof 3,130 4 $500- $1000 Deductible 1140 2 Stucco siding No
1965 325,000 Wood Shake Roof 1,650 2 $500 Deductible 4530 7 Brick siding yes
1982 355,000 Shingles Roof 2,150 3 $5000 to $10,000 Deductible 1650 6 Vinyl siding yes
1964 270,000 Membrane Roof 1,640 2 $2500-$5000 Deductible 3300 10 Stucco siding yes
1971 305,000 Shingles Roof 2,140 4 $5000 to $10,000 Deductible 2400 6 Brick siding No
1981 165,000 Asphalt Shingles Roof 970 2 $1000-$2500 Deductible 1500 6 Wood siding yes
1966 410,000 Wood Shake Roof 2,100 3 > $10,000 Deductible 370 1 Vinyl siding No
2012 235,000 Tile Roof 1,500 3 $500- $1000 Deductible 4960 12 Vinyl siding yes
1965 780,000 Composition Roof 3,910 5 $2500-$5000 Deductible 3200 4 Wood siding yes
2012 365,000 Shingles Roof 2,520 4 $5000 to $10,000 Deductible 880 2 Fiber-Cement Siding No
1982 240,000 Slate Shingles Roof 1,590 2 $5000 to $10,000 Deductible 1170 4 Brick siding No