Winsted, CT homeowners insurance is approximately $708 to $962, about $59-$80/month. Our complete analysis reveals consumers can save as much as $333 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Winsted, CT | Homeowners Insurance Agency Near Winsted, CT | Address |
|---|---|---|
| Allstate | Bruce Elias | 1534 Route 52, Fishkill, NY, 12524 |
| Liberty Mutual Independent | Connecticut Casualty Co | 1 WHITING ST, PLAINVILLE, CT, 6062 |
| Travelers | Premier Marketing Group Llc | 675 BERLIN TURNPIKE, BERLIN, CT, 6037 |
| State Farm | Thomas Hull | 182 Aaron Ct, Kingston, NY, 12401-2962 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Winchester town, Litchfield County, Connecticut | $125 | $167 | $251 |
| Barkhamsted town, Litchfield County, Connecticut | $130 | $173 | $260 |
| Colebrook town, Litchfield County, Connecticut | $131 | $174 | $261 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Winsted, CT | 3.9% | 9.5% |
| Winchester | 3.99% | 8.77% |
| Barkhamsted | 3.78% | 9.96% |
| Colebrook | 3.5% | 9.93% |
| Winsted Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 29 | 2.0% | $349 |
| $200 to $299 | 78 | 5.0% | $799 |
| $300 to $499 | 99 | 7.0% | $1249 |
| $500 to $749 | 271 | 19.0% | $1924 |
| $750 to $999 | 362 | 26.0% | $2674 |
| $1,000 to $1,499 | 421 | 30.0% | $3799 |
| $1,500 or more | 106 | 7.0% | $5449 |
| Streets in Winsted Area | Homeowners Insurance Cost |
|---|---|
| Litchfield Ave, Royer St, Kittredge Ln, Finn St, Allen St, Gay St, State Hwy 263, Cordano Rd, Rowley Pond Rd, Holmes Rd | $835 |
| Morningside Ave, Boyd St, Mountain View Ter, Carey Ave, Palmer Ave, Carey Rd, Hurlbut St, Kingsbury St, Forest Ave, John St | $852 |
| Wahnee Rd, Old Colebrook Rd, Case Ave, Winchester Ave, Wassau Rd, Newfield Rd, Rebillard Rd, Spring St, Vera Rd, Woodruff Ave | $834 |
| Goodwin Dr, Weigold Rd, Hinsdale Ave, E Lake St, Mathew Rd, Park Pl, Ann St, Winchester Rd, Division St, Fairview Ave | $844 |
| Lincoln Ave, Hosley Rd, Benton St, Grantville Rd, Central Ave, Nanni Dr, Mountain Ave, Gaylord Rd, Pratt St, Nalette Dr | $836 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Winsted | $124 to $127 |
| Winchester | $125 |
| Barkhamsted | $129 |
| Colebrook | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Winsted Homeowner Insurance Premium Example | $1,200 | $1,000 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,200 | $10,600 |
| Net Savings to Winsted Home Owner from High Deductible Plan | $600 | |
| Scenario | Winsted, CT Home Replacement Value MORE than Home Value | Winsted, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $203,000 | $164,500 |
| Insurance Premium based on Replacement Value | $2,225 | $1,800 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $18,500 | Risk Exposure from Under Insuring Coverage is $20,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $225/year |
| Insurance Company | Allstate | Nationwide Insurance | State Farm |
| Monthly Premium | 128 | 117 | 227 |
| Year Built | 1967 | 1943 | 1986 |
| Home Details | 5 Beds, 3 Baths | 2 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $125000-$150000 | $250000-$300000 |
| Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |