Winnetka Insurance Rates:

Winnetka, IL homeowners insurance is nearly $952 to $1,324, about $79-$110/month. Our exhaustive analysis indicates shoppers can save as much as $455 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Winnetka, IL Homeowners Insurance By Home Value

Winnetka, IL Home Value Total Homes % of Total Average Winnetka, IL Homeowners Insurance
$60,000 to $69,999 7 2.0% $68
$70,000 to $79,999 14 5.0% $79
$80,000 to $89,999 12 4.0% $91
$90,000 to $99,999 5 1.0% $102
$100,000 to $124,999 19 6.0% $125
$125,000 to $149,999 6 2.0% $159
$150,000 to $174,999 7 2.0% $193
$200,000 to $249,999 25 9.0% $261
$250,000 to $299,999 85 30.0% $318
$300,000 to $399,999 97 35.0% $409

Top Home Insurance Agents Near Winnetka, IL

Home Insurance Company Near Winnetka, IL Homeowners Insurance Agency Near Winnetka, IL Address
State Farm Barb Grudovich 6281 Central Ave, Portage, IN, 46368-3725
Liberty Mutual Eric Ophelan 2815 Forbs Ave. Suite 200, Hoffman Estates, IL, 60192
Allstate Rogelio Odiamar 6054 W Irving Park Rd, Chicago, IL, 60634
Travelers Roth & Roth Insurance Agency Inc 1444 N Farnsworth Ave Suite 400, Aurora, IL, 60505
Travelers Roth & Roth Insurance Agency Inc 1444 N FARNSWORTH AVE STE 400, AURORA, IL, 60505

Winnetka, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Trier township, Cook County, Illinois $130 $173 $260
Kenilworth village, Illinois $145 $193 $290
Wilmette village, Illinois $124 $165 $248

Winnetka, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Winnetka, IL2.4%9.5%
New Trier2.19%8.68%
Kenilworth2.42%9.67%
Wilmette2.38%8.26%

Winnetka Renters Insurance as a Percentage of Rent

Winnetka Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 19 6.0% $1717
$750 to $999 65 20.0% $2467
$1,000 to $1,499 167 52.0% $3592
$1,500 or more 65 20.0% $5242

Winnetka, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$5,200
Yearly Winnetka Homeowner Insurance Premium Example $4,300$3,300
Out of Pocket Expense During Claim$1,200$5,200
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $22,700$21,700
Net Savings to Winnetka Home Owner from High Deductible Plan $1,000

Winnetka, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Winnetka, IL Home Replacement Value MORE than Home Value Winnetka, IL Home Replacement Value LESS than Home Value
Replacement Value $987,000 $717,000
Insurance Premium based on Replacement Value $5,225 $3,800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $126,500 Risk Exposure from Under Insuring Coverage is $143,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $675/year

Example Winnetka Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceTravelers
Monthly Premium 143294256
Year Built 196919421948
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths5 Beds, 2 Baths
Coverage Amount $600000-$700000$900000-$1000000More than 10000000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Winnetka, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1947 1,470,000 Slate Shingles Roof 2,990 5 $2500-$5000 Deductible 2720 9 Vinyl siding No
1948 1,615,000 Asphalt Shingles Roof 3,170 5 $2500-$5000 Deductible 2050 7 Stone Siding yes
1960 1,390,000 Slate Shingles Roof 4,030 5 $2500-$5000 Deductible 3550 10 Wood siding yes
1946 1,300,000 Shingles Roof 3,020 4 $500 Deductible 4300 12 Wood siding No
1949 820,000 Shingles Roof 1,760 5 $500- $1000 Deductible 1350 5 Stone Siding yes
1962 795,000 Composition Roof 2,090 4 $1000-$2500 Deductible 1630 6 Stone Siding No
1960 1,035,000 Composition Roof 2,190 5 $5000 to $10,000 Deductible 480 2 Vinyl siding yes
1964 1,535,000 Metal Roof 3,100 4 $500 Deductible 1200 3 Vinyl siding yes
1949 995,000 Asphalt Shingles Roof 2,760 5 $5000 to $10,000 Deductible 660 3 Stone Siding No
1969 880,000 Shingles Roof 2,340 5 > $10,000 Deductible 1320 8 Fiber-Cement Siding yes
1940 840,000 Metal Roof 2,420 5 $1000-$2500 Deductible 2170 8 Wood siding yes
1961 1,070,000 Membrane Roof 2,830 5 $5000 to $10,000 Deductible 3840 12 Brick siding yes
1940 1,590,000 Asphalt Shingles Roof 3,280 5 > $10,000 Deductible 580 3 Wood siding No
1968 1,600,000 Membrane Roof 3,340 4 $500 Deductible 3530 8 Fiber-Cement Siding yes
1942 1,165,000 Wood Shake Roof 2,450 5 > $10,000 Deductible 440 2 Brick siding No
1965 1,535,000 Tile Roof 3,080 4 $5000 to $10,000 Deductible 1580 7 Vinyl siding yes
1944 1,185,000 Composition Roof 2,540 4 $2500-$5000 Deductible 1220 4 Wood siding yes
1941 1,215,000 Membrane Roof 2,770 5 $2500-$5000 Deductible 3020 8 Fiber-Cement Siding yes
1965 2,115,000 Membrane Roof 4,350 5 $5000 to $10,000 Deductible 710 3 Stone Siding yes
1968 915,000 Composition Roof 2,640 5 $500- $1000 Deductible 2550 9 Wood siding yes
1960 1,220,000 Wood Shake Roof 3,090 4 $500- $1000 Deductible 3790 9 Brick siding No
1944 1,850,000 Asphalt Shingles Roof 3,850 5 $5000 to $10,000 Deductible 3370 12 Fiber-Cement Siding yes
1948 935,000 Asphalt Shingles Roof 2,350 5 > $10,000 Deductible 2090 10 Wood siding yes
1961 685,000 Slate Shingles Roof 1,740 4 $500- $1000 Deductible 250 1 Fiber-Cement Siding yes
1940 1,255,000 Tile Roof 3,150 4 > $10,000 Deductible 1710 9 Vinyl siding No
1961 1,225,000 Metal Roof 2,870 5 > $10,000 Deductible 1580 8 Stucco siding yes
1941 1,905,000 Shingles Roof 4,480 5 $5000 to $10,000 Deductible 2470 9 Stucco siding No
1964 725,000 Tile Roof 2,080 4 $5000 to $10,000 Deductible 1660 7 Fiber-Cement Siding yes
1949 1,705,000 Asphalt Shingles Roof 4,820 5 $500- $1000 Deductible 4180 12 Stucco siding No
1967 990,000 Membrane Roof 2,330 5 > $10,000 Deductible 810 3 Brick siding No
1967 1,020,000 Membrane Roof 2,370 4 $2500-$5000 Deductible 3880 12 Stucco siding No
1946 1,525,000 Metal Roof 3,060 4 $2500-$5000 Deductible 3680 10 Wood siding No
1943 845,000 Metal Roof 1,940 4 > $10,000 Deductible 160 1 Stucco siding yes
1949 1,155,000 Tile Roof 2,250 5 > $10,000 Deductible 1000 5 Vinyl siding No