Winnemucca, NV homeowners insurance is approximately $533 to $727, about $44-$60/month. Our complete analysis reveals consumers can save as much as $252 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Winnemucca, NV | Homeowners Insurance Agency Near Winnemucca, NV | Address |
|---|---|---|
| Travelers | A And H Insurance Inc | 341 BAUD ST, WINNEMUCCA, NV, 89445 |
| Farmers | Alan Davis | 639 S Bridge St, Winnemucca, NV, 89445 |
| State Farm | Cindy Neeley-Sigurdson | 3011 Potato Rd, Winnemucca, NV, 89445-3653 |
| Allstate | Valley Ins Agcy | 511 W 4th St, Winnemucca, NV, 89445 |
| Liberty Mutual Independent | Valley Insurance & Realty | 511 W 4TH ST, WINNEMUCCA, NV, 89445 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Humboldt County, Nevada | $94 | $125 | $188 |
| Grass Valley CDP, Nevada | $94 | $125 | $188 |
| Orovada CDP, Nevada | $113 | $151 | $227 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Winnemucca, NV | 4.1% | 14.3% |
| Humboldt County | 4.2% | 14.93% |
| Grass Valley | 4.29% | 12.8% |
| Imlay | 4.41% | 12.89% |
| Winnemucca Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 48 | 3.0% | $803 |
| $300 to $499 | 227 | 17.0% | $1253 |
| $500 to $749 | 522 | 41.0% | $1928 |
| $750 to $999 | 252 | 19.0% | $2678 |
| $1,000 to $1,499 | 212 | 16.0% | $3803 |
| Streets in Winnemucca Area | Homeowners Insurance Cost |
|---|---|
| Bonnefield St, Alta Ave, Tumbleweed Ln, E Winnemucca Blvd, W Crosswind Ave, Buckskin Rd, Sabin Dr, Ydiando St, Airview Blvd, E 2nd St | $629 |
| Oreana St, Hinkey Summit Rd, Golconda St, Sunset Dr, Shelton Ln, Shamrock Ln, Neilson Ln, Pioneer St, Rodeo Dr, Beatrice Ln | $622 |
| Jacobsen Dr, McNinch Rd, Debra Ln, Arroyo Ave, Kunkel Ln, Locke Cir, Big Creek Rd, Sylvia Ridge Rd, Beechcraft Blvd, S Kimbra Ct | $623 |
| Patton Ave, la Vega Ave, State Hwy 793, S Jones Ln, W 5th St, Schreiner Dr, Poleline Rd, 16 Mile Rd, Schade Rd, W Tallman Dr | $622 |
| Old Hwy 40 E, W Davis Ln, Tycana Rd, Kluncy Canyon Rd, Scott St, Chukar Ct, Maxine Dr, E Minor St, Wallace Ct, S Grass Valley Rd | $621 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Winnemucca | $94 to $96 |
| Humboldt County | $94 |
| Grass Valley | $93 |
| Orovada | $113 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,600 | $2,600 |
| Yearly Winnemucca Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,400 | $5,800 |
| Net Savings to Winnemucca Home Owner from High Deductible Plan | $600 | |
| Scenario | Winnemucca, NV Home Replacement Value MORE than Home Value | Winnemucca, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $135,000 | $95,000 |
| Insurance Premium based on Replacement Value | $725 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,500 | Risk Exposure from Under Insuring Coverage is $17,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | Allstate |
| Monthly Premium | 46 | 67 | 127 |
| Year Built | 2004 | 1999 | 1983 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |