Winnebago County Insurance Rates:

Winnebago County, IL homeowners insurance is nearly $634 to $857, about $52-$71/month. Our detailed research reveals consumers can save upto $298 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like how they are always willing to work with their customers, no matter what the case may be. they will help you the best way they know how.
State Farm
One negative point with the state farm insurance company is the amount of the premium that we pay for coverage.
Grange Insurance
They have the cheapest rates in the market and even became cheaper when i bundled with auto as well
It lacks personal service. Because it is such a big company, they don't do much for an individual person.
Homesite Insurance
When filing a claim for water damage, homesite was very empathetic to our situation and very helpful in providing all necessary information to start fixing our home.
I like that I can email the insurance company within the app, my auto insurance app doesn't allow this. It makes it more convenient. I love being able to pay my premium on my mobile app and report claims.
Though the facilities are clear and clean it takes a long time to complete the work procedure. The long duration procedure is the only disadvantage of the company.
I am familiar with this company, as I use them for my car and renters insurance. They have a good reputation for being quick and fair to settle claims, and not raising rates with low number claims. I find their customer service easy to navigate and useful in resolving issues. They are a long standing company with a reputable status.
The premium is far too high for my home's value and location. However, it is a log home and very few companies will cover them.
The local office is ok to deal with. I just feel that the agents working for the head agent are not very knowledgeable. They always underquote are home/auto quote and will never beat Geico for auto.
Liberty Mutual
Prices are high but all homeowners actually all insurances is higher in Massachusetts than we pay in Missouri
State Farm
I like that I have a competent agent, who knows the ins and outs of the insurance business, she is readily available for me to talk to if I need something explained or to discuss my current policies.
So far, we do not have any negatives about Allstate. We always wish things could be cheaper, but we are still getting a better rate than we were with AmFam.
State Farm
I like my agent, the office staff, and I am satisfied with my previous experiences.
Allstate is the real deal. They are professional and polite. They take time to answer fully my questions. They are prompt in providing service and information. On top of that, they save me money.
I would recommend AAA to my family and friends. I think it does the basic, and depending on your rep, whether or not they will go above and beyond.
State Farm
They are helpful. They are friendly. They are fair. Their reputation for paying off claims is very good. They are easy to contact and get answers
State Farm
Probably the only thing that I dislike about this company is that it doesn't have an office closer to me so instead, I have to drive 15 minutes to an office.

Winnebago County, IL Homeowners Insurance By Home Value

Winnebago County, IL Home Value Total Homes % of Total Average Winnebago County, IL Homeowners Insurance
Less than $50,000 4,720 6.0% $141
$50,000 to $59,999 1,954 2.0% $305
$60,000 to $69,999 3,294 4.0% $373
$70,000 to $79,999 4,401 5.0% $432
$80,000 to $89,999 5,308 7.0% $492
$90,000 to $99,999 5,844 7.0% $552
$100,000 to $124,999 11,534 15.0% $641
$125,000 to $149,999 11,396 15.0% $798
$150,000 to $174,999 10,315 13.0% $947
$175,000 to $199,999 5,283 7.0% $1096
$200,000 to $249,999 5,666 7.0% $1312
$250,000 to $299,999 3,117 4.0% $1611
$300,000 to $399,999 1,913 2.0% $2044

Top Home Insurance Agents Near Winnebago County, IL

Home Insurance Company Near Winnebago County, IL Homeowners Insurance Agency Near Winnebago County, IL Address
State Farm Bob Shields Jr 7700 N 2nd St Ste 1, Machesney Pk, IL, 61115-2873
Erie Ron Laehn Insurance Agency Inc. 214 N Mclean Blvd, Elgin, IL, 60123
Travelers Stassen Insurance Agency Inc 1662 S EASTWOOD DR, WOODSTOCK, IL, 60098
State Farm Ted Orzehoskie 1 Crystal Lake Plz Ste D, Crystal Lake, IL, 60014-7944
Travelers Wickert Insurance & Financial Services 206 DIXON AVE STE 1, ROCK FALLS, IL, 61071

Cost Of Homeowners Insurance By Street Near Winnebago County, IL

Streets in Winnebago County Area Homeowners Insurance Cost
Erin Way, Edgemont St, Perry Ridge Ln, Ellsworth St, Westwood Ln, Truman Dr, Sawyer Rd, Biltmore Chase, Gettysburg Dr, Cardinal Ln$743
Mattis Ave, Lamson Dr, Cerro Vista Ct, Vermont St, Latham St, Lovesee Rd, Bell Harbour Dr, Dawson Ave, Williamsport Dr, Watts Ave$763
N Point Rd, Zenith Pkwy, Valerie Rd, N 1st St, Captains Ct, Flatwillow Dr, Sheppard Rd, Laube Rd, Shepherd Trl, 16th St$754
Trina Ct, Happy Acres Rd, Shay Dr, Kirkwood Dr, Twin Orchard Dr, Tumbleweed Trl, N Trainer Rd, Hancock St, Peace Pipe Trl, S McKinley Ave$764
Redansa Dr, Theresa Rd, Thorngate Dr, Merilot Dr, Conner Ln, Edwardsville Rd, Elmwood St, N Moor Dr, W Rockton Rd, Adrianna Dr$759
N Forest Trl, Schaumburg Ln, Cedarbrook Rd, Colorado Ave, Northgate Ests, Riverside St, Hidden Creek Ln, Firethorn St, Wallin Ave, Industrial Ave$756
Pleasant Valley Blvd, Grey Dove Ct, Sanctuary Pl, Prial Ave, Lost Trl, Faraway Ln, Tunbridge Ct, S Chicago Ave, Kingsway Ave, Corona Rd$729
Broadview Rd, Knapp Rd, Bitterroot Rd, Fieldstone Rd, Montaque Rd, Public Ln, Garth Ct, Alamo Dr, Grant Ave, N Park Rd$735
Echo Dr, Pepper Dr, North St, Ahrens Rd, Windspoint Rd, Indianhead Ave, Adamson Ln, Cedar St, Potawatomi Trl, Petunia Dr$742
Marigold Cir, Airport Cir, Park View St, Topaz Ter, Crampton Ct, Crescent Ct, E South St, Banister Dr, Oakridge Ln, Woodlane Ave$747

Winnebago County, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Winnebago County$111 to $113
Machesney Park$111

Winnebago County, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Burritt township, Winnebago County, Illinois $119 $159 $239
Owen township, Winnebago County, Illinois $114 $152 $228
Winnebago township, Winnebago County, Illinois $114 $152 $228

Winnebago County, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Winnebago County, IL4.8%12.7%

Winnebago County Renters Insurance as a Percentage of Rent

Winnebago County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 969 2.0% $347
$200 to $299 1,138 3.0% $797
$300 to $499 3,780 10.0% $1247
$500 to $749 13,176 37.0% $1922
$750 to $999 9,758 27.0% $2672
$1,000 to $1,499 5,287 15.0% $3797
$1,500 or more 1,063 3.0% $5447