Winfield Insurance Rates:

Winfield, IL homeowners insurance is about $672 to $914, about $56-$76/month. Our comprehensive analysis shows customers can save upto $317 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
If for some reason the phone lines were down i would have a hard time contacting my agent. because the agency is so far away i worry that they may not take my needs seriously.
State Farm
On may 26, 2017, state farm homeowners insurance company became part of our family. what we like about state farm was the easy process it took when it was time to establish a home owner’s insurance company for our first home.
Erie Insurance
Compared to other providers, this company quote the combined plans of auto and home at relative lower prices.
Liberty Mutual
I was sent all of my policy documents when we first signed up with liberty mutual, and the person I spoke to on the phone to set up the policy was very kind and helpful.
State Farm
The website is basic and easy to navigate, but I often end up calling somebody, if the problem or question is more complex
State Farm
The price seems to be the best among other insurance companies. I get prompt response when I call the office.
State Farm
They have always offered great customer service. I can reach them via email, phone, or chat. I have never had to wait and always get a real person
Allstate
I like that they do the auto pay but send us an email each month before they do it. I wish I could go into an office when I needed something.

Winfield, IL Homeowners Insurance By Home Value

Winfield, IL Home Value Total Homes % of Total Average Winfield, IL Homeowners Insurance
Less than $50,000 314 3.0% $79
$80,000 to $89,999 135 1.0% $293
$90,000 to $99,999 218 2.0% $325
$100,000 to $124,999 462 4.0% $380
$125,000 to $149,999 744 7.0% $475
$150,000 to $174,999 1,315 12.0% $563
$175,000 to $199,999 1,172 11.0% $650
$200,000 to $249,999 2,517 24.0% $785
$250,000 to $299,999 1,243 12.0% $951
$300,000 to $399,999 1,965 19.0% $1213

Top Home Insurance Agents Near Winfield, IL

Home Insurance Company Near Winfield, IL Homeowners Insurance Agency Near Winfield, IL Address
Travelers Aegis Associates Insurance Ltd 800 ROOSEVELT RD BLD B STE 204, GLEN ELLYN, IL, 60137
Travelers Bob Korvas Agency 8111 N Milwaukee Ave , Niles, IL, 60714
Erie Dangelo Insurance Group 6224 Main Street Suite C, Downers Grove, IL, 60516
State Farm Donna Lavin 721 E Golf Rd, Schaumburg, IL, 60173-4511
Travelers Mesirow Insurance Services Inc 353 N CLARK ST, CHICAGO, IL, 60654

Cost Of Homeowners Insurance By Street Near Winfield, IL

Streets in Winfield Area Homeowners Insurance Cost
Harvest Ct, Cynthia Dr, Academy Ln, Cranberry Ln, Buckthorn Ct, Forestview Dr N, Briggs St, Maplewood Ct, 5th Ave, Raven Hill Dr$785
Woods Ave, Wynwood Rd, Cove Ln, Leonard St, Continental Dr, Oakwood St, Ray Ave, Ptarmigan Ct, Thornwood Dr, W Lester St$827
E 12th Ave, Kenwood Ave, Partridge Dr, Cherice Dr, Cooley Ave, Sova Ln, Oakridge Dr, Longest Dr, Plumtree Ln, Sandhurst Ct$789
Kline Cir, W 8th Ave, Church St, Kimball Ct, Haylett Ave, Red Bud Ct, McDonald Ave, Timber Ridge Dr, W 12th Ave, Delano St$809
Pattermann Rd, Lancaster Dr, Norris Ave, Stonebridge Trl, Oakwood St, Evans Ave, Borkshire Ln, Turner Ct, Quail Run Dr, Carlson Ct$830

Winfield, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Winfield$118 to $121
Warrenville$118
West Chicago$120
Wheaton$127

Winfield, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warrenville city, Illinois $99 $131 $197
West Chicago city, Illinois $100 $133 $200
Wheaton city, Illinois $106 $141 $212

Winfield, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Winfield, IL3.5%9%
Warrenville3.73%10.65%
West Chicago3.16%8.42%
Wheaton3.08%8.27%

Winfield Renters Insurance as a Percentage of Rent

Winfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 51 1.0% $772
$300 to $499 142 4.0% $1222
$500 to $749 213 6.0% $1897
$750 to $999 913 29.0% $2647
$1,000 to $1,499 1,383 44.0% $3772
$1,500 or more 398 12.0% $5422

Winfield, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Winfield Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $13,300$11,800
Net Savings to Winfield Home Owner from High Deductible Plan $1,500

Winfield, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Winfield, IL Home Replacement Value MORE than Home Value Winfield, IL Home Replacement Value LESS than Home Value
Replacement Value $359,500 $206,000
Insurance Premium based on Replacement Value $1,550 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $84,000 Risk Exposure from Under Insuring Coverage is $69,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $375/year

Example Winfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceChubb Group of Insurance
Monthly Premium 82148212
Year Built 196219941981
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$400000-$500000$700000-$800000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Winfield, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1949 235,000 Metal Roof 2,240 4 $2500-$5000 Deductible 150 2 Wood siding yes
1990 205,000 Composition Roof 1,460 3 > $10,000 Deductible 180 4 Stucco siding yes
2004 235,000 Wood Shake Roof 1,560 5 $1000-$2500 Deductible 500 8 Brick siding yes
1966 300,000 Shingles Roof 2,220 3 $1000-$2500 Deductible 1500 12 Brick siding yes
1941 525,000 Slate Shingles Roof 4,070 5 $5000 to $10,000 Deductible 890 9 Fiber-Cement Siding No
1988 455,000 Membrane Roof 3,090 5 > $10,000 Deductible 750 7 Wood siding No
1996 180,000 Shingles Roof 1,510 3 $5000 to $10,000 Deductible 250 5 Vinyl siding No
1991 210,000 Wood Shake Roof 1,580 5 > $10,000 Deductible 310 7 Fiber-Cement Siding yes
1973 525,000 Slate Shingles Roof 3,560 5 > $10,000 Deductible 300 3 Vinyl siding No
1991 440,000 Slate Shingles Roof 4,370 5 $5000 to $10,000 Deductible 1180 10 Brick siding yes
1973 190,000 Shingles Roof 1,420 3 $1000-$2500 Deductible 370 7 Stucco siding yes
1963 490,000 Metal Roof 3,410 5 $2500-$5000 Deductible 1860 9 Wood siding yes
1967 395,000 Wood Shake Roof 2,920 5 $1000-$2500 Deductible 590 4 Fiber-Cement Siding No
2003 205,000 Composition Roof 1,890 3 $500 Deductible 790 9 Brick siding yes
1988 295,000 Composition Roof 1,970 3 $500- $1000 Deductible 880 9 Fiber-Cement Siding No
1966 275,000 Asphalt Shingles Roof 2,420 4 $5000 to $10,000 Deductible 260 5 Fiber-Cement Siding yes
1964 210,000 Asphalt Shingles Roof 1,960 4 $500 Deductible 720 7 Fiber-Cement Siding yes
2002 335,000 Membrane Roof 3,030 4 $500 Deductible 130 1 Vinyl siding No
1993 260,000 Metal Roof 2,040 3 $500- $1000 Deductible 210 2 Stucco siding yes
1981 650,000 Wood Shake Roof 4,540 5 $2500-$5000 Deductible 580 2 Brick siding yes
1941 525,000 Membrane Roof 4,760 5 $2500-$5000 Deductible 2260 12 Fiber-Cement Siding No
1963 275,000 Slate Shingles Roof 2,000 3 $2500-$5000 Deductible 490 7 Wood siding yes
1944 320,000 Asphalt Shingles Roof 3,250 4 $5000 to $10,000 Deductible 920 12 Stucco siding yes
1960 360,000 Asphalt Shingles Roof 2,400 5 $5000 to $10,000 Deductible 430 6 Stone Siding No
1941 410,000 Wood Shake Roof 3,240 5 $5000 to $10,000 Deductible 780 8 Brick siding No
2009 395,000 Membrane Roof 2,910 4 $2500-$5000 Deductible 130 1 Stucco siding No
1969 590,000 Composition Roof 4,220 5 $500 Deductible 1210 5 Fiber-Cement Siding yes