Windsor Insurance Rates:

Windsor, NC homeowners insurance is about $489 to $663, about $40-$55/month. Our all inclusive analysis reveals consumers can save as much as $230 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Windsor, NC Homeowners Insurance By Home Value

Windsor, NC Home Value Total Homes % of Total Average Windsor, NC Homeowners Insurance
Less than $50,000 382 18.0% $172
$50,000 to $59,999 151 7.0% $362
$60,000 to $69,999 211 10.0% $449
$70,000 to $79,999 203 9.0% $518
$80,000 to $89,999 323 15.0% $587
$90,000 to $99,999 99 4.0% $656
$100,000 to $124,999 207 10.0% $760
$125,000 to $149,999 93 4.0% $956
$150,000 to $174,999 136 6.0% $1128
$175,000 to $199,999 57 2.0% $1301
$200,000 to $249,999 132 6.0% $1566
$250,000 to $299,999 38 1.0% $1912
$300,000 to $399,999 27 1.0% $2430

Top Home Insurance Agents Near Windsor, NC

Home Insurance Company Near Windsor, NC Homeowners Insurance Agency Near Windsor, NC Address
Allstate Dan Pittman Insurance Agency 123 S King Street , Windsor, NC, 27983
Travelers Sia Group Inc 10119 RED BANKS RD, GREENVILLE, NC, 27858
NA Phelps Insurance Group, Inc. Dba Cooper Ins Agency, Inc. 103 S King St , Windsor, NC, 27983
NA Parsons & Robinson 614 Country Club Dr Ste B, Greenville, NC, 27834
NA Bankers Insurance, Llc 400 W Ehringhaus St Elizabeth City, Elizabeth City, NC, 27909

Cost Of Homeowners Insurance By Street Near Windsor, NC

Streets in Windsor Area Homeowners Insurance Cost
Pine Forest Dr, State Rd 1236, Governors Rd, Old Merry Hill Rd, Smith Freeman Rd, W Gray St, State Hwy 45, Sun Ln, State Rd 1376, State Rd 1001$576
Clarence Nowell Rd, State Rd 1221, State Rd 1133, W Byrd St, State Rd 1523, Rascoe Club House Rd, State Rd 1506, State Rd 1257, Alden Ln, Harmon Rd$577
S Granville St, Daly St, Bazemore St, Gov Eden House Rd, Five Oaks Dr, Russell Ln, State Rd 1235, Sand Pitt Ln, Austin St, State Hwy 11 Bus$578
Rn Ln, Lee St, Ledrew Perry Rd, State Rd 1238, Askew St, State Rd 1108, State Rd 1502, N Middle St, Woody Ln, State Rd 1518$574
Ruffin Ln, State Rd 1234, Dunning Ln, Timber Ln, State Rd 1337, Bond Ln, Terry Ave, Mizelle Ln, State Rd 1137, Mebane Cir$574

Windsor, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Windsor$86 to $88
Bertie County$86
Indian Woods$85
Askewville$90

Windsor, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bertie County, North Carolina $72 $95 $143
Indian Woods township, Bertie County, North Carolina $72 $95 $143
Merry Hill township, Bertie County, North Carolina $72 $96 $144

Windsor, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Windsor, NC4.6%12.2%
Bertie County4.98%12.95%
Indian Woods4.26%15.26%
Merry Hill5.8%12.78%

Windsor Renters Insurance as a Percentage of Rent

Windsor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 60 9.0% $336
$200 to $299 75 12.0% $786
$300 to $499 101 16.0% $1236
$500 to $749 214 34.0% $1911
$750 to $999 102 16.0% $2661
$1,000 to $1,499 65 10.0% $3786

Windsor, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Windsor Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Windsor Home Owner from High Deductible Plan $600

Windsor, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Windsor, NC Home Replacement Value MORE than Home Value Windsor, NC Home Replacement Value LESS than Home Value
Replacement Value $101,000 $67,000
Insurance Premium based on Replacement Value $525 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Windsor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateAmica Mutual Insurance Company
Monthly Premium 224047
Year Built 197419821968
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $75000-$100000$100000-$125000$100000-$125000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Windsor, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 120,000 Tile Roof 1,760 3 $1000-$2500 Deductible 230 7 Stucco siding No
1940 230,000 Shingles Roof 3,050 4 $2500-$5000 Deductible 570 8 Stone Siding yes
1981 75,000 Asphalt Shingles Roof 1,250 3 $500 Deductible 80 3 Vinyl siding No
1997 155,000 Metal Roof 2,180 3 $500- $1000 Deductible 130 2 Stucco siding No
1965 150,000 Asphalt Shingles Roof 2,350 4 $2500-$5000 Deductible 320 8 Wood siding yes
1982 95,000 Wood Shake Roof 1,740 3 $500- $1000 Deductible 280 8 Fiber-Cement Siding No
1976 75,000 Tile Roof 1,370 3 $1000-$2500 Deductible 60 4 Fiber-Cement Siding No
1985 70,000 Shingles Roof 1,260 3 $500 Deductible 80 4 Stucco siding yes
2003 155,000 Slate Shingles Roof 3,130 4 $5000 to $10,000 Deductible 70 2 Fiber-Cement Siding No
1989 170,000 Metal Roof 3,310 4 $1000-$2500 Deductible 160 3 Vinyl siding yes
1989 205,000 Wood Shake Roof 2,920 4 $2500-$5000 Deductible 50 1 Brick siding No
2000 135,000 Composition Roof 1,920 3 $500- $1000 Deductible 540 10 Stone Siding yes
1973 80,000 Metal Roof 1,400 3 $500- $1000 Deductible 210 6 Wood siding No
1985 110,000 Metal Roof 1,590 3 $2500-$5000 Deductible 210 5 Brick siding yes
1964 125,000 Tile Roof 2,160 3 $2500-$5000 Deductible 350 10 Stucco siding yes
2008 250,000 Shingles Roof 3,390 4 $5000 to $10,000 Deductible 540 9 Fiber-Cement Siding yes
1945 180,000 Composition Roof 2,370 4 $500 Deductible 140 2 Fiber-Cement Siding yes
2013 175,000 Metal Roof 2,370 3 $1000-$2500 Deductible 570 9 Stucco siding No
2012 115,000 Slate Shingles Roof 2,140 3 $500- $1000 Deductible 170 6 Brick siding No
1992 180,000 Asphalt Shingles Roof 2,410 4 $500 Deductible 300 4 Wood siding No
2000 210,000 Metal Roof 2,800 4 > $10,000 Deductible 160 4 Wood siding No
2012 130,000 Slate Shingles Roof 1,910 4 $500 Deductible 240 5 Stucco siding yes
1974 205,000 Composition Roof 2,830 4 $500- $1000 Deductible 420 5 Brick siding yes
1981 145,000 Membrane Roof 2,120 3 $500 Deductible 480 7 Brick siding No
1987 165,000 Metal Roof 2,900 4 $2500-$5000 Deductible 490 12 Vinyl siding No
2007 160,000 Asphalt Shingles Roof 2,340 4 $5000 to $10,000 Deductible 140 4 Brick siding No
1972 135,000 Composition Roof 2,000 3 $500 Deductible 340 5 Wood siding yes
2003 95,000 Metal Roof 1,890 3 $500- $1000 Deductible 270 9 Stucco siding No
1988 135,000 Slate Shingles Roof 2,230 3 $500- $1000 Deductible 180 3 Brick siding No
2014 125,000 Slate Shingles Roof 1,680 3 $2500-$5000 Deductible 240 5 Wood siding yes
1966 250,000 Asphalt Shingles Roof 3,360 4 $500 Deductible 810 5 Wood siding yes
1973 100,000 Metal Roof 1,690 3 $1000-$2500 Deductible 240 6 Fiber-Cement Siding yes
2001 75,000 Slate Shingles Roof 1,480 3 $1000-$2500 Deductible 300 12 Fiber-Cement Siding No
2010 135,000 Wood Shake Roof 1,830 4 $500 Deductible 280 7 Fiber-Cement Siding yes