Windsor Locks Insurance Rates:

Windsor Locks, CT homeowners insurance is about $715 to $972, about $59-$81/month. Our exhaustive research reveals consumers can save as much as $337 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Top Home Insurance Agents Near Windsor Locks, CT

Home Insurance Company Near Windsor Locks, CT Homeowners Insurance Agency Near Windsor Locks, CT Address
Travelers Abbatello Insurance Agency Llc 41 MIDDLETOWN AVE 2ND FL, NORTH HAVEN, CT, 6473
Liberty Mutual Amy Varza 751 Straits Turnpike Ste 1000, Middlebury, CT, 6762
Travelers Insurance Consultants Agency Llc 30 MAIN ST, CENTERBROOK, CT, 6409
Travelers Wheeler & Taylor Inc 402 E ST, PITTSFIELD, MA, 1201

 

Windsor Locks, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Suffield Depot CDP, Connecticut $132 $176 $264
Windsor town, Hartford County, Connecticut $128 $170 $255
Southwood Acres CDP, Connecticut $126 $168 $252

 


Windsor Locks, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Windsor Locks, CT4.2%11.3%
Suffield Depot3.37%7.58%
Windsor3.74%9.91%
Southwood Acres3.82%10.93%

Windsor Locks Renters Insurance as a Percentage of Rent

Windsor Locks Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 11 1.0% $345
$200 to $299 55 6.0% $795
$300 to $499 10 1.0% $1245
$500 to $749 26 2.0% $1920
$750 to $999 451 49.0% $2670
$1,000 to $1,499 283 31.0% $3795
$1,500 or more 67 7.0% $5445

Cost Of Homeowners Insurance By Street Near Windsor Locks, CT

Streets in Windsor Locks Area Homeowners Insurance Cost
Dexter Rd, Darien Dr, Leslie St, Greenland St, Webb St, Taft Ln, Ella Grasso Tpke, Ahern Ave, Rainbow Rd, Guilford St$843
Greenview Ln, Barbara Dr, Ella Grasso Tpke, US Airports Way, Highland Rd N, Glendale Cir, S Elm St, Avon St, Helena Ln, Garry Rd$839
Nicholson Rd, Deborah Cir, Dove Ct, Rachel St, Cannon Rd, Lynn Ln, Southwest Ave, Copper Dr, Smalley Rd, Alma Rd$841
Dibble Hollow Ln, Sutton Dr, Veronica Way, Michelle Dr, Kate Way, Palm Dr, Arbor Ln, Northwood Dr, Volunteer Dr, Perimeter Rd$839
Canal Bank Rd, Bel Aire Cir, S Center St, Bradley Park Rd, Edith St, Fernwood Dr, Deborah Rd, Frances Ln, Laurel Rd, Creston Rd$842

Windsor Locks, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Windsor Locks$126 to $128
Suffield Depot$132
Windsor$128
Southwood Acres$126

Windsor Locks, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Windsor Locks Homeowner Insurance Premium Example $3,100$2,900
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $26,700$26,100
Net Savings to Windsor Locks Home Owner from High Deductible Plan $600

 


Windsor Locks, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Windsor Locks, CT Home Replacement Value MORE than Home Value Windsor Locks, CT Home Replacement Value LESS than Home Value
Replacement Value $256,500 $183,500
Insurance Premium based on Replacement Value $3,075 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $48,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $300/year

 


Example Windsor Locks Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 132209522
Year Built 197019611946
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$300000-$350000$500000-$600000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible