Windsor Insurance Rates:

Windsor, CT homeowners insurance is approximately $725 to $983, about $60-$81/month. Our thorough research indicates shoppers can save upto $341 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Windsor, CT: Customer-Reviewed Options


Top Home Insurance Agents Near Windsor, CT

Home Insurance Company Near Windsor, CT Homeowners Insurance Agency Near Windsor, CT Address
Travelers Adam Miller Agency Llc 227 Turnpike 2Nd Fl., Monroe, CT, 6468
Allstate Christine Potts 10 Higgins Hwy Ste 6, Mansfield Center, CT, 6250
Travelers The Michalowski Agency Llc 821 CENTER ST, WALLINGFORD, CT, 6492
Travelers Wheeler & Taylor Inc 333 Main St Great Barrington, Great Barrington, MA, 1230

 

Windsor, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bloomfield town, Hartford County, Connecticut $127 $169 $254
Windsor Locks CDP, Connecticut $126 $168 $252
Blue Hills CDP, Connecticut $124 $165 $248

 


Windsor, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Windsor, CT3.7%9.9%
Bloomfield3.66%8.45%
Windsor Locks4.16%11.27%
Blue Hills3.92%10.79%

Windsor Renters Insurance as a Percentage of Rent

Windsor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 22 1.0% $790
$300 to $499 150 8.0% $1240
$500 to $749 139 7.0% $1915
$750 to $999 271 15.0% $2665
$1,000 to $1,499 947 53.0% $3790
$1,500 or more 248 13.0% $5440

Cost Of Homeowners Insurance By Street Near Windsor, CT

Streets in Windsor Area Homeowners Insurance Cost
Beth Cir, Willowcrest Dr, Aramamet St, Belmont Ave, Vinlen Dr, Philip Henry Cir, Phelps Meadows, Squire Rd, Buxton Ct, Brookview Rd$850
Hilltop Rd, Silliman Cir, Palisado Ave, Old River St, Stinson Pl, Crest Dr, Hayden Ct, E Pershing St, International Dr, Olin St$846
Woodcarver Rd, Regency Dr, Adam Hill Rd, Lochview Dr, Gorden Cir, Crabapple Rd, Ridge St, Fox Meadow Ln, Green Manor Ave, Oxcart Dr$869
Hearthstone Dr, Moorlands, Hope Cir, Strawberry Cir, Dorchester Dr, Pine Ln, Hampden Pl, Rodney St, Grace St, Cobblestone Way$849
Plum Ridge Dr, David Cir, Harness Ln, Ballymeade Ln, Blue Hills Ave Exd, Putnam Hwy, E Granby Rd, Logans Way, Sycamore Cir, Cardston Cir$854

Windsor, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Windsor$127 to $130
Bloomfield$127
Windsor Locks$126
Blue Hills$124

Windsor, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Windsor Homeowner Insurance Premium Example $2,700$2,100
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,200$16,600
Net Savings to Windsor Home Owner from High Deductible Plan $600

 


Windsor, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Windsor, CT Home Replacement Value MORE than Home Value Windsor, CT Home Replacement Value LESS than Home Value
Replacement Value $298,500 $194,500
Insurance Premium based on Replacement Value $3,050 $1,975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $72,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $750/year

 


Example Windsor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceHartford Insurance GroupNationwide Insurance
Monthly Premium 120119354
Year Built 197519451968
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$150000-$175000$600000-$700000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible