Windsor Insurance Rates:

Windsor, CA homeowners insurance is roughly $533 to $726, about $44-$60/month. Our thorough research reveals consumers can save upto $251 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
They send out way too much commercial ads like emails or paper mails. i receive mails very month from them
Commerce Insurance
I don't have a specific experience with their services, so I can really say. I think they do alright though, I have no complaints.
Esurance
The interactions and communications from the company are similar to any other business wanting to increase their capital. I receive ads, flyers, emails, and mailers. I have requested a reduction and feel that the few that I receive are easily ignored and discarded. Anything I want I can access, I do not need or want to be inundated with sales crap.
State Farm
They make home insurance easy to understand. I feel the prices for the coverage are fair. The information they give is appropriate. The company is available to interact with.
State Farm
Someone is always available to answer questions and make sure we understand the policy. Our agent also calls to wish us a happy birthday which is a nice touch.

Windsor, CA Homeowners Insurance By Home Value

Windsor, CA Home Value Total Homes % of Total Average Windsor, CA Homeowners Insurance
Less than $50,000 316 8.0% $37
$50,000 to $59,999 76 2.0% $81
$60,000 to $69,999 45 1.0% $100
$70,000 to $79,999 65 1.0% $119
$80,000 to $89,999 41 1.0% $132
$90,000 to $99,999 63 1.0% $150
$100,000 to $124,999 117 3.0% $176
$125,000 to $149,999 78 2.0% $220
$150,000 to $174,999 127 3.0% $257
$175,000 to $199,999 108 2.0% $295
$200,000 to $249,999 222 6.0% $358
$250,000 to $299,999 336 9.0% $440
$300,000 to $399,999 2,099 56.0% $559

Top Home Insurance Agents Near Windsor, CA

Home Insurance Company Near Windsor, CA Homeowners Insurance Agency Near Windsor, CA Address
Farmers Ana Reyes 1000 Missouri St, Fairfield, CA, 94533
State Farm Jeff Marks 1920 San Pablo Ave, Pinole, CA, 94564-1733
Farmers Robert Stroud 1275 4th St Ste 105, Santa Rosa, CA, 95404
State Farm Ron Hosack 2312 Bethards Dr Ste 1, Santa Rosa, CA, 95405-9004
Travelers Unique Insurance Service Inc 737 SOUTHPOINT BLVD STE F, PETALUMA, CA, 94954

Cost Of Homeowners Insurance By Street Near Windsor, CA

Streets in Windsor Area Homeowners Insurance Cost
Shiloh Valley, Ursiline Rd, Valle Vista St, Prestwick Ct, McClelland Dr, Mitchell Ln, Stellar Ln, Wohler Rd, Lytton Springs Rd, E Shiloh Rd$645
Rochioli Dr, Loni Ct, Rosewood Dr, Pheasant Ln, Burgundy Way, Fairlie Dr, Bello Vino Ln, Oitmann Rd, Rio Lindo Rd, Shagbark St$635
Voss Park Cir, Tandy Ln, Dove Ln, Elsbree Cir, Troon Ct, del Rio Wood Rd, Shiloh Mdw, Daybrook Dr, Prune Tree Dr, Almond Way$661
Kidd Rd, Eton Ct, Kilarney Ln, N Laughlin Rd, Slusser Rd, Ferrari Way, Sweetwater Springs Rd, Creek Way, Esposti Meadows Way, Poe Ct$638
Alexis St, Buckeye Dr, Mark West Commons Cir, Fox Hollow Pl, Stirrup Loop, Philip Dr, Katherine Pl, Shannon Way, E Fulton Rd, Foppiano Way$629

Windsor, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Windsor$94 to $96
Larkfield-Wikiup$95
Graton$96
Santa Rosa$94

Windsor, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Larkfield-Wikiup CDP, California $95 $127 $191
Fulton CDP, California $95 $127 $191
Forestville CDP, California $95 $127 $191

Windsor, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Windsor, CA2.2%8.6%
Larkfield-Wikiup1.9%9.85%
Forestville2.69%10.54%
Sonoma County2.2%10.35%

Windsor Renters Insurance as a Percentage of Rent

Windsor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 132 6.0% $784
$300 to $499 62 2.0% $1234
$500 to $749 118 5.0% $1909
$750 to $999 227 10.0% $2659
$1,000 to $1,499 443 20.0% $3784
$1,500 or more 1,167 54.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby Windsor For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsCalifornia Casualty377
1500002501-3 YearsIDS Property Casualty461
1500005001-3 YearsCSAA Ins Exch361
1500005007-15 YearsChubb/Federal698
1500005007-15 YearsCSAA Ins Exch468
1500005007-15 YearsUnigard Group504
2000005001-3 YearsUSAA397
2000005004-6 YearsCalifornia Capital349
2000005004-6 YearsPrivilege Underwriters Exch958
20000050026-40 YearsGeneral Ins343
20000050041-70 YearsCSE Safeguard529
20000050041-70 YearsWawanesa539
2500001000NewPacific Specialty459
25000010001-3 YearsStillwater Ins Co379
25000010004-6 YearsAAA (Interinsurance Exchange)637
25000010004-6 YearsCalifornia Casualty538
25000010007-15 YearsCalifornia Capital406
250000100016-25 YearsWawanesa638
250000100026-40 YearsCSAA Ins Exch687
250000500NewAmerican Modern827
250000500NewSafeco366
2500005001-3 YearsUnigard Group603
2500005004-6 YearsAmerican Security791

Windsor, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Windsor Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,500$8,300
Net Savings to Windsor Home Owner from High Deductible Plan $1,200

Windsor, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Windsor, CA Home Replacement Value MORE than Home Value Windsor, CA Home Replacement Value LESS than Home Value
Replacement Value $414,000 $276,000
Insurance Premium based on Replacement Value $1,025 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $87,000 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Windsor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersGEICO Insurance
Monthly Premium 608767
Year Built 201319961988
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$600000-$700000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Windsor, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 215,000 Membrane Roof 1,340 3 $2500-$5000 Deductible 120 3 Stone Siding No
1994 600,000 Metal Roof 2,920 4 $500 Deductible 740 6 Wood siding yes
1997 285,000 Composition Roof 1,640 4 $1000-$2500 Deductible 320 6 Brick siding No
1993 780,000 Slate Shingles Roof 3,370 5 $5000 to $10,000 Deductible 210 2 Fiber-Cement Siding yes
1981 355,000 Slate Shingles Roof 1,650 5 $500 Deductible 290 4 Wood siding No
2010 355,000 Composition Roof 1,680 5 > $10,000 Deductible 820 12 Wood siding No
1983 630,000 Slate Shingles Roof 2,740 4 $5000 to $10,000 Deductible 860 9 Stucco siding No
1993 320,000 Composition Roof 1,780 3 $2500-$5000 Deductible 140 2 Stone Siding yes
1991 365,000 Slate Shingles Roof 2,330 3 $500- $1000 Deductible 940 12 Fiber-Cement Siding No
2000 395,000 Metal Roof 1,940 3 $500 Deductible 130 1 Stone Siding No
1989 335,000 Slate Shingles Roof 1,830 3 > $10,000 Deductible 480 10 Wood siding No
2011 320,000 Asphalt Shingles Roof 1,620 3 $1000-$2500 Deductible 590 8 Stone Siding No
1980 330,000 Wood Shake Roof 2,020 4 $5000 to $10,000 Deductible 350 5 Vinyl siding No
2003 420,000 Asphalt Shingles Roof 2,350 4 $500 Deductible 760 6 Stucco siding yes
2013 415,000 Membrane Roof 2,230 4 $2500-$5000 Deductible 90 1 Vinyl siding yes
1986 800,000 Tile Roof 4,890 5 $1000-$2500 Deductible 1310 6 Stone Siding No
2004 375,000 Composition Roof 2,070 4 $500- $1000 Deductible 790 10 Fiber-Cement Siding yes
1981 385,000 Wood Shake Roof 2,140 3 $500- $1000 Deductible 210 3 Wood siding yes
2001 295,000 Metal Roof 1,570 5 $5000 to $10,000 Deductible 420 12 Fiber-Cement Siding No
1993 510,000 Composition Roof 2,370 3 $2500-$5000 Deductible 1080 12 Fiber-Cement Siding No
1997 455,000 Wood Shake Roof 2,040 3 $500 Deductible 110 1 Vinyl siding No
2012 785,000 Membrane Roof 3,810 5 $2500-$5000 Deductible 390 4 Stone Siding yes