Windham Insurance Rates:

Windham, NH homeowners insurance is about $632 to $863, about $52-$71/month. Our detailed analysis reveals consumers can save as much as $298 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Windham, NH Homeowners Insurance By Home Value

Windham, NH Home Value Total Homes % of Total Average Windham, NH Homeowners Insurance
Less than $50,000 116 4.0% $44
$125,000 to $149,999 29 1.0% $268
$150,000 to $174,999 135 5.0% $321
$175,000 to $199,999 41 1.0% $366
$200,000 to $249,999 309 12.0% $448
$250,000 to $299,999 559 22.0% $545
$300,000 to $399,999 1,287 50.0% $694

Top Home Insurance Agents Near Windham, NH

Home Insurance Company Near Windham, NH Homeowners Insurance Agency Near Windham, NH Address
NA Richard K. Mallen Insurance 871 Turnpike St Suite 206 , North Andover, MA, 1845
NA Howard E Bettinson Insurance 927 Massachusetts Ave, Arlington, MA, 2476
NA Sartori Insurance Agency Inc 76 Bedford St 76 Bedford St, lexington, MA, 2420
NA Traina & Traina Insurance Agency, Inc. 44 Main St , Sterling, MA, 1564
Liberty Mutual Independent E A Stevens Company Inc 389 MAIN ST, MALDEN, MA, 2148

Cost Of Homeowners Insurance By Street Near Windham, NH

Streets in Windham Area Homeowners Insurance Cost
Rolling Ridge Rd, Faith Rd, Lancaster Rd, Crestwood Rd, Doiron Rd, Abbott Rd, Cobbetts Pond Rd, Cross St, Timberlane Rd, Lori Rd$749
Cardinal Rd, Grandview Rd, Fern St, Hayes Hart Rd, Industrial Dr, Briar Rd, Costa Ln, Fish Rd, Stonehedge Rd, Bella Vista Rd$742
Washington Rd, Bancroft St, Almas St, Moore Rd, Red Fox Rd, Brookview Rd, Hillside Rd, New Rd, David Rd, Mulberry St$754
Cynthia St, Rosewood St, Aberdeen St, Hidden Valley Rd, Flat Rock Rd, Greenway Rd, Simpson Rd, Anderson Rd, Sawyer Rd, Wildwood Rd$745
Jones Rd, Misty Meadow Rd, Hancock, Meetinghouse Rd, Governor Dinsmore Rd, Balmorra Rd, Hawthorne Rd, Romans Rd, Oriole Rd, Lancelot St$751

Windham, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Windham$111 to $114
Salem$108
Derry$105
Pelham$109

Windham, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Salem town, Rockingham County, New Hampshire $108 $144 $216
Derry town, Rockingham County, New Hampshire $105 $140 $210
Pelham town, Hillsborough County, New Hampshire $109 $145 $218

Windham, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Windham, NH2.4%6.3%
Salem2.83%8.03%
Derry2.75%6.91%
Pelham2.34%7.6%

Windham Renters Insurance as a Percentage of Rent

Windham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 13 4.0% $760
$500 to $749 15 5.0% $1885
$750 to $999 8 2.0% $2635
$1,000 to $1,499 77 28.0% $3760
$1,500 or more 156 57.0% $5410

Windham, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Windham Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,400$8,900
Net Savings to Windham Home Owner from High Deductible Plan $500

Windham, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Windham, NH Home Replacement Value MORE than Home Value Windham, NH Home Replacement Value LESS than Home Value
Replacement Value $482,000 $268,000
Insurance Premium based on Replacement Value $2,700 $1,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $114,500 Risk Exposure from Under Insuring Coverage is $99,500
Premium Impact Insurance cheaper by $550/year Insurance costlier by $650/year

Example Windham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualTravelers
Monthly Premium 84231162
Year Built 198119922001
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$600000-$700000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Windham, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 305,000 Membrane Roof 1,540 3 > $10,000 Deductible 200 3 Stone Siding yes
1982 355,000 Composition Roof 1,840 3 $500 Deductible 1270 7 Wood siding yes
1992 695,000 Wood Shake Roof 3,250 5 $500 Deductible 310 1 Stucco siding No
2004 950,000 Asphalt Shingles Roof 4,950 5 $500- $1000 Deductible 2760 10 Stone Siding No
1986 1,000,000 Metal Roof 4,580 5 $500- $1000 Deductible 1320 5 Stucco siding No
2004 395,000 Membrane Roof 2,080 4 $500 Deductible 880 6 Vinyl siding yes
1986 565,000 Shingles Roof 3,320 5 $500- $1000 Deductible 1790 9 Stucco siding No
2014 445,000 Wood Shake Roof 2,150 5 $5000 to $10,000 Deductible 1130 8 Vinyl siding yes
2007 275,000 Tile Roof 1,570 5 > $10,000 Deductible 390 5 Stone Siding No
1993 520,000 Wood Shake Roof 2,360 4 $5000 to $10,000 Deductible 1100 8 Fiber-Cement Siding No
1987 220,000 Slate Shingles Roof 1,330 3 $2500-$5000 Deductible 180 3 Fiber-Cement Siding No
1997 510,000 Tile Roof 3,210 4 > $10,000 Deductible 380 3 Fiber-Cement Siding yes
1998 480,000 Asphalt Shingles Roof 2,540 4 $500- $1000 Deductible 890 6 Vinyl siding yes
2011 285,000 Metal Roof 1,920 3 $2500-$5000 Deductible 710 10 Stucco siding No
1982 540,000 Membrane Roof 2,700 5 $500- $1000 Deductible 970 5 Wood siding yes
1980 420,000 Wood Shake Roof 1,990 4 $2500-$5000 Deductible 320 2 Brick siding No
2002 620,000 Membrane Roof 3,120 5 $5000 to $10,000 Deductible 620 3 Brick siding No
2010 615,000 Composition Roof 2,790 5 $5000 to $10,000 Deductible 1030 8 Brick siding yes
1984 375,000 Slate Shingles Roof 2,290 4 > $10,000 Deductible 150 2 Stone Siding yes
1993 350,000 Tile Roof 1,700 5 $500- $1000 Deductible 790 5 Stone Siding No
1983 400,000 Wood Shake Roof 2,570 4 $500- $1000 Deductible 960 8 Vinyl siding No
2013 345,000 Metal Roof 1,650 3 > $10,000 Deductible 860 12 Wood siding yes
1986 530,000 Wood Shake Roof 2,720 5 > $10,000 Deductible 1070 8 Brick siding No
2012 450,000 Asphalt Shingles Roof 2,290 3 $500 Deductible 320 2 Fiber-Cement Siding No
1980 525,000 Composition Roof 2,740 4 $500 Deductible 440 2 Stucco siding No
1997 515,000 Slate Shingles Roof 3,420 5 $5000 to $10,000 Deductible 1460 10 Brick siding No
2001 615,000 Wood Shake Roof 3,150 4 $1000-$2500 Deductible 990 4 Brick siding No
2010 270,000 Metal Roof 1,610 3 > $10,000 Deductible 610 10 Brick siding No
1990 445,000 Asphalt Shingles Roof 2,930 4 $1000-$2500 Deductible 680 3 Stucco siding No
1981 625,000 Slate Shingles Roof 4,090 5 $1000-$2500 Deductible 920 4 Stucco siding yes
2012 235,000 Slate Shingles Roof 1,450 3 $500- $1000 Deductible 880 12 Wood siding yes