Windham Insurance Rates:

Windham, CT homeowners insurance is about $706 to $958, about $58-$79/month. Our all inclusive research reveals consumers can save upto $332 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
It would be great if the premiums were less, but I guess that's not really dictated by the company.
Safeco Insurance
They do not allow enough communication to be done on anything besides the phone. At times I simply would like to send off a quick e-mail or change something with a drop-down menu on the site.
Allstate
The customer service with the company that I picked is excellent. I have never filed a claim, however, whenever I have needed assistance with anything there has always been a quick and easy way to contact someone who could help me. The representatives have helped me very quickly.
Allstate
The office staff is always helpful, available, and willing to research questions if they do not know the answer. very friendly as well.
Liberty Mutual
One thing that has the potential to be both positive and negative about liberty mutual home insurance was that they base your costs on your credit rating. if you go through a rough time you could see increase in costs. on the other hand, my husband and i were able to get a fantastic rate, which felt like a reward for a good credit rating.
American Modern Insurance
My home insurance policy is in two names and i received cheque over a year ago and was just lately able to cash them due to them being in both names. the other person is not in the household and the cheque were in both names.

Windham, CT Homeowners Insurance By Home Value

Windham, CT Home Value Total Homes % of Total Average Windham, CT Homeowners Insurance
Less than $50,000 427 9.0% $116
$50,000 to $59,999 162 3.0% $249
$60,000 to $69,999 78 1.0% $307
$80,000 to $89,999 65 1.0% $399
$100,000 to $124,999 328 7.0% $524
$125,000 to $149,999 410 9.0% $657
$150,000 to $174,999 732 17.0% $773
$175,000 to $199,999 694 16.0% $898
$200,000 to $249,999 805 18.0% $1073
$250,000 to $299,999 357 8.0% $1314
$300,000 to $399,999 210 4.0% $1672

Top Home Insurance Agents Near Windham, CT

Home Insurance Company Near Windham, CT Homeowners Insurance Agency Near Windham, CT Address
Travelers Ferguson & Mcguire - Bf 116 BROADWAY, NORWICH, CT, 6360
Travelers Charles G Marcus Agency Inc 842 SILAS DEANE HWY, WETHERSFIELD, CT, 6109
Liberty Mutual Martin E. Rheault 175 Dwight Road Ste 100, Longmeadow, MA, 1106
Travelers May Bonee & Walsh Inc 180 GLASTONBURY BLVD, GLASTONBURY, CT, 6033
Travelers Mcdonough & Keegan Insurance Agency Inc 1210 MILL ST, EAST BERLIN, CT, 6023

Windham, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Windham CDP, Connecticut $106 $141 $211
Willimantic CDP, Connecticut $104 $138 $207
Mansfield Center CDP, Connecticut $107 $143 $214

Windham, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Windham, CT4.3%10.0%
South Windham4.85%10.6%
Willimantic4.29%9.97%
Mansfield Center4.16%9.44%

Windham, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Windham Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,400$20,900
Net Savings to Windham Home Owner from High Deductible Plan $500

Windham, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Windham, CT Home Replacement Value MORE than Home Value Windham, CT Home Replacement Value LESS than Home Value
Replacement Value $216,500 $133,000
Insurance Premium based on Replacement Value $2,375 $1,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $400/year

Example Windham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateTravelers
Monthly Premium 7199141
Year Built 198319431994
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Windham, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 175,000 Composition Roof 1,710 2 $1000-$2500 Deductible 560 5 Wood siding No
1970 290,000 Shingles Roof 2,810 4 $1000-$2500 Deductible 1670 10 Stucco siding No
1988 125,000 Metal Roof 1,070 2 $500 Deductible 480 5 Fiber-Cement Siding No
1989 185,000 Membrane Roof 1,730 4 $1000-$2500 Deductible 1250 8 Brick siding yes
1973 190,000 Composition Roof 1,740 2 $5000 to $10,000 Deductible 230 2 Brick siding No
1996 135,000 Composition Roof 1,650 2 $500 Deductible 150 1 Brick siding yes
1989 200,000 Membrane Roof 1,980 3 > $10,000 Deductible 260 3 Wood siding No
1993 155,000 Slate Shingles Roof 1,460 2 $500 Deductible 390 4 Wood siding No
1982 240,000 Membrane Roof 2,120 4 $2500-$5000 Deductible 250 2 Wood siding No
1948 215,000 Membrane Roof 2,450 4 $1000-$2500 Deductible 1060 8 Wood siding yes
1979 170,000 Tile Roof 2,070 4 $1000-$2500 Deductible 330 2 Brick siding yes
1974 160,000 Metal Roof 1,420 2 $1000-$2500 Deductible 890 9 Brick siding yes
1971 170,000 Shingles Roof 1,760 3 $500- $1000 Deductible 1680 10 Brick siding No
1970 110,000 Tile Roof 1,180 2 $500- $1000 Deductible 770 8 Stucco siding No
1949 165,000 Asphalt Shingles Roof 1,670 2 $500 Deductible 830 5 Brick siding yes
1949 140,000 Wood Shake Roof 1,580 3 $500 Deductible 630 5 Fiber-Cement Siding yes
1978 165,000 Metal Roof 1,700 2 $5000 to $10,000 Deductible 160 2 Wood siding No
1987 360,000 Membrane Roof 3,130 4 $1000-$2500 Deductible 2130 7 Vinyl siding No
1940 215,000 Wood Shake Roof 1,980 3 $1000-$2500 Deductible 1100 9 Wood siding yes
1997 315,000 Slate Shingles Roof 2,680 4 $5000 to $10,000 Deductible 930 5 Stone Siding yes
1981 335,000 Composition Roof 2,970 4 $500- $1000 Deductible 2210 8 Stone Siding No
1995 195,000 Wood Shake Roof 2,160 3 $1000-$2500 Deductible 940 10 Wood siding yes
1982 220,000 Membrane Roof 2,290 4 > $10,000 Deductible 130 1 Brick siding No
1974 140,000 Asphalt Shingles Roof 1,330 3 $500- $1000 Deductible 830 8 Vinyl siding No
1985 310,000 Tile Roof 2,940 4 $500- $1000 Deductible 2700 10 Stucco siding No
1987 240,000 Membrane Roof 2,840 4 $5000 to $10,000 Deductible 980 12 Vinyl siding yes
1980 215,000 Metal Roof 1,900 4 $2500-$5000 Deductible 850 5 Fiber-Cement Siding yes
1948 140,000 Wood Shake Roof 1,150 2 $500 Deductible 790 7 Stone Siding yes