Winchester, TN homeowners insurance is approximately $668 to $917, about $55-$76/month. Our all inclusive guide indicates shoppers can save as much as $316 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Winchester, TN | Homeowners Insurance Agency Near Winchester, TN | Address |
|---|---|---|
| Farmers | Ted Miller | 1871 Slaughter Rd Ste B, Madison, AL, 35758 |
| Farmers | Christopher Malone | 2100b Sparkman Dr NW, Huntsville, AL, 35810 |
| State Farm | David Duncan | 301 N Jackson St, Tullahoma, TN, 37388-3552 |
| Travelers | Everett Insurance Agency | 438 West Commerce Street, Lewisburg, TN, 37091 |
| Farmers | Glen Hiller | 105 Church St Ste D, Madison, AL, 35758 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Franklin County, Tennessee | $99 | $132 | $198 |
| Decherd city, Tennessee | $98 | $130 | $195 |
| Estill Springs town, Tennessee | $99 | $131 | $197 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Winchester, TN | 6.8% | 18.8% |
| Franklin County | 6.79% | 20.3% |
| Decherd | 8.05% | 24.25% |
| Estill Springs | 7.45% | 19.59% |
| Winchester Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 110 | 8.0% | $363 |
| $200 to $299 | 97 | 7.0% | $813 |
| $300 to $499 | 319 | 23.0% | $1263 |
| $500 to $749 | 529 | 39.0% | $1938 |
| $750 to $999 | 257 | 18.0% | $2688 |
| $1,000 to $1,499 | 26 | 1.0% | $3813 |
| $1,500 or more | 18 | 1.0% | $5463 |
| Streets in Winchester Area | Homeowners Insurance Cost |
|---|---|
| Cumberland St E, Roberts Ln, 4th Ave NW, Shadowbrook Rd, Clover Dr, Hunt Hollow Dr, Briar Ln, Fran Ln, Royal Oak Dr, Woodland Way | $810 |
| Willow Dr, Collier Field Ln, Clark Rd, Winding Path, Owens Cabin Ln, Roggli Ln, Franklin Park, Dry Creek Rd, College St S, 8th Ave NW | $785 |
| Holiday Dr, S Shephard St, Scarborough Ln, E Heikens Dr, South Dr, Girton St, Sycamore St S, Rotary Dr, Hackberry Dr, Alexander Ln | $801 |
| Tanyard Hill Rd, Meadow Ln, Brannan Hill Rd, Ross Ln, Old Decherd Rd, Oak Park, N Front St, Crossview Rd, Mason Ave, Overlook Ln | $790 |
| 6th Ave S, Holt Ln, Tankersley Ln, Gitterdone Ln, Montgomery St, College St N, Sun Drop Dr, Earle St, Nelson Ln, Hawkins Cove Rd | $787 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Winchester | $117 to $120 |
| Franklin County | $119 |
| Decherd | $117 |
| Estill Springs | $118 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $2,600 |
| Yearly Winchester Homeowner Insurance Premium Example | $900 | $500 |
| Out of Pocket Expense During Claim | $600 | $2,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,800 | $6,600 |
| Net Savings to Winchester Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Winchester, TN Home Replacement Value MORE than Home Value | Winchester, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $124,500 | $76,000 |
| Insurance Premium based on Replacement Value | $675 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $20,500 | Risk Exposure from Under Insuring Coverage is $28,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $125/year |
| Insurance Company | Liberty Mutual | Erie Insurance | Chubb Group of Insurance |
| Monthly Premium | 50 | 33 | 65 |
| Year Built | 2001 | 1965 | 1943 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $125000-$150000 | $150000-$175000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $500 Deductible |