Winchester, CT homeowners insurance is roughly $711 to $968, about $59-$80/month. Our detailed research shows customers can save as much as $335 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Winchester, CT | Homeowners Insurance Agency Near Winchester, CT | Address |
|---|---|---|
| Travelers | Frazao Insurance Agency Llc | 115 TECHNOLOGY DR 3RD FL STE B306, TRUMBULL, CT, 6611 |
| State Farm | John Grana | 17 Fair Street, Carmel, NY, 10512-1317 |
| Liberty Mutual | John R Bullock Lutcf | 520 Hartford TurnpikeVernon, Vernon, CT, 6066 |
| Travelers | Strathman Winch Insurance Llc | 195 SOUTH MAIN ST, CHESHIRE, CT, 6410 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Winsted CDP, Connecticut | $125 | $166 | $249 |
| Norfolk town, Litchfield County, Connecticut | $132 | $176 | $264 |
| Colebrook town, Litchfield County, Connecticut | $131 | $174 | $261 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Winchester, CT | 4.0% | 8.8% |
| Winsted | 3.88% | 9.53% |
| Norfolk | 3.38% | 9.29% |
| Colebrook | 3.5% | 9.93% |
| Winchester Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 29 | 1.0% | $347 |
| $200 to $299 | 91 | 5.0% | $797 |
| $300 to $499 | 99 | 6.0% | $1247 |
| $500 to $749 | 280 | 18.0% | $1922 |
| $750 to $999 | 386 | 25.0% | $2672 |
| $1,000 to $1,499 | 535 | 35.0% | $3797 |
| $1,500 or more | 106 | 6.0% | $5447 |
| Streets in Winchester Area | Homeowners Insurance Cost |
|---|---|
| Mountain View Ter, Platt Hill Ests, Hubbard St, Upland Rd, Overlook Rd, Ledge Dr, Cook St, Grantville Rd, Crown St, Reaching Hill Rd | $845 |
| Lewis St, Cordano Rd, Marshall St, Wetmore Ave, Greenwoods Ave, Moreland Rd, Birdsall St, Morgan Dr, Hammil Dr, Preston Rd | $848 |
| Chapel Rd, Fehr Ave, Curtice St, Old New Hartford Rd, Weigold Rd, Forest Ave, Lincoln Ave, Division St, Hannifin Rd, Winchester Ave | $847 |
| Perch Road Trl, Pratt St, Gillette Rd, Coe St, Maloney Ct, Dayton Rd, Wynne Rd, Park Pl E, Hosley Rd, Benton St | $845 |
| Front St, Cedar Rd, Old Waterbury Tpke, Royer St, Baker St, Sterling Trl, Hinsdale Ave, Jewell Rd, John St, Laurel St | $849 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Winchester | $125 to $128 |
| Winsted | $125 |
| Norfolk | $132 |
| Colebrook | $130 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $3,900 |
| Yearly Winchester Homeowner Insurance Premium Example | $2,700 | $2,200 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $22,500 | $21,500 |
| Net Savings to Winchester Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Winchester, CT Home Replacement Value MORE than Home Value | Winchester, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $207,000 | $155,500 |
| Insurance Premium based on Replacement Value | $1,875 | $1,425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $27,500 | Risk Exposure from Under Insuring Coverage is $24,000 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $250/year |
| Insurance Company | GEICO Insurance | Chubb Group of Insurance | State Farm |
| Monthly Premium | 169 | 195 | 60 |
| Year Built | 1994 | 1987 | 1967 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $75000-$100000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible |