Wimauma Insurance Rates:

Wimauma, FL homeowners insurance is approximately $973 to $1,350, about $81-$112/month. Our thorough guide shows customers can save as much as $464 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wimauma, FL Homeowners Insurance By Home Value

Wimauma, FL Home Value Total Homes % of Total Average Wimauma, FL Homeowners Insurance
Less than $50,000 132 16.0% $185
$50,000 to $59,999 69 8.0% $394
$60,000 to $69,999 22 2.0% $499
$70,000 to $79,999 48 6.0% $568
$80,000 to $89,999 12 1.0% $650
$90,000 to $99,999 15 1.0% $731
$100,000 to $124,999 59 7.0% $847
$125,000 to $149,999 65 8.0% $1056
$150,000 to $174,999 91 11.0% $1253
$175,000 to $199,999 63 8.0% $1439
$200,000 to $249,999 84 10.0% $1741
$250,000 to $299,999 49 6.0% $2124
$300,000 to $399,999 77 9.0% $2693

Top Home Insurance Agents Near Wimauma, FL

Home Insurance Company Near Wimauma, FL Homeowners Insurance Agency Near Wimauma, FL Address
NA Coast To Coast Insurance Services, Llc 630 Corey Avenue , St Pete Beach, FL, 33706
NA Laplante Agency 2715 State Rd 580, Clearwater, FL, 33761
Travelers Ewing Blackwelder & Duce Ins Of Bartow Inc 4930 Southfork Dr , Lakeland, FL, 33813
Travelers Patrons Insurance Agency Inc 11322 SEMINOLE BLVD, LARGO, FL, 33778
Travelers Tampa Bay Florida Alliance Inc 1526 BLOOMINGDALE AVENUE, VALRICO, FL, 33596

Cost Of Homeowners Insurance By Street Near Wimauma, FL

Streets in Wimauma Area Homeowners Insurance Cost
Talisman Rd, James Cross Ave, Brody Blvd, Kirkwall Port Dr, Terry Clark Ln, River Estates Dr, Hancock Ranch Dr, Jt Roberts Ave, Barley Field Dr, Sugarsand Ln$1,159
Lake Siena Dr, Cobble Mill Dr, Glengarry Rd, Temlin Dr, Bishop Rd, Center St, Standing Stone Dr, Sweat Loop Rd, Squanto Trl, Rannoch Moor Pl$1,171
Sweet Loop Rd, W Gene Rice Ave, Walliser Rd, Key Breeze, Maggie St, Zacks Bar Ln, Hillsborough St, Palmetto Rd, Balm Wimauma Rd, Lake Orta Way$1,126
Shelley Ln, Lonesome Acre Rd, Vel St, Carter Country Ln, Grange Hall Loop, Orendain Ln, Kickliter Rd, North St, Leonard Lee Rd, Sun Paradise Ct$1,167
Spitfire Ln, Jenkins Rd, Big Stand Ln, Joe Sumner Rd, Janes Dr, Coastal Sun St, Hillsboro Rd, Marlin Bay St, Guadalupe Blvd, Railroad St$1,132

Wimauma, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wimauma$171 to $176
Sun City Center$173
Balm$175
Parrish$179

Wimauma, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sun City Center CDP, Florida $144 $192 $288
Balm CDP, Florida $147 $195 $293
Parrish CCD, Manatee County, Florida $150 $199 $299

Wimauma, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wimauma, FL8.7%28.0%
Sun City Center7.79%18.06%
Balm5.01%17.49%
Parrish5.81%17.67%

Wimauma Renters Insurance as a Percentage of Rent

Wimauma Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 3.0% $339
$200 to $299 70 12.0% $789
$300 to $499 74 12.0% $1239
$500 to $749 179 30.0% $1914
$750 to $999 187 32.0% $2664
$1,000 to $1,499 52 8.0% $3789

Average Cost Of Home Insurance By Company In Areas Nearby Wimauma For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $2,943
150,000 27 NO Castle Key Indemnity Company Insurance $3,037
150,000 27 NO Universal Insurance $3,495
150,000 27 YES Florida Peninsula Insurance $1,832
150,000 27 YES Liberty Mutual Fire Insurance $1,530
150,000 27 YES Universal Insurance $2,194
150,000 27 YES Universal Property & Casualty Insurance $1,420
300,000 12 NA American Integrity Insurance $3,008

Wimauma, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Wimauma Homeowner Insurance Premium Example $4,100$3,900
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $33,400$32,800
Net Savings to Wimauma Home Owner from High Deductible Plan $600

Wimauma, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wimauma, FL Home Replacement Value MORE than Home Value Wimauma, FL Home Replacement Value LESS than Home Value
Replacement Value $189,000 $112,000
Insurance Premium based on Replacement Value $3,600 $2,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $900/year

Example Wimauma Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersLiberty Mutual
Monthly Premium 168302229
Year Built 198619952010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Wimauma, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 150,000 Slate Shingles Roof 1,800 3 $500- $1000 Deductible 470 2 Wood siding yes
2013 150,000 Shingles Roof 2,010 3 $500- $1000 Deductible 640 3 Wood siding yes
1997 125,000 Shingles Roof 1,610 3 $2500-$5000 Deductible 810 4 Brick siding No
2012 235,000 Asphalt Shingles Roof 2,820 4 $500- $1000 Deductible 1200 4 Stucco siding No
1990 185,000 Slate Shingles Roof 2,280 4 $5000 to $10,000 Deductible 1850 10 Vinyl siding No
1989 115,000 Tile Roof 1,200 3 $1000-$2500 Deductible 810 6 Vinyl siding yes
1995 150,000 Slate Shingles Roof 1,780 3 $2500-$5000 Deductible 650 3 Fiber-Cement Siding No
2004 190,000 Wood Shake Roof 2,210 3 $2500-$5000 Deductible 1390 6 Vinyl siding No
1987 315,000 Composition Roof 3,820 5 > $10,000 Deductible 2160 7 Fiber-Cement Siding yes
2008 240,000 Shingles Roof 2,480 5 $500 Deductible 4050 9 Brick siding No
1998 195,000 Tile Roof 1,980 4 $500 Deductible 1680 4 Stucco siding yes
2010 120,000 Asphalt Shingles Roof 1,640 4 $1000-$2500 Deductible 1060 7 Fiber-Cement Siding yes
2012 195,000 Slate Shingles Roof 2,140 4 $2500-$5000 Deductible 1590 5 Fiber-Cement Siding No
1991 200,000 Tile Roof 2,370 3 $500- $1000 Deductible 2500 6 Wood siding No
2007 310,000 Membrane Roof 2,950 4 $500 Deductible 1550 3 Vinyl siding No
1991 225,000 Tile Roof 2,620 4 $500 Deductible 1240 4 Fiber-Cement Siding No
1995 205,000 Tile Roof 1,900 3 $2500-$5000 Deductible 460 2 Stucco siding No
2010 185,000 Tile Roof 2,050 3 $500- $1000 Deductible 600 2 Fiber-Cement Siding No
2010 110,000 Wood Shake Roof 1,320 3 $500 Deductible 2050 12 Stone Siding yes
1990 455,000 Membrane Roof 4,490 5 $500- $1000 Deductible 1510 2 Brick siding yes
2011 225,000 Shingles Roof 2,080 3 $500 Deductible 3110 10 Stone Siding No
1981 165,000 Wood Shake Roof 1,480 3 $500 Deductible 640 3 Stone Siding yes
1992 250,000 Metal Roof 2,380 3 $1000-$2500 Deductible 1980 7 Wood siding No
2014 260,000 Slate Shingles Roof 3,120 5 $500- $1000 Deductible 3220 9 Vinyl siding No
1986 95,000 Composition Roof 1,280 3 $1000-$2500 Deductible 730 7 Brick siding No
1980 180,000 Composition Roof 2,120 4 $500- $1000 Deductible 1560 6 Wood siding No
2010 140,000 Tile Roof 1,440 3 $500- $1000 Deductible 1270 7 Stone Siding No
2013 200,000 Slate Shingles Roof 2,060 3 > $10,000 Deductible 1170 7 Stucco siding yes
1986 155,000 Metal Roof 1,640 3 $2500-$5000 Deductible 690 4 Fiber-Cement Siding yes
1996 260,000 Tile Roof 3,200 4 $500 Deductible 5110 10 Stucco siding yes
2010 230,000 Shingles Roof 2,320 4 $5000 to $10,000 Deductible 2150 12 Stone Siding No
1981 195,000 Slate Shingles Roof 2,400 3 $1000-$2500 Deductible 1260 6 Stucco siding No
2012 215,000 Shingles Roof 2,540 4 $500- $1000 Deductible 430 2 Wood siding No
2011 245,000 Composition Roof 2,360 5 $1000-$2500 Deductible 5470 12 Wood siding yes