Wilmore Insurance Rates:

Wilmore, KY homeowners insurance is nearly $664 to $919, about $55-$76/month. Our detailed guide reveals consumers can save as much as $316 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Wilmore, KY Homeowners Insurance By Home Value

Wilmore, KY Home Value Total Homes % of Total Average Wilmore, KY Homeowners Insurance
Less than $50,000 209 11.0% $118
$50,000 to $59,999 25 1.0% $245
$70,000 to $79,999 21 1.0% $355
$80,000 to $89,999 96 5.0% $403
$90,000 to $99,999 48 2.0% $450
$100,000 to $124,999 246 13.0% $522
$125,000 to $149,999 194 10.0% $648
$150,000 to $174,999 183 10.0% $767
$175,000 to $199,999 138 7.0% $885
$200,000 to $249,999 328 18.0% $1067
$250,000 to $299,999 176 9.0% $1305
$300,000 to $399,999 135 7.0% $1661

Top Home Insurance Agents Near Wilmore, KY

Home Insurance Company Near Wilmore, KY Homeowners Insurance Agency Near Wilmore, KY Address
Allstate Amy Hazlett 216 Skywatch Dr, Danville, KY, 40422
Liberty Mutual Independent Bohannon-Meyer Insurance Inc. 201 Lexington Street, Versailles, KY, 40383
State Farm Casey Simpson 683 N Highway 31E Byp Unit 2, Mt Washington, KY, 40047-7545
State Farm Dawn Stice 121 Prosperous Pl Ste 11A, Lexington, KY, 40509-1834
State Farm Erica Barnes 511 W Main St, Lebanon, KY, 40033-1338

Cost Of Homeowners Insurance By Street Near Wilmore, KY

Streets in Wilmore Area Homeowners Insurance Cost
State Hwy 3433, Brookwood Ln, Corman Ln, Broadhurst Dr, Quail Run, Red Robin Way, June Ryan Cir, Woodhill Ln, Gwendolyn Ct, Bicknell Ln$797
Seamands Dr, Butler Blvd, W Joann Dr, Figg Ln, Glass Mill Rd, Bernie Trl, Rabbit Trl, Hutchins Dr, Wilmore Rd, Akers Dr$794
Hager Ct, W Linden St, Bethel Rd, Drake Ln, Conn Dr, Frankfort-Ford Rd, Tococo Ct, Wildwood Ct, Elm St, N Maple St$789
Lone Oak Ln, Linden Ct, Pekin Pike, Winding Way, Chapman Ct, Fox Run Dr, Veterans Dr, Tankersley Ln, Gaile Morris Ct, E Morrison St$801
S Maple St, S Lexington Ave, E College St, Epworth Dr, Blue Jay Way, E Joann Dr, Epworth Ave, Lone Oak Rd, James St, Pickett Dr$796

Wilmore, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wilmore$117 to $120
High Bridge$108
Jessamine County$117
Burgin$116

Wilmore, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jessamine County, Kentucky $118 $157 $236
Burgin CCD, Mercer County, Kentucky $116 $155 $233
Keene CCD, Jessamine County, Kentucky $142 $189 $284

Wilmore, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wilmore, KY4.9%18.7%
Jessamine County4.96%17.01%
Burgin6.13%19.12%
Keene2.91%13.12%

Wilmore Renters Insurance as a Percentage of Rent

Wilmore Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 94 9.0% $332
$200 to $299 29 2.0% $782
$300 to $499 231 22.0% $1232
$500 to $749 386 37.0% $1907
$750 to $999 179 17.0% $2657
$1,000 to $1,499 109 10.0% $3782

Average Cost Of Home Insurance By Company In Areas Nearby Wilmore For Different Scenarios

Home value ($) Construction type Age of home Company premium ($)
150,000 Brick Veneer 19 years Auto Club Property-Casualty Insurance Company 548
250,000 Masonry 9 years First Liberty Insurance Corporation (The) 1,356
125,000 Frame 29 years Guideone Elite Insurance Company 689
250,000 Masonry 9 years Hartford Underwriters Insurance Company 952
150,000 Brick Veneer 19 years Markel American Insurance Company 389
250,000 Masonry 9 years American Bankers Insurance Company Of Florida 3,871
150,000 Brick Veneer 19 years Auto-Owners Insurance Company 1,241
150,000 Brick Veneer 19 years Guideone Mutual Insurance Company 725
250,000 Masonry 9 years Metropolitan Property And Casualty Insurance Company 763
150,000 Brick Veneer 19 years Safeco Insurance Company Of America 468

Wilmore, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Wilmore Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $17,800$16,800
Net Savings to Wilmore Home Owner from High Deductible Plan $1,000

Wilmore, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wilmore, KY Home Replacement Value MORE than Home Value Wilmore, KY Home Replacement Value LESS than Home Value
Replacement Value $216,500 $148,000
Insurance Premium based on Replacement Value $1,225 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $50,000
Premium Impact Insurance cheaper by $275/year Insurance costlier by $100/year

Example Wilmore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceLiberty MutualFarmers Insurance
Monthly Premium 419182
Year Built 199919452011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$350000-$400000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Wilmore, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 310,000 Tile Roof 3,910 5 > $10,000 Deductible 420 7 Stone Siding No
2000 145,000 Asphalt Shingles Roof 1,580 5 $500 Deductible 320 5 Stucco siding No
1991 485,000 Metal Roof 4,900 5 $500 Deductible 1280 5 Vinyl siding yes
1970 380,000 Wood Shake Roof 3,930 5 $500- $1000 Deductible 920 6 Vinyl siding yes
1981 370,000 Asphalt Shingles Roof 3,860 5 $5000 to $10,000 Deductible 140 1 Wood siding No
1997 240,000 Asphalt Shingles Roof 2,140 3 $2500-$5000 Deductible 540 9 Brick siding No
2002 200,000 Asphalt Shingles Roof 2,100 3 $5000 to $10,000 Deductible 560 8 Fiber-Cement Siding No
1946 255,000 Tile Roof 2,220 4 $1000-$2500 Deductible 970 12 Vinyl siding No
1949 180,000 Slate Shingles Roof 1,530 5 $1000-$2500 Deductible 240 4 Wood siding yes
1982 180,000 Wood Shake Roof 2,190 3 $500 Deductible 330 5 Fiber-Cement Siding yes
1996 180,000 Wood Shake Roof 1,690 3 $2500-$5000 Deductible 200 5 Stucco siding No
2013 225,000 Tile Roof 2,560 4 $1000-$2500 Deductible 760 12 Vinyl siding yes
1991 425,000 Tile Roof 4,950 5 $2500-$5000 Deductible 440 3 Vinyl siding No
1946 225,000 Slate Shingles Roof 2,590 4 $500- $1000 Deductible 1090 12 Wood siding yes
1993 225,000 Shingles Roof 2,340 3 $2500-$5000 Deductible 280 4 Brick siding yes
1984 180,000 Wood Shake Roof 2,220 5 $5000 to $10,000 Deductible 250 5 Brick siding yes
2010 270,000 Metal Roof 2,380 3 $5000 to $10,000 Deductible 510 6 Vinyl siding yes
2012 335,000 Wood Shake Roof 2,990 4 $500 Deductible 1070 8 Stone Siding yes
1970 225,000 Asphalt Shingles Roof 2,230 3 $1000-$2500 Deductible 460 5 Stone Siding No
2007 185,000 Slate Shingles Roof 1,720 4 $500 Deductible 240 3 Stucco siding yes
1971 325,000 Metal Roof 2,860 5 $500- $1000 Deductible 710 5 Wood siding No
2007 330,000 Slate Shingles Roof 2,980 4 $5000 to $10,000 Deductible 290 3 Stucco siding No
1942 385,000 Slate Shingles Roof 3,660 5 $2500-$5000 Deductible 1260 9 Vinyl siding No
1975 270,000 Wood Shake Roof 2,430 5 $5000 to $10,000 Deductible 340 6 Fiber-Cement Siding yes
1949 245,000 Wood Shake Roof 3,160 4 $1000-$2500 Deductible 910 8 Vinyl siding yes
1988 225,000 Wood Shake Roof 2,200 3 $2500-$5000 Deductible 140 2 Stone Siding No
2008 170,000 Slate Shingles Roof 2,120 5 $2500-$5000 Deductible 220 7 Stone Siding No
2013 350,000 Composition Roof 3,230 4 $1000-$2500 Deductible 410 3 Wood siding No