How Much Does Wilmington, NC Home Insurance Cost?
Wilmington, NC Average Homeowners Insurance Cost
$1,126
Homeowners Insurance Cost - Wilmington, NC
$232,900
Median Home Value - Wilmington, NC
Wilmington, NC Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$13.51 | $1,112.49 |
| $1000 Deductible | -$119.58 | $1,006.42 |
| $1500 Deductible | -$178.58 | $947.42 |
| $2000 Deductible | -$265.96 | $860.04 |
| $2500 Deductible | -$317.53 | $808.47 |
Wilmington, NC Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$282 | $845 |
| 30 year old | +$17 | $1,143 |
| 40 year old | +$29 | $1,155 |
| 50 year old | +$43 | $1,169 |
| Above 50 year old | +$54 | $1,180 |
Wilmington, NC Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$124 | $1,002 |
| Superior | -$101 | $1,025 |
| Masonry | -$56 | $1,070 |
| Brick | -$56 | $1,070 |
| Hail Resistant Roof | -$34 | $1,092 |
Wilmington, NC Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$23 | $1,149 |
| Swimming Pool With A Diving Board | +$56 | $1,182 |
| Swimming Pool With Slide | +$68 | $1,194 |
Wilmington, NC Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $34 | $1,092 |
| Police Department | $11 | $1,115 |
Wilmington, NC Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$472.92 | $1,599 |
| Filing a Second Liability Claim | +$427.88 | $1,554 |
| Filing a Second Theft Claim | +$427.88 | $1,554 |
| Filing a Second Water Claim | +$371.58 | $1,498 |
| Filing a Fire Claim | +$225.2 | $1,351 |
| Filing a Liability Claim | +$213.94 | $1,340 |
| Filing a Theft Claim | +$213.94 | $1,340 |
| Filing a Water Claim | +$180.16 | $1,306 |
| Filing a Weather Claim | +$180.16 | $1,306 |