How Much Does Wilmington, NC Home Insurance Cost?

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Wilmington, NC Average Homeowners Insurance Cost

$1,126

Homeowners Insurance Cost - Wilmington, NC

$232,900

Median Home Value - Wilmington, NC


Wilmington, NC Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$13.51 $1,112.49
$1000 Deductible -$119.58 $1,006.42
$1500 Deductible -$178.58 $947.42
$2000 Deductible -$265.96 $860.04
$2500 Deductible -$317.53 $808.47

Wilmington, NC Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$282 $845
30 year old +$17 $1,143
40 year old +$29 $1,155
50 year old +$43 $1,169
Above 50 year old +$54 $1,180

Wilmington, NC Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$124 $1,002
Superior -$101 $1,025
Masonry -$56 $1,070
Brick -$56 $1,070
Hail Resistant Roof -$34 $1,092


Wilmington, NC Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$23 $1,149
Swimming Pool With A Diving Board +$56 $1,182
Swimming Pool With Slide +$68 $1,194

Wilmington, NC Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $34 $1,092
Police Department $11 $1,115

Wilmington, NC Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$472.92 $1,599
Filing a Second Liability Claim +$427.88 $1,554
Filing a Second Theft Claim +$427.88 $1,554
Filing a Second Water Claim +$371.58 $1,498
Filing a Fire Claim +$225.2 $1,351
Filing a Liability Claim +$213.94 $1,340
Filing a Theft Claim +$213.94 $1,340
Filing a Water Claim +$180.16 $1,306
Filing a Weather Claim +$180.16 $1,306

Wilmington, NC Home Insurance - Analysis On Quotes, Rates & Agents

Wilmington, NC Home Insurance Agents for Top Companies

Visual Guide for Wilmington, NC Home Insurance Buyers on Insurance Companies and Rates