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Wilmington, NC Home Values & Insurance Rates

Wilmington, NC Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 839 4.0% $62
$60,000 to $69,999 181 1.0% $174
$70,000 to $79,999 200 1.0% $199
$80,000 to $89,999 366 2.0% $224
$90,000 to $99,999 432 2.0% $255
$100,000 to $124,999 1,576 9.0% $292
$125,000 to $149,999 1,315 7.0% $367
$150,000 to $174,999 2,400 13.0% $436
$175,000 to $199,999 1,597 9.0% $504
$200,000 to $249,999 3,212 18.0% $604
$250,000 to $299,999 2,703 15.0% $741
$300,000 to $399,999 2,415 13.0% $940

Top Home Insurance Agents Near Wilmington, NC

Home Insurance Company Near Wilmington, NC Homeowners Insurance Agency Near Wilmington, NC Address
NA Brunswick Insurance Services, Inc. 976 Ocean Hwy W , Supply, NC, 28462
NA Pleasure Island Insurance Agency Inc 1009 N Lake Park Blvd #A-5 , Carolina Beach, NC, 28428
NA Aquesta Insurance Services, Inc. 700 Military Cutoff, Wilmington, NC, 28405
NA M. Holland & Company 790 Sunset Blvd. N Ste , Sunset Beach, NC, 28468
State Farm Kristin Dowdy 5011 Northside Dr, Shallotte, NC, 28470-4461

Estimated Home Insurance By Street Area Near Wilmington, NC

Wilmington Area Estimated House Insurance
N 5th St, Caladan Rd, Barnards Landing Rd, Crab Apple Ln, Wimbledon Ct, Logwood Ct, Brookforest Rd, Vista Green Ct, Beacon Dr, Fawn St$601
Daphine Ct, Airlie Rd, Wolcott Ave, Winterberry Ct, Northeaster Dr, Beasley Rd, Gateway Dr, Providence Rd, Bent Creek Dr, Butternut Ct E$625
Fish Hawk Ct, Airlie Forest Ct, Rolling Hills Cove, Terrapin Ct, Parsley St, Pacific Rd, Cottage Ln, S Live Oak Pkwy, Hardscrabble Ct, Saint Andrews Dr$650
Doctors Cir, Kings Ct, Northbend Rd, Hunting Ridge Rd, Lost Tree Rd, Arnold Rd, Channel Haven Dr S, Live Oak Pkwy, Rye Ln, W Rye Ln$630
Cascade Rd W, Lansdowne Rd, State Rd 1100, Old Field Rd, Ponderosa Ln, Lincoln Ct N, Antelope Trail Dr, Mohican Trl, Downey Branch Ln, Smith Bay Cir W$631
Artifact Ct, R L Honeycutt Dr, Center St, Bedford Forest Dr, Clearwater Ct, Perry Ave, Bexley Dr, Tillson Ct, Timber Creek Ln, Solera Rd$639
W Renovah Cir, Windsong Rd, Privateer Ct, Indian Corn Trl, Musevale Dr, Oyster Lndg, Portofino Ct, Dullage Dr, Signature Pl, Mockingbird Ln$602
Out Island Dr, State Rd 1411, Old Maccumber Station Rd, Pleasant Oaks Dr, Ritter Dr, Bunche St, Needle Rush Ct, Mohican Trl, Fox Run Rd, Roseland Dr$628
Robin Hood Rd, Ludlow Dr, Taft Aly, Junction Park Dr, Radian Rd, Garden Terrace Dr, Fleming St, Sycamore Ln, Browning Dr, Shakespeare Dr$601
N 9th St, Mears St, Sunglow Dr, Colony Cir N, Merestone Dr, Mews Dr, White Ibis Ct, Waltmoor Rd, Gillette Dr, Berberis Way$621

Savings on home insurance for senior occupied homes

PlaceSavings
Wilmington$93 to $95
New Hanover County$93
Kings Grant$90
Masonboro$92

Wilmington, NC Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wilmington, NC3.3%10.0%
New Hanover County3.4%10.81%
Kings Grant4.03%15.98%
Silver Lake3.87%15.32%

Wilmington Renters Insurance as a Percentage of Rent

Wilmington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 574 2.0% $318
$200 to $299 845 3.0% $768
$300 to $499 1,380 5.0% $1218
$500 to $749 6,030 25.0% $1893
$750 to $999 6,880 29.0% $2643
$1,000 to $1,499 6,444 27.0% $3768
$1,500 or more 1,321 5.0% $5418

Wilmington, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Wilmington Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $15,400$14,400
Net Savings to Wilmington Home Owner from High Deductible Plan $1,000

Wilmington, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wilmington, NC Home Replacement Value MORE than Home Value Wilmington, NC Home Replacement Value LESS than Home Value
Replacement Value $447,500 $257,000
Insurance Premium based on Replacement Value $2,375 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $90,000 Risk Exposure from Under Insuring Coverage is $100,500
Premium Impact Insurance cheaper by $525/year Insurance costlier by $500/year

Example Wilmington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 1129369
Year Built 194020072010
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$200000-$250000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Wilmington, NC Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
New Hanover County, North Carolina $93 $124 $186
Kings Grant CDP, North Carolina $90 $120 $180
Silver Lake CDP, North Carolina $90 $120 $180

Sample Home Insurance Rates for Wilmington, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 390,000 Composition Roof 3,060 5 > $10,000 Deductible 800 8 Brick siding yes
2012 225,000 Wood Shake Roof 1,540 3 $2500-$5000 Deductible 360 4 Fiber-Cement Siding yes
2000 195,000 Shingles Roof 1,840 3 $5000 to $10,000 Deductible 540 9 Wood siding yes
1977 265,000 Slate Shingles Roof 2,280 4 $500 Deductible 290 3 Stone Siding No
1946 200,000 Metal Roof 1,410 2 $2500-$5000 Deductible 240 3 Vinyl siding yes
2011 135,000 Metal Roof 1,290 3 $500- $1000 Deductible 460 10 Wood siding yes
1970 280,000 Metal Roof 2,150 5 $500- $1000 Deductible 420 3 Fiber-Cement Siding No
1976 335,000 Membrane Roof 2,640 4 $5000 to $10,000 Deductible 460 5 Stucco siding yes
2007 385,000 Shingles Roof 2,720 4 $5000 to $10,000 Deductible 650 6 Stone Siding yes
1976 270,000 Asphalt Shingles Roof 2,800 4 $500 Deductible 890 7 Wood siding yes