Wilmington Insurance Rates:

Wilmington, DE homeowners insurance is about $644 to $874, about $53-$72/month. Our exhaustive analysis shows customers can save upto $304 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wilmington, DE Homeowners Insurance By Home Value

Wilmington, DE Home Value Total Homes % of Total Average Wilmington, DE Homeowners Insurance
Less than $50,000 389 3.0% $98
$50,000 to $59,999 160 1.0% $220
$60,000 to $69,999 342 2.0% $273
$70,000 to $79,999 375 2.0% $311
$80,000 to $89,999 501 3.0% $357
$90,000 to $99,999 488 3.0% $395
$100,000 to $124,999 1,462 11.0% $463
$125,000 to $149,999 1,316 10.0% $577
$150,000 to $174,999 1,638 13.0% $684
$175,000 to $199,999 1,422 11.0% $790
$200,000 to $249,999 2,033 16.0% $950
$250,000 to $299,999 1,010 8.0% $1162
$300,000 to $399,999 1,397 11.0% $1482

Top Home Insurance Agents Near Wilmington, DE

Home Insurance Company Near Wilmington, DE Homeowners Insurance Agency Near Wilmington, DE Address
Travelers Andrew M Tretina Po Box 53 Feasterville, Lower Southampton Township, PA, 19053
Allstate Damon Troy 2370 York Rd Ste C5, Jamison, PA, 18929
State Farm Darren Moore 1702 Kirkwood Hwy Ste 101, Wilmington, DE, 19805-4939
Travelers Gregg Agency 3984 W LINCOLN HWY, PARKESBURG, PA, 19365
State Farm Tam Wilson Clu, Chfc 332 Hartman Bridge Rd, Ronks, PA, 17572-9508

Wilmington, DE Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Wilmington, DE

Streets in Wilmington Area Homeowners Insurance Cost
Laurel St, Shipley St, S Justison St, Water St, S Broom St, Commerce St, Cityview Ave, W 16th St, Temple Ter, Hawke Dr$761
S Heald St, E Matson Run Pkwy, E 27th St, E 28th St, W 13th St, Jensen Dr, Brown St, Mc Cabe Ave, Lovering Ave, Miller Rd$762
Lobdell St, James Ct, E 22nd St, Water St, E 31st St, Allens Aly, Jessup St, W 22nd St, Springer St, Lauren Dr$737
Columbia Ave, Lehm Rd, Garden Pl, W 35th St, Atwood Rd, Chippey St, Woodlawn Ave, Howland St, N Park Dr, E 16th St$762
Davis St, Lovering Ave, W 21 St, Pearl St, N Locust St, W 16th St, E 7th St, Willing St, Tatnall St, Jessup St$802
Bancroft Estate Rd, Macdonough Rd, E 8th St, E Newport Pike, Marlowe Rd, Channing Rd, Crawford Cir, Railroad Rd, McLane St, N Rodney St$820
Rockford Grove Ln, Grier Ave, E 8th St, Tyndale Rd, Coleman St, W 18th St, Rodman St, N Grant Ave, E Front St, Douglas St$773
Franklin St, Guyer Ave, Irving Dr, Robinson la, New York Ave, E 29th St, Riverview Ave, Swedes Landing Rd, Thatcher St, Superfine Ln$738
Bassett St, Townsend Pl, Church Ln, Kirkwood St, Ogle Ave, McCabe Ave, E 25th St, E 14th St, Radcliffe Rd, E 24th St$744
N Connell St, State Rd 202, N Buttonwood St, E 4th St, W 23rd St, Todds Ln, Mount Salem Ln, W 15th St, N Lombard St, W 17th St$746

Wilmington, DE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wilmington$113 to $116
Edgemoor$114
Bellefonte$115
Penns Grove$120

Wilmington, DE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Edgemoor CDP, Delaware $96 $127 $191
Bellefonte town, Delaware $96 $128 $192
Penns Grove borough, New Jersey $100 $133 $200

Wilmington, DE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wilmington, DE4.5%14.0%
Edgemoor4.1%12.15%
Bellefonte4.42%17.04%
Penns Grove4.34%10.35%

Wilmington Renters Insurance as a Percentage of Rent

Wilmington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 735 5.0% $358
$200 to $299 914 6.0% $808
$300 to $499 1,498 10.0% $1258
$500 to $749 1,992 13.0% $1933
$750 to $999 4,090 27.0% $2683
$1,000 to $1,499 4,331 29.0% $3808
$1,500 or more 1,139 7.0% $5458

Average Cost Of Home Insurance By Company In Areas Nearby Wilmington For Different Scenarios

Coverage Construction type Age of home Company Premium Deductible
150,000 Frame construction 25 years old Delaware Grange Mutual Insurance Company 353 500
500,000 Brick/masonry construction 25 years old Encompass Ins Co Of America 1,869 1000
350,000 Brick/masonry construction 25 years old Farm Family Casualty Insurance Company 1,045 500
150,000 Frame construction 25 years old Farm Family Casualty Insurance Company 421 500
250,000 Brick/masonry construction 10 years old Liberty Insurance Corporation 768.85 1000
150,000 Brick/masonry construction 25 years old Ngm Insurance Company 775 500
150,000 Brick/masonry construction 10 years old The Hartford - Aarp Direct - Home 379 1000
350,000 Frame construction 25 years old Usaa General Indemnity Company 2,403.37 1000
350,000 Frame construction 25 years old Usaa General Indemnity Company 2,551.51 500

Wilmington, DE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Wilmington Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,700$13,100
Net Savings to Wilmington Home Owner from High Deductible Plan $600

Wilmington, DE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wilmington, DE Home Replacement Value MORE than Home Value Wilmington, DE Home Replacement Value LESS than Home Value
Replacement Value $491,500 $336,500
Insurance Premium based on Replacement Value $2,200 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $113,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $175/year

Example Wilmington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmAllstate
Monthly Premium 384437
Year Built 195619641941
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$125000-$150000$175000-$200000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Wilmington, DE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 105,000 Asphalt Shingles Roof 960 2 $500 Deductible 70 3 Stone Siding yes
1961 135,000 Composition Roof 1,400 2 $500- $1000 Deductible 200 6 Vinyl siding No
1969 105,000 Metal Roof 1,030 2 $1000-$2500 Deductible 150 7 Stone Siding No
1950 150,000 Tile Roof 1,410 2 $5000 to $10,000 Deductible 340 12 Fiber-Cement Siding No
1961 160,000 Tile Roof 1,610 2 $1000-$2500 Deductible 120 2 Vinyl siding No
1955 215,000 Metal Roof 1,730 2 $500 Deductible 110 2 Stone Siding yes
1950 100,000 Shingles Roof 910 2 $1000-$2500 Deductible 210 6 Stucco siding yes
1966 250,000 Slate Shingles Roof 2,730 4 $2500-$5000 Deductible 60 1 Brick siding No
1961 235,000 Asphalt Shingles Roof 1,880 3 $500- $1000 Deductible 540 6 Vinyl siding yes
1958 95,000 Composition Roof 1,110 2 $500- $1000 Deductible 130 4 Stucco siding No
1944 170,000 Asphalt Shingles Roof 1,730 4 $500- $1000 Deductible 290 6 Stone Siding yes
1950 125,000 Wood Shake Roof 1,390 3 $500 Deductible 230 6 Vinyl siding No
1956 200,000 Membrane Roof 2,390 4 $500- $1000 Deductible 200 4 Wood siding yes
1947 135,000 Membrane Roof 1,510 3 $2500-$5000 Deductible 110 3 Wood siding yes
1965 80,000 Tile Roof 950 2 $2500-$5000 Deductible 230 9 Brick siding yes
1955 225,000 Metal Roof 1,870 3 $1000-$2500 Deductible 380 6 Vinyl siding No
1940 140,000 Asphalt Shingles Roof 1,200 2 $2500-$5000 Deductible 360 10 Fiber-Cement Siding yes
1943 170,000 Metal Roof 1,420 3 $500 Deductible 660 12 Stucco siding No
1942 280,000 Shingles Roof 2,650 4 $500 Deductible 1320 12 Vinyl siding yes
1951 230,000 Slate Shingles Roof 1,900 4 $500- $1000 Deductible 380 5 Vinyl siding yes
1969 225,000 Wood Shake Roof 2,010 3 $2500-$5000 Deductible 780 12 Vinyl siding No
1959 235,000 Metal Roof 2,130 3 $500 Deductible 850 12 Wood siding No
1954 195,000 Composition Roof 2,160 4 $2500-$5000 Deductible 250 5 Stone Siding No
1965 225,000 Shingles Roof 2,090 3 $5000 to $10,000 Deductible 260 6 Vinyl siding yes
1959 185,000 Slate Shingles Roof 1,760 3 $1000-$2500 Deductible 380 8 Vinyl siding yes
1955 225,000 Membrane Roof 2,140 3 $500- $1000 Deductible 370 4 Stone Siding yes
1954 220,000 Shingles Roof 2,160 3 > $10,000 Deductible 370 10 Brick siding No
1969 195,000 Wood Shake Roof 2,040 3 $500- $1000 Deductible 260 5 Wood siding yes
1964 280,000 Membrane Roof 2,510 4 $500 Deductible 180 2 Vinyl siding yes
1968 215,000 Membrane Roof 2,220 3 $5000 to $10,000 Deductible 290 5 Brick siding No
1945 130,000 Tile Roof 1,540 3 $2500-$5000 Deductible 230 7 Vinyl siding No
1959 250,000 Shingles Roof 2,320 3 $1000-$2500 Deductible 710 10 Stone Siding No
1961 240,000 Membrane Roof 2,430 4 $5000 to $10,000 Deductible 430 9 Fiber-Cement Siding yes
1948 205,000 Slate Shingles Roof 1,720 3 $2500-$5000 Deductible 280 9 Brick siding yes

Latest Home Insurance Reviews

Allstate
When we called they had a promo response to our claim. Our home was fixed within the month. We are very satisfied.
State Farm
While probably not the worst around, I would recommend searching for a better deal before settling on State Farm. They are impersonal and are better at making money than providing insurance.
Geico
They were way cheaper than other options, which made they a good deal at the time as a was living paycheck to paycheck trying to make ends meet
Liberty Mutual
They are pretty affordable but I've never had to use the insurance thank god
State Farm
I would recommend state farm to other people, but I'd let them know my concerns and issues that I have had with the insurance agency, so that they could make an educated decision.
Farmer's Insurance
Haven't needed to file a claim yet but they seem reasonable and it is easy to renew my insurance policy
State Farm
As of right now, i am not making a steady income. i do like them, but i can barely afford their rates, as they are a little high.
State Farm
The agents at state farm are always great to work with. they are always friendly and willing to help me out with any questions or problems i have.
Allstate
I feel like it's pretty expensive considering IÃḃ€™ve never had any insurance claim and been with them for 8 years.
Liberty Mutual
It was the least expensive I could find at the time I purchased the house. The agent is not local, so the service has been somewhat slow. I believe I can find a lower premium when it comes time for renewal.
State Farm
I don't really care for the customer service that i received when i began using the service but the pricing helped me to decide to stay using their service.
State Farm
They are always helpful. I do wish they would let me know if my insurance premiums are going to go up and be more proactive about finding discounts.
Allstate
Allstate's customer service is very friendly and professional. The take the time to understand my problem and work to quickly resolve it.
Allstate
I think it is pretty ok for now, although of course if there's something better that comes along the way, I'd readily take it. Just like with everything else in life, I really hope things wouldn't cost so much. But what can I do, I live in California, everything's expensive here.
Allstate
This is the best insurance company Ive ever dealt with. Communication is perfect, they are very personable and theres a ton of incentives to lower the premiums. I am satisfied!
Travelers
The price for the Travelers insurance was cheaper than other providers that I looked at. I did not even know they were in insurance until my broker found them for me.
Allstate
They offer a local agent that I can call and speak directly to, or stop by and he is there. Other agencies, the agent was never in or it is a satellite office with no specific agent

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