Willows Insurance Rates:

Willows, CA homeowners insurance is roughly $512 to $697, about $42-$58/month. Our in depth research shows customers can save upto $242 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Willows, CA Homeowners Insurance By Home Value

Willows, CA Home Value Total Homes % of Total Average Willows, CA Homeowners Insurance
Less than $50,000 94 4.0% $60
$50,000 to $59,999 48 2.0% $133
$80,000 to $89,999 26 1.0% $217
$90,000 to $99,999 48 2.0% $242
$100,000 to $124,999 148 7.0% $284
$125,000 to $149,999 61 3.0% $350
$150,000 to $174,999 178 8.0% $417
$175,000 to $199,999 202 10.0% $484
$200,000 to $249,999 486 24.0% $580
$250,000 to $299,999 328 16.0% $707
$300,000 to $399,999 371 18.0% $901

Top Home Insurance Agents Near Willows, CA

Home Insurance Company Near Willows, CA Homeowners Insurance Agency Near Willows, CA Address
Travelers Amator Horn Insurance Agency 9341 MIDWAY UNIT D STE 120, DURHAM, CA, 95938
State Farm Chuck Jones 961 Live Oak Blvd Ste B, Yuba City, CA, 95991-4029
State Farm Craig Starkey 1258 Stabler Ln Ste 110, Yuba City, CA, 95993-2627
Farmers John Ussery 367 Lakeport Blvd, Lakeport, CA, 95453
NA Nevin & Witt Insurance And Financial Services, Inc. 6848-H Skyway, Paradise, CA, 95969

Cost Of Homeowners Insurance By Street Near Willows, CA

Streets in Willows Area Homeowners Insurance Cost
99 Hwy W, S Villa Ave, Co Rd 59, Rd B, Co Rd 48, Co Rd F, W Walnut St, E Laurel St, Co Rd 31, Rd 66$604
Rd 45, Saint John St, S Sacramento St, Rd 51, Co Rd 32, N Colusa St, Co Rd 43, Co Rd 65, Tamarack Way, Sunset Ter$601
Co Rd 30, Morrison Bryan Rd, Glenn Dr, Garden St, Rd X, Co Rd 48, Bayliss Blue Gum Rd, Co Rd Vv, Co Rd Hh, Maple St$612
Co Rd 39, Rd 46, Rd Xx, Rd 53, Co Rd 24, W 1st Ave, Green St, Co Rd 61, Glenwood Dr, State Hwy 162$615
Donnie Ln, Co Rd 309, Forest Rte 23N05, 20 N 59, S Yolo St, Elm St, Sherwood Way, Co Rd 58, Black Diamond Rd, E Sycamore St$611

Willows, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Willows$90 to $93
Glenn County$90
Elk Creek$87
Artois$91

Willows, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Glenn County, California $75 $100 $150
Elk Creek CDP, California $73 $97 $145
Artois CDP, California $76 $101 $152

Willows, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Willows, CA3.4%12.4%
Glenn County3.35%13.05%
Elk Creek4.07%17.08%
Stonyford5.13%14.01%

Willows Renters Insurance as a Percentage of Rent

Willows Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 1.0% $347
$200 to $299 104 7.0% $797
$300 to $499 56 4.0% $1247
$500 to $749 547 39.0% $1922
$750 to $999 251 18.0% $2672
$1,000 to $1,499 349 25.0% $3797
$1,500 or more 61 4.0% $5447

Willows, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Willows Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $6,200$5,400
Net Savings to Willows Home Owner from High Deductible Plan $800

Willows, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Willows, CA Home Replacement Value MORE than Home Value Willows, CA Home Replacement Value LESS than Home Value
Replacement Value $282,500 $164,500
Insurance Premium based on Replacement Value $700 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,000 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Willows Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceLiberty Mutual
Monthly Premium 273584
Year Built 197019481981
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$300000-$350000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Willows, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 95,000 Metal Roof 940 2 $1000-$2500 Deductible 230 12 Brick siding No
2014 170,000 Composition Roof 1,420 2 $1000-$2500 Deductible 480 12 Stucco siding yes
1989 245,000 Membrane Roof 1,800 4 > $10,000 Deductible 40 1 Wood siding yes
1960 130,000 Tile Roof 1,260 2 $1000-$2500 Deductible 100 3 Fiber-Cement Siding No
1968 240,000 Shingles Roof 2,070 4 $500- $1000 Deductible 390 7 Wood siding yes
1979 195,000 Membrane Roof 1,700 3 $500 Deductible 40 1 Fiber-Cement Siding No
1986 355,000 Shingles Roof 3,100 4 $500 Deductible 710 8 Wood siding No
1974 525,000 Wood Shake Roof 4,900 5 $2500-$5000 Deductible 260 3 Fiber-Cement Siding yes
1998 290,000 Wood Shake Roof 2,140 3 $1000-$2500 Deductible 510 9 Stone Siding yes
2011 445,000 Composition Roof 3,060 4 $500 Deductible 1750 12 Stucco siding yes
2014 115,000 Composition Roof 990 2 $2500-$5000 Deductible 100 8 Vinyl siding No
2011 325,000 Wood Shake Roof 3,220 4 $500- $1000 Deductible 500 5 Wood siding No
1990 215,000 Composition Roof 2,100 3 $1000-$2500 Deductible 420 10 Vinyl siding No